The First, A National Banking Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
The First, A National Banking Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The First, A National Banking Association P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,032 |
| Total Mortgage Loan Application Amount | $456,880,000 |
| Average Mortgage Loan Application Amount | $186,600 |
| Highest Mortgage Loan Application Amount | $2,945,000 |
| Average Applicant Income | $140,800 |
| Highest Applicant Income | $4,648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The First, A National Banking Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The First, A National Banking Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The First, A National Banking Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The First, A National Banking Association serves its applicants.
Each category highlights the total number of mortgage applications processed by The First, A National Banking Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The First, A National Banking Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 131 | $ 20,745,000 | $ 158,000 | $ 92,000 |
| Baldwin County Alabama | 125 | $ 31,255,000 | $ 250,000 | $ 152,000 |
| Forrest County Mississippi | 125 | $ 19,295,000 | $ 154,000 | $ 145,000 |
| Okaloosa County Florida | 120 | $ 41,780,000 | $ 348,000 | $ 157,000 |
| Jackson County Mississippi | 114 | $ 21,830,000 | $ 191,000 | $ 119,000 |
| Walton County Florida | 112 | $ 41,770,000 | $ 372,000 | $ 220,000 |
| Leon County Florida | 106 | $ 23,020,000 | $ 217,000 | $ 121,000 |
| Harrison County Mississippi | 101 | $ 18,925,000 | $ 187,000 | $ 122,000 |
| Rankin County Mississippi | 101 | $ 20,585,000 | $ 203,000 | $ 83,000 |
| Lamar County Mississippi | 99 | $ 23,755,000 | $ 239,000 | $ 151,000 |
| Tangipahoa County Louisiana | 86 | $ 10,770,000 | $ 125,000 | $ 87,000 |
| St. Tammany County Louisiana | 77 | $ 21,125,000 | $ 274,000 | $ 173,000 |
| Bay County Florida | 68 | $ 19,850,000 | $ 291,000 | $ 180,000 |
| Hancock County Mississippi | 58 | $ 10,170,000 | $ 175,000 | $ 157,000 |
| Madison County Mississippi | 56 | $ 14,590,000 | $ 260,000 | $ 105,000 |
| Hinds County Mississippi | 55 | $ 8,465,000 | $ 153,000 | $ 81,000 |
| Jones County Mississippi | 52 | $ 8,790,000 | $ 169,000 | $ 119,000 |
| Santa Rosa County Florida | 36 | $ 10,380,000 | $ 288,000 | $ 126,000 |
| Escambia County Florida | 34 | $ 7,300,000 | $ 214,000 | $ 188,000 |
| Orleans County Louisiana | 30 | $ 15,910,000 | $ 530,000 | $ 223,000 |
| East Baton Rouge County Louisiana | 28 | $ 8,420,000 | $ 300,000 | $ 182,000 |
| Thomas County Georgia | 25 | $ 3,515,000 | $ 140,000 | $ 121,000 |
| Pearl River County Mississippi | 25 | $ 4,225,000 | $ 169,000 | $ 114,000 |
| Livingston County Louisiana | 23 | $ 3,975,000 | $ 172,000 | $ 80,000 |
| Jefferson County Louisiana | 20 | $ 6,050,000 | $ 302,000 | $ 156,000 |
| Washington County Alabama | 17 | $ 1,335,000 | $ 78,000 | $ 82,000 |
| Ascension County Louisiana | 17 | $ 4,305,000 | $ 253,000 | $ 124,000 |
| Stone County Mississippi | 15 | $ 1,165,000 | $ 77,000 | $ 54,000 |
| Jefferson County Florida | 13 | $ 2,415,000 | $ 185,000 | $ 135,000 |
| Gadsden County Florida | 12 | $ 1,880,000 | $ 156,000 | $ 77,000 |
| Iberville County Louisiana | 12 | $ 2,020,000 | $ 168,000 | $ 432,000 |
| Perry County Mississippi | 9 | $ 995,000 | $ 110,000 | $ 70,000 |
| Wakulla County Florida | 8 | $ 1,840,000 | $ 230,000 | $ 84,000 |
| Grady County Georgia | 8 | $ 1,450,000 | $ 181,000 | $ 82,000 |
| Covington County Mississippi | 8 | $ 1,270,000 | $ 158,000 | $ 134,000 |
| Washington County Louisiana | 6 | $ 1,270,000 | $ 211,000 | $ 170,000 |
| George County Mississippi | 6 | $ 730,000 | $ 121,000 | $ 58,000 |
| Scott County Mississippi | 6 | $ 380,000 | $ 63,000 | $ 28,000 |
| Warren County Mississippi | 6 | $ 1,350,000 | $ 225,000 | $ 101,000 |
| West Baton Rouge County Louisiana | 5 | $ 645,000 | $ 129,000 | $ 81,000 |
| Jackson County Florida | 4 | $ 670,000 | $ 167,000 | $ 42,000 |
| Assumption County Louisiana | 4 | $ 410,000 | $ 102,000 | $ 48,000 |
| Lafayette County Louisiana | 4 | $ 1,360,000 | $ 340,000 | $ 227,000 |
| Oktibbeha County Mississippi | 4 | $ 660,000 | $ 165,000 | $ 224,000 |
| Washington County Florida | 3 | $ 835,000 | $ 278,000 | $ 150,000 |
| Marion County Mississippi | 3 | $ 535,000 | $ 178,000 | $ 113,000 |
| Panola County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 45,000 |
| Lowndes County Georgia | 2 | $ 290,000 | $ 145,000 | $ 134,000 |
| St. Bernard County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| St. Charles County Louisiana | 2 | $ 610,000 | $ 305,000 | $ 101,000 |
| St. Helena County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| DeSoto County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Jasper County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Jefferson Davis County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Lafayette County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 327,000 |
| Leake County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Simpson County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 19,000 |
| Smith County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Butler County Alabama | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| Dale County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Houston County Alabama | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Alabama | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Talladega County Alabama | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Tallapoosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 467,000 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Franklin County Florida | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Holmes County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Florida | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Nassau County Florida | 1 | $ 185,000 | $ 185,000 | $ 502,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Brooks County Georgia | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Cherokee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 352,000 |
| Fulton County Georgia | 1 | $ 2,235,000 | $ 2,235,000 | $ 4,648,000 |
| Tift County Georgia | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Lafourche County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Pointe Coupee County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 281,000 |
| St. Landry County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Choctaw County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Franklin County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Humphreys County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Newton County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Pike County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Yazoo County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mortgage Loan Application Detail Totals for The First, A National Banking Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,249 | $288,195,000 | $230,000 | $2,405,000 | $125,000 | $4,296,000 |
| Refinancing | 548 | $128,540,000 | $234,000 | $2,945,000 | $185,000 | $4,648,000 |
| Cash-out Refinancing | 159 | $29,265,000 | $184,000 | $815,000 | $96,000 | $493,000 |
| Other Purpose | 55 | $7,885,000 | $143,000 | $485,000 | $156,000 | $1,728,000 |
| Home Improvement | 21 | $2,995,000 | $142,000 | $855,000 | $142,000 | $407,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,462 | $335,880,000 | $229,000 | $2,235,000 | $139,000 | $4,648,000 |
| Not applicable | 219 | $50,535,000 | $230,000 | $2,945,000 | $0 | $0 |
| Black or African American | 177 | $28,245,000 | $159,000 | $775,000 | $84,000 | $600,000 |
| Not Provided | 104 | $25,360,000 | $243,000 | $1,205,000 | $126,000 | $1,002,000 |
| Hispanic | 37 | $7,925,000 | $214,000 | $665,000 | $188,000 | $1,856,000 |
| Asian | 24 | $5,270,000 | $219,000 | $555,000 | $182,000 | $680,000 |
| American Indian or Alaskan Native | 6 | $2,590,000 | $431,000 | $1,755,000 | $835,000 | $4,296,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $365,000 | $365,000 | $365,000 | $123,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,596 | $359,540,000 | $225,000 | $2,945,000 | $155,000 | $4,648,000 |
| VA-guaranteed (Veterans Administration) | 176 | $54,540,000 | $309,000 | $805,000 | $111,000 | $338,000 |
| FHA-insured (Federal Housing Administration) | 134 | $23,320,000 | $174,000 | $365,000 | $66,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $19,480,000 | $154,000 | $335,000 | $55,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,497 | $348,865,000 | $233,000 | $2,945,000 | $147,000 | $4,648,000 |
| Application Withdrawn By Applicant | 310 | $67,790,000 | $218,000 | $1,755,000 | $135,000 | $4,296,000 |
| Application Denied By Financial Institution | 191 | $32,135,000 | $168,000 | $775,000 | $75,000 | $400,000 |
| File Closed For Incompleteness | 19 | $4,025,000 | $211,000 | $485,000 | $143,000 | $861,000 |
| Application Approved But Not Accepted | 15 | $4,065,000 | $271,000 | $655,000 | $132,000 | $305,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,841 | $424,745,000 | $230,000 | $2,945,000 | $145,000 | $4,648,000 |
| Credit History | 61 | $9,625,000 | $157,000 | $705,000 | $76,000 | $400,000 |
| Debt-To-Income Ratio | 58 | $10,110,000 | $174,000 | $485,000 | $56,000 | $150,000 |
| Collateral | 39 | $7,995,000 | $205,000 | $775,000 | $103,000 | $300,000 |
| Other | 16 | $1,940,000 | $121,000 | $305,000 | $73,000 | $246,000 |
| Unverifiable Information | 6 | $800,000 | $133,000 | $375,000 | $78,000 | $240,000 |
| Employment History | 5 | $765,000 | $153,000 | $225,000 | $76,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $565,000 | $188,000 | $245,000 | $49,000 | $65,000 |
| Credit Application Incomplete | 2 | $230,000 | $115,000 | $165,000 | $70,000 | $112,000 |
| Mortgage Insurance Denied | 1 | $105,000 | $105,000 | $105,000 | $63,000 | $63,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The First, A National Banking Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The First, A National Banking Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.