The First, A National Banking Association
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First, A National Banking Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The First, A National Banking Association P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,032 |
| Total Mortgage Loan Application Amount | $456,880,000 |
| Average Mortgage Loan Application Amount | $186,600 |
| Highest Mortgage Loan Application Amount | $2,945,000 |
| Average Applicant Income | $140,800 |
| Highest Applicant Income | $4,648,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 131 | $ 20,745,000 | $ 158,000 | $ 92,000 |
| Baldwin County Alabama | 125 | $ 31,255,000 | $ 250,000 | $ 152,000 |
| Forrest County Mississippi | 125 | $ 19,295,000 | $ 154,000 | $ 145,000 |
| Okaloosa County Florida | 120 | $ 41,780,000 | $ 348,000 | $ 157,000 |
| Jackson County Mississippi | 114 | $ 21,830,000 | $ 191,000 | $ 119,000 |
| Walton County Florida | 112 | $ 41,770,000 | $ 372,000 | $ 220,000 |
| Leon County Florida | 106 | $ 23,020,000 | $ 217,000 | $ 121,000 |
| Harrison County Mississippi | 101 | $ 18,925,000 | $ 187,000 | $ 122,000 |
| Rankin County Mississippi | 101 | $ 20,585,000 | $ 203,000 | $ 83,000 |
| Lamar County Mississippi | 99 | $ 23,755,000 | $ 239,000 | $ 151,000 |
| Tangipahoa County Louisiana | 86 | $ 10,770,000 | $ 125,000 | $ 87,000 |
| St. Tammany County Louisiana | 77 | $ 21,125,000 | $ 274,000 | $ 173,000 |
| Bay County Florida | 68 | $ 19,850,000 | $ 291,000 | $ 180,000 |
| Hancock County Mississippi | 58 | $ 10,170,000 | $ 175,000 | $ 157,000 |
| Madison County Mississippi | 56 | $ 14,590,000 | $ 260,000 | $ 105,000 |
| Hinds County Mississippi | 55 | $ 8,465,000 | $ 153,000 | $ 81,000 |
| Jones County Mississippi | 52 | $ 8,790,000 | $ 169,000 | $ 119,000 |
| Santa Rosa County Florida | 36 | $ 10,380,000 | $ 288,000 | $ 126,000 |
| Escambia County Florida | 34 | $ 7,300,000 | $ 214,000 | $ 188,000 |
| Orleans County Louisiana | 30 | $ 15,910,000 | $ 530,000 | $ 223,000 |
| East Baton Rouge County Louisiana | 28 | $ 8,420,000 | $ 300,000 | $ 182,000 |
| Thomas County Georgia | 25 | $ 3,515,000 | $ 140,000 | $ 121,000 |
| Pearl River County Mississippi | 25 | $ 4,225,000 | $ 169,000 | $ 114,000 |
| Livingston County Louisiana | 23 | $ 3,975,000 | $ 172,000 | $ 80,000 |
| Jefferson County Louisiana | 20 | $ 6,050,000 | $ 302,000 | $ 156,000 |
| Washington County Alabama | 17 | $ 1,335,000 | $ 78,000 | $ 82,000 |
| Ascension County Louisiana | 17 | $ 4,305,000 | $ 253,000 | $ 124,000 |
| Stone County Mississippi | 15 | $ 1,165,000 | $ 77,000 | $ 54,000 |
| Jefferson County Florida | 13 | $ 2,415,000 | $ 185,000 | $ 135,000 |
| Gadsden County Florida | 12 | $ 1,880,000 | $ 156,000 | $ 77,000 |
| Iberville County Louisiana | 12 | $ 2,020,000 | $ 168,000 | $ 432,000 |
| Perry County Mississippi | 9 | $ 995,000 | $ 110,000 | $ 70,000 |
| Wakulla County Florida | 8 | $ 1,840,000 | $ 230,000 | $ 84,000 |
| Grady County Georgia | 8 | $ 1,450,000 | $ 181,000 | $ 82,000 |
| Covington County Mississippi | 8 | $ 1,270,000 | $ 158,000 | $ 134,000 |
| Washington County Louisiana | 6 | $ 1,270,000 | $ 211,000 | $ 170,000 |
| George County Mississippi | 6 | $ 730,000 | $ 121,000 | $ 58,000 |
| Scott County Mississippi | 6 | $ 380,000 | $ 63,000 | $ 28,000 |
| Warren County Mississippi | 6 | $ 1,350,000 | $ 225,000 | $ 101,000 |
| West Baton Rouge County Louisiana | 5 | $ 645,000 | $ 129,000 | $ 81,000 |
| Jackson County Florida | 4 | $ 670,000 | $ 167,000 | $ 42,000 |
| Assumption County Louisiana | 4 | $ 410,000 | $ 102,000 | $ 48,000 |
| Lafayette County Louisiana | 4 | $ 1,360,000 | $ 340,000 | $ 227,000 |
| Oktibbeha County Mississippi | 4 | $ 660,000 | $ 165,000 | $ 224,000 |
| Washington County Florida | 3 | $ 835,000 | $ 278,000 | $ 150,000 |
| Marion County Mississippi | 3 | $ 535,000 | $ 178,000 | $ 113,000 |
| Panola County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 45,000 |
| Lowndes County Georgia | 2 | $ 290,000 | $ 145,000 | $ 134,000 |
| St. Bernard County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| St. Charles County Louisiana | 2 | $ 610,000 | $ 305,000 | $ 101,000 |
| St. Helena County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| DeSoto County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Jasper County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Jefferson Davis County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Lafayette County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 327,000 |
| Leake County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Simpson County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 19,000 |
| Smith County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Butler County Alabama | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| Dale County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Houston County Alabama | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Alabama | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Talladega County Alabama | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Tallapoosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 467,000 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Franklin County Florida | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Holmes County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Florida | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Nassau County Florida | 1 | $ 185,000 | $ 185,000 | $ 502,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Brooks County Georgia | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Cherokee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 352,000 |
| Fulton County Georgia | 1 | $ 2,235,000 | $ 2,235,000 | $ 4,648,000 |
| Tift County Georgia | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Lafourche County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Pointe Coupee County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 281,000 |
| St. Landry County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Choctaw County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Franklin County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Humphreys County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Newton County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Pike County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Yazoo County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First, A National Banking Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,249 | $288,195,000 | $230,000 | $2,405,000 | $125,000 | $4,296,000 |
| Refinancing | 548 | $128,540,000 | $234,000 | $2,945,000 | $185,000 | $4,648,000 |
| Cash-out Refinancing | 159 | $29,265,000 | $184,000 | $815,000 | $96,000 | $493,000 |
| Other Purpose | 55 | $7,885,000 | $143,000 | $485,000 | $156,000 | $1,728,000 |
| Home Improvement | 21 | $2,995,000 | $142,000 | $855,000 | $142,000 | $407,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,462 | $335,880,000 | $229,000 | $2,235,000 | $139,000 | $4,648,000 |
| Not applicable | 219 | $50,535,000 | $230,000 | $2,945,000 | $0 | $0 |
| Black or African American | 177 | $28,245,000 | $159,000 | $775,000 | $84,000 | $600,000 |
| Not Provided | 104 | $25,360,000 | $243,000 | $1,205,000 | $126,000 | $1,002,000 |
| Hispanic | 37 | $7,925,000 | $214,000 | $665,000 | $188,000 | $1,856,000 |
| Asian | 24 | $5,270,000 | $219,000 | $555,000 | $182,000 | $680,000 |
| American Indian or Alaskan Native | 6 | $2,590,000 | $431,000 | $1,755,000 | $835,000 | $4,296,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $365,000 | $365,000 | $365,000 | $123,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,596 | $359,540,000 | $225,000 | $2,945,000 | $155,000 | $4,648,000 |
| VA-guaranteed (Veterans Administration) | 176 | $54,540,000 | $309,000 | $805,000 | $111,000 | $338,000 |
| FHA-insured (Federal Housing Administration) | 134 | $23,320,000 | $174,000 | $365,000 | $66,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $19,480,000 | $154,000 | $335,000 | $55,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,497 | $348,865,000 | $233,000 | $2,945,000 | $147,000 | $4,648,000 |
| Application Withdrawn By Applicant | 310 | $67,790,000 | $218,000 | $1,755,000 | $135,000 | $4,296,000 |
| Application Denied By Financial Institution | 191 | $32,135,000 | $168,000 | $775,000 | $75,000 | $400,000 |
| File Closed For Incompleteness | 19 | $4,025,000 | $211,000 | $485,000 | $143,000 | $861,000 |
| Application Approved But Not Accepted | 15 | $4,065,000 | $271,000 | $655,000 | $132,000 | $305,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,841 | $424,745,000 | $230,000 | $2,945,000 | $145,000 | $4,648,000 |
| Credit History | 61 | $9,625,000 | $157,000 | $705,000 | $76,000 | $400,000 |
| Debt-To-Income Ratio | 58 | $10,110,000 | $174,000 | $485,000 | $56,000 | $150,000 |
| Collateral | 39 | $7,995,000 | $205,000 | $775,000 | $103,000 | $300,000 |
| Other | 16 | $1,940,000 | $121,000 | $305,000 | $73,000 | $246,000 |
| Unverifiable Information | 6 | $800,000 | $133,000 | $375,000 | $78,000 | $240,000 |
| Employment History | 5 | $765,000 | $153,000 | $225,000 | $76,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $565,000 | $188,000 | $245,000 | $49,000 | $65,000 |
| Credit Application Incomplete | 2 | $230,000 | $115,000 | $165,000 | $70,000 | $112,000 |
| Mortgage Insurance Denied | 1 | $105,000 | $105,000 | $105,000 | $63,000 | $63,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.