Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 887 |
Total Mortgage Loan Application Amount | $96,129,000 |
Average Mortgage Loan Application Amount | $138,357 |
Highest Mortgage Loan Application Amount | $541,000 |
Average Applicant Income | $77,892 |
Highest Applicant Income | $829,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cabell County West Virginia | 108 | $ 9,070,000 | $ 83,000 | $ 49,000 |
Montgomery County Kentucky | 38 | $ 4,997,000 | $ 131,000 | $ 52,000 |
Putnam County Ohio | 38 | $ 3,975,000 | $ 104,000 | $ 62,000 |
Putnam County West Virginia | 30 | $ 4,043,000 | $ 134,000 | $ 57,000 |
Dubois County Indiana | 28 | $ 2,721,000 | $ 97,000 | $ 50,000 |
Auglaize County Ohio | 27 | $ 3,454,000 | $ 127,000 | $ 62,000 |
Defiance County Ohio | 22 | $ 2,535,000 | $ 115,000 | $ 43,000 |
Kent County Maryland | 21 | $ 3,409,000 | $ 162,000 | $ 86,000 |
Erie County Ohio | 21 | $ 2,193,000 | $ 104,000 | $ 65,000 |
Spencer County Indiana | 20 | $ 1,649,000 | $ 82,000 | $ 46,000 |
Muskingum County Ohio | 20 | $ 2,054,000 | $ 102,000 | $ 56,000 |
Shelby County Ohio | 20 | $ 2,290,000 | $ 114,000 | $ 77,000 |
Kent County Michigan | 19 | $ 2,923,000 | $ 153,000 | $ 127,000 |
Lawrence County Ohio | 18 | $ 1,381,000 | $ 76,000 | $ 39,000 |
Lancaster County Pennsylvania | 18 | $ 2,023,000 | $ 112,000 | $ 48,000 |
Kanawha County West Virginia | 18 | $ 1,937,000 | $ 107,000 | $ 76,000 |
Knox County Kentucky | 16 | $ 1,748,000 | $ 109,000 | $ 88,000 |
Bradford County Pennsylvania | 15 | $ 1,756,000 | $ 117,000 | $ 67,000 |
Franklin County Pennsylvania | 15 | $ 1,586,000 | $ 105,000 | $ 58,000 |
Fayette County Kentucky | 13 | $ 2,272,000 | $ 174,000 | $ 74,000 |
Pulaski County Kentucky | 12 | $ 1,243,000 | $ 103,000 | $ 74,000 |
Morgan County Ohio | 12 | $ 1,185,000 | $ 98,000 | $ 46,000 |
Graves County Kentucky | 11 | $ 888,000 | $ 80,000 | $ 50,000 |
Coshocton County Ohio | 11 | $ 1,131,000 | $ 102,000 | $ 57,000 |
Wayne County West Virginia | 11 | $ 1,069,000 | $ 97,000 | $ 60,000 |
Boyd County Kentucky | 10 | $ 670,000 | $ 67,000 | $ 57,000 |
Jessamine County Kentucky | 10 | $ 1,019,000 | $ 101,000 | $ 74,000 |
McCracken County Kentucky | 10 | $ 946,000 | $ 94,000 | $ 52,000 |
Perry County Ohio | 10 | $ 761,000 | $ 76,000 | $ 45,000 |
Stark County Ohio | 10 | $ 1,062,000 | $ 106,000 | $ 56,000 |
Lycoming County Pennsylvania | 10 | $ 989,000 | $ 98,000 | $ 65,000 |
Tioga County Pennsylvania | 9 | $ 741,000 | $ 82,000 | $ 47,000 |
Barren County Kentucky | 8 | $ 632,000 | $ 79,000 | $ 34,000 |
Frederick County Maryland | 8 | $ 1,039,000 | $ 129,000 | $ 55,000 |
Luzerne County Pennsylvania | 7 | $ 807,000 | $ 115,000 | $ 62,000 |
Allen County Kentucky | 6 | $ 415,000 | $ 69,000 | $ 39,000 |
Huron County Ohio | 6 | $ 657,000 | $ 109,000 | $ 58,000 |
Ohio County Kentucky | 5 | $ 328,000 | $ 65,000 | $ 40,000 |
Queen Anne's County Maryland | 5 | $ 777,000 | $ 155,000 | $ 52,000 |
Lake County Michigan | 5 | $ 371,000 | $ 74,000 | $ 43,000 |
Osceola County Michigan | 5 | $ 535,000 | $ 107,000 | $ 58,000 |
Columbiana County Ohio | 5 | $ 754,000 | $ 150,000 | $ 65,000 |
Paulding County Ohio | 5 | $ 470,000 | $ 94,000 | $ 56,000 |
Bath County Kentucky | 4 | $ 220,000 | $ 55,000 | $ 34,000 |
Allen County Ohio | 4 | $ 618,000 | $ 154,000 | $ 50,000 |
Clermont County Ohio | 4 | $ 420,000 | $ 105,000 | $ 31,000 |
Union County Ohio | 4 | $ 405,000 | $ 101,000 | $ 49,000 |
Washington County Ohio | 4 | $ 502,000 | $ 125,000 | $ 40,000 |
Berks County Pennsylvania | 4 | $ 604,000 | $ 151,000 | $ 76,000 |
Lincoln County West Virginia | 4 | $ 335,000 | $ 83,000 | $ 50,000 |
Broward County Florida | 3 | $ 465,000 | $ 155,000 | $ 108,000 |
Clark County Kentucky | 3 | $ 410,000 | $ 136,000 | $ 56,000 |
Hart County Kentucky | 3 | $ 96,000 | $ 32,000 | $ 38,000 |
Laurel County Kentucky | 3 | $ 246,000 | $ 82,000 | $ 55,000 |
Carroll County Ohio | 3 | $ 333,000 | $ 111,000 | $ 76,000 |
Crawford County Ohio | 3 | $ 165,000 | $ 55,000 | $ 43,000 |
Meigs County Ohio | 3 | $ 327,000 | $ 109,000 | $ 81,000 |
Monroe County Ohio | 3 | $ 199,000 | $ 66,000 | $ 78,000 |
Cumberland County Pennsylvania | 3 | $ 260,000 | $ 86,000 | $ 50,000 |
Horry County South Carolina | 3 | $ 606,000 | $ 202,000 | $ 37,000 |
Ohio County West Virginia | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
Warrick County Indiana | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
Adair County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 81,000 |
Bourbon County Kentucky | 2 | $ 184,000 | $ 92,000 | $ 93,000 |
Calloway County Kentucky | 2 | $ 135,000 | $ 67,000 | $ 86,000 |
Campbell County Kentucky | 2 | $ 293,000 | $ 146,000 | $ 52,000 |
Elliott County Kentucky | 2 | $ 106,000 | $ 53,000 | $ 96,000 |
Garrard County Kentucky | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
Menifee County Kentucky | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
Monroe County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 51,000 |
Powell County Kentucky | 2 | $ 229,000 | $ 114,000 | $ 96,000 |
Washington County Maryland | 2 | $ 254,000 | $ 127,000 | $ 50,000 |
Muskegon County Michigan | 2 | $ 256,000 | $ 128,000 | $ 73,000 |
Wexford County Michigan | 2 | $ 259,000 | $ 129,000 | $ 34,000 |
Fairfield County Ohio | 2 | $ 207,000 | $ 103,000 | $ 57,000 |
Licking County Ohio | 2 | $ 212,000 | $ 106,000 | $ 37,000 |
Marion County Ohio | 2 | $ 211,000 | $ 105,000 | $ 71,000 |
Pike County Ohio | 2 | $ 209,000 | $ 104,000 | $ 47,000 |
Seneca County Ohio | 2 | $ 181,000 | $ 90,000 | $ 49,000 |
Fayette County West Virginia | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
Raleigh County West Virginia | 2 | $ 104,000 | $ 52,000 | $ 48,000 |
Mohave County Arizona | 1 | $ 265,000 | $ 265,000 | $ 226,000 |
Collier County Florida | 1 | $ 330,000 | $ 330,000 | $ 67,000 |
Lee County Florida | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
St. Johns County Florida | 1 | $ 356,000 | $ 356,000 | $ 0 |
Cook County Illinois | 1 | $ 272,000 | $ 272,000 | $ 163,000 |
Daviess County Indiana | 1 | $ 46,000 | $ 46,000 | $ 88,000 |
Johnson County Indiana | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
Knox County Indiana | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
Perry County Indiana | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
Vanderburgh County Indiana | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
Ballard County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
Boone County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
Cumberland County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
Grayson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
Greenup County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
Jefferson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
Madison County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
Metcalfe County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
Morgan County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
Muhlenberg County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
Owen County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
Scott County Kentucky | 1 | $ 242,000 | $ 242,000 | $ 105,000 |
Warren County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 63,000 |
Orleans County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 88,000 |
Carroll County Maryland | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
Cecil County Maryland | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
Clare County Michigan | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
Ionia County Michigan | 1 | $ 248,000 | $ 248,000 | $ 179,000 |
Mason County Michigan | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
Montcalm County Michigan | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
Ottawa County Michigan | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
Washtenaw County Michigan | 1 | $ 188,000 | $ 188,000 | $ 81,000 |
Cape May County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 218,000 |
Tioga County New York | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
Ashtabula County Ohio | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
Athens County Ohio | 1 | $ 221,000 | $ 221,000 | $ 155,000 |
Brown County Ohio | 1 | $ 203,000 | $ 203,000 | $ 42,000 |
Darke County Ohio | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
Fayette County Ohio | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
Geauga County Ohio | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
Guernsey County Ohio | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
Hardin County Ohio | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
Henry County Ohio | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
Highland County Ohio | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
Hocking County Ohio | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
Knox County Ohio | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
Mercer County Ohio | 1 | $ 71,000 | $ 71,000 | $ 125,000 |
Noble County Ohio | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
Richland County Ohio | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
Ross County Ohio | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
Trumbull County Ohio | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
Warren County Ohio | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
Wyandot County Ohio | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
Allegheny County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
Columbia County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
Lebanon County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 94,000 |
Northumberland County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 123,000 |
York County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
Beaufort County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 182,000 |
Richland County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
Macon County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
Sevier County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 219,000 |
Mercer County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
Nicholas County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
Pendleton County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 563 | $63,511,000 | $147,857 | $541,000 | $92,357 | $573,000 |
Home Purchase | 317 | $32,260,000 | $136,727 | $456,000 | $65,818 | $829,000 |
Home Improvement | 7 | $358,000 | $100,000 | $151,000 | $54,666 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 820 | $88,808,000 | $148,230 | $403,000 | $94,923 | $829,000 |
Not Provided | 37 | $4,122,000 | $141,375 | $330,000 | $96,125 | $309,000 |
Not applicable | 19 | $2,101,000 | $187,000 | $541,000 | $0 | $0 |
Hispanic | 4 | $233,000 | $58,000 | $86,000 | $47,000 | $102,000 |
Asian | 3 | $607,000 | $219,500 | $272,000 | $133,000 | $163,000 |
Black or African American | 2 | $146,000 | $73,000 | $73,000 | $71,000 | $88,000 |
Native Hawaiian or Other Pacific Islander | 1 | $52,000 | $52,000 | $52,000 | $32,000 | $32,000 |
American Indian or Alaskan Native | 1 | $60,000 | $60,000 | $60,000 | $19,000 | $19,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 887 | $96,129,000 | $149,187 | $541,000 | $91,187 | $829,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 693 | $76,383,000 | $156,750 | $541,000 | $92,750 | $829,000 |
Application Denied By Financial Institution | 93 | $9,093,000 | $91,625 | $400,000 | $46,625 | $309,000 |
Application Withdrawn By Applicant | 76 | $8,179,000 | $148,200 | $403,000 | $79,600 | $270,000 |
Application Approved But Not Accepted | 25 | $2,474,000 | $107,400 | $270,000 | $72,600 | $144,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 20 | $1,660,000 | $80,714 | $166,000 | $47,714 | $121,000 |
Debt-To-Income Ratio | 15 | $1,622,000 | $99,250 | $180,000 | $33,000 | $74,000 |
Collateral | 11 | $1,483,000 | $161,000 | $328,000 | $107,200 | $309,000 |
Other | 2 | $229,000 | $114,500 | $150,000 | $78,000 | $120,000 |
Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $29,000 | $29,000 |
Employment History | 1 | $100,000 | $100,000 | $100,000 | $34,000 | $34,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $80,000 | $80,000 | $80,000 | $72,000 | $72,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.