Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,429 |
Total Mortgage Loan Application Amount | $200,684,000 |
Average Mortgage Loan Application Amount | $136,500 |
Highest Mortgage Loan Application Amount | $525,000 |
Average Applicant Income | $93,500 |
Highest Applicant Income | $7,568,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cabell County West Virginia | 145 | $ 21,533,000 | $ 148,000 | $ 103,000 |
Muskingum County Ohio | 82 | $ 11,517,000 | $ 140,000 | $ 101,000 |
Fayette County Kentucky | 67 | $ 13,535,000 | $ 202,000 | $ 151,000 |
Montgomery County Kentucky | 66 | $ 8,193,000 | $ 124,000 | $ 77,000 |
Dubois County Indiana | 61 | $ 9,144,000 | $ 149,000 | $ 75,000 |
Putnam County West Virginia | 56 | $ 10,688,000 | $ 190,000 | $ 108,000 |
Pulaski County Kentucky | 52 | $ 7,400,000 | $ 142,000 | $ 79,000 |
Auglaize County Ohio | 52 | $ 7,860,000 | $ 151,000 | $ 87,000 |
Putnam County Ohio | 52 | $ 7,489,000 | $ 144,000 | $ 79,000 |
Warren County Kentucky | 39 | $ 5,584,000 | $ 143,000 | $ 71,000 |
Washington County Ohio | 38 | $ 4,766,000 | $ 125,000 | $ 80,000 |
Noble County Ohio | 30 | $ 3,383,000 | $ 112,000 | $ 78,000 |
Graves County Kentucky | 29 | $ 3,769,000 | $ 129,000 | $ 85,000 |
Stark County Ohio | 28 | $ 3,255,000 | $ 116,000 | $ 73,000 |
Defiance County Ohio | 25 | $ 2,628,000 | $ 105,000 | $ 60,000 |
Whitley County Kentucky | 24 | $ 2,758,000 | $ 114,000 | $ 86,000 |
Bourbon County Kentucky | 23 | $ 4,147,000 | $ 180,000 | $ 102,000 |
Spencer County Indiana | 21 | $ 2,383,000 | $ 113,000 | $ 70,000 |
Athens County Ohio | 21 | $ 3,033,000 | $ 144,000 | $ 83,000 |
Ottawa County Ohio | 20 | $ 3,435,000 | $ 171,000 | $ 116,000 |
Perry County Ohio | 20 | $ 2,287,000 | $ 114,000 | $ 59,000 |
Hocking County Ohio | 19 | $ 1,924,000 | $ 101,000 | $ 64,000 |
Clark County Kentucky | 18 | $ 2,941,000 | $ 163,000 | $ 75,000 |
Kalamazoo County Michigan | 18 | $ 1,872,000 | $ 104,000 | $ 77,000 |
Shelby County Ohio | 17 | $ 2,083,000 | $ 122,000 | $ 66,000 |
Columbiana County Ohio | 14 | $ 1,478,000 | $ 105,000 | $ 77,000 |
Knox County Kentucky | 13 | $ 1,515,000 | $ 116,000 | $ 73,000 |
Guernsey County Ohio | 13 | $ 1,316,000 | $ 101,000 | $ 77,000 |
Adair County Kentucky | 12 | $ 932,000 | $ 77,000 | $ 47,000 |
Laurel County Kentucky | 12 | $ 1,711,000 | $ 142,000 | $ 132,000 |
Lake County Michigan | 12 | $ 1,049,000 | $ 87,000 | $ 58,000 |
Carroll County Ohio | 12 | $ 1,791,000 | $ 149,000 | $ 68,000 |
Hart County Kentucky | 10 | $ 865,000 | $ 86,000 | $ 60,000 |
Morgan County Ohio | 10 | $ 939,000 | $ 93,000 | $ 60,000 |
Kanawha County West Virginia | 10 | $ 1,275,000 | $ 127,000 | $ 100,000 |
McCracken County Kentucky | 9 | $ 1,384,000 | $ 153,000 | $ 164,000 |
Jessamine County Kentucky | 8 | $ 2,237,000 | $ 279,000 | $ 170,000 |
Allen County Ohio | 8 | $ 1,077,000 | $ 134,000 | $ 82,000 |
Belmont County Ohio | 8 | $ 734,000 | $ 91,000 | $ 73,000 |
Henry County Ohio | 8 | $ 826,000 | $ 103,000 | $ 70,000 |
Barren County Kentucky | 7 | $ 922,000 | $ 131,000 | $ 105,000 |
Calloway County Kentucky | 7 | $ 1,448,000 | $ 206,000 | $ 81,000 |
Cumberland County Kentucky | 7 | $ 864,000 | $ 123,000 | $ 79,000 |
Tuscola County Michigan | 7 | $ 667,000 | $ 95,000 | $ 56,000 |
Madison County Kentucky | 6 | $ 1,283,000 | $ 213,000 | $ 139,000 |
Clinton County Kentucky | 5 | $ 565,000 | $ 113,000 | $ 68,000 |
Lawrence County Ohio | 5 | $ 613,000 | $ 122,000 | $ 66,000 |
Meigs County Ohio | 5 | $ 652,000 | $ 130,000 | $ 54,000 |
Pickaway County Ohio | 5 | $ 777,000 | $ 155,000 | $ 71,000 |
Mason County West Virginia | 5 | $ 530,000 | $ 106,000 | $ 62,000 |
Bath County Kentucky | 4 | $ 513,000 | $ 128,000 | $ 81,000 |
Jefferson County Kentucky | 4 | $ 710,000 | $ 177,000 | $ 119,000 |
Menifee County Kentucky | 4 | $ 468,000 | $ 117,000 | $ 69,000 |
Osceola County Michigan | 4 | $ 509,000 | $ 127,000 | $ 82,000 |
Geauga County Ohio | 4 | $ 858,000 | $ 214,000 | $ 114,000 |
Hancock County Ohio | 4 | $ 630,000 | $ 157,000 | $ 97,000 |
Licking County Ohio | 4 | $ 653,000 | $ 163,000 | $ 88,000 |
Mercer County Ohio | 4 | $ 485,000 | $ 121,000 | $ 80,000 |
Wayne County West Virginia | 4 | $ 559,000 | $ 139,000 | $ 115,000 |
Vanderburgh County Indiana | 3 | $ 645,000 | $ 215,000 | $ 161,000 |
Logan County Kentucky | 3 | $ 487,000 | $ 162,000 | $ 108,000 |
Marshall County Kentucky | 3 | $ 334,000 | $ 111,000 | $ 56,000 |
Scott County Kentucky | 3 | $ 786,000 | $ 262,000 | $ 5,133,000 |
Simpson County Kentucky | 3 | $ 474,000 | $ 158,000 | $ 72,000 |
Huron County Michigan | 3 | $ 246,000 | $ 82,000 | $ 53,000 |
Kent County Michigan | 3 | $ 443,000 | $ 147,000 | $ 124,000 |
Mecosta County Michigan | 3 | $ 294,000 | $ 98,000 | $ 49,000 |
St. Joseph County Michigan | 3 | $ 197,000 | $ 65,000 | $ 151,000 |
Fairfield County Ohio | 3 | $ 478,000 | $ 159,000 | $ 51,000 |
Paulding County Ohio | 3 | $ 383,000 | $ 127,000 | $ 69,000 |
Lincoln County West Virginia | 3 | $ 229,000 | $ 76,000 | $ 72,000 |
Wood County West Virginia | 3 | $ 200,000 | $ 66,000 | $ 51,000 |
St. Johns County Florida | 2 | $ 130,000 | $ 65,000 | $ 197,000 |
Warrick County Indiana | 2 | $ 202,000 | $ 101,000 | $ 88,000 |
Butler County Kentucky | 2 | $ 241,000 | $ 120,000 | $ 62,000 |
Hardin County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 61,000 |
Powell County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
Russell County Kentucky | 2 | $ 324,000 | $ 162,000 | $ 73,000 |
Trigg County Kentucky | 2 | $ 151,000 | $ 75,000 | $ 61,000 |
Woodford County Kentucky | 2 | $ 578,000 | $ 289,000 | $ 226,000 |
Frederick County Maryland | 2 | $ 366,000 | $ 183,000 | $ 219,000 |
Lapeer County Michigan | 2 | $ 151,000 | $ 75,000 | $ 52,000 |
Manistee County Michigan | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
Wexford County Michigan | 2 | $ 235,000 | $ 117,000 | $ 58,000 |
Cuyahoga County Ohio | 2 | $ 192,000 | $ 96,000 | $ 69,000 |
Hardin County Ohio | 2 | $ 182,000 | $ 91,000 | $ 32,000 |
Mahoning County Ohio | 2 | $ 372,000 | $ 186,000 | $ 127,000 |
Medina County Ohio | 2 | $ 335,000 | $ 167,000 | $ 47,000 |
Monroe County Ohio | 2 | $ 284,000 | $ 142,000 | $ 58,000 |
Portage County Ohio | 2 | $ 159,000 | $ 79,000 | $ 58,000 |
Trumbull County Ohio | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
Tuscarawas County Ohio | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
Vinton County Ohio | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
Pickett County Tennessee | 2 | $ 262,000 | $ 131,000 | $ 188,000 |
Boone County West Virginia | 2 | $ 274,000 | $ 137,000 | $ 99,000 |
Fayette County West Virginia | 2 | $ 153,000 | $ 76,000 | $ 109,000 |
Raleigh County West Virginia | 2 | $ 259,000 | $ 129,000 | $ 109,000 |
Collier County Florida | 1 | $ 308,000 | $ 308,000 | $ 261,000 |
Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
Palm Beach County Florida | 1 | $ 271,000 | $ 271,000 | $ 103,000 |
Crawford County Indiana | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
Lawrence County Indiana | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
Marion County Indiana | 1 | $ 42,000 | $ 42,000 | $ 79,000 |
Martin County Indiana | 1 | $ 141,000 | $ 141,000 | $ 75,000 |
Pike County Indiana | 1 | $ 138,000 | $ 138,000 | $ 112,000 |
Allen County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
Boyd County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 104,000 |
Christian County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
Edmonson County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
Fleming County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
Franklin County Kentucky | 1 | $ 252,000 | $ 252,000 | $ 67,000 |
Grayson County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 360,000 |
Harlan County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 88,000 |
Johnson County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 162,000 |
Larue County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
Magoffin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
McCreary County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
Mercer County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
Monroe County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
Nicholas County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
Perry County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
Rockcastle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
Rowan County Kentucky | 1 | $ 356,000 | $ 356,000 | $ 131,000 |
Wayne County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 112,000 |
Branch County Michigan | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
Ionia County Michigan | 1 | $ 134,000 | $ 134,000 | $ 108,000 |
Newaygo County Michigan | 1 | $ 81,000 | $ 81,000 | $ 142,000 |
Sanilac County Michigan | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
Van Buren County Michigan | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
Chemung County New York | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
Brunswick County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
Ashtabula County Ohio | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
Champaign County Ohio | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
Coshocton County Ohio | 1 | $ 234,000 | $ 234,000 | $ 83,000 |
Franklin County Ohio | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
Harrison County Ohio | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
Jackson County Ohio | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
Jefferson County Ohio | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
Lorain County Ohio | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
Pike County Ohio | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
Summit County Ohio | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
Wayne County Ohio | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
Allegheny County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
Berks County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
Lancaster County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
Montgomery County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 442,000 |
Horry County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 239,000 |
Newberry County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 81,000 |
Obion County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
Rutherford County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
Jackson County West Virginia | 1 | $ 284,000 | $ 284,000 | $ 190,000 |
Monongalia County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 208,000 |
Nicholas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
Pendleton County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,071 | $154,446,000 | $144,000 | $417,000 | $105,000 | $7,568,000 |
Home Purchase | 358 | $46,238,000 | $129,000 | $525,000 | $82,000 | $951,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,367 | $191,773,000 | $140,000 | $525,000 | $100,000 | $7,568,000 |
Not Provided | 31 | $3,889,000 | $125,000 | $260,000 | $74,000 | $205,000 |
Hispanic | 13 | $1,669,000 | $128,000 | $227,000 | $65,000 | $221,000 |
Black or African American | 7 | $1,659,000 | $237,000 | $417,000 | $142,000 | $528,000 |
Asian | 6 | $808,000 | $134,000 | $200,000 | $106,000 | $400,000 |
American Indian or Alaskan Native | 3 | $540,000 | $180,000 | $264,000 | $105,000 | $184,000 |
Native Hawaiian or Other Pacific Islander | 1 | $248,000 | $248,000 | $248,000 | $77,000 | $77,000 |
Not applicable | 1 | $98,000 | $98,000 | $98,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,392 | $196,857,000 | $141,000 | $525,000 | $101,000 | $7,568,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $3,827,000 | $103,000 | $198,000 | $47,000 | $78,000 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,132 | $159,641,000 | $141,000 | $417,000 | $105,000 | $7,568,000 |
Application Denied By Financial Institution | 171 | $21,663,000 | $126,000 | $417,000 | $69,000 | $528,000 |
Application Withdrawn By Applicant | 59 | $9,997,000 | $169,000 | $525,000 | $103,000 | $442,000 |
Application Approved But Not Accepted | 57 | $8,128,000 | $142,000 | $417,000 | $86,000 | $951,000 |
File Closed For Incompleteness | 9 | $1,162,000 | $129,000 | $300,000 | $65,000 | $197,000 |
Loan Purchased By The Institution | 1 | $93,000 | $93,000 | $93,000 | $58,000 | $58,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 1 | $56,000 | $56,000 | $56,000 | $43,000 | $43,000 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.