The First State Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 719 |
| Total Mortgage Loan Application Amount | $103,527,000 |
| Average Mortgage Loan Application Amount | $128,000 |
| Highest Mortgage Loan Application Amount | $692,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 99 | $ 10,863,000 | $ 109,000 | $ 73,000 |
| Muskingum County Ohio | 55 | $ 7,896,000 | $ 143,000 | $ 55,000 |
| Putnam County West Virginia | 35 | $ 6,159,000 | $ 175,000 | $ 111,000 |
| Fayette County Kentucky | 30 | $ 6,292,000 | $ 209,000 | $ 79,000 |
| Monongalia County West Virginia | 26 | $ 5,139,000 | $ 197,000 | $ 72,000 |
| Kanawha County West Virginia | 24 | $ 3,054,000 | $ 127,000 | $ 89,000 |
| Putnam County Ohio | 23 | $ 3,702,000 | $ 160,000 | $ 60,000 |
| Defiance County Ohio | 18 | $ 1,848,000 | $ 102,000 | $ 42,000 |
| Perry County Ohio | 18 | $ 2,380,000 | $ 132,000 | $ 43,000 |
| Lawrence County Ohio | 17 | $ 2,333,000 | $ 137,000 | $ 70,000 |
| Rockingham County Virginia | 16 | $ 2,899,000 | $ 181,000 | $ 37,000 |
| Bourbon County Kentucky | 14 | $ 2,552,000 | $ 182,000 | $ 75,000 |
| Montgomery County Kentucky | 11 | $ 1,574,000 | $ 143,000 | $ 120,000 |
| Hardy County West Virginia | 11 | $ 1,492,000 | $ 135,000 | $ 62,000 |
| Wayne County West Virginia | 11 | $ 1,159,000 | $ 105,000 | $ 38,000 |
| Mason County Kentucky | 10 | $ 1,528,000 | $ 152,000 | $ 119,000 |
| Kalamazoo County Michigan | 10 | $ 1,345,000 | $ 134,000 | $ 46,000 |
| Greenbrier County West Virginia | 10 | $ 1,597,000 | $ 159,000 | $ 45,000 |
| Clark County Kentucky | 9 | $ 1,475,000 | $ 163,000 | $ 75,000 |
| Stark County Ohio | 8 | $ 793,000 | $ 99,000 | $ 39,000 |
| Marion County West Virginia | 8 | $ 959,000 | $ 119,000 | $ 57,000 |
| Wood County West Virginia | 8 | $ 1,172,000 | $ 146,000 | $ 69,000 |
| Greenup County Kentucky | 7 | $ 1,097,000 | $ 156,000 | $ 84,000 |
| Kenton County Kentucky | 7 | $ 1,156,000 | $ 165,000 | $ 69,000 |
| Auglaize County Ohio | 7 | $ 912,000 | $ 130,000 | $ 41,000 |
| Licking County Ohio | 7 | $ 1,102,000 | $ 157,000 | $ 49,000 |
| Washington County Ohio | 7 | $ 955,000 | $ 136,000 | $ 29,000 |
| Raleigh County West Virginia | 7 | $ 1,256,000 | $ 179,000 | $ 168,000 |
| Dubois County Indiana | 6 | $ 744,000 | $ 124,000 | $ 51,000 |
| Spencer County Indiana | 6 | $ 706,000 | $ 117,000 | $ 35,000 |
| Belmont County Ohio | 6 | $ 1,094,000 | $ 182,000 | $ 85,000 |
| Shelby County Ohio | 6 | $ 709,000 | $ 118,000 | $ 49,000 |
| Upshur County West Virginia | 6 | $ 597,000 | $ 99,000 | $ 75,000 |
| Boone County Kentucky | 5 | $ 612,000 | $ 122,000 | $ 65,000 |
| Barbour County West Virginia | 5 | $ 325,000 | $ 65,000 | $ 33,000 |
| Jessamine County Kentucky | 4 | $ 968,000 | $ 242,000 | $ 110,000 |
| Osceola County Michigan | 4 | $ 575,000 | $ 143,000 | $ 81,000 |
| Fulton County Ohio | 4 | $ 588,000 | $ 147,000 | $ 66,000 |
| Harrisonburg County Virginia | 4 | $ 546,000 | $ 136,000 | $ 87,000 |
| Harrison County West Virginia | 4 | $ 607,000 | $ 151,000 | $ 104,000 |
| Lincoln County West Virginia | 4 | $ 596,000 | $ 149,000 | $ 66,000 |
| Nicholas County West Virginia | 4 | $ 749,000 | $ 187,000 | $ 61,000 |
| Pendleton County West Virginia | 4 | $ 537,000 | $ 134,000 | $ 32,000 |
| Pocahontas County West Virginia | 4 | $ 613,000 | $ 153,000 | $ 73,000 |
| Boyd County Kentucky | 3 | $ 261,000 | $ 87,000 | $ 73,000 |
| Lewis County Kentucky | 3 | $ 358,000 | $ 119,000 | $ 42,000 |
| Scott County Kentucky | 3 | $ 401,000 | $ 133,000 | $ 33,000 |
| St. Joseph County Michigan | 3 | $ 545,000 | $ 181,000 | $ 85,000 |
| Athens County Ohio | 3 | $ 399,000 | $ 133,000 | $ 100,000 |
| Fairfield County Ohio | 3 | $ 600,000 | $ 200,000 | $ 47,000 |
| Morgan County Ohio | 3 | $ 503,000 | $ 167,000 | $ 56,000 |
| Pickaway County Ohio | 3 | $ 318,000 | $ 106,000 | $ 53,000 |
| Claiborne County Tennessee | 3 | $ 289,000 | $ 96,000 | $ 54,000 |
| Augusta County Virginia | 3 | $ 416,000 | $ 138,000 | $ 46,000 |
| Grant County West Virginia | 3 | $ 388,000 | $ 129,000 | $ 50,000 |
| Ohio County West Virginia | 3 | $ 314,000 | $ 104,000 | $ 50,000 |
| Randolph County West Virginia | 3 | $ 610,000 | $ 203,000 | $ 29,000 |
| Allen County Indiana | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Graves County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Knox County Kentucky | 2 | $ 393,000 | $ 196,000 | $ 70,000 |
| Madison County Kentucky | 2 | $ 325,000 | $ 162,000 | $ 114,000 |
| Mecklenburg County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 123,000 |
| Guernsey County Ohio | 2 | $ 264,000 | $ 132,000 | $ 39,000 |
| Mercer County Ohio | 2 | $ 506,000 | $ 253,000 | $ 67,000 |
| Paulding County Ohio | 2 | $ 229,000 | $ 114,000 | $ 45,000 |
| Williams County Ohio | 2 | $ 143,000 | $ 71,000 | $ 0 |
| Weakley County Tennessee | 2 | $ 129,000 | $ 64,000 | $ 26,000 |
| Fayette County West Virginia | 2 | $ 238,000 | $ 119,000 | $ 65,000 |
| Jackson County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Marshall County West Virginia | 2 | $ 146,000 | $ 73,000 | $ 41,000 |
| Mason County West Virginia | 2 | $ 274,000 | $ 137,000 | $ 83,000 |
| Preston County West Virginia | 2 | $ 161,000 | $ 80,000 | $ 38,000 |
| Roane County West Virginia | 2 | $ 201,000 | $ 100,000 | $ 55,000 |
| Leon County Florida | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 220,000 | $ 220,000 | $ 200,000 |
| Taylor County Florida | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Cook County Illinois | 1 | $ 413,000 | $ 413,000 | $ 315,000 |
| Kankakee County Illinois | 1 | $ 226,000 | $ 226,000 | $ 125,000 |
| Will County Illinois | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Pike County Indiana | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Steuben County Indiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Adair County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Barren County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Bell County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Bracken County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Campbell County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Fleming County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 64,000 |
| Hickman County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Jefferson County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 135,000 |
| Lincoln County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 78,000 |
| Nelson County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Nicholas County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Ohio County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Pike County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Powell County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 124,000 |
| Pulaski County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Woodford County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 91,000 |
| Washington County Maryland | 1 | $ 304,000 | $ 304,000 | $ 152,000 |
| Cass County Michigan | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lake County Michigan | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Lenawee County Michigan | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Mason County Michigan | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 52,000 | $ 52,000 | $ 248,000 |
| Allen County Ohio | 1 | $ 238,000 | $ 238,000 | $ 99,000 |
| Erie County Ohio | 1 | $ 66,000 | $ 66,000 | $ 77,000 |
| Franklin County Ohio | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Hancock County Ohio | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Henry County Ohio | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Hocking County Ohio | 1 | $ 92,000 | $ 92,000 | $ 97,000 |
| Jefferson County Ohio | 1 | $ 296,000 | $ 296,000 | $ 146,000 |
| Meigs County Ohio | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Miami County Ohio | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Summit County Ohio | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Allegheny County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 92,000 |
| Beaver County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Westmoreland County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 92,000 |
| Obion County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Alleghany County Virginia | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Bath County Virginia | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Fairfax County Virginia | 1 | $ 448,000 | $ 448,000 | $ 113,000 |
| Hanover County Virginia | 1 | $ 320,000 | $ 320,000 | $ 52,000 |
| Pulaski County Virginia | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Staunton County Virginia | 1 | $ 164,000 | $ 164,000 | $ 109,000 |
| Waynesboro County Virginia | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Braxton County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Jefferson County West Virginia | 1 | $ 163,000 | $ 163,000 | $ 115,000 |
| Mercer County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Pleasants County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Ritchie County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Wetzel County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 354 | $51,060,000 | $144,000 | $692,000 | $62,000 | $525,000 |
| Refinancing | 349 | $50,943,000 | $145,000 | $440,000 | $72,000 | $600,000 |
| Home Improvement | 16 | $1,524,000 | $95,000 | $290,000 | $118,000 | $268,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 501 | $75,067,000 | $149,000 | $440,000 | $59,000 | $600,000 |
| White | 195 | $24,164,000 | $123,000 | $448,000 | $88,000 | $358,000 |
| Not Provided | 13 | $2,677,000 | $205,000 | $692,000 | $129,000 | $402,000 |
| Black or African American | 6 | $629,000 | $104,000 | $270,000 | $58,000 | $116,000 |
| Hispanic | 3 | $781,000 | $260,000 | $388,000 | $119,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $209,000 | $209,000 | $209,000 | $76,000 | $76,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 625 | $90,869,000 | $145,000 | $692,000 | $70,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $5,202,000 | $120,000 | $224,000 | $41,000 | $73,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,994,000 | $124,000 | $274,000 | $61,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,462,000 | $182,000 | $355,000 | $85,000 | $188,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 481 | $72,669,000 | $151,000 | $424,000 | $61,000 | $600,000 |
| Loan Originated | 214 | $27,992,000 | $130,000 | $692,000 | $84,000 | $402,000 |
| Application Denied By Financial Institution | 17 | $2,125,000 | $125,000 | $337,000 | $69,000 | $172,000 |
| Application Withdrawn By Applicant | 7 | $741,000 | $105,000 | $244,000 | $66,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $578,000 | $144,000 | $337,000 | $38,000 | $70,000 |
| Collateral | 3 | $305,000 | $101,000 | $153,000 | $54,000 | $94,000 |
| Credit Application Incomplete | 3 | $217,000 | $72,000 | $77,000 | $139,000 | $144,000 |
| Credit History | 3 | $468,000 | $156,000 | $222,000 | $48,000 | $64,000 |
| Unverifiable Information | 2 | $205,000 | $102,000 | $120,000 | $42,000 | $47,000 |
| Mortgage Insurance Denied | 1 | $274,000 | $274,000 | $274,000 | $172,000 | $172,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.