The Grange Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
The Grange Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Grange Bank 605 South Front Street, Suite 100 Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 427 |
| Total Mortgage Loan Application Amount | $76,811,000 |
| Average Mortgage Loan Application Amount | $214,108 |
| Highest Mortgage Loan Application Amount | $889,000 |
| Average Applicant Income | $98,934 |
| Highest Applicant Income | $983,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with The Grange Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Grange Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down The Grange Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Grange Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Grange Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Grange Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 36 | $ 4,698,000 | $ 130,000 | $ 67,000 |
| Cook County Illinois | 18 | $ 5,460,000 | $ 303,000 | $ 115,000 |
| Fairfax County Virginia | 11 | $ 2,909,000 | $ 264,000 | $ 73,000 |
| Prince William County Virginia | 9 | $ 2,307,000 | $ 256,000 | $ 85,000 |
| Delaware County Ohio | 8 | $ 2,314,000 | $ 289,000 | $ 126,000 |
| Wayne County Michigan | 7 | $ 789,000 | $ 112,000 | $ 83,000 |
| Lake County Illinois | 6 | $ 1,674,000 | $ 279,000 | $ 131,000 |
| Calhoun County Michigan | 6 | $ 466,000 | $ 77,000 | $ 58,000 |
| Cuyahoga County Ohio | 6 | $ 841,000 | $ 140,000 | $ 69,000 |
| Hamilton County Tennessee | 6 | $ 636,000 | $ 106,000 | $ 38,000 |
| Los Angeles County California | 5 | $ 2,277,000 | $ 455,000 | $ 151,000 |
| Oakland County Michigan | 5 | $ 1,974,000 | $ 394,000 | $ 203,000 |
| Lucas County Ohio | 5 | $ 828,000 | $ 165,000 | $ 88,000 |
| Mahoning County Ohio | 5 | $ 688,000 | $ 137,000 | $ 86,000 |
| Santa Clara County California | 4 | $ 2,066,000 | $ 516,000 | $ 151,000 |
| Cobb County Georgia | 4 | $ 507,000 | $ 126,000 | $ 94,000 |
| DeKalb County Georgia | 4 | $ 828,000 | $ 207,000 | $ 49,000 |
| Hamilton County Indiana | 4 | $ 938,000 | $ 234,000 | $ 58,000 |
| Fairfield County Ohio | 4 | $ 444,000 | $ 111,000 | $ 100,000 |
| Logan County Ohio | 4 | $ 552,000 | $ 138,000 | $ 73,000 |
| Loudoun County Virginia | 4 | $ 1,325,000 | $ 331,000 | $ 198,000 |
| Gwinnett County Georgia | 3 | $ 318,000 | $ 106,000 | $ 93,000 |
| Boone County Kentucky | 3 | $ 499,000 | $ 166,000 | $ 256,000 |
| Carter County Kentucky | 3 | $ 199,000 | $ 66,000 | $ 71,000 |
| Hopkins County Kentucky | 3 | $ 171,000 | $ 57,000 | $ 38,000 |
| Jefferson County Kentucky | 3 | $ 694,000 | $ 231,000 | $ 26,000 |
| Muskegon County Michigan | 3 | $ 169,000 | $ 56,000 | $ 66,000 |
| St. Louis County Missouri | 3 | $ 1,425,000 | $ 475,000 | $ 232,000 |
| Lake County Ohio | 3 | $ 424,000 | $ 141,000 | $ 55,000 |
| Lorain County Ohio | 3 | $ 569,000 | $ 189,000 | $ 166,000 |
| Meigs County Ohio | 3 | $ 262,000 | $ 87,000 | $ 83,000 |
| Pickaway County Ohio | 3 | $ 209,000 | $ 69,000 | $ 45,000 |
| Stark County Ohio | 3 | $ 395,000 | $ 131,000 | $ 83,000 |
| Warren County Ohio | 3 | $ 357,000 | $ 119,000 | $ 61,000 |
| Wayne County Ohio | 3 | $ 293,000 | $ 97,000 | $ 63,000 |
| Shelby County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 64,000 |
| Stafford County Virginia | 3 | $ 567,000 | $ 189,000 | $ 62,000 |
| Orange County California | 2 | $ 925,000 | $ 462,000 | $ 139,000 |
| San Diego County California | 2 | $ 1,026,000 | $ 513,000 | $ 131,000 |
| Sonoma County California | 2 | $ 908,000 | $ 454,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 240,000 | $ 120,000 | $ 50,000 |
| Baldwin County Georgia | 2 | $ 174,000 | $ 87,000 | $ 42,000 |
| Cherokee County Georgia | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Coffee County Georgia | 2 | $ 357,000 | $ 178,000 | $ 67,000 |
| Fulton County Georgia | 2 | $ 522,000 | $ 261,000 | $ 41,000 |
| DuPage County Illinois | 2 | $ 443,000 | $ 221,000 | $ 123,000 |
| Kane County Illinois | 2 | $ 573,000 | $ 286,000 | $ 110,000 |
| Will County Illinois | 2 | $ 223,000 | $ 111,000 | $ 94,000 |
| Allen County Indiana | 2 | $ 201,000 | $ 100,000 | $ 40,000 |
| Fayette County Indiana | 2 | $ 216,000 | $ 108,000 | $ 53,000 |
| Johnson County Indiana | 2 | $ 318,000 | $ 159,000 | $ 80,000 |
| LaPorte County Indiana | 2 | $ 126,000 | $ 63,000 | $ 18,000 |
| Marion County Indiana | 2 | $ 245,000 | $ 122,000 | $ 80,000 |
| Graves County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| McCreary County Kentucky | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| Ohio County Kentucky | 2 | $ 187,000 | $ 93,000 | $ 44,000 |
| Montgomery County Maryland | 2 | $ 481,000 | $ 240,000 | $ 77,000 |
| Prince George's County Maryland | 2 | $ 406,000 | $ 203,000 | $ 94,000 |
| Kalamazoo County Michigan | 2 | $ 252,000 | $ 126,000 | $ 48,000 |
| Kent County Michigan | 2 | $ 457,000 | $ 228,000 | $ 96,000 |
| Hennepin County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 112,000 |
| Butler County Ohio | 2 | $ 471,000 | $ 235,000 | $ 100,000 |
| Gallia County Ohio | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Geauga County Ohio | 2 | $ 468,000 | $ 234,000 | $ 125,000 |
| Greene County Ohio | 2 | $ 146,000 | $ 73,000 | $ 86,000 |
| Hamilton County Ohio | 2 | $ 158,000 | $ 79,000 | $ 61,000 |
| Marion County Ohio | 2 | $ 139,000 | $ 69,000 | $ 41,000 |
| Scioto County Ohio | 2 | $ 181,000 | $ 90,000 | $ 45,000 |
| Washington County Ohio | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Wood County Ohio | 2 | $ 81,000 | $ 40,000 | $ 42,000 |
| Horry County South Carolina | 2 | $ 171,000 | $ 85,000 | $ 199,000 |
| Bradley County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Arlington County Virginia | 2 | $ 235,000 | $ 117,000 | $ 40,000 |
| Dane County Wisconsin | 2 | $ 402,000 | $ 201,000 | $ 57,000 |
| Alameda County California | 1 | $ 380,000 | $ 380,000 | $ 81,000 |
| Contra Costa County California | 1 | $ 483,000 | $ 483,000 | $ 180,000 |
| San Francisco County California | 1 | $ 390,000 | $ 390,000 | $ 84,000 |
| Santa Barbara County California | 1 | $ 434,000 | $ 434,000 | $ 76,000 |
| Ventura County California | 1 | $ 338,000 | $ 338,000 | $ 86,000 |
| Sussex County Delaware | 1 | $ 423,000 | $ 423,000 | $ 109,000 |
| Charlotte County Florida | 1 | $ 166,000 | $ 166,000 | $ 124,000 |
| Collier County Florida | 1 | $ 246,000 | $ 246,000 | $ 983,000 |
| Walton County Florida | 1 | $ 160,000 | $ 160,000 | $ 316,000 |
| Barrow County Georgia | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Bartow County Georgia | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Brooks County Georgia | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Camden County Georgia | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
| Colquitt County Georgia | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Coweta County Georgia | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Fayette County Georgia | 1 | $ 250,000 | $ 250,000 | $ 129,000 |
| Hart County Georgia | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Pulaski County Georgia | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Toombs County Georgia | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Greene County Illinois | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Kendall County Illinois | 1 | $ 360,000 | $ 360,000 | $ 17,000 |
| LaSalle County Illinois | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| McHenry County Illinois | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| McLean County Illinois | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| St. Clair County Illinois | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Williamson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 124,000 |
| Winnebago County Illinois | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Woodford County Illinois | 1 | $ 216,000 | $ 216,000 | $ 107,000 |
| Blackford County Indiana | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Delaware County Indiana | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Jasper County Indiana | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Madison County Indiana | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Tippecanoe County Indiana | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Vigo County Indiana | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Wayne County Indiana | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Whitley County Indiana | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Scott County Iowa | 1 | $ 515,000 | $ 515,000 | $ 167,000 |
| Christian County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Grant County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 27,000 |
| Grayson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Harlan County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 153,000 |
| Laurel County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Lawrence County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Logan County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Marion County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Martin County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Oldham County Kentucky | 1 | $ 471,000 | $ 471,000 | $ 22,000 |
| Scott County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Shelby County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Whitley County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Woodford County Kentucky | 1 | $ 353,000 | $ 353,000 | $ 54,000 |
| Calvert County Maryland | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
| Frederick County Maryland | 1 | $ 400,000 | $ 400,000 | $ 97,000 |
| Harford County Maryland | 1 | $ 252,000 | $ 252,000 | $ 82,000 |
| Howard County Maryland | 1 | $ 342,000 | $ 342,000 | $ 79,000 |
| Essex County Massachusetts | 1 | $ 428,000 | $ 428,000 | $ 112,000 |
| Norfolk County Massachusetts | 1 | $ 332,000 | $ 332,000 | $ 96,000 |
| Genesee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 194,000 |
| Ingham County Michigan | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Iosco County Michigan | 1 | $ 370,000 | $ 370,000 | $ 143,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Monroe County Michigan | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Oceana County Michigan | 1 | $ 439,000 | $ 439,000 | $ 127,000 |
| Ottawa County Michigan | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
| Ramsey County Minnesota | 1 | $ 470,000 | $ 470,000 | $ 13,000 |
| Perry County Missouri | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Platte County Missouri | 1 | $ 104,000 | $ 104,000 | $ 90,000 |
| St. Charles County Missouri | 1 | $ 203,000 | $ 203,000 | $ 87,000 |
| Douglas County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Lincoln County Nebraska | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Clark County Nevada | 1 | $ 392,000 | $ 392,000 | $ 138,000 |
| Westchester County New York | 1 | $ 330,000 | $ 330,000 | $ 110,000 |
| Mitchell County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 18,000 |
| Adams County Ohio | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Allen County Ohio | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Ashtabula County Ohio | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Carroll County Ohio | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Coshocton County Ohio | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Darke County Ohio | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Fayette County Ohio | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Guernsey County Ohio | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Hancock County Ohio | 1 | $ 93,000 | $ 93,000 | $ 90,000 |
| Hocking County Ohio | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Knox County Ohio | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Lawrence County Ohio | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Licking County Ohio | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Madison County Ohio | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Mercer County Ohio | 1 | $ 40,000 | $ 40,000 | $ 12,000 |
| Monroe County Ohio | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Montgomery County Ohio | 1 | $ 139,000 | $ 139,000 | $ 358,000 |
| Muskingum County Ohio | 1 | $ 61,000 | $ 61,000 | $ 12,000 |
| Ottawa County Ohio | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Paulding County Ohio | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Putnam County Ohio | 1 | $ 42,000 | $ 42,000 | $ 110,000 |
| Sandusky County Ohio | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Shelby County Ohio | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Union County Ohio | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Van Wert County Ohio | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| Delaware County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Mercer County Pennsylvania | 1 | $ 889,000 | $ 889,000 | $ 150,000 |
| Philadelphia County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Charleston County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Lexington County South Carolina | 1 | $ 517,000 | $ 517,000 | $ 144,000 |
| Cumberland County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Hawkins County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Humphreys County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 89,000 |
| Jefferson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Maury County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
| McMinn County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Monroe County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Putnam County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Sevier County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Sumner County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Travis County Texas | 1 | $ 468,000 | $ 468,000 | $ 140,000 |
| Bedford County Virginia | 1 | $ 256,000 | $ 256,000 | $ 146,000 |
| Hanover County Virginia | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Lynchburg County Virginia | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Manassas Park County Virginia | 1 | $ 312,000 | $ 312,000 | $ 136,000 |
| Shenandoah County Virginia | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Crawford County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Fond du Lac County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Iowa County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Juneau County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Racine County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for The Grange Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 282 | $47,666,000 | $253,045 | $889,000 | $98,454 | $480,000 |
| Home Purchase (one-to-four family) | 120 | $28,078,000 | $236,352 | $668,000 | $111,294 | $983,000 |
| Home Improvement (one-to-four family) | 25 | $1,067,000 | $37,714 | $195,000 | $70,428 | $275,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 305 | $54,968,000 | $289,416 | $889,000 | $103,916 | $983,000 |
| Information not provided by applicant in mail or telephone application | 90 | $14,796,000 | $178,235 | $600,000 | $89,470 | $480,000 |
| Black | 20 | $3,573,000 | $153,888 | $436,000 | $83,888 | $205,000 |
| Hispanic | 5 | $1,316,000 | $270,000 | $390,000 | $106,000 | $165,000 |
| Asian or Pacific Islander | 4 | $1,371,000 | $328,666 | $425,000 | $89,000 | $123,000 |
| American Indian or Alaskan Native | 2 | $527,000 | $263,500 | $394,000 | $40,500 | $60,000 |
| Other | 1 | $260,000 | $260,000 | $260,000 | $113,000 | $113,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 427 | $76,811,000 | $252,080 | $889,000 | $101,280 | $983,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 160 | $19,903,000 | $119,727 | $565,000 | $103,454 | $983,000 |
| Loan Purchased By The Institution | 141 | $42,887,000 | $315,909 | $668,000 | $99,181 | $480,000 |
| Application Denied By Financial Institution | 65 | $5,456,000 | $87,818 | $300,000 | $51,909 | $275,000 |
| Application Approved But Not Accepted | 51 | $7,702,000 | $192,000 | $889,000 | $85,181 | $418,000 |
| Application Withdrawn By Applicant | 10 | $863,000 | $86,800 | $127,000 | $43,400 | $108,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $2,267,000 | $81,000 | $200,000 | $47,111 | $105,000 |
| Collateral | 16 | $967,000 | $48,000 | $193,000 | $70,666 | $275,000 |
| Debt-To-Income Ratio | 15 | $1,678,000 | $133,714 | $300,000 | $41,857 | $110,000 |
| Other | 4 | $378,000 | $103,666 | $195,000 | $56,333 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $166,000 | $166,000 | $166,000 | $166,000 | $166,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Grange Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Grange Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.