The Harris Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
The Harris Bank Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Harris Bank Na 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,336 |
| Total Mortgage Loan Application Amount | $401,446,000 |
| Average Mortgage Loan Application Amount | $434,777 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $260,444 |
| Highest Applicant Income | $4,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with The Harris Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Harris Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down The Harris Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Harris Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by The Harris Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Harris Bank Na's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 659 | $ 161,655,000 | $ 245,000 | $ 133,000 |
| Sarasota County Florida | 98 | $ 27,924,000 | $ 284,000 | $ 183,000 |
| King County Washington | 83 | $ 32,376,000 | $ 390,000 | $ 104,000 |
| Palm Beach County Florida | 73 | $ 18,218,000 | $ 249,000 | $ 82,000 |
| Pima County Arizona | 60 | $ 17,830,000 | $ 297,000 | $ 153,000 |
| Collier County Florida | 56 | $ 29,106,000 | $ 519,000 | $ 173,000 |
| Indian River County Florida | 54 | $ 21,625,000 | $ 400,000 | $ 135,000 |
| Lee County Florida | 24 | $ 5,436,000 | $ 226,000 | $ 182,000 |
| Manatee County Florida | 22 | $ 6,531,000 | $ 296,000 | $ 120,000 |
| Navajo County Arizona | 16 | $ 4,032,000 | $ 252,000 | $ 243,000 |
| Coconino County Arizona | 11 | $ 2,889,000 | $ 262,000 | $ 307,000 |
| Yavapai County Arizona | 11 | $ 4,432,000 | $ 402,000 | $ 201,000 |
| Broward County Florida | 9 | $ 2,421,000 | $ 269,000 | $ 89,000 |
| Los Angeles County California | 8 | $ 3,316,000 | $ 414,000 | $ 128,000 |
| Pinellas County Florida | 8 | $ 1,977,000 | $ 247,000 | $ 103,000 |
| San Diego County California | 7 | $ 6,366,000 | $ 909,000 | $ 317,000 |
| Snohomish County Washington | 6 | $ 1,956,000 | $ 326,000 | $ 253,000 |
| Cook County Illinois | 5 | $ 2,191,000 | $ 438,000 | $ 177,000 |
| Riverside County California | 4 | $ 961,000 | $ 240,000 | $ 158,000 |
| Pinal County Arizona | 3 | $ 606,000 | $ 202,000 | $ 115,000 |
| Alameda County California | 3 | $ 2,012,000 | $ 670,000 | $ 111,000 |
| Orange County California | 3 | $ 1,595,000 | $ 531,000 | $ 298,000 |
| Brevard County Florida | 3 | $ 4,269,000 | $ 1,423,000 | $ 565,000 |
| Seminole County Florida | 3 | $ 836,000 | $ 278,000 | $ 24,000 |
| St. Lucie County Florida | 3 | $ 819,000 | $ 273,000 | $ 130,000 |
| Travis County Texas | 3 | $ 807,000 | $ 269,000 | $ 94,000 |
| Fairfax County Virginia | 3 | $ 4,592,000 | $ 1,530,000 | $ 746,000 |
| Gila County Arizona | 2 | $ 655,000 | $ 327,000 | $ 74,000 |
| Santa Cruz County Arizona | 2 | $ 518,000 | $ 259,000 | $ 202,000 |
| Denver County Colorado | 2 | $ 271,000 | $ 135,000 | $ 105,000 |
| Bay County Florida | 2 | $ 906,000 | $ 453,000 | $ 379,000 |
| Charlotte County Florida | 2 | $ 399,000 | $ 199,000 | $ 317,000 |
| Leon County Florida | 2 | $ 669,000 | $ 334,000 | $ 267,000 |
| Miami-Dade County Florida | 2 | $ 1,350,000 | $ 675,000 | $ 259,000 |
| Pasco County Florida | 2 | $ 335,000 | $ 167,000 | $ 108,000 |
| Sumter County Florida | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Volusia County Florida | 2 | $ 529,000 | $ 264,000 | $ 70,000 |
| Maui County Hawaii | 2 | $ 599,000 | $ 299,000 | $ 541,000 |
| Nantucket County Massachusetts | 2 | $ 2,210,000 | $ 1,105,000 | $ 325,000 |
| Santa Fe County New Mexico | 2 | $ 784,000 | $ 392,000 | $ 831,000 |
| Suffolk County New York | 2 | $ 264,000 | $ 132,000 | $ 22,000 |
| Westchester County New York | 2 | $ 975,000 | $ 487,000 | $ 282,000 |
| Shelby County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 45,000 |
| Island County Washington | 2 | $ 770,000 | $ 385,000 | $ 460,000 |
| Kitsap County Washington | 2 | $ 516,000 | $ 258,000 | $ 158,000 |
| Pierce County Washington | 2 | $ 502,000 | $ 251,000 | $ 105,000 |
| Baldwin County Alabama | 1 | $ 650,000 | $ 650,000 | $ 1,053,000 |
| El Dorado County California | 1 | $ 340,000 | $ 340,000 | $ 300,000 |
| Fresno County California | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Humboldt County California | 1 | $ 167,000 | $ 167,000 | $ 39,000 |
| Marin County California | 1 | $ 350,000 | $ 350,000 | $ 635,000 |
| Placer County California | 1 | $ 1,418,000 | $ 1,418,000 | $ 860,000 |
| Sacramento County California | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| San Bernardino County California | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| El Paso County Colorado | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Gunnison County Colorado | 1 | $ 865,000 | $ 865,000 | $ 600,000 |
| Jefferson County Colorado | 1 | $ 196,000 | $ 196,000 | $ 57,000 |
| Las Animas County Colorado | 1 | $ 132,000 | $ 132,000 | $ 21,000 |
| Fairfield County Connecticut | 1 | $ 643,000 | $ 643,000 | $ 629,000 |
| DeSoto County Florida | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Flagler County Florida | 1 | $ 236,000 | $ 236,000 | $ 473,000 |
| Hillsborough County Florida | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| Marion County Florida | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Martin County Florida | 1 | $ 360,000 | $ 360,000 | $ 236,000 |
| Monroe County Florida | 1 | $ 317,000 | $ 317,000 | $ 1,741,000 |
| Orange County Florida | 1 | $ 308,000 | $ 308,000 | $ 91,000 |
| Osceola County Florida | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| Glynn County Georgia | 1 | $ 928,000 | $ 928,000 | $ 360,000 |
| Towns County Georgia | 1 | $ 460,000 | $ 460,000 | $ 100,000 |
| Hawaii County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 504,000 |
| DuPage County Illinois | 1 | $ 220,000 | $ 220,000 | $ 135,000 |
| McHenry County Illinois | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Barnstable County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Hampden County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Plymouth County Massachusetts | 1 | $ 436,000 | $ 436,000 | $ 91,000 |
| Allegan County Michigan | 1 | $ 280,000 | $ 280,000 | $ 516,000 |
| Cass County Michigan | 1 | $ 455,000 | $ 455,000 | $ 815,000 |
| Kalamazoo County Michigan | 1 | $ 291,000 | $ 291,000 | $ 519,000 |
| Howell County Missouri | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Clark County Nevada | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Douglas County Nevada | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Rockingham County New Hampshire | 1 | $ 448,000 | $ 448,000 | $ 261,000 |
| Mercer County New Jersey | 1 | $ 348,000 | $ 348,000 | $ 114,000 |
| Middlesex County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 156,000 |
| Morris County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 201,000 |
| New York County New York | 1 | $ 1,238,000 | $ 1,238,000 | $ 348,000 |
| Onondaga County New York | 1 | $ 215,000 | $ 215,000 | $ 264,000 |
| Ulster County New York | 1 | $ 176,000 | $ 176,000 | $ 18,000 |
| Mecklenburg County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 879,000 |
| Delaware County Ohio | 1 | $ 182,000 | $ 182,000 | $ 91,000 |
| Deschutes County Oregon | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Washington County Oregon | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Newport County Rhode Island | 1 | $ 2,500,000 | $ 2,500,000 | $ 537,000 |
| Charleston County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 185,000 |
| Benton County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Henry County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 56,000 |
| Loudon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Lubbock County Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Davis County Utah | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Salt Lake County Utah | 1 | $ 359,000 | $ 359,000 | $ 250,000 |
| Washington County Utah | 1 | $ 110,000 | $ 110,000 | $ 184,000 |
| Chittenden County Vermont | 1 | $ 304,000 | $ 304,000 | $ 100,000 |
| Clark County Washington | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Skagit County Washington | 1 | $ 600,000 | $ 600,000 | $ 120,000 |
| Whatcom County Washington | 1 | $ 192,000 | $ 192,000 | $ 51,000 |
| Teton County Wyoming | 1 | $ 635,000 | $ 635,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for The Harris Bank Na in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 851 | $247,456,000 | $487,826 | $3,393,000 | $230,782 | $4,200,000 |
| Refinancing | 467 | $147,855,000 | $387,000 | $4,000,000 | $315,736 | $1,400,000 |
| Home Improvement | 18 | $6,135,000 | $330,666 | $1,500,000 | $137,666 | $1,293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,036 | $317,620,000 | $478,538 | $3,890,000 | $286,384 | $2,662,000 |
| Not Provided | 164 | $53,184,000 | $406,333 | $2,000,000 | $292,333 | $1,596,000 |
| Hispanic | 53 | $8,373,000 | $165,000 | $749,000 | $67,666 | $408,000 |
| Black or African American | 41 | $9,438,000 | $205,000 | $1,500,000 | $116,750 | $4,200,000 |
| Asian | 24 | $6,655,000 | $396,250 | $750,000 | $204,500 | $604,000 |
| Not applicable | 14 | $5,522,000 | $797,000 | $4,000,000 | $66,666 | $185,000 |
| American Indian or Alaskan Native | 2 | $270,000 | $135,000 | $135,000 | $61,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $384,000 | $192,000 | $296,000 | $135,000 | $251,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,336 | $401,446,000 | $480,241 | $4,000,000 | $304,310 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,099 | $323,677,000 | $407,321 | $4,000,000 | $301,785 | $2,662,000 |
| Application Approved But Not Accepted | 81 | $26,801,000 | $312,545 | $2,000,000 | $194,000 | $4,200,000 |
| Application Withdrawn By Applicant | 77 | $27,549,000 | $645,250 | $2,500,000 | $271,000 | $815,000 |
| Application Denied By Financial Institution | 37 | $13,382,000 | $315,800 | $3,393,000 | $125,600 | $1,403,000 |
| File Closed For Incompleteness | 32 | $9,351,000 | $257,285 | $2,000,000 | $154,714 | $851,000 |
| Loan Purchased By The Institution | 10 | $686,000 | $68,500 | $98,000 | $27,000 | $46,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $7,473,000 | $458,333 | $3,393,000 | $171,333 | $1,403,000 |
| Other | 10 | $3,331,000 | $272,600 | $1,290,000 | $102,000 | $642,000 |
| Credit History | 6 | $1,463,000 | $223,500 | $825,000 | $57,000 | $172,000 |
| Employment History | 2 | $567,000 | $283,000 | $500,000 | $236,000 | $433,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $305,000 | $152,000 | $240,000 | $68,000 | $126,000 |
| Credit Application Incomplete | 1 | $243,000 | $243,000 | $243,000 | $131,000 | $131,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Harris Bank Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Harris Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.