The Home Lending Group, LLC Mortgage Lending & HMDA Data, 2018
In 2018, The Home Lending Group, LLC of Flowood, MS reported 1,286 mortgage applications totaling $237.5 million, up 3% from 2017. The average application was for $184,650, and applicants reported an average income of $77,705. 76% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Austin-Round Rock, TX (228), Gulfport-Biloxi-Pascagoula, MS (204) and Las Cruces, NM (163) (applications in parentheses).
| Mortgage Company & Address | The Home Lending Group, LLC 215 Katherine Drive Flowood, MS 39232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,286 |
| Total Mortgage Loan Application Amount | $237,460,000 |
| Average Mortgage Loan Application Amount | $184,650 |
| Highest Mortgage Loan Application Amount | $575,000 |
| Average Applicant Income | $77,705 |
| Highest Applicant Income | $804,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Home Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dona Ana, New Mexico | 163 | $ 27,045,000 | $ 165,920 | $ 71,000 |
| Harrison, Mississippi | 119 | $ 18,355,000 | $ 154,243 | $ 66,000 |
| Travis, Texas | 93 | $ 24,365,000 | $ 261,989 | $ 108,000 |
| Jackson, Mississippi | 76 | $ 9,490,000 | $ 124,868 | $ 55,000 |
| Hinds, Mississippi | 63 | $ 9,645,000 | $ 153,095 | $ 61,000 |
| Williamson, Texas | 61 | $ 14,995,000 | $ 245,819 | $ 94,000 |
| Clark, Nevada | 60 | $ 14,430,000 | $ 240,500 | $ 78,000 |
| Hays, Texas | 60 | $ 14,120,000 | $ 235,333 | $ 94,000 |
| Harris, Texas | 44 | $ 7,940,000 | $ 180,454 | $ 70,000 |
| Mobile, Alabama | 41 | $ 5,065,000 | $ 123,536 | $ 64,000 |
| Rankin, Mississippi | 40 | $ 6,310,000 | $ 157,750 | $ 56,000 |
| Baldwin, Alabama | 35 | $ 6,395,000 | $ 182,714 | $ 84,000 |
| Madison, Mississippi | 32 | $ 6,580,000 | $ 205,625 | $ 81,000 |
| San Diego, California | 27 | $ 9,725,000 | $ 360,185 | $ 80,000 |
| Campbell, Tennessee | 24 | $ 2,760,000 | $ 115,000 | $ 51,000 |
| Bexar, Texas | 23 | $ 4,075,000 | $ 177,173 | $ 67,000 |
| Fort Bend, Texas | 23 | $ 4,455,000 | $ 193,695 | $ 67,000 |
| Anderson, Tennessee | 18 | $ 2,870,000 | $ 159,444 | $ 58,000 |
| Knox, Tennessee | 12 | $ 2,830,000 | $ 235,833 | $ 88,000 |
| Sierra, New Mexico | 11 | $ 975,000 | $ 88,636 | $ 56,000 |
| Nueces, Texas | 11 | $ 1,545,000 | $ 140,454 | $ 154,000 |
| Bastrop, Texas | 10 | $ 2,160,000 | $ 216,000 | $ 101,000 |
| Hancock, Mississippi | 9 | $ 1,245,000 | $ 138,333 | $ 60,000 |
| Harrison, Texas | 9 | $ 1,315,000 | $ 146,111 | $ 69,000 |
| Guadalupe, Texas | 8 | $ 1,660,000 | $ 207,500 | $ 81,000 |
| Eddy, New Mexico | 7 | $ 1,555,000 | $ 222,142 | $ 197,000 |
| Otero, New Mexico | 7 | $ 1,145,000 | $ 163,571 | $ 82,000 |
| Comal, Texas | 7 | $ 1,515,000 | $ 216,428 | $ 252,000 |
| Gregg, Texas | 7 | $ 965,000 | $ 137,857 | $ 57,000 |
| Randall, Texas | 7 | $ 1,255,000 | $ 179,285 | $ 84,000 |
| Lafayette, Mississippi | 6 | $ 1,260,000 | $ 210,000 | $ 123,000 |
| Luna, New Mexico | 5 | $ 335,000 | $ 67,000 | $ 31,000 |
| Loudon, Tennessee | 5 | $ 475,000 | $ 95,000 | $ 45,000 |
| Morgan, Tennessee | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| Bell, Texas | 5 | $ 895,000 | $ 179,000 | $ 73,000 |
| Brazoria, Texas | 5 | $ 1,235,000 | $ 247,000 | $ 101,000 |
| Roane, Tennessee | 4 | $ 630,000 | $ 157,500 | $ 52,000 |
| Caldwell, Texas | 4 | $ 570,000 | $ 142,500 | $ 78,000 |
| Riverside, California | 3 | $ 975,000 | $ 325,000 | $ 82,000 |
| Santa Rosa, Florida | 3 | $ 535,000 | $ 178,333 | $ 41,000 |
| DeSoto, Mississippi | 3 | $ 545,000 | $ 181,666 | $ 93,000 |
| Lamar, Mississippi | 3 | $ 505,000 | $ 168,333 | $ 62,000 |
| Pearl River, Mississippi | 3 | $ 425,000 | $ 141,666 | $ 46,000 |
| Stone, Mississippi | 3 | $ 325,000 | $ 108,333 | $ 64,000 |
| Tipton, Tennessee | 3 | $ 395,000 | $ 131,666 | $ 119,000 |
| Brazos, Texas | 3 | $ 635,000 | $ 211,666 | $ 524,000 |
| Lubbock, Texas | 3 | $ 565,000 | $ 188,333 | $ 71,000 |
| Tarrant, Texas | 3 | $ 715,000 | $ 238,333 | $ 71,000 |
| Los Angeles, California | 2 | $ 850,000 | $ 425,000 | $ 101,000 |
| Adams, Mississippi | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Forrest, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| George, Mississippi | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Grenada, Mississippi | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Scott, Mississippi | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| Yalobusha, Mississippi | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| Yazoo, Mississippi | 2 | $ 140,000 | $ 70,000 | $ 124,000 |
| Bernalillo, New Mexico | 2 | $ 500,000 | $ 250,000 | $ 148,000 |
| Lea, New Mexico | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Santa Fe, New Mexico | 2 | $ 130,000 | $ 65,000 | $ 99,000 |
| Blount, Tennessee | 2 | $ 280,000 | $ 140,000 | $ 39,000 |
| Blanco, Texas | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Burnet, Texas | 2 | $ 570,000 | $ 285,000 | $ 119,000 |
| Chambers, Texas | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Dallas, Texas | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Galveston, Texas | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Lampasas, Texas | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Potter, Texas | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| San Bernardino, California | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| San Joaquin, California | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Bolivar, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Covington, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Lauderdale, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Leake, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Lee, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Leflore, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Lincoln, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Marion, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Montgomery, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Neshoba, Mississippi | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Newton, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Oktibbeha, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Pike, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Warren, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Humboldt, Nevada | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Grant, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Cocke, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Cumberland, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Davidson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 207,000 |
| Scott, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Sevier, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Anderson, Texas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Atascosa, Texas | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Bowie, Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Collin, Texas | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Denton, Texas | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Ellis, Texas | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Kaufman, Texas | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Kendall, Texas | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Marion, Texas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Montgomery, Texas | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Rockwall, Texas | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Rusk, Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Smith, Texas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Upshur, Texas | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for The Home Lending Group, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,161 | $212,005,000 | $182,000 | $525,000 | $77,000 | $804,000 |
| Refinancing | 78 | $17,390,000 | $222,000 | $545,000 | $86,000 | $462,000 |
| Cash-out Refinancing | 35 | $7,925,000 | $226,000 | $575,000 | $96,000 | $756,000 |
| Not Applicable | 6 | $30,000 | $5,000 | $5,000 | $37,000 | $53,000 |
| Other Purpose | 5 | $25,000 | $5,000 | $5,000 | $43,000 | $79,000 |
| Home Improvement | 1 | $85,000 | $85,000 | $85,000 | $27,000 | $27,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 560 | $98,980,000 | $176,000 | $455,000 | $82,000 | $754,000 |
| Black or African American | 274 | $47,930,000 | $174,000 | $425,000 | $66,000 | $397,000 |
| Hispanic | 264 | $46,740,000 | $177,000 | $575,000 | $69,000 | $804,000 |
| Not Provided | 153 | $34,975,000 | $228,000 | $455,000 | $95,000 | $756,000 |
| Asian | 31 | $7,865,000 | $253,000 | $385,000 | $90,000 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $970,000 | $242,000 | $275,000 | $65,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 606 | $111,520,000 | $184,000 | $575,000 | $68,000 | $804,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $69,275,000 | $191,000 | $545,000 | $105,000 | $756,000 |
| VA-guaranteed (Veterans Administration) | 163 | $34,765,000 | $213,000 | $545,000 | $75,000 | $247,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $21,900,000 | $140,000 | $255,000 | $54,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 979 | $183,425,000 | $187,000 | $575,000 | $78,000 | $804,000 |
| Application Withdrawn By Applicant | 202 | $36,860,000 | $182,000 | $455,000 | $82,000 | $457,000 |
| Application Denied By Financial Institution | 96 | $15,350,000 | $159,000 | $445,000 | $70,000 | $445,000 |
| Application Approved But Not Accepted | 9 | $1,825,000 | $202,000 | $355,000 | $66,000 | $99,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,190 | $222,110,000 | $186,000 | $575,000 | $78,000 | $804,000 |
| Debt-To-Income Ratio | 27 | $4,525,000 | $167,000 | $445,000 | $51,000 | $104,000 |
| Credit History | 22 | $3,440,000 | $156,000 | $285,000 | $64,000 | $199,000 |
| Collateral | 14 | $2,070,000 | $147,000 | $395,000 | $52,000 | $82,000 |
| Unverifiable Information | 12 | $2,050,000 | $170,000 | $385,000 | $137,000 | $445,000 |
| Other | 9 | $1,075,000 | $119,000 | $205,000 | $86,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $940,000 | $156,000 | $275,000 | $58,000 | $127,000 |
| Credit Application Incomplete | 3 | $605,000 | $201,000 | $235,000 | $73,000 | $116,000 |
| Employment History | 3 | $645,000 | $215,000 | $395,000 | $73,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Lending Group, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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