The Home Loan Expert LLC Mortgage Lending & HMDA Data, 2017

In 2017, The Home Loan Expert LLC of St Louis, MO reported 3,707 mortgage applications totaling $0. The average application was for $0, and applicants reported an average income of $5,503,347. 24% of its applications resulted in an originated loan and 17% were denied. Its largest markets were St. Louis, MO-IL (1,559), Indianapolis-Carmel-Anderson, IN (439) and Chicago-Naperville-Arlington Heights, IL (342) (applications in parentheses).

Mortgage Company & Address The Home Loan Expert LLC
1600 S Brentwood
St Louis, MO 63144
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,707
Total Mortgage Loan Application Amount $0
Average Mortgage Loan Application Amount $0
Highest Mortgage Loan Application Amount $0
Average Applicant Income $5,503,347
Highest Applicant Income $125,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Home Loan Expert LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Home Loan Expert LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 544 $ 0 $ 0 $ 7,804,000
St. Charles, Missouri 408 $ 0 $ 0 $ 7,188,000
Jefferson, Missouri 204 $ 0 $ 0 $ 7,128,000
Cook, Illinois 165 $ 0 $ 0 $ 7,282,000
Marion, Indiana 152 $ 0 $ 0 $ 7,489,000
Hamilton, Indiana 103 $ 0 $ 0 $ 7,725,000
St. Louis City, Missouri 98 $ 0 $ 0 $ 7,145,000
Madison, Illinois 93 $ 0 $ 0 $ 7,378,000
Will, Illinois 69 $ 0 $ 0 $ 8,519,000
DuPage, Illinois 65 $ 0 $ 0 $ 7,084,000
Hendricks, Indiana 64 $ 0 $ 0 $ 6,913,000
St. Clair, Illinois 61 $ 0 $ 0 $ 7,891,000
Lake, Illinois 46 $ 0 $ 0 $ 7,513,000
Kane, Illinois 42 $ 0 $ 0 $ 8,394,000
Johnson, Indiana 40 $ 0 $ 0 $ 6,161,000
Franklin, Missouri 39 $ 0 $ 0 $ 7,311,000
Monroe, Illinois 36 $ 0 $ 0 $ 8,419,000
Davidson, Tennessee 36 $ 0 $ 0 $ 9,167,000
McHenry, Illinois 30 $ 0 $ 0 $ 8,170,000
Lincoln, Missouri 30 $ 0 $ 0 $ 7,221,000
Lake, Indiana 26 $ 0 $ 0 $ 6,658,000
Warren, Missouri 22 $ 0 $ 0 $ 7,670,000
Hancock, Indiana 20 $ 0 $ 0 $ 7,827,000
Boone, Indiana 15 $ 0 $ 0 $ 8,379,000
Morgan, Indiana 15 $ 0 $ 0 $ 6,725,000
Williamson, Tennessee 15 $ 0 $ 0 $ 10,229,000
Wilson, Tennessee 15 $ 0 $ 0 $ 8,431,000
St. Francois, Missouri 14 $ 0 $ 0 $ 5,101,000
Rutherford, Tennessee 14 $ 0 $ 0 $ 8,219,000
Sumner, Tennessee 13 $ 0 $ 0 $ 7,010,000
Madison, Indiana 12 $ 0 $ 0 $ 6,498,000
Kendall, Illinois 11 $ 0 $ 0 $ 11,958,000
Clinton, Illinois 9 $ 0 $ 0 $ 5,187,000
Putnam, Indiana 8 $ 0 $ 0 $ 6,053,000
Shelby, Indiana 8 $ 0 $ 0 $ 9,309,000
Jersey, Illinois 7 $ 0 $ 0 $ 6,027,000
Macoupin, Illinois 7 $ 0 $ 0 $ 4,903,000
Winnebago, Illinois 7 $ 0 $ 0 $ 8,428,000
Cape Girardeau, Missouri 5 $ 0 $ 0 $ 5,504,000
DeKalb, Illinois 4 $ 0 $ 0 $ 7,340,000
Kankakee, Illinois 4 $ 0 $ 0 $ 3,312,000
LaSalle, Illinois 4 $ 0 $ 0 $ 2,705,000
Washington, Illinois 4 $ 0 $ 0 $ 10,791,000
Howard, Indiana 4 $ 0 $ 0 $ 10,325,000
Porter, Indiana 4 $ 0 $ 0 $ 4,102,000
Perry, Missouri 4 $ 0 $ 0 $ 6,580,000
Boone, Illinois 3 $ 0 $ 0 $ 18,384,000
Ogle, Illinois 3 $ 0 $ 0 $ 5,841,000
Bartholomew, Indiana 3 $ 0 $ 0 $ 7,794,000
Monroe, Indiana 3 $ 0 $ 0 $ 8,020,000
Montgomery, Indiana 3 $ 0 $ 0 $ 6,538,000
Boone, Missouri 3 $ 0 $ 0 $ 12,878,000
Camden, Missouri 3 $ 0 $ 0 $ 8,301,000
Crawford, Missouri 3 $ 0 $ 0 $ 3,299,000
Cheatham, Tennessee 3 $ 0 $ 0 $ 10,219,000
Marshall, Tennessee 3 $ 0 $ 0 $ 9,270,000
Maury, Tennessee 3 $ 0 $ 0 $ 6,993,000
Robertson, Tennessee 3 $ 0 $ 0 $ 4,774,000
Champaign, Illinois 2 $ 0 $ 0 $ 5,700,000
Grundy, Illinois 2 $ 0 $ 0 $ 7,999,000
Iroquois, Illinois 2 $ 0 $ 0 $ 2,495,000
Jefferson, Illinois 2 $ 0 $ 0 $ 4,268,000
Livingston, Illinois 2 $ 0 $ 0 $ 13,200,000
Marion, Illinois 2 $ 0 $ 0 $ 7,854,000
Perry, Illinois 2 $ 0 $ 0 $ 5,049,000
Randolph, Illinois 2 $ 0 $ 0 $ 7,450,000
Brown, Indiana 2 $ 0 $ 0 $ 2,878,000
Rush, Indiana 2 $ 0 $ 0 $ 8,671,000
Tipton, Indiana 2 $ 0 $ 0 $ 5,289,000
Clay, Missouri 2 $ 0 $ 0 $ 13,870,000
Dunklin, Missouri 2 $ 0 $ 0 $ 7,400,000
Jackson, Missouri 2 $ 0 $ 0 $ 3,083,000
Montgomery, Missouri 2 $ 0 $ 0 $ 2,050,000
Knox, Tennessee 2 $ 0 $ 0 $ 13,000,000
Shelby, Alabama 1 $ 0 $ 0 $ 1,000,000
Adams, Illinois 1 $ 0 $ 0 $ 14,133,000
Bureau, Illinois 1 $ 0 $ 0 $ 1,000,000
Calhoun, Illinois 1 $ 0 $ 0 $ 11,290,000
Christian, Illinois 1 $ 0 $ 0 $ 6,400,000
Effingham, Illinois 1 $ 0 $ 0 $ 1,000,000
Jackson, Illinois 1 $ 0 $ 0 $ 8,279,000
Macon, Illinois 1 $ 0 $ 0 $ 1,000,000
McLean, Illinois 1 $ 0 $ 0 $ 17,000,000
Mercer, Illinois 1 $ 0 $ 0 $ 9,275,000
Montgomery, Illinois 1 $ 0 $ 0 $ 12,767,000
Peoria, Illinois 1 $ 0 $ 0 $ 20,000,000
Sangamon, Illinois 1 $ 0 $ 0 $ 8,013,000
Shelby, Illinois 1 $ 0 $ 0 $ 10,270,000
Whiteside, Illinois 1 $ 0 $ 0 $ 6,600,000
Allen, Indiana 1 $ 0 $ 0 $ 3,621,000
Benton, Indiana 1 $ 0 $ 0 $ 6,042,000
Carroll, Indiana 1 $ 0 $ 0 $ 9,222,000
Clay, Indiana 1 $ 0 $ 0 $ 6,500,000
Clinton, Indiana 1 $ 0 $ 0 $ 6,396,000
Delaware, Indiana 1 $ 0 $ 0 $ 7,500,000
Fountain, Indiana 1 $ 0 $ 0 $ 8,667,000
Franklin, Indiana 1 $ 0 $ 0 $ 6,281,000
Grant, Indiana 1 $ 0 $ 0 $ 4,166,000
Jennings, Indiana 1 $ 0 $ 0 $ 11,557,000
LaPorte, Indiana 1 $ 0 $ 0 $ 5,642,000
Randolph, Indiana 1 $ 0 $ 0 $ 5,400,000
Ripley, Indiana 1 $ 0 $ 0 $ 1,000,000
Tippecanoe, Indiana 1 $ 0 $ 0 $ 7,000,000
Callaway, Missouri 1 $ 0 $ 0 $ 8,801,000
Cole, Missouri 1 $ 0 $ 0 $ 8,616,000
Gasconade, Missouri 1 $ 0 $ 0 $ 7,066,000
Greene, Missouri 1 $ 0 $ 0 $ 7,166,000
Jasper, Missouri 1 $ 0 $ 0 $ 7,319,000
Madison, Missouri 1 $ 0 $ 0 $ 1,000,000
Marion, Missouri 1 $ 0 $ 0 $ 4,166,000
New Madrid, Missouri 1 $ 0 $ 0 $ 8,220,000
Phelps, Missouri 1 $ 0 $ 0 $ 9,167,000
Platte, Missouri 1 $ 0 $ 0 $ 6,900,000
Scott, Missouri 1 $ 0 $ 0 $ 10,000,000
Vernon, Missouri 1 $ 0 $ 0 $ 10,417,000
Washington, Missouri 1 $ 0 $ 0 $ 2,678,000
Wayne, Missouri 1 $ 0 $ 0 $ 2,820,000
Dickson, Tennessee 1 $ 0 $ 0 $ 5,400,000
Franklin, Tennessee 1 $ 0 $ 0 $ 6,800,000
Hamilton, Tennessee 1 $ 0 $ 0 $ 3,648,000
Hickman, Tennessee 1 $ 0 $ 0 $ 5,446,000
Stewart, Tennessee 1 $ 0 $ 0 $ 6,000,000
Tipton, Tennessee 1 $ 0 $ 0 $ 11,000,000

Mortgage Loan Application Detail Totals for The Home Loan Expert LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,346 $0 $0 $0 $7,342,000 $125,000,000
Home Purchase 1,200 $0 $0 $0 $1,278,000 $27,333,000
Home Improvement 1,161 $0 $0 $0 $7,739,000 $125,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,197 $0 $0 $0 $5,726,000 $125,000,000
Not Provided 415 $0 $0 $0 $3,822,000 $125,000,000
Hispanic 56 $0 $0 $0 $4,563,000 $15,431,000
Black or African American 26 $0 $0 $0 $7,397,000 $45,000,000
Asian 13 $0 $0 $0 $4,757,000 $14,800,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,837 $0 $0 $0 $6,190,000 $125,000,000
FHA-insured (Federal Housing Administration) 1,732 $0 $0 $0 $4,801,000 $37,989,000
VA-guaranteed (Veterans Administration) 134 $0 $0 $0 $5,334,000 $45,833,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $0 $0 $0 $35,000 $39,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,108 $0 $0 $0 $5,228,000 $125,000,000
Loan Originated 884 $0 $0 $0 $7,468,000 $45,833,000
Application Denied By Financial Institution 637 $0 $0 $0 $3,488,000 $45,000,000
Application Approved But Not Accepted 78 $0 $0 $0 $7,147,000 $24,500,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 274 $0 $0 $0 $1,329,000 $20,000,000
Debt-To-Income Ratio 61 $0 $0 $0 $2,372,000 $21,500,000
Collateral 14 $0 $0 $0 $4,993,000 $15,369,000
Credit Application Incomplete 10 $0 $0 $0 $4,313,000 $9,583,000
Employment History 3 $0 $0 $0 $3,622,000 $10,800,000
Insufficient Cash (Downpayment, Closing Cost) 3 $0 $0 $0 $8,115,000 $12,197,000
Other 1 $0 $0 $0 $70,000 $70,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Home Loan Expert LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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