The Home Loan Expert Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
The Home Loan Expert Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Loan Expert Llc 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,329 |
| Total Mortgage Loan Application Amount | $470,065,000 |
| Average Mortgage Loan Application Amount | $203,000 |
| Highest Mortgage Loan Application Amount | $1,905,000 |
| Average Applicant Income | $98,400 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with The Home Loan Expert Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Loan Expert Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down The Home Loan Expert Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Loan Expert Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Loan Expert Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Loan Expert Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 392 | $ 84,950,000 | $ 216,000 | $ 129,000 |
| St. Charles County Missouri | 319 | $ 65,375,000 | $ 204,000 | $ 106,000 |
| Marion County Indiana | 158 | $ 25,080,000 | $ 158,000 | $ 82,000 |
| Jefferson County Missouri | 140 | $ 24,310,000 | $ 173,000 | $ 83,000 |
| Cook County Illinois | 121 | $ 29,725,000 | $ 245,000 | $ 106,000 |
| Hamilton County Indiana | 98 | $ 20,500,000 | $ 209,000 | $ 98,000 |
| St. Louis City County Missouri | 71 | $ 12,155,000 | $ 171,000 | $ 135,000 |
| Madison County Illinois | 70 | $ 14,330,000 | $ 204,000 | $ 126,000 |
| Hendricks County Indiana | 63 | $ 10,785,000 | $ 171,000 | $ 90,000 |
| St. Clair County Illinois | 48 | $ 8,520,000 | $ 177,000 | $ 130,000 |
| DuPage County Illinois | 45 | $ 11,325,000 | $ 251,000 | $ 103,000 |
| Johnson County Indiana | 42 | $ 8,600,000 | $ 204,000 | $ 88,000 |
| Davidson County Tennessee | 40 | $ 10,170,000 | $ 254,000 | $ 103,000 |
| Will County Illinois | 39 | $ 8,595,000 | $ 220,000 | $ 100,000 |
| Franklin County Missouri | 32 | $ 5,650,000 | $ 176,000 | $ 88,000 |
| Rutherford County Tennessee | 30 | $ 5,330,000 | $ 177,000 | $ 75,000 |
| Williamson County Tennessee | 27 | $ 9,085,000 | $ 336,000 | $ 119,000 |
| Hancock County Indiana | 26 | $ 4,540,000 | $ 174,000 | $ 105,000 |
| Kane County Illinois | 25 | $ 6,065,000 | $ 242,000 | $ 120,000 |
| Lake County Illinois | 25 | $ 6,415,000 | $ 256,000 | $ 93,000 |
| Monroe County Illinois | 25 | $ 4,825,000 | $ 193,000 | $ 96,000 |
| Wilson County Tennessee | 25 | $ 5,905,000 | $ 236,000 | $ 87,000 |
| Lincoln County Missouri | 24 | $ 4,240,000 | $ 176,000 | $ 135,000 |
| Sumner County Tennessee | 20 | $ 4,340,000 | $ 217,000 | $ 98,000 |
| Boone County Indiana | 18 | $ 3,800,000 | $ 211,000 | $ 105,000 |
| McHenry County Illinois | 17 | $ 3,605,000 | $ 212,000 | $ 93,000 |
| Lake County Indiana | 17 | $ 3,325,000 | $ 195,000 | $ 71,000 |
| Morgan County Indiana | 14 | $ 2,070,000 | $ 147,000 | $ 78,000 |
| Kendall County Illinois | 13 | $ 2,655,000 | $ 204,000 | $ 79,000 |
| Madison County Indiana | 12 | $ 2,070,000 | $ 172,000 | $ 91,000 |
| Jefferson County Alabama | 11 | $ 2,295,000 | $ 208,000 | $ 107,000 |
| Shelby County Alabama | 10 | $ 2,410,000 | $ 241,000 | $ 111,000 |
| St. Francois County Missouri | 10 | $ 1,620,000 | $ 162,000 | $ 80,000 |
| Clinton County Illinois | 9 | $ 1,375,000 | $ 152,000 | $ 109,000 |
| Warren County Missouri | 9 | $ 1,495,000 | $ 166,000 | $ 88,000 |
| Montgomery County Tennessee | 9 | $ 1,615,000 | $ 179,000 | $ 78,000 |
| Porter County Indiana | 8 | $ 1,720,000 | $ 215,000 | $ 98,000 |
| Kankakee County Illinois | 7 | $ 905,000 | $ 129,000 | $ 58,000 |
| Shelby County Indiana | 7 | $ 1,155,000 | $ 165,000 | $ 84,000 |
| Grundy County Illinois | 6 | $ 1,000,000 | $ 166,000 | $ 86,000 |
| Putnam County Indiana | 6 | $ 1,090,000 | $ 181,000 | $ 127,000 |
| Robertson County Tennessee | 6 | $ 3,000,000 | $ 500,000 | $ 75,000 |
| Shelby County Tennessee | 6 | $ 1,100,000 | $ 183,000 | $ 123,000 |
| LaSalle County Illinois | 5 | $ 1,015,000 | $ 203,000 | $ 112,000 |
| Macoupin County Illinois | 5 | $ 865,000 | $ 173,000 | $ 162,000 |
| Bartholomew County Indiana | 5 | $ 835,000 | $ 167,000 | $ 79,000 |
| Maury County Tennessee | 5 | $ 1,115,000 | $ 223,000 | $ 77,000 |
| DeKalb County Illinois | 4 | $ 1,000,000 | $ 250,000 | $ 137,000 |
| McLean County Illinois | 4 | $ 730,000 | $ 182,000 | $ 102,000 |
| Randolph County Illinois | 4 | $ 530,000 | $ 132,000 | $ 63,000 |
| Washington County Illinois | 4 | $ 770,000 | $ 192,000 | $ 93,000 |
| Howard County Indiana | 4 | $ 510,000 | $ 127,000 | $ 68,000 |
| Boone County Missouri | 4 | $ 920,000 | $ 230,000 | $ 128,000 |
| Bedford County Tennessee | 4 | $ 600,000 | $ 150,000 | $ 73,000 |
| Bond County Illinois | 3 | $ 695,000 | $ 231,000 | $ 114,000 |
| Champaign County Illinois | 3 | $ 635,000 | $ 211,000 | $ 133,000 |
| Brown County Indiana | 3 | $ 655,000 | $ 218,000 | $ 156,000 |
| Clinton County Indiana | 3 | $ 595,000 | $ 198,000 | $ 162,000 |
| Montgomery County Indiana | 3 | $ 485,000 | $ 161,000 | $ 70,000 |
| Cape Girardeau County Missouri | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| Dickson County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 76,000 |
| Marshall County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 61,000 |
| Tuscaloosa County Alabama | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Boone County Illinois | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Bureau County Illinois | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Jefferson County Illinois | 2 | $ 210,000 | $ 105,000 | $ 102,000 |
| Jersey County Illinois | 2 | $ 330,000 | $ 165,000 | $ 324,000 |
| Ogle County Illinois | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Sangamon County Illinois | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Fayette County Indiana | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Henry County Indiana | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Jasper County Indiana | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Tipton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Camden County Missouri | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| Crawford County Missouri | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Dunklin County Missouri | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Ste. Genevieve County Missouri | 2 | $ 290,000 | $ 145,000 | $ 141,000 |
| Cheatham County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Knox County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Tipton County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| Baldwin County Alabama | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Chilton County Alabama | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Cullman County Alabama | 1 | $ 355,000 | $ 355,000 | $ 213,000 |
| DeKalb County Alabama | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Etowah County Alabama | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Geneva County Alabama | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Limestone County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marengo County Alabama | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| St. Clair County Alabama | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Walker County Alabama | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Adams County Illinois | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Calhoun County Illinois | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Lee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Montgomery County Illinois | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Vermilion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Whiteside County Illinois | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Cass County Indiana | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Decatur County Indiana | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Delaware County Indiana | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Jefferson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| LaPorte County Indiana | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Monroe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Owen County Indiana | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Parke County Indiana | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Ripley County Indiana | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Rush County Indiana | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Spencer County Indiana | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| St. Joseph County Indiana | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Tippecanoe County Indiana | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Vanderburgh County Indiana | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Vermillion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Warren County Indiana | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Wayne County Indiana | 1 | $ 105,000 | $ 105,000 | $ 12,000 |
| White County Indiana | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Clark County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Logan County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Perry County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Audrain County Missouri | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Benton County Missouri | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Callaway County Missouri | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Clay County Missouri | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Gasconade County Missouri | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Greene County Missouri | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Jackson County Missouri | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Macon County Missouri | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Montgomery County Missouri | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Morgan County Missouri | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Pike County Missouri | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Washington County Missouri | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Coffee County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Franklin County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Henry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Loudon County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Macon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Monroe County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Smith County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Stewart County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Van Buren County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Warren County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Denton County Texas | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Fort Bend County Texas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Harris County Texas | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Smith County Texas | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Tarrant County Texas | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for The Home Loan Expert Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 822 | $170,690,000 | $207,000 | $1,725,000 | $96,000 | $996,000 |
| Refinancing | 771 | $148,125,000 | $192,000 | $1,305,000 | $106,000 | $2,196,000 |
| Cash-out Refinancing | 495 | $97,965,000 | $197,000 | $1,905,000 | $125,000 | $2,400,000 |
| Home Purchase | 238 | $52,690,000 | $221,000 | $605,000 | $88,000 | $222,000 |
| Not Applicable | 3 | $595,000 | $198,000 | $265,000 | $77,000 | $86,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,765 | $355,075,000 | $201,000 | $1,705,000 | $107,000 | $2,196,000 |
| Not Provided | 288 | $60,060,000 | $208,000 | $1,905,000 | $105,000 | $2,400,000 |
| Not applicable | 165 | $34,635,000 | $209,000 | $1,285,000 | $95,000 | $568,000 |
| Black or African American | 48 | $8,070,000 | $168,000 | $565,000 | $73,000 | $237,000 |
| Hispanic | 34 | $6,800,000 | $200,000 | $395,000 | $98,000 | $212,000 |
| Asian | 23 | $4,775,000 | $207,000 | $405,000 | $91,000 | $199,000 |
| American Indian or Alaskan Native | 3 | $265,000 | $88,000 | $135,000 | $40,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $140,000 | $70,000 | $135,000 | $36,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,157 | $243,345,000 | $210,000 | $1,725,000 | $120,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 858 | $158,510,000 | $184,000 | $1,705,000 | $91,000 | $2,196,000 |
| VA-guaranteed (Veterans Administration) | 313 | $68,015,000 | $217,000 | $1,905,000 | $87,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $195,000 | $195,000 | $195,000 | $83,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,182 | $236,250,000 | $199,000 | $1,725,000 | $119,000 | $2,400,000 |
| Loan Originated | 821 | $167,485,000 | $204,000 | $1,285,000 | $94,000 | $568,000 |
| Application Denied By Financial Institution | 303 | $60,745,000 | $200,000 | $1,905,000 | $79,000 | $1,000,000 |
| File Closed For Incompleteness | 21 | $5,205,000 | $247,000 | $565,000 | $99,000 | $195,000 |
| Application Approved But Not Accepted | 2 | $380,000 | $190,000 | $215,000 | $69,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,026 | $409,320,000 | $202,000 | $1,725,000 | $109,000 | $2,400,000 |
| Credit History | 169 | $32,245,000 | $190,000 | $1,905,000 | $86,000 | $1,000,000 |
| Debt-To-Income Ratio | 80 | $17,780,000 | $222,000 | $1,365,000 | $59,000 | $160,000 |
| Collateral | 42 | $8,560,000 | $203,000 | $585,000 | $94,000 | $174,000 |
| Other | 5 | $835,000 | $167,000 | $275,000 | $84,000 | $154,000 |
| Unverifiable Information | 3 | $575,000 | $191,000 | $225,000 | $65,000 | $78,000 |
| Employment History | 3 | $455,000 | $151,000 | $185,000 | $46,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $108,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.