The Home Loan Expert Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

The Home Loan Expert Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Home Loan Expert Llc
1600 S Brentwood
St Louis, MO 63144
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,399
Total Mortgage Loan Application Amount $776,265,000
Average Mortgage Loan Application Amount $224,500
Highest Mortgage Loan Application Amount $1,925,000
Average Applicant Income $125,750
Highest Applicant Income $2,880,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Home Loan Expert Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Loan Expert Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down The Home Loan Expert Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Loan Expert Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by The Home Loan Expert Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Loan Expert Llc's mortgage activity for 2019.

Mortgage Loan Application Totals for The Home Loan Expert Llc by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 535 $ 123,935,000 $ 231,000 $ 149,000
St. Charles County Missouri 392 $ 87,190,000 $ 222,000 $ 134,000
Marion County Indiana 185 $ 31,955,000 $ 172,000 $ 123,000
Jefferson County Missouri 173 $ 32,145,000 $ 185,000 $ 138,000
Travis County Texas 162 $ 50,360,000 $ 310,000 $ 139,000
Cook County Illinois 152 $ 39,120,000 $ 257,000 $ 168,000
Hamilton County Indiana 128 $ 30,380,000 $ 237,000 $ 154,000
Williamson County Texas 93 $ 22,975,000 $ 247,000 $ 109,000
Madison County Illinois 89 $ 17,265,000 $ 193,000 $ 122,000
Hendricks County Indiana 76 $ 15,040,000 $ 197,000 $ 163,000
St. Louis City County Missouri 74 $ 13,050,000 $ 176,000 $ 135,000
St. Clair County Illinois 64 $ 12,310,000 $ 192,000 $ 154,000
Will County Illinois 63 $ 13,785,000 $ 218,000 $ 178,000
DuPage County Illinois 54 $ 14,510,000 $ 268,000 $ 149,000
Johnson County Indiana 51 $ 9,655,000 $ 189,000 $ 147,000
Davidson County Tennessee 47 $ 12,675,000 $ 269,000 $ 154,000
Lake County Illinois 43 $ 10,975,000 $ 255,000 $ 132,000
Denver County Colorado 41 $ 19,355,000 $ 472,000 $ 253,000
Franklin County Missouri 40 $ 8,670,000 $ 216,000 $ 149,000
Kane County Illinois 39 $ 8,525,000 $ 218,000 $ 245,000
Sumner County Tennessee 38 $ 8,900,000 $ 234,000 $ 126,000
Lincoln County Missouri 36 $ 5,930,000 $ 164,000 $ 80,000
Rutherford County Tennessee 35 $ 8,405,000 $ 240,000 $ 157,000
Hancock County Indiana 32 $ 5,970,000 $ 186,000 $ 141,000
Baldwin County Alabama 31 $ 6,365,000 $ 205,000 $ 84,000
Monroe County Illinois 31 $ 7,015,000 $ 226,000 $ 257,000
Williamson County Tennessee 30 $ 11,500,000 $ 383,000 $ 238,000
Lake County Indiana 29 $ 5,845,000 $ 201,000 $ 172,000
McHenry County Illinois 28 $ 5,820,000 $ 207,000 $ 230,000
Boone County Indiana 26 $ 5,920,000 $ 227,000 $ 128,000
Arapahoe County Colorado 23 $ 8,765,000 $ 381,000 $ 101,000
Kendall County Illinois 23 $ 5,085,000 $ 221,000 $ 179,000
Wilson County Tennessee 23 $ 6,905,000 $ 300,000 $ 114,000
Madison County Indiana 21 $ 3,445,000 $ 164,000 $ 301,000
Morgan County Indiana 21 $ 3,455,000 $ 164,000 $ 63,000
Adams County Colorado 19 $ 5,275,000 $ 277,000 $ 70,000
Jefferson County Colorado 19 $ 8,795,000 $ 462,000 $ 143,000
Warren County Missouri 18 $ 3,410,000 $ 189,000 $ 127,000
Hays County Texas 14 $ 3,540,000 $ 252,000 $ 90,000
Lee County Florida 12 $ 1,920,000 $ 160,000 $ 75,000
Robertson County Tennessee 12 $ 2,480,000 $ 206,000 $ 138,000
Jersey County Illinois 10 $ 2,060,000 $ 206,000 $ 99,000
St. Francois County Missouri 10 $ 2,200,000 $ 220,000 $ 95,000
DeKalb County Illinois 9 $ 1,735,000 $ 192,000 $ 442,000
Shelby County Indiana 9 $ 1,265,000 $ 140,000 $ 82,000
Shelby County Tennessee 9 $ 2,345,000 $ 260,000 $ 114,000
Jefferson County Alabama 8 $ 1,490,000 $ 186,000 $ 84,000
Henry County Indiana 8 $ 1,240,000 $ 155,000 $ 62,000
Brown County Indiana 7 $ 1,265,000 $ 180,000 $ 85,000
Clinton County Illinois 6 $ 1,120,000 $ 186,000 $ 310,000
Randolph County Illinois 6 $ 810,000 $ 135,000 $ 93,000
Maury County Tennessee 6 $ 1,370,000 $ 228,000 $ 97,000
Montgomery County Tennessee 6 $ 1,230,000 $ 205,000 $ 121,000
Bastrop County Texas 6 $ 1,870,000 $ 311,000 $ 125,000
Burnet County Texas 6 $ 1,670,000 $ 278,000 $ 128,000
LaSalle County Illinois 5 $ 815,000 $ 163,000 $ 159,000
Winnebago County Illinois 5 $ 535,000 $ 107,000 $ 83,000
Porter County Indiana 5 $ 825,000 $ 165,000 $ 93,000
Putnam County Indiana 5 $ 725,000 $ 145,000 $ 70,000
Tippecanoe County Indiana 5 $ 955,000 $ 191,000 $ 86,000
Crawford County Missouri 5 $ 725,000 $ 145,000 $ 84,000
Harris County Texas 5 $ 1,365,000 $ 273,000 $ 106,000
Miami-Dade County Florida 4 $ 820,000 $ 205,000 $ 149,000
Boone County Illinois 4 $ 560,000 $ 140,000 $ 65,000
Kankakee County Illinois 4 $ 610,000 $ 152,000 $ 95,000
Macoupin County Illinois 4 $ 750,000 $ 187,000 $ 98,000
Bartholomew County Indiana 4 $ 710,000 $ 177,000 $ 77,000
LaPorte County Indiana 4 $ 880,000 $ 220,000 $ 100,000
Camden County Missouri 4 $ 610,000 $ 152,000 $ 161,000
Perry County Missouri 4 $ 1,110,000 $ 277,000 $ 540,000
Pike County Missouri 4 $ 810,000 $ 202,000 $ 379,000
Ste. Genevieve County Missouri 4 $ 890,000 $ 222,000 $ 92,000
Bexar County Texas 4 $ 570,000 $ 142,000 $ 131,000
Shelby County Alabama 3 $ 585,000 $ 195,000 $ 85,000
Boulder County Colorado 3 $ 1,225,000 $ 408,000 $ 167,000
Franklin County Illinois 3 $ 465,000 $ 155,000 $ 71,000
Howard County Indiana 3 $ 605,000 $ 201,000 $ 104,000
Rush County Indiana 3 $ 545,000 $ 181,000 $ 105,000
Boone County Missouri 3 $ 865,000 $ 288,000 $ 239,000
Cape Girardeau County Missouri 3 $ 405,000 $ 135,000 $ 83,000
Greene County Missouri 3 $ 575,000 $ 191,000 $ 133,000
Washington County Missouri 3 $ 265,000 $ 88,000 $ 72,000
Cheatham County Tennessee 3 $ 605,000 $ 201,000 $ 334,000
Bell County Texas 3 $ 885,000 $ 295,000 $ 144,000
Comal County Texas 3 $ 635,000 $ 211,000 $ 111,000
Dallas County Texas 3 $ 605,000 $ 201,000 $ 123,000
Tuscaloosa County Alabama 2 $ 440,000 $ 220,000 $ 51,000
Los Angeles County California 2 $ 1,210,000 $ 605,000 $ 205,000
Riverside County California 2 $ 1,490,000 $ 745,000 $ 154,000
Clear Creek County Colorado 2 $ 560,000 $ 280,000 $ 54,000
Douglas County Colorado 2 $ 890,000 $ 445,000 $ 90,000
Lake County Colorado 2 $ 790,000 $ 395,000 $ 208,000
Pasco County Florida 2 $ 210,000 $ 105,000 $ 59,000
Bond County Illinois 2 $ 510,000 $ 255,000 $ 126,000
Champaign County Illinois 2 $ 300,000 $ 150,000 $ 50,000
Fayette County Illinois 2 $ 280,000 $ 140,000 $ 129,000
Lee County Illinois 2 $ 310,000 $ 155,000 $ 70,000
Marion County Illinois 2 $ 410,000 $ 205,000 $ 156,000
McLean County Illinois 2 $ 230,000 $ 115,000 $ 86,000
Sangamon County Illinois 2 $ 550,000 $ 275,000 $ 114,000
Washington County Illinois 2 $ 480,000 $ 240,000 $ 133,000
Clinton County Indiana 2 $ 250,000 $ 125,000 $ 25,000
Delaware County Indiana 2 $ 250,000 $ 125,000 $ 96,000
Jennings County Indiana 2 $ 310,000 $ 155,000 $ 427,000
Montgomery County Indiana 2 $ 310,000 $ 155,000 $ 66,000
Owen County Indiana 2 $ 240,000 $ 120,000 $ 267,000
Tipton County Indiana 2 $ 210,000 $ 105,000 $ 90,000
Wayne County Indiana 2 $ 250,000 $ 125,000 $ 115,000
White County Indiana 2 $ 270,000 $ 135,000 $ 37,000
Warren County Kentucky 2 $ 550,000 $ 275,000 $ 155,000
Madison County Missouri 2 $ 260,000 $ 130,000 $ 59,000
Montgomery County Missouri 2 $ 410,000 $ 205,000 $ 89,000
Marshall County Tennessee 2 $ 300,000 $ 150,000 $ 119,000
Perry County Tennessee 2 $ 210,000 $ 105,000 $ 96,000
Trousdale County Tennessee 2 $ 670,000 $ 335,000 $ 122,000
Brazos County Texas 2 $ 840,000 $ 420,000 $ 173,000
Tarrant County Texas 2 $ 490,000 $ 245,000 $ 88,000
Cullman County Alabama 1 $ 115,000 $ 115,000 $ 81,000
DeKalb County Alabama 1 $ 225,000 $ 225,000 $ 102,000
Lamar County Alabama 1 $ 95,000 $ 95,000 $ 91,000
Madison County Alabama 1 $ 95,000 $ 95,000 $ 71,000
Montgomery County Alabama 1 $ 75,000 $ 75,000 $ 63,000
Solano County California 1 $ 185,000 $ 185,000 $ 43,000
Stanislaus County California 1 $ 105,000 $ 105,000 $ 96,000
Tehama County California 1 $ 185,000 $ 185,000 $ 840,000
Chaffee County Colorado 1 $ 1,205,000 $ 1,205,000 $ 125,000
Eagle County Colorado 1 $ 695,000 $ 695,000 $ 487,000
El Paso County Colorado 1 $ 305,000 $ 305,000 $ 81,000
Gunnison County Colorado 1 $ 435,000 $ 435,000 $ 120,000
Jackson County Colorado 1 $ 305,000 $ 305,000 $ 124,000
Mesa County Colorado 1 $ 295,000 $ 295,000 $ 149,000
Alachua County Florida 1 $ 155,000 $ 155,000 $ 72,000
Brevard County Florida 1 $ 105,000 $ 105,000 $ 0
Broward County Florida 1 $ 235,000 $ 235,000 $ 80,000
Charlotte County Florida 1 $ 225,000 $ 225,000 $ 90,000
Collier County Florida 1 $ 295,000 $ 295,000 $ 89,000
Marion County Florida 1 $ 355,000 $ 355,000 $ 0
Osceola County Florida 1 $ 175,000 $ 175,000 $ 71,000
Palm Beach County Florida 1 $ 235,000 $ 235,000 $ 0
Santa Rosa County Florida 1 $ 185,000 $ 185,000 $ 54,000
St. Johns County Florida 1 $ 465,000 $ 465,000 $ 97,000
Volusia County Florida 1 $ 275,000 $ 275,000 $ 111,000
Carroll County Illinois 1 $ 35,000 $ 35,000 $ 76,000
Coles County Illinois 1 $ 195,000 $ 195,000 $ 210,000
Douglas County Illinois 1 $ 95,000 $ 95,000 $ 80,000
Jefferson County Illinois 1 $ 255,000 $ 255,000 $ 93,000
Menard County Illinois 1 $ 265,000 $ 265,000 $ 71,000
Ogle County Illinois 1 $ 155,000 $ 155,000 $ 98,000
Peoria County Illinois 1 $ 205,000 $ 205,000 $ 138,000
Perry County Illinois 1 $ 115,000 $ 115,000 $ 72,000
Williamson County Illinois 1 $ 125,000 $ 125,000 $ 77,000
Adams County Indiana 1 $ 125,000 $ 125,000 $ 131,000
Allen County Indiana 1 $ 105,000 $ 105,000 $ 41,000
Carroll County Indiana 1 $ 115,000 $ 115,000 $ 34,000
Fayette County Indiana 1 $ 155,000 $ 155,000 $ 135,000
Grant County Indiana 1 $ 225,000 $ 225,000 $ 100,000
Jackson County Indiana 1 $ 105,000 $ 105,000 $ 57,000
Jefferson County Indiana 1 $ 95,000 $ 95,000 $ 97,000
Monroe County Indiana 1 $ 185,000 $ 185,000 $ 30,000
Posey County Indiana 1 $ 255,000 $ 255,000 $ 67,000
Scott County Indiana 1 $ 105,000 $ 105,000 $ 92,000
Wabash County Indiana 1 $ 165,000 $ 165,000 $ 68,000
Grayson County Kentucky 1 $ 125,000 $ 125,000 $ 53,000
Kenton County Kentucky 1 $ 155,000 $ 155,000 $ 135,000
Madison County Kentucky 1 $ 225,000 $ 225,000 $ 84,000
Todd County Kentucky 1 $ 125,000 $ 125,000 $ 75,000
Clay County Missouri 1 $ 235,000 $ 235,000 $ 102,000
Jasper County Missouri 1 $ 185,000 $ 185,000 $ 108,000
Marion County Missouri 1 $ 105,000 $ 105,000 $ 91,000
Miller County Missouri 1 $ 165,000 $ 165,000 $ 72,000
Reynolds County Missouri 1 $ 85,000 $ 85,000 $ 40,000
Ripley County Missouri 1 $ 85,000 $ 85,000 $ 671,000
Coffee County Tennessee 1 $ 65,000 $ 65,000 $ 59,000
Dickson County Tennessee 1 $ 275,000 $ 275,000 $ 170,000
Hamilton County Tennessee 1 $ 245,000 $ 245,000 $ 0
Knox County Tennessee 1 $ 305,000 $ 305,000 $ 159,000
McNairy County Tennessee 1 $ 145,000 $ 145,000 $ 103,000
Putnam County Tennessee 1 $ 415,000 $ 415,000 $ 129,000
Warren County Tennessee 1 $ 115,000 $ 115,000 $ 57,000
Weakley County Tennessee 1 $ 135,000 $ 135,000 $ 70,000
Cameron County Texas 1 $ 135,000 $ 135,000 $ 84,000
Collin County Texas 1 $ 315,000 $ 315,000 $ 77,000
Coryell County Texas 1 $ 145,000 $ 145,000 $ 433,000
Fort Bend County Texas 1 $ 515,000 $ 515,000 $ 248,000
Galveston County Texas 1 $ 165,000 $ 165,000 $ 195,000
Guadalupe County Texas 1 $ 105,000 $ 105,000 $ 145,000
Hunt County Texas 1 $ 315,000 $ 315,000 $ 90,000
Llano County Texas 1 $ 395,000 $ 395,000 $ 137,000
San Jacinto County Texas 1 $ 155,000 $ 155,000 $ 66,000
Taylor County Texas 1 $ 325,000 $ 325,000 $ 148,000
Tom Green County Texas 1 $ 205,000 $ 205,000 $ 130,000
Washington County Texas 1 $ 145,000 $ 145,000 $ 68,000

Mortgage Loan Application Detail Totals for The Home Loan Expert Llc in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,941 $451,175,000 $232,000 $1,925,000 $172,000 $2,880,000
Home Improvement 629 $136,475,000 $216,000 $725,000 $105,000 $1,344,000
Home Purchase 441 $112,345,000 $254,000 $625,000 $107,000 $433,000
Cash-out Refinancing 388 $76,270,000 $196,000 $1,205,000 $119,000 $1,860,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,417 $548,435,000 $226,000 $1,925,000 $128,000 $2,880,000
Not Provided 801 $185,155,000 $231,000 $1,275,000 $202,000 $2,616,000
Hispanic 68 $17,060,000 $250,000 $745,000 $107,000 $600,000
Black or African American 67 $13,215,000 $197,000 $455,000 $81,000 $194,000
Asian 31 $8,875,000 $286,000 $615,000 $208,000 $1,416,000
American Indian or Alaskan Native 6 $1,370,000 $228,000 $335,000 $157,000 $660,000
Native Hawaiian or Other Pacific Islander 2 $450,000 $225,000 $255,000 $141,000 $190,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,990 $484,600,000 $243,000 $1,925,000 $178,000 $2,880,000
FHA-insured (Federal Housing Administration) 1,002 $195,520,000 $195,000 $545,000 $100,000 $1,920,000
VA-guaranteed (Veterans Administration) 406 $95,960,000 $236,000 $995,000 $100,000 $1,560,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $185,000 $185,000 $185,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,908 $429,260,000 $224,000 $1,705,000 $171,000 $2,880,000
Loan Originated 1,319 $315,805,000 $239,000 $1,925,000 $107,000 $1,416,000
Application Denied By Financial Institution 163 $29,215,000 $179,000 $515,000 $118,000 $1,888,000
File Closed For Incompleteness 9 $1,985,000 $220,000 $455,000 $734,000 $1,536,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,236 $747,050,000 $230,000 $1,925,000 $147,000 $2,880,000
Credit History 141 $25,165,000 $178,000 $515,000 $124,000 $1,888,000
Debt-To-Income Ratio 20 $3,600,000 $180,000 $485,000 $72,000 $169,000
Employment History 1 $195,000 $195,000 $195,000 $58,000 $58,000
Collateral 1 $255,000 $255,000 $255,000 $175,000 $175,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Home Loan Expert Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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