The Legacy Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
The Legacy Group 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Legacy Group 11225 Se 6Th Street Suite 110 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 6,395 |
| Total Mortgage Loan Application Amount | $1,608,378,000 |
| Average Mortgage Loan Application Amount | $241,666 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $1,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with The Legacy Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Legacy Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down The Legacy Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Legacy Group serves its applicants.
Each category highlights the total number of mortgage applications processed by The Legacy Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Legacy Group's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,215 | $ 671,113,000 | $ 302,000 | $ 120,000 |
| Pierce County Washington | 1,171 | $ 263,547,000 | $ 225,000 | $ 86,000 |
| Kitsap County Washington | 593 | $ 136,466,000 | $ 230,000 | $ 73,000 |
| Snohomish County Washington | 589 | $ 148,349,000 | $ 251,000 | $ 88,000 |
| Maricopa County Arizona | 541 | $ 111,438,000 | $ 205,000 | $ 95,000 |
| Thurston County Washington | 210 | $ 44,988,000 | $ 214,000 | $ 79,000 |
| Benton County Washington | 163 | $ 31,816,000 | $ 195,000 | $ 83,000 |
| Yakima County Washington | 133 | $ 23,817,000 | $ 179,000 | $ 78,000 |
| Kittitas County Washington | 64 | $ 15,711,000 | $ 245,000 | $ 110,000 |
| Multnomah County Oregon | 61 | $ 13,742,000 | $ 225,000 | $ 113,000 |
| Mason County Washington | 57 | $ 11,370,000 | $ 199,000 | $ 89,000 |
| Franklin County Washington | 53 | $ 9,353,000 | $ 176,000 | $ 84,000 |
| Clark County Washington | 50 | $ 9,852,000 | $ 197,000 | $ 82,000 |
| Washington County Oregon | 38 | $ 8,528,000 | $ 224,000 | $ 83,000 |
| Clackamas County Oregon | 36 | $ 9,687,000 | $ 269,000 | $ 120,000 |
| Island County Washington | 32 | $ 7,858,000 | $ 245,000 | $ 133,000 |
| Los Angeles County California | 24 | $ 9,134,000 | $ 380,000 | $ 146,000 |
| Spokane County Washington | 24 | $ 4,417,000 | $ 184,000 | $ 61,000 |
| Jefferson County Washington | 22 | $ 4,746,000 | $ 215,000 | $ 134,000 |
| Yavapai County Arizona | 21 | $ 3,132,000 | $ 149,000 | $ 60,000 |
| Chelan County Washington | 18 | $ 4,890,000 | $ 271,000 | $ 240,000 |
| Grays Harbor County Washington | 18 | $ 2,703,000 | $ 150,000 | $ 65,000 |
| Pinal County Arizona | 17 | $ 2,591,000 | $ 152,000 | $ 138,000 |
| Whatcom County Washington | 16 | $ 4,329,000 | $ 270,000 | $ 103,000 |
| Lewis County Washington | 15 | $ 2,225,000 | $ 148,000 | $ 81,000 |
| Clatsop County Oregon | 14 | $ 3,870,000 | $ 276,000 | $ 230,000 |
| Riverside County California | 13 | $ 2,332,000 | $ 179,000 | $ 192,000 |
| San Diego County California | 10 | $ 3,971,000 | $ 397,000 | $ 226,000 |
| Skagit County Washington | 10 | $ 2,190,000 | $ 219,000 | $ 92,000 |
| Grant County Washington | 8 | $ 1,537,000 | $ 192,000 | $ 162,000 |
| Blaine County Idaho | 7 | $ 2,373,000 | $ 339,000 | $ 233,000 |
| Cowlitz County Washington | 7 | $ 1,723,000 | $ 246,000 | $ 172,000 |
| Douglas County Washington | 7 | $ 1,459,000 | $ 208,000 | $ 122,000 |
| Coconino County Arizona | 6 | $ 1,256,000 | $ 209,000 | $ 184,000 |
| Pima County Arizona | 5 | $ 623,000 | $ 124,000 | $ 74,000 |
| Yamhill County Oregon | 5 | $ 1,446,000 | $ 289,000 | $ 91,000 |
| Clallam County Washington | 5 | $ 1,229,000 | $ 245,000 | $ 105,000 |
| Walla Walla County Washington | 5 | $ 531,000 | $ 106,000 | $ 147,000 |
| Alameda County California | 4 | $ 1,351,000 | $ 337,000 | $ 124,000 |
| Orange County California | 4 | $ 1,377,000 | $ 344,000 | $ 135,000 |
| Deschutes County Oregon | 4 | $ 1,177,000 | $ 294,000 | $ 256,000 |
| Adams County Washington | 4 | $ 759,000 | $ 189,000 | $ 72,000 |
| Okanogan County Washington | 4 | $ 979,000 | $ 244,000 | $ 110,000 |
| San Juan County Washington | 4 | $ 1,199,000 | $ 299,000 | $ 132,000 |
| Fresno County California | 3 | $ 679,000 | $ 226,000 | $ 62,000 |
| Jefferson County Colorado | 3 | $ 980,000 | $ 326,000 | $ 147,000 |
| Ada County Idaho | 3 | $ 1,417,000 | $ 472,000 | $ 141,000 |
| Kootenai County Idaho | 3 | $ 795,000 | $ 265,000 | $ 121,000 |
| Curry County Oregon | 3 | $ 417,000 | $ 139,000 | $ 91,000 |
| Jackson County Oregon | 3 | $ 518,000 | $ 172,000 | $ 39,000 |
| Marion County Oregon | 3 | $ 403,000 | $ 134,000 | $ 21,000 |
| Tillamook County Oregon | 3 | $ 560,000 | $ 186,000 | $ 87,000 |
| Klickitat County Washington | 3 | $ 587,000 | $ 195,000 | $ 114,000 |
| Pacific County Washington | 3 | $ 360,000 | $ 120,000 | $ 88,000 |
| Mohave County Arizona | 2 | $ 186,000 | $ 93,000 | $ 99,000 |
| Placer County California | 2 | $ 449,000 | $ 224,000 | $ 111,000 |
| Sacramento County California | 2 | $ 334,000 | $ 167,000 | $ 89,000 |
| San Bernardino County California | 2 | $ 729,000 | $ 364,000 | $ 106,000 |
| San Francisco County California | 2 | $ 1,041,000 | $ 520,000 | $ 144,000 |
| Larimer County Colorado | 2 | $ 611,000 | $ 305,000 | $ 165,000 |
| Bonner County Idaho | 2 | $ 703,000 | $ 351,000 | $ 124,000 |
| Columbia County Oregon | 2 | $ 251,000 | $ 125,000 | $ 33,000 |
| Lane County Oregon | 2 | $ 526,000 | $ 263,000 | $ 122,000 |
| Lincoln County Oregon | 2 | $ 369,000 | $ 184,000 | $ 84,000 |
| Polk County Oregon | 2 | $ 371,000 | $ 185,000 | $ 92,000 |
| Guadalupe County Texas | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Montgomery County Texas | 2 | $ 548,000 | $ 274,000 | $ 74,000 |
| Stevens County Washington | 2 | $ 359,000 | $ 179,000 | $ 72,000 |
| Cochise County Arizona | 1 | $ 127,000 | $ 127,000 | $ 128,000 |
| Gila County Arizona | 1 | $ 265,000 | $ 265,000 | $ 164,000 |
| Navajo County Arizona | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Santa Cruz County Arizona | 1 | $ 288,000 | $ 288,000 | $ 71,000 |
| Yuma County Arizona | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Lake County California | 1 | $ 359,000 | $ 359,000 | $ 96,000 |
| Marin County California | 1 | $ 391,000 | $ 391,000 | $ 409,000 |
| Monterey County California | 1 | $ 483,000 | $ 483,000 | $ 159,000 |
| Nevada County California | 1 | $ 417,000 | $ 417,000 | $ 126,000 |
| Santa Clara County California | 1 | $ 1,057,000 | $ 1,057,000 | $ 379,000 |
| Shasta County California | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Denver County Colorado | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Douglas County Colorado | 1 | $ 269,000 | $ 269,000 | $ 194,000 |
| El Paso County Colorado | 1 | $ 187,000 | $ 187,000 | $ 174,000 |
| Honolulu County Hawaii | 1 | $ 563,000 | $ 563,000 | $ 356,000 |
| Maui County Hawaii | 1 | $ 364,000 | $ 364,000 | $ 180,000 |
| Silver Bow County Montana | 1 | $ 342,000 | $ 342,000 | $ 209,000 |
| Jefferson County Oregon | 1 | $ 157,000 | $ 157,000 | $ 134,000 |
| Malheur County Oregon | 1 | $ 72,000 | $ 72,000 | $ 434,000 |
| Union County Oregon | 1 | $ 114,000 | $ 114,000 | $ 223,000 |
| Wasco County Oregon | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Denton County Texas | 1 | $ 369,000 | $ 369,000 | $ 200,000 |
| Harris County Texas | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Kendall County Texas | 1 | $ 396,000 | $ 396,000 | $ 116,000 |
| Travis County Texas | 1 | $ 98,000 | $ 98,000 | $ 250,000 |
| Asotin County Washington | 1 | $ 147,000 | $ 147,000 | $ 85,000 |
| Lincoln County Washington | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Pend Oreille County Washington | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Skamania County Washington | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Whitman County Washington | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for The Legacy Group in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,955 | $1,052,238,000 | $266,000 | $1,505,000 | $107,000 | $1,980,000 |
| Home Purchase | 2,387 | $543,823,000 | $227,000 | $1,057,000 | $91,000 | $840,000 |
| Home Improvement | 53 | $12,317,000 | $232,000 | $506,000 | $93,000 | $271,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,227 | $1,315,571,000 | $251,000 | $1,505,000 | $102,000 | $1,980,000 |
| Not Provided | 518 | $139,814,000 | $269,000 | $648,000 | $110,000 | $734,000 |
| Asian | 332 | $84,585,000 | $254,000 | $800,000 | $92,000 | $479,000 |
| Hispanic | 168 | $34,438,000 | $204,000 | $583,000 | $75,000 | $441,000 |
| Black or African American | 93 | $21,905,000 | $235,000 | $511,000 | $73,000 | $684,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $7,490,000 | $234,000 | $408,000 | $68,000 | $145,000 |
| American Indian or Alaskan Native | 25 | $4,575,000 | $183,000 | $397,000 | $76,000 | $245,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,266 | $1,108,510,000 | $259,000 | $1,505,000 | $124,000 | $1,980,000 |
| FHA-insured (Federal Housing Administration) | 1,293 | $302,700,000 | $234,000 | $623,000 | $56,000 | $441,000 |
| VA-guaranteed (Veterans Administration) | 582 | $148,909,000 | $255,000 | $699,000 | $51,000 | $440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 254 | $48,259,000 | $189,000 | $362,000 | $54,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,212 | $1,314,324,000 | $252,000 | $699,000 | $100,000 | $1,980,000 |
| Application Withdrawn By Applicant | 799 | $208,521,000 | $260,000 | $1,505,000 | $110,000 | $1,980,000 |
| Application Denied By Financial Institution | 203 | $43,935,000 | $216,000 | $896,000 | $75,000 | $367,000 |
| Application Approved But Not Accepted | 169 | $38,543,000 | $228,000 | $514,000 | $111,000 | $1,611,000 |
| File Closed For Incompleteness | 12 | $3,055,000 | $254,000 | $585,000 | $82,000 | $173,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $191,000 | $191,000 | $191,000 | $108,000 | $108,000 |
| Debt-To-Income Ratio | 1 | $350,000 | $350,000 | $350,000 | $63,000 | $63,000 |
| Employment History | 1 | $100,000 | $100,000 | $100,000 | $43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Legacy Group's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Legacy Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.