The Lending Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
The Lending Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Lending Company 6910 E Chauncey Ln Ste 220 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,344 |
| Total Mortgage Loan Application Amount | $1,025,431,000 |
| Average Mortgage Loan Application Amount | $217,333 |
| Highest Mortgage Loan Application Amount | $2,513,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with The Lending Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Lending Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down The Lending Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Lending Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Lending Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Lending Company's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-GLENDALE, AZ | 2,176 | $ 405,275,000 | $ 186,000 | $ 79,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 718 | $ 250,772,000 | $ 349,000 | $ 112,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 216 | $ 48,595,000 | $ 224,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 214 | $ 68,227,000 | $ 318,000 | $ 109,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 114 | $ 42,715,000 | $ 374,000 | $ 127,000 |
| TUCSON, AZ | 97 | $ 18,362,000 | $ 189,000 | $ 80,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 58 | $ 18,405,000 | $ 317,000 | $ 117,000 |
| PRESCOTT, AZ | 53 | $ 10,742,000 | $ 202,000 | $ 92,000 |
| BAKERSFIELD-DELANO, CA | 45 | $ 8,371,000 | $ 186,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 45 | $ 12,849,000 | $ 285,000 | $ 79,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 37 | $ 4,892,000 | $ 132,000 | $ 72,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 31 | $ 6,834,000 | $ 220,000 | $ 75,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 30 | $ 5,508,000 | $ 183,000 | $ 72,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 29 | $ 5,570,000 | $ 192,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 25 | $ 4,385,000 | $ 175,000 | $ 65,000 |
| FLAGSTAFF, AZ | 21 | $ 5,135,000 | $ 244,000 | $ 92,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 18 | $ 7,554,000 | $ 419,000 | $ 119,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 17 | $ 3,625,000 | $ 213,000 | $ 74,000 |
| YUMA, AZ | 14 | $ 2,207,000 | $ 157,000 | $ 88,000 |
| FRESNO, CA | 13 | $ 2,180,000 | $ 167,000 | $ 50,000 |
| EL CENTRO, CA | 12 | $ 1,959,000 | $ 163,000 | $ 44,000 |
| HONOLULU, HI | 8 | $ 3,824,000 | $ 478,000 | $ 110,000 |
| DENVER-AURORA-BROOMFIELD, CO | 7 | $ 2,093,000 | $ 299,000 | $ 97,000 |
| FARMINGTON, NM | 6 | $ 855,000 | $ 142,000 | $ 59,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 913,000 | $ 182,000 | $ 89,000 |
| SALINAS, CA | 5 | $ 1,063,000 | $ 212,000 | $ 74,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 5 | $ 2,342,000 | $ 468,000 | $ 164,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 4 | $ 640,000 | $ 160,000 | $ 115,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 4 | $ 711,000 | $ 177,000 | $ 115,000 |
| OLYMPIA, WA | 4 | $ 921,000 | $ 230,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 824,000 | $ 206,000 | $ 23,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,012,000 | $ 253,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,704,000 | $ 426,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 995,000 | $ 248,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,705,000 | $ 426,000 | $ 61,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 935,000 | $ 233,000 | $ 30,000 |
| STOCKTON, CA | 4 | $ 939,000 | $ 234,000 | $ 81,000 |
| TACOMA, WA | 4 | $ 976,000 | $ 244,000 | $ 26,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,507,000 | $ 376,000 | $ 33,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 625,000 | $ 156,000 | $ 52,000 |
| ALBUQUERQUE, NM | 3 | $ 915,000 | $ 305,000 | $ 14,000 |
| CORVALLIS, OR | 3 | $ 847,000 | $ 282,000 | $ 336,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 653,000 | $ 217,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3 | $ 697,000 | $ 232,000 | $ 24,000 |
| ANN ARBOR, MI | 2 | $ 777,000 | $ 388,000 | $ 236,000 |
| COLORADO SPRINGS, CO | 2 | $ 362,000 | $ 181,000 | $ 80,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 312,000 | $ 156,000 | $ 32,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 834,000 | $ 417,000 | $ 325,000 |
| GREELEY, CO | 2 | $ 373,000 | $ 186,000 | $ 23,000 |
| JACKSONVILLE, FL | 2 | $ 507,000 | $ 253,000 | $ 78,000 |
| LONGVIEW, WA | 2 | $ 500,000 | $ 250,000 | $ 25,000 |
| OCALA, FL | 2 | $ 457,000 | $ 228,000 | $ 71,000 |
| REDDING, CA | 2 | $ 443,000 | $ 221,000 | $ 191,000 |
| SALEM, OR | 2 | $ 510,000 | $ 255,000 | $ 80,000 |
| SALT LAKE CITY, UT | 2 | $ 347,000 | $ 173,000 | $ 27,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 917,000 | $ 458,000 | $ 129,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 547,000 | $ 273,000 | $ 128,000 |
| AMARILLO, TX | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| BEND, OR | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 94,000 | $ 94,000 | $ 108,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 269,000 | $ 269,000 | $ 0 |
| EL PASO, TX | 1 | $ 92,000 | $ 92,000 | $ 153,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 170,000 | $ 170,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 217,000 | $ 217,000 | $ 107,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 383,000 | $ 383,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 1 | $ 270,000 | $ 270,000 | $ 99,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 387,000 | $ 387,000 | $ 100,000 |
| MODESTO, CA | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 1 | $ 104,000 | $ 104,000 | $ 184,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 322,000 | $ 322,000 | $ 77,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 131,000 | $ 131,000 | $ 0 |
| PORT ST. LUCIE, FL | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 280,000 | $ 280,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 131,000 | $ 131,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| SANTA FE, NM | 1 | $ 573,000 | $ 573,000 | $ 125,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| SPOKANE, WA | 1 | $ 222,000 | $ 222,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 330,000 | $ 330,000 | $ 255,000 |
| YUBA CITY, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Lending Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,408 | $570,676,000 | $236,000 | $2,513,000 | $88,000 | $1,200,000 |
| Home Purchase | 1,929 | $453,482,000 | $235,000 | $2,000,000 | $88,000 | $1,300,000 |
| Home Improvement | 7 | $1,273,000 | $181,000 | $301,000 | $87,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,168 | $763,010,000 | $240,000 | $2,513,000 | $92,000 | $1,200,000 |
| Hispanic | 794 | $166,750,000 | $210,000 | $825,000 | $69,000 | $1,188,000 |
| Asian | 162 | $42,056,000 | $259,000 | $1,080,000 | $104,000 | $580,000 |
| Black or African American | 155 | $37,248,000 | $240,000 | $2,000,000 | $78,000 | $1,300,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $8,709,000 | $263,000 | $506,000 | $80,000 | $227,000 |
| American Indian or Alaskan Native | 17 | $3,735,000 | $219,000 | $460,000 | $77,000 | $217,000 |
| Not Provided | 15 | $3,923,000 | $261,000 | $416,000 | $127,000 | $970,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,706 | $646,577,000 | $238,000 | $2,513,000 | $105,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 1,082 | $228,796,000 | $211,000 | $724,000 | $59,000 | $492,000 |
| VA-guaranteed (Veterans Administration) | 465 | $134,643,000 | $289,000 | $872,000 | $67,000 | $1,188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $15,415,000 | $169,000 | $367,000 | $56,000 | $222,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,437 | $562,986,000 | $231,000 | $1,470,000 | $85,000 | $631,000 |
| Application Withdrawn By Applicant | 1,817 | $443,901,000 | $244,000 | $2,513,000 | $93,000 | $1,300,000 |
| Application Denied By Financial Institution | 89 | $18,364,000 | $206,000 | $884,000 | $83,000 | $492,000 |
| File Closed For Incompleteness | 1 | $180,000 | $180,000 | $180,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 24 | $4,929,000 | $205,000 | $379,000 | $59,000 | $353,000 |
| Collateral | 18 | $3,567,000 | $198,000 | $375,000 | $92,000 | $227,000 |
| Credit History | 13 | $2,960,000 | $227,000 | $565,000 | $95,000 | $492,000 |
| Unverifiable Information | 13 | $2,642,000 | $203,000 | $546,000 | $81,000 | $295,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,463,000 | $182,000 | $488,000 | $91,000 | $240,000 |
| Employment History | 6 | $1,554,000 | $259,000 | $884,000 | $125,000 | $486,000 |
| Other | 5 | $819,000 | $163,000 | $193,000 | $91,000 | $275,000 |
| Credit Application Incomplete | 1 | $255,000 | $255,000 | $255,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.