The Lending Connection, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
The Lending Connection, Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Lending Connection, Inc 5901 Warner Ave #478 Huntington Beach, CA 92649 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,730 |
| Total Mortgage Loan Application Amount | $366,196,000 |
| Average Mortgage Loan Application Amount | $182,795 |
| Highest Mortgage Loan Application Amount | $580,000 |
| Average Applicant Income | $72,295 |
| Highest Applicant Income | $547,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with The Lending Connection, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Lending Connection, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down The Lending Connection, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Lending Connection, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Lending Connection, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Lending Connection, Inc's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 121 | $ 30,818,000 | $ 254,000 | $ 88,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 108 | $ 23,753,000 | $ 219,000 | $ 82,000 |
| CHICAGO, IL | 61 | $ 12,051,000 | $ 197,000 | $ 82,000 |
| ORANGE COUNTY, CA | 57 | $ 16,789,000 | $ 294,000 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 46 | $ 9,795,000 | $ 212,000 | $ 71,000 |
| OAKLAND, CA | 45 | $ 12,314,000 | $ 273,000 | $ 83,000 |
| BALTIMORE, MD | 41 | $ 8,700,000 | $ 212,000 | $ 80,000 |
| SACRAMENTO, CA | 39 | $ 8,447,000 | $ 216,000 | $ 79,000 |
| DETROIT, MI | 37 | $ 5,764,000 | $ 155,000 | $ 67,000 |
| SAN DIEGO, CA | 36 | $ 10,149,000 | $ 281,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 36 | $ 7,499,000 | $ 208,000 | $ 74,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 23 | $ 5,945,000 | $ 258,000 | $ 78,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 3,544,000 | $ 186,000 | $ 83,000 |
| FORT LAUDERDALE, FL | 18 | $ 3,662,000 | $ 203,000 | $ 82,000 |
| MIAMI, FL | 18 | $ 3,323,000 | $ 184,000 | $ 55,000 |
| MODESTO, CA | 18 | $ 3,265,000 | $ 181,000 | $ 66,000 |
| BRIDGEPORT, CT | 17 | $ 3,422,000 | $ 201,000 | $ 67,000 |
| HARTFORD, CT | 17 | $ 2,931,000 | $ 172,000 | $ 82,000 |
| PORTLAND-VANCOUVER, OR-WA | 17 | $ 3,310,000 | $ 194,000 | $ 72,000 |
| WILMINGTON-NEWARK, DE-MD | 17 | $ 2,596,000 | $ 152,000 | $ 67,000 |
| DENVER, CO | 16 | $ 3,208,000 | $ 200,000 | $ 59,000 |
| FRESNO, CA | 14 | $ 2,029,000 | $ 144,000 | $ 68,000 |
| NEW HAVEN-MERIDEN, CT | 14 | $ 2,979,000 | $ 212,000 | $ 66,000 |
| ST. LOUIS, MO-IL | 14 | $ 2,323,000 | $ 165,000 | $ 74,000 |
| STOCKTON-LODI, CA | 14 | $ 2,666,000 | $ 190,000 | $ 74,000 |
| VENTURA, CA | 14 | $ 4,126,000 | $ 294,000 | $ 92,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 13 | $ 2,138,000 | $ 164,000 | $ 62,000 |
| SAN JOSE, CA | 13 | $ 4,668,000 | $ 359,000 | $ 138,000 |
| MANCHESTER, NH | 12 | $ 2,206,000 | $ 183,000 | $ 69,000 |
| TACOMA, WA | 12 | $ 1,987,000 | $ 165,000 | $ 68,000 |
| WEST PALM BEACH-BOCA RATON, FL | 12 | $ 2,125,000 | $ 177,000 | $ 75,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 11 | $ 1,975,000 | $ 179,000 | $ 50,000 |
| SALT LAKE CITY-OGDEN, UT | 11 | $ 2,237,000 | $ 203,000 | $ 75,000 |
| ANN ARBOR, MI | 9 | $ 1,926,000 | $ 214,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 9 | $ 1,793,000 | $ 199,000 | $ 85,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 9 | $ 1,596,000 | $ 177,000 | $ 99,000 |
| NASHUA, NH | 9 | $ 1,713,000 | $ 190,000 | $ 55,000 |
| ORLANDO, FL | 9 | $ 2,148,000 | $ 238,000 | $ 119,000 |
| RICHMOND-PETERSBURG, VA | 9 | $ 1,974,000 | $ 219,000 | $ 83,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,672,000 | $ 209,000 | $ 59,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 8 | $ 1,423,000 | $ 177,000 | $ 66,000 |
| KANSAS CITY, MO-KS | 8 | $ 2,339,000 | $ 292,000 | $ 126,000 |
| NASHVILLE, TN | 7 | $ 1,081,000 | $ 154,000 | $ 83,000 |
| NEW LONDON-NORWICH, CT-RI | 7 | $ 1,180,000 | $ 168,000 | $ 67,000 |
| PORTLAND, ME | 7 | $ 1,326,000 | $ 189,000 | $ 66,000 |
| STAMFORD-NORWALK, CT | 7 | $ 2,034,000 | $ 290,000 | $ 95,000 |
| BAKERSFIELD, CA | 6 | $ 768,000 | $ 128,000 | $ 60,000 |
| DANBURY, CT | 6 | $ 1,348,000 | $ 224,000 | $ 82,000 |
| JACKSONVILLE, FL | 6 | $ 1,269,000 | $ 211,000 | $ 86,000 |
| TULSA, OK | 6 | $ 1,059,000 | $ 176,000 | $ 93,000 |
| ALBUQUERQUE, NM | 5 | $ 930,000 | $ 186,000 | $ 89,000 |
| BOISE CITY, ID | 5 | $ 923,000 | $ 184,000 | $ 84,000 |
| BREMERTON, WA | 5 | $ 1,249,000 | $ 249,000 | $ 84,000 |
| FORT WAYNE, IN | 5 | $ 552,000 | $ 110,000 | $ 70,000 |
| MEDFORD-ASHLAND, OR | 5 | $ 1,014,000 | $ 202,000 | $ 83,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 5 | $ 1,316,000 | $ 263,000 | $ 87,000 |
| MEMPHIS, TN-AR-MS | 5 | $ 797,000 | $ 159,000 | $ 85,000 |
| OKLAHOMA CITY, OK | 5 | $ 789,000 | $ 157,000 | $ 74,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 5 | $ 1,042,000 | $ 208,000 | $ 103,000 |
| SALINAS, CA | 5 | $ 1,860,000 | $ 372,000 | $ 101,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 5 | $ 809,000 | $ 161,000 | $ 63,000 |
| SANTA ROSA, CA | 5 | $ 1,197,000 | $ 239,000 | $ 94,000 |
| BURLINGTON, VT | 4 | $ 648,000 | $ 162,000 | $ 64,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,287,000 | $ 321,000 | $ 117,000 |
| COLUMBIA, SC | 4 | $ 628,000 | $ 157,000 | $ 81,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 4 | $ 601,000 | $ 150,000 | $ 60,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 4 | $ 585,000 | $ 146,000 | $ 102,000 |
| HAGERSTOWN, MD | 4 | $ 739,000 | $ 184,000 | $ 73,000 |
| INDIANAPOLIS, IN | 4 | $ 685,000 | $ 171,000 | $ 77,000 |
| SARASOTA-BRADENTON, FL | 4 | $ 772,000 | $ 193,000 | $ 86,000 |
| BANGOR, ME | 3 | $ 600,000 | $ 200,000 | $ 84,000 |
| DAYTONA BEACH, FL | 3 | $ 558,000 | $ 186,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 515,000 | $ 171,000 | $ 75,000 |
| FLINT, MI | 3 | $ 427,000 | $ 142,000 | $ 107,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 503,000 | $ 167,000 | $ 64,000 |
| GARY, IN | 3 | $ 713,000 | $ 237,000 | $ 101,000 |
| HICKORY-MORGANTON-LENOIR, NC | 3 | $ 688,000 | $ 229,000 | $ 101,000 |
| LEXINGTON, KY | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| LOUISVILLE, KY-IN | 3 | $ 992,000 | $ 330,000 | $ 105,000 |
| NAPLES, FL | 3 | $ 578,000 | $ 192,000 | $ 83,000 |
| OLYMPIA, WA | 3 | $ 627,000 | $ 209,000 | $ 61,000 |
| REDDING, CA | 3 | $ 518,000 | $ 172,000 | $ 90,000 |
| SAN FRANCISCO, CA | 3 | $ 1,032,000 | $ 344,000 | $ 95,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 3 | $ 816,000 | $ 272,000 | $ 95,000 |
| SANTA FE, NM | 3 | $ 583,000 | $ 194,000 | $ 132,000 |
| SIOUX FALLS, SD | 3 | $ 582,000 | $ 194,000 | $ 56,000 |
| SOUTH BEND, IN | 3 | $ 571,000 | $ 190,000 | $ 87,000 |
| WASHINGTON, DC-MD-VA-WV | 3 | $ 614,000 | $ 204,000 | $ 55,000 |
| WATERBURY, CT | 3 | $ 606,000 | $ 202,000 | $ 72,000 |
| YAKIMA, WA | 3 | $ 514,000 | $ 171,000 | $ 98,000 |
| YOLO, CA | 3 | $ 475,000 | $ 158,000 | $ 86,000 |
| YUBA CITY, CA | 3 | $ 505,000 | $ 168,000 | $ 43,000 |
| ASHEVILLE, NC | 2 | $ 275,000 | $ 137,000 | $ 66,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 2 | $ 259,000 | $ 129,000 | $ 105,000 |
| BOULDER-LONGMONT, CO | 2 | $ 434,000 | $ 217,000 | $ 104,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 333,000 | $ 166,000 | $ 72,000 |
| CHATTANOOGA, TN-GA | 2 | $ 554,000 | $ 277,000 | $ 81,000 |
| CHICO-PARADISE, CA | 2 | $ 331,000 | $ 165,000 | $ 80,000 |
| COLUMBIA, MO | 2 | $ 359,000 | $ 179,000 | $ 52,000 |
| DES MOINES, IA | 2 | $ 256,000 | $ 128,000 | $ 73,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 2 | $ 523,000 | $ 261,000 | $ 133,000 |
| GRAND JUNCTION, CO | 2 | $ 257,000 | $ 128,000 | $ 29,000 |
| GREELEY, CO | 2 | $ 402,000 | $ 201,000 | $ 54,000 |
| KALAMAZOO-BATTLE CREEK, MI | 2 | $ 347,000 | $ 173,000 | $ 65,000 |
| KNOXVILLE, TN | 2 | $ 207,000 | $ 103,000 | $ 59,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 308,000 | $ 154,000 | $ 60,000 |
| LAS CRUCES, NM | 2 | $ 485,000 | $ 242,000 | $ 96,000 |
| LAWRENCE, KS | 2 | $ 302,000 | $ 151,000 | $ 83,000 |
| MYRTLE BEACH, SC | 2 | $ 362,000 | $ 181,000 | $ 55,000 |
| OCALA, FL | 2 | $ 264,000 | $ 132,000 | $ 55,000 |
| OMAHA, NE-IA | 2 | $ 327,000 | $ 163,000 | $ 68,000 |
| PEORIA-PEKIN, IL | 2 | $ 377,000 | $ 188,000 | $ 65,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 2 | $ 292,000 | $ 146,000 | $ 101,000 |
| ROANOKE, VA | 2 | $ 232,000 | $ 116,000 | $ 53,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 663,000 | $ 331,000 | $ 90,000 |
| SPRINGFIELD, MO | 2 | $ 275,000 | $ 137,000 | $ 97,000 |
| SUMTER, SC | 2 | $ 484,000 | $ 242,000 | $ 108,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 2 | $ 278,000 | $ 139,000 | $ 91,000 |
| ATLANTA, GA | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| BELLINGHAM, WA | 1 | $ 170,000 | $ 170,000 | $ 34,000 |
| BLOOMINGTON, IN | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| CEDAR RAPIDS, IA | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| DANVILLE, VA | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| DOVER, DE | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| ELKHART-GOSHEN, IN | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| EVANSVILLE-HENDERSON, IN-KY | 1 | $ 223,000 | $ 223,000 | $ 103,000 |
| FORT MYERS-CAPE CORAL, FL | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| FORT SMITH, AR-OK | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| GAINESVILLE, FL | 1 | $ 149,000 | $ 149,000 | $ 31,000 |
| GOLDSBORO, NC | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| GREENVILLE, NC | 1 | $ 311,000 | $ 311,000 | $ 104,000 |
| JACKSON, MI | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| JACKSON, MS | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| JOPLIN, MO | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| KOKOMO, IN | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 1 | $ 450,000 | $ 450,000 | $ 139,000 |
| LINCOLN, NE | 1 | $ 98,000 | $ 98,000 | $ 78,000 |
| MADISON, WI | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| MERCED, CA | 1 | $ 139,000 | $ 139,000 | $ 31,000 |
| MILWAUKEE-WAUKESHA, WI | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| MISSOULA, MT | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| PANAMA CITY, FL | 1 | $ 256,000 | $ 256,000 | $ 78,000 |
| PROVO-OREM, UT | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| ROCKFORD, IL | 1 | $ 157,000 | $ 157,000 | $ 124,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| SALEM, OR | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| ST. CLOUD, MN | 1 | $ 144,000 | $ 144,000 | $ 32,000 |
| WILMINGTON, NC | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for The Lending Connection, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,717 | $363,642,000 | $181,444 | $580,000 | $77,083 | $547,000 |
| Home Purchase (one-to-four family) | 10 | $1,913,000 | $174,000 | $349,000 | $81,200 | $155,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $641,000 | $213,666 | $365,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,257 | $263,313,000 | $188,142 | $580,000 | $79,114 | $547,000 |
| Black | 165 | $35,689,000 | $179,454 | $500,000 | $70,318 | $204,000 |
| Hispanic | 146 | $31,338,000 | $183,384 | $565,000 | $73,692 | $240,000 |
| Information not provided by applicant in mail or telephone application | 103 | $21,990,000 | $188,090 | $560,000 | $70,954 | $288,000 |
| Asian or Pacific Islander | 44 | $10,219,000 | $189,000 | $458,000 | $74,333 | $366,000 |
| Other | 9 | $2,163,000 | $246,428 | $350,000 | $75,857 | $155,000 |
| American Indian or Alaskan Native | 6 | $1,484,000 | $224,000 | $431,000 | $96,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,730 | $366,196,000 | $181,277 | $580,000 | $77,000 | $547,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,183 | $251,549,000 | $180,727 | $574,000 | $75,636 | $547,000 |
| Application Denied By Financial Institution | 377 | $71,437,000 | $176,029 | $580,000 | $72,794 | $420,000 |
| Application Approved But Not Accepted | 146 | $37,920,000 | $235,566 | $562,000 | $96,633 | $366,000 |
| Application Withdrawn By Applicant | 24 | $5,290,000 | $179,700 | $499,000 | $67,900 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Connection, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Connection, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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