The Lending Connection, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
The Lending Connection, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Lending Connection, Inc 5901 Warner Ave #478 Huntington Beach, CA 92649 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,596 |
| Total Mortgage Loan Application Amount | $514,177,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $708,000 |
| Average Applicant Income | $81,924 |
| Highest Applicant Income | $976,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with The Lending Connection, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Lending Connection, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down The Lending Connection, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Lending Connection, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Lending Connection, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Lending Connection, Inc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 148 | $ 32,026,000 | $ 216,000 | $ 71,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 125 | $ 30,268,000 | $ 242,000 | $ 72,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 106 | $ 18,645,000 | $ 175,000 | $ 78,000 |
| BALTIMORE-TOWSON, MD | 93 | $ 19,484,000 | $ 209,000 | $ 72,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 52 | $ 15,624,000 | $ 300,000 | $ 87,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 49 | $ 11,416,000 | $ 232,000 | $ 83,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 48 | $ 8,121,000 | $ 169,000 | $ 73,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 44 | $ 13,065,000 | $ 296,000 | $ 88,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 39 | $ 9,179,000 | $ 235,000 | $ 84,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 36 | $ 5,992,000 | $ 166,000 | $ 54,000 |
| BAKERSFIELD, CA | 34 | $ 5,249,000 | $ 154,000 | $ 64,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 34 | $ 6,919,000 | $ 203,000 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 34 | $ 5,787,000 | $ 170,000 | $ 78,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 33 | $ 6,303,000 | $ 191,000 | $ 78,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 32 | $ 4,902,000 | $ 153,000 | $ 58,000 |
| FRESNO, CA | 29 | $ 5,404,000 | $ 186,000 | $ 75,000 |
| ORLANDO, FL | 28 | $ 4,437,000 | $ 158,000 | $ 61,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 27 | $ 8,222,000 | $ 304,000 | $ 103,000 |
| ST. LOUIS, MO-IL | 27 | $ 4,110,000 | $ 152,000 | $ 72,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 26 | $ 5,839,000 | $ 224,000 | $ 74,000 |
| STOCKTON, CA | 26 | $ 6,698,000 | $ 257,000 | $ 81,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 4,795,000 | $ 191,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 25 | $ 5,444,000 | $ 217,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 24 | $ 4,414,000 | $ 183,000 | $ 65,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 23 | $ 5,096,000 | $ 221,000 | $ 81,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 23 | $ 4,851,000 | $ 210,000 | $ 84,000 |
| RICHMOND, VA | 22 | $ 3,295,000 | $ 149,000 | $ 60,000 |
| JACKSONVILLE, FL | 20 | $ 3,800,000 | $ 190,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 3,435,000 | $ 171,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 20 | $ 3,845,000 | $ 192,000 | $ 83,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 4,033,000 | $ 212,000 | $ 56,000 |
| ALBUQUERQUE, NM | 17 | $ 2,272,000 | $ 133,000 | $ 80,000 |
| KANSAS CITY, MO-KS | 17 | $ 3,357,000 | $ 197,000 | $ 74,000 |
| MODESTO, CA | 17 | $ 3,617,000 | $ 212,000 | $ 68,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 16 | $ 2,766,000 | $ 172,000 | $ 73,000 |
| DENVER-AURORA, CO | 16 | $ 3,622,000 | $ 226,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 2,857,000 | $ 190,000 | $ 61,000 |
| INDIANAPOLIS, IN | 15 | $ 2,552,000 | $ 170,000 | $ 87,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 15 | $ 2,834,000 | $ 188,000 | $ 69,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 14 | $ 2,795,000 | $ 199,000 | $ 91,000 |
| JACKSON, MS | 13 | $ 1,549,000 | $ 119,000 | $ 61,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 13 | $ 4,115,000 | $ 316,000 | $ 75,000 |
| SALT LAKE CITY, UT | 13 | $ 2,500,000 | $ 192,000 | $ 91,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 12 | $ 4,351,000 | $ 362,000 | $ 88,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 1,758,000 | $ 159,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,128,000 | $ 193,000 | $ 64,000 |
| TACOMA, WA | 11 | $ 1,621,000 | $ 147,000 | $ 55,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 1,573,000 | $ 143,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 1,945,000 | $ 194,000 | $ 82,000 |
| GARY, IN | 10 | $ 1,805,000 | $ 180,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 2,033,000 | $ 203,000 | $ 85,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 2,585,000 | $ 258,000 | $ 87,000 |
| ASHEVILLE, NC | 9 | $ 1,409,000 | $ 156,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 2,164,000 | $ 240,000 | $ 127,000 |
| DES MOINES, IA | 9 | $ 1,505,000 | $ 167,000 | $ 96,000 |
| BOISE CITY-NAMPA, ID | 8 | $ 1,435,000 | $ 179,000 | $ 67,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 1,213,000 | $ 151,000 | $ 57,000 |
| COLUMBIA, SC | 8 | $ 1,322,000 | $ 165,000 | $ 79,000 |
| GREENVILLE, SC | 8 | $ 1,247,000 | $ 155,000 | $ 93,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 8 | $ 1,114,000 | $ 139,000 | $ 71,000 |
| MEDFORD, OR | 8 | $ 1,360,000 | $ 170,000 | $ 68,000 |
| RALEIGH-CARY, NC | 8 | $ 1,165,000 | $ 145,000 | $ 80,000 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 2,177,000 | $ 272,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 7 | $ 957,000 | $ 136,000 | $ 70,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 875,000 | $ 125,000 | $ 58,000 |
| DOVER, DE | 7 | $ 1,042,000 | $ 148,000 | $ 47,000 |
| GULFPORT-BILOXI, MS | 7 | $ 1,391,000 | $ 198,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 1,138,000 | $ 162,000 | $ 85,000 |
| OLYMPIA, WA | 7 | $ 1,185,000 | $ 169,000 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,127,000 | $ 161,000 | $ 60,000 |
| SARASOTA-BRADENTON-VENICE, FL | 7 | $ 1,128,000 | $ 161,000 | $ 57,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 845,000 | $ 140,000 | $ 68,000 |
| MERCED, CA | 6 | $ 1,224,000 | $ 204,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 952,000 | $ 158,000 | $ 74,000 |
| PASCAGOULA, MS | 6 | $ 862,000 | $ 143,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 790,000 | $ 131,000 | $ 70,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 6 | $ 990,000 | $ 165,000 | $ 69,000 |
| REDDING, CA | 6 | $ 1,097,000 | $ 182,000 | $ 89,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 5 | $ 1,394,000 | $ 278,000 | $ 166,000 |
| KNOXVILLE, TN | 5 | $ 784,000 | $ 156,000 | $ 80,000 |
| MADERA, CA | 5 | $ 687,000 | $ 137,000 | $ 46,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 759,000 | $ 151,000 | $ 43,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 693,000 | $ 138,000 | $ 84,000 |
| PROVO-OREM, UT | 5 | $ 733,000 | $ 146,000 | $ 85,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 5 | $ 1,501,000 | $ 300,000 | $ 64,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 1,556,000 | $ 311,000 | $ 91,000 |
| TALLAHASSEE, FL | 5 | $ 699,000 | $ 139,000 | $ 66,000 |
| YUBA CITY, CA | 5 | $ 959,000 | $ 191,000 | $ 115,000 |
| BELLINGHAM, WA | 4 | $ 664,000 | $ 166,000 | $ 67,000 |
| EUGENE-SPRINGFIELD, OR | 4 | $ 600,000 | $ 150,000 | $ 60,000 |
| FAYETTEVILLE, NC | 4 | $ 623,000 | $ 155,000 | $ 69,000 |
| FORT SMITH, AR-OK | 4 | $ 471,000 | $ 117,000 | $ 59,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 764,000 | $ 191,000 | $ 123,000 |
| HATTIESBURG, MS | 4 | $ 566,000 | $ 141,000 | $ 77,000 |
| LAKELAND, FL | 4 | $ 527,000 | $ 131,000 | $ 38,000 |
| LEWISTON-AUBURN, ME | 4 | $ 445,000 | $ 111,000 | $ 500,000 |
| LOUISVILLE, KY-IN | 4 | $ 712,000 | $ 178,000 | $ 86,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 4 | $ 961,000 | $ 240,000 | $ 90,000 |
| PANAMA CITY-LYNN HAVEN, FL | 4 | $ 563,000 | $ 140,000 | $ 62,000 |
| PEORIA, IL | 4 | $ 566,000 | $ 141,000 | $ 103,000 |
| ROANOKE, VA | 4 | $ 553,000 | $ 138,000 | $ 70,000 |
| ROCHESTER, MN | 4 | $ 503,000 | $ 125,000 | $ 53,000 |
| SALINAS, CA | 4 | $ 1,199,000 | $ 299,000 | $ 77,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 938,000 | $ 234,000 | $ 55,000 |
| SANTA FE, NM | 4 | $ 815,000 | $ 203,000 | $ 59,000 |
| SPOKANE, WA | 4 | $ 650,000 | $ 162,000 | $ 90,000 |
| ST. JOSEPH, MO-KS | 4 | $ 390,000 | $ 97,000 | $ 66,000 |
| TOPEKA, KS | 4 | $ 777,000 | $ 194,000 | $ 77,000 |
| WICHITA, KS | 4 | $ 638,000 | $ 159,000 | $ 61,000 |
| ANN ARBOR, MI | 3 | $ 682,000 | $ 227,000 | $ 95,000 |
| CHEYENNE, WY | 3 | $ 408,000 | $ 136,000 | $ 70,000 |
| COEUR D'ALENE, ID | 3 | $ 458,000 | $ 152,000 | $ 73,000 |
| COLUMBIA, MO | 3 | $ 944,000 | $ 314,000 | $ 131,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 592,000 | $ 197,000 | $ 86,000 |
| FORT WAYNE, IN | 3 | $ 370,000 | $ 123,000 | $ 101,000 |
| GRAND JUNCTION, CO | 3 | $ 403,000 | $ 134,000 | $ 37,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 339,000 | $ 113,000 | $ 40,000 |
| HANFORD-CORCORAN, CA | 3 | $ 448,000 | $ 149,000 | $ 41,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 540,000 | $ 180,000 | $ 55,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 3 | $ 483,000 | $ 161,000 | $ 81,000 |
| LYNCHBURG, VA | 3 | $ 402,000 | $ 134,000 | $ 51,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 842,000 | $ 280,000 | $ 96,000 |
| PUNTA GORDA, FL | 3 | $ 442,000 | $ 147,000 | $ 51,000 |
| ROCKFORD, IL | 3 | $ 364,000 | $ 121,000 | $ 56,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 391,000 | $ 130,000 | $ 51,000 |
| SPRINGFIELD, MO | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| YAKIMA, WA | 3 | $ 347,000 | $ 115,000 | $ 45,000 |
| BANGOR, ME | 2 | $ 287,000 | $ 143,000 | $ 72,000 |
| BEND, OR | 2 | $ 388,000 | $ 194,000 | $ 63,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 453,000 | $ 226,000 | $ 131,000 |
| BURLINGTON, NC | 2 | $ 402,000 | $ 201,000 | $ 57,000 |
| CASPER, WY | 2 | $ 296,000 | $ 148,000 | $ 29,000 |
| CEDAR RAPIDS, IA | 2 | $ 289,000 | $ 144,000 | $ 40,000 |
| CHARLOTTESVILLE, VA | 2 | $ 326,000 | $ 163,000 | $ 60,000 |
| CHICO, CA | 2 | $ 615,000 | $ 307,000 | $ 118,000 |
| COLORADO SPRINGS, CO | 2 | $ 268,000 | $ 134,000 | $ 47,000 |
| DURHAM, NC | 2 | $ 409,000 | $ 204,000 | $ 94,000 |
| EL CENTRO, CA | 2 | $ 146,000 | $ 73,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 2 | $ 282,000 | $ 141,000 | $ 67,000 |
| FARMINGTON, NM | 2 | $ 269,000 | $ 134,000 | $ 71,000 |
| FLINT, MI | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 439,000 | $ 219,000 | $ 61,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 247,000 | $ 123,000 | $ 49,000 |
| LAFAYETTE, IN | 2 | $ 117,000 | $ 58,000 | $ 67,000 |
| LINCOLN, NE | 2 | $ 287,000 | $ 143,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| MONROE, MI | 2 | $ 298,000 | $ 149,000 | $ 67,000 |
| OCALA, FL | 2 | $ 329,000 | $ 164,000 | $ 43,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 353,000 | $ 176,000 | $ 57,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| SALEM, OR | 2 | $ 389,000 | $ 194,000 | $ 50,000 |
| SALISBURY, MD | 2 | $ 232,000 | $ 116,000 | $ 33,000 |
| ST. GEORGE, UT | 2 | $ 391,000 | $ 195,000 | $ 95,000 |
| WILMINGTON, NC | 2 | $ 459,000 | $ 229,000 | $ 82,000 |
| ANDERSON, SC | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| BOULDER, CO | 1 | $ 361,000 | $ 361,000 | $ 72,000 |
| CLEVELAND, TN | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| COLUMBUS, IN | 1 | $ 149,000 | $ 149,000 | $ 108,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 179,000 | $ 179,000 | $ 130,000 |
| ELKHART-GOSHEN, IN | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| FLORENCE, SC | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| GAINESVILLE, FL | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| GOLDSBORO, NC | 1 | $ 242,000 | $ 242,000 | $ 107,000 |
| JACKSON, MI | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| JACKSON, TN | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| JOHNSON CITY, TN | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| JONESBORO, AR | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| JOPLIN, MO | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 168,000 | $ 168,000 | $ 97,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| LAWRENCE, KS | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 323,000 | $ 323,000 | $ 95,000 |
| LOGAN, UT-ID | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| NAPA, CA | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| POCATELLO, ID | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| PUEBLO, CO | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| RAPID CITY, SD | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| ROCKY MOUNT, NC | 1 | $ 159,000 | $ 159,000 | $ 119,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| SIOUX FALLS, SD | 1 | $ 240,000 | $ 240,000 | $ 273,000 |
| SPARTANBURG, SC | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| ST. CLOUD, MN | 1 | $ 142,000 | $ 142,000 | $ 111,000 |
| VERO BEACH, FL | 1 | $ 202,000 | $ 202,000 | $ 72,000 |
| WINCHESTER, VA-WV | 1 | $ 208,000 | $ 208,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for The Lending Connection, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,499 | $499,153,000 | $177,666 | $708,000 | $72,515 | $702,000 |
| Home Purchase | 97 | $15,024,000 | $152,050 | $412,000 | $97,450 | $976,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,146 | $424,762,000 | $178,500 | $708,000 | $74,718 | $976,000 |
| Not Provided | 259 | $47,424,000 | $163,225 | $680,000 | $70,774 | $218,000 |
| Hispanic | 128 | $28,446,000 | $215,363 | $500,000 | $88,454 | $189,000 |
| Black or African American | 36 | $8,100,000 | $193,923 | $428,000 | $73,538 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $4,393,000 | $177,625 | $420,000 | $62,125 | $118,000 |
| Asian | 3 | $501,000 | $167,000 | $176,000 | $67,333 | $84,000 |
| American Indian or Alaskan Native | 2 | $551,000 | $275,500 | $281,000 | $87,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,596 | $514,177,000 | $176,090 | $708,000 | $74,121 | $976,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,008 | $401,617,000 | $178,500 | $708,000 | $76,531 | $976,000 |
| Application Denied By Financial Institution | 575 | $107,389,000 | $169,656 | $680,000 | $65,843 | $262,000 |
| Application Withdrawn By Applicant | 12 | $5,013,000 | $394,444 | $650,000 | $165,111 | $273,000 |
| Application Approved But Not Accepted | 1 | $158,000 | $158,000 | $158,000 | $73,000 | $73,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 514 | $97,630,000 | $171,812 | $680,000 | $69,000 | $262,000 |
| Debt-To-Income Ratio | 59 | $9,485,000 | $151,952 | $349,000 | $39,190 | $75,000 |
| Employment History | 1 | $106,000 | $106,000 | $106,000 | $50,000 | $50,000 |
| Collateral | 1 | $168,000 | $168,000 | $168,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Connection, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Connection, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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