The Members Group 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Members Group 1500 Nw 118Th St Clive, IA 50325 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 208 |
| Total Mortgage Loan Application Amount | $17,770,000 |
| Average Mortgage Loan Application Amount | $92,428 |
| Highest Mortgage Loan Application Amount | $220,000 |
| Average Applicant Income | $68,142 |
| Highest Applicant Income | $182,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with The Members Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Members Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down The Members Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Members Group serves its applicants.
Each category highlights the total number of mortgage applications processed by The Members Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Members Group's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 35 | $ 3,243,000 | $ 92,000 | $ 56,000 |
| Woodbury County Iowa | 26 | $ 1,936,000 | $ 74,000 | $ 42,000 |
| Scott County Iowa | 17 | $ 1,609,000 | $ 94,000 | $ 40,000 |
| Black Hawk County Iowa | 14 | $ 1,450,000 | $ 103,000 | $ 66,000 |
| Muscatine County Iowa | 11 | $ 919,000 | $ 83,000 | $ 47,000 |
| Henry County Iowa | 10 | $ 824,000 | $ 82,000 | $ 53,000 |
| Butler County Iowa | 7 | $ 429,000 | $ 61,000 | $ 32,000 |
| Clay County Iowa | 7 | $ 410,000 | $ 58,000 | $ 43,000 |
| Story County Iowa | 6 | $ 651,000 | $ 108,000 | $ 63,000 |
| Dallas County Iowa | 4 | $ 456,000 | $ 114,000 | $ 50,000 |
| Dubuque County Iowa | 4 | $ 357,000 | $ 89,000 | $ 38,000 |
| Pottawattamie County Iowa | 4 | $ 314,000 | $ 78,000 | $ 61,000 |
| Wapello County Iowa | 4 | $ 168,000 | $ 42,000 | $ 42,000 |
| Warren County Iowa | 4 | $ 442,000 | $ 110,000 | $ 57,000 |
| Rock Island County Illinois | 3 | $ 177,000 | $ 59,000 | $ 43,000 |
| Greene County Iowa | 3 | $ 225,000 | $ 75,000 | $ 46,000 |
| Plymouth County Iowa | 3 | $ 218,000 | $ 72,000 | $ 52,000 |
| Cerro Gordo County Iowa | 2 | $ 246,000 | $ 123,000 | $ 63,000 |
| Chickasaw County Iowa | 2 | $ 124,000 | $ 62,000 | $ 60,000 |
| Floyd County Iowa | 2 | $ 131,000 | $ 65,000 | $ 37,000 |
| Iowa County Iowa | 2 | $ 147,000 | $ 73,000 | $ 57,000 |
| Jasper County Iowa | 2 | $ 253,000 | $ 126,000 | $ 77,000 |
| Jefferson County Iowa | 2 | $ 151,000 | $ 75,000 | $ 47,000 |
| Palo Alto County Iowa | 2 | $ 101,000 | $ 50,000 | $ 41,000 |
| Webster County Iowa | 2 | $ 110,000 | $ 55,000 | $ 52,000 |
| Dakota County Nebraska | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Maricopa County Arizona | 1 | $ 93,000 | $ 93,000 | $ 182,000 |
| Whiteside County Illinois | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Benton County Iowa | 1 | $ 44,000 | $ 44,000 | $ 14,000 |
| Boone County Iowa | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Bremer County Iowa | 1 | $ 33,000 | $ 33,000 | $ 14,000 |
| Cass County Iowa | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Clinton County Iowa | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Delaware County Iowa | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Dickinson County Iowa | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Emmet County Iowa | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Fayette County Iowa | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Grundy County Iowa | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Hardin County Iowa | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Howard County Iowa | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Jackson County Iowa | 1 | $ 83,000 | $ 83,000 | $ 112,000 |
| Linn County Iowa | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Madison County Iowa | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Marion County Iowa | 1 | $ 88,000 | $ 88,000 | $ 130,000 |
| Marshall County Iowa | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Monroe County Iowa | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Poweshiek County Iowa | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Sioux County Iowa | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Tama County Iowa | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Van Buren County Iowa | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Washington County Iowa | 1 | $ 66,000 | $ 66,000 | $ 35,000 |
| Faribault County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Antelope County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Douglas County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 160 | $13,935,000 | $92,800 | $220,000 | $77,000 | $182,000 |
| Home Purchase (one-to-four family) | 48 | $3,835,000 | $91,500 | $184,000 | $46,000 | $130,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 161 | $13,859,000 | $95,400 | $220,000 | $78,800 | $182,000 |
| Information not provided by applicant in mail or telephone application | 41 | $3,398,000 | $86,000 | $153,000 | $42,500 | $130,000 |
| Asian or Pacific Islander | 3 | $203,000 | $67,000 | $109,000 | $40,000 | $53,000 |
| Black | 1 | $166,000 | $166,000 | $166,000 | $75,000 | $75,000 |
| Hispanic | 1 | $62,000 | $62,000 | $62,000 | $40,000 | $40,000 |
| American Indian or Alaskan Native | 1 | $82,000 | $82,000 | $82,000 | $63,000 | $63,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 204 | $17,371,000 | $95,400 | $220,000 | $77,400 | $182,000 |
| VA-guaranteed (Veterans Administration) | 4 | $399,000 | $99,000 | $143,000 | $40,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 127 | $11,113,000 | $96,800 | $220,000 | $79,200 | $182,000 |
| Application Denied By Financial Institution | 81 | $6,657,000 | $79,500 | $196,000 | $35,500 | $130,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $3,664,000 | $78,000 | $180,000 | $34,000 | $101,000 |
| Other | 14 | $1,291,000 | $92,000 | $166,000 | $55,000 | $89,000 |
| Collateral | 13 | $1,036,000 | $79,000 | $138,000 | $49,000 | $130,000 |
| Debt-To-Income Ratio | 7 | $576,000 | $82,000 | $196,000 | $45,000 | $70,000 |
| Employment History | 1 | $90,000 | $90,000 | $90,000 | $30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Members Group's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Members Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.