The Members Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
The Members Group 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Members Group 1500 Nw 118Th St Clive, IA 50325 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 99 |
| Total Mortgage Loan Application Amount | $9,668,000 |
| Average Mortgage Loan Application Amount | $91,625 |
| Highest Mortgage Loan Application Amount | $270,000 |
| Average Applicant Income | $40,625 |
| Highest Applicant Income | $140,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with The Members Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Members Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down The Members Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Members Group serves its applicants.
Each category highlights the total number of mortgage applications processed by The Members Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Members Group's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 17 | $ 1,901,000 | $ 111,000 | $ 51,000 |
| Woodbury County Iowa | 5 | $ 363,000 | $ 72,000 | $ 44,000 |
| Black Hawk County Iowa | 4 | $ 356,000 | $ 89,000 | $ 57,000 |
| Dubuque County Iowa | 4 | $ 344,000 | $ 86,000 | $ 42,000 |
| Story County Iowa | 4 | $ 534,000 | $ 133,000 | $ 47,000 |
| Madison County Iowa | 3 | $ 202,000 | $ 67,000 | $ 42,000 |
| Scott County Iowa | 3 | $ 274,000 | $ 91,000 | $ 43,000 |
| Shelby County Iowa | 3 | $ 344,000 | $ 114,000 | $ 50,000 |
| Floyd County Iowa | 2 | $ 171,000 | $ 85,000 | $ 54,000 |
| Henry County Iowa | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Linn County Iowa | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| Dakota County Nebraska | 2 | $ 199,000 | $ 99,000 | $ 35,000 |
| Rock Island County Illinois | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Audubon County Iowa | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Bremer County Iowa | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Butler County Iowa | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Clay County Iowa | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Dallas County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Davis County Iowa | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Emmet County Iowa | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Humboldt County Iowa | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Lee County Iowa | 1 | $ 22,000 | $ 22,000 | $ 37,000 |
| Wapello County Iowa | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Warren County Iowa | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Union County South Dakota | 1 | $ 86,000 | $ 86,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for The Members Group in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 62 | $6,123,000 | $89,000 | $270,000 | $38,833 | $140,000 |
| Refinancing | 37 | $3,545,000 | $99,500 | $220,000 | $46,000 | $83,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76 | $7,548,000 | $100,800 | $270,000 | $53,800 | $140,000 |
| Not Provided | 15 | $1,446,000 | $70,666 | $241,000 | $22,333 | $75,000 |
| Black or African American | 3 | $297,000 | $99,000 | $140,000 | $53,000 | $62,000 |
| Hispanic | 3 | $255,000 | $85,000 | $95,000 | $32,666 | $44,000 |
| Asian | 2 | $122,000 | $61,000 | $77,000 | $49,000 | $54,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98 | $9,542,000 | $89,333 | $270,000 | $40,666 | $140,000 |
| VA-guaranteed (Veterans Administration) | 1 | $126,000 | $126,000 | $126,000 | $64,000 | $64,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 64 | $6,721,000 | $85,500 | $241,000 | $33,250 | $84,000 |
| Application Denied By Financial Institution | 26 | $1,938,000 | $88,666 | $200,000 | $49,000 | $76,000 |
| Preapproval Approved but not Accepted | 4 | $508,000 | $127,000 | $270,000 | $51,000 | $140,000 |
| Preapproval Denied by Financial Institution | 4 | $375,000 | $93,000 | $160,000 | $31,000 | $44,000 |
| Loan Originated | 1 | $126,000 | $126,000 | $126,000 | $64,000 | $64,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $1,408,000 | $83,750 | $200,000 | $46,000 | $76,000 |
| Debt-To-Income Ratio | 3 | $192,000 | $64,000 | $114,000 | $23,000 | $27,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $30,000 | $30,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Members Group's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Members Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.