The Money Source Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
The Money Source Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 945 |
| Total Mortgage Loan Application Amount | $267,803,000 |
| Average Mortgage Loan Application Amount | $278,666 |
| Highest Mortgage Loan Application Amount | $1,154,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $813,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 170 | $ 57,902,000 | $ 340,000 | $ 85,000 |
| Nassau County New York | 85 | $ 27,887,000 | $ 328,000 | $ 101,000 |
| Suffolk County New York | 68 | $ 20,677,000 | $ 304,000 | $ 110,000 |
| Kings County New York | 59 | $ 24,768,000 | $ 419,000 | $ 92,000 |
| Bronx County New York | 42 | $ 14,054,000 | $ 334,000 | $ 81,000 |
| Westchester County New York | 22 | $ 7,592,000 | $ 345,000 | $ 118,000 |
| Providence County Rhode Island | 19 | $ 2,957,000 | $ 155,000 | $ 48,000 |
| Fairfield County Connecticut | 18 | $ 5,695,000 | $ 316,000 | $ 90,000 |
| Richmond County New York | 13 | $ 4,153,000 | $ 319,000 | $ 71,000 |
| New Haven County Connecticut | 12 | $ 2,627,000 | $ 218,000 | $ 79,000 |
| Bergen County New Jersey | 12 | $ 3,593,000 | $ 299,000 | $ 98,000 |
| Orange County Florida | 11 | $ 1,620,000 | $ 147,000 | $ 57,000 |
| Norfolk County Massachusetts | 10 | $ 2,807,000 | $ 280,000 | $ 76,000 |
| Middlesex County New Jersey | 10 | $ 2,820,000 | $ 282,000 | $ 101,000 |
| Essex County New Jersey | 9 | $ 2,501,000 | $ 277,000 | $ 79,000 |
| Dutchess County New York | 9 | $ 2,143,000 | $ 238,000 | $ 78,000 |
| New York County New York | 9 | $ 3,751,000 | $ 416,000 | $ 183,000 |
| Orange County New York | 9 | $ 2,210,000 | $ 245,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,466,000 | $ 162,000 | $ 46,000 |
| Broward County Florida | 8 | $ 1,272,000 | $ 159,000 | $ 90,000 |
| Lee County Florida | 8 | $ 884,000 | $ 110,000 | $ 57,000 |
| Osceola County Florida | 8 | $ 679,000 | $ 84,000 | $ 41,000 |
| Suffolk County Massachusetts | 8 | $ 2,348,000 | $ 293,000 | $ 174,000 |
| Worcester County Massachusetts | 8 | $ 1,640,000 | $ 205,000 | $ 110,000 |
| Morris County New Jersey | 8 | $ 2,958,000 | $ 369,000 | $ 133,000 |
| Montgomery County Pennsylvania | 8 | $ 1,813,000 | $ 226,000 | $ 85,000 |
| Hartford County Connecticut | 7 | $ 1,228,000 | $ 175,000 | $ 71,000 |
| Essex County Massachusetts | 7 | $ 1,757,000 | $ 251,000 | $ 69,000 |
| Hampden County Massachusetts | 7 | $ 1,057,000 | $ 151,000 | $ 75,000 |
| Monmouth County New Jersey | 7 | $ 2,154,000 | $ 307,000 | $ 86,000 |
| Ocean County New Jersey | 7 | $ 1,508,000 | $ 215,000 | $ 97,000 |
| Rockland County New York | 7 | $ 2,297,000 | $ 328,000 | $ 161,000 |
| Middlesex County Massachusetts | 6 | $ 1,868,000 | $ 311,000 | $ 137,000 |
| Allegheny County Pennsylvania | 6 | $ 1,448,000 | $ 241,000 | $ 158,000 |
| Bucks County Pennsylvania | 6 | $ 1,352,000 | $ 225,000 | $ 105,000 |
| Miami-Dade County Florida | 5 | $ 780,000 | $ 156,000 | $ 58,000 |
| Atlantic County New Jersey | 5 | $ 680,000 | $ 136,000 | $ 46,000 |
| Mercer County New Jersey | 5 | $ 642,000 | $ 128,000 | $ 62,000 |
| Passaic County New Jersey | 5 | $ 1,366,000 | $ 273,000 | $ 87,000 |
| Union County New Jersey | 5 | $ 1,535,000 | $ 307,000 | $ 80,000 |
| Putnam County New York | 5 | $ 2,124,000 | $ 424,000 | $ 188,000 |
| Palm Beach County Florida | 4 | $ 938,000 | $ 234,000 | $ 97,000 |
| Pinellas County Florida | 4 | $ 790,000 | $ 197,000 | $ 76,000 |
| Seminole County Florida | 4 | $ 673,000 | $ 168,000 | $ 69,000 |
| St. Lucie County Florida | 4 | $ 394,000 | $ 98,000 | $ 110,000 |
| DeKalb County Georgia | 4 | $ 776,000 | $ 194,000 | $ 77,000 |
| Bristol County Massachusetts | 4 | $ 870,000 | $ 217,000 | $ 84,000 |
| Gloucester County New Jersey | 4 | $ 650,000 | $ 162,000 | $ 69,000 |
| Erie County New York | 4 | $ 773,000 | $ 193,000 | $ 75,000 |
| Saratoga County New York | 4 | $ 846,000 | $ 211,000 | $ 123,000 |
| Berks County Pennsylvania | 4 | $ 896,000 | $ 224,000 | $ 68,000 |
| Luzerne County Pennsylvania | 4 | $ 561,000 | $ 140,000 | $ 70,000 |
| Litchfield County Connecticut | 3 | $ 493,000 | $ 164,000 | $ 78,000 |
| Duval County Florida | 3 | $ 430,000 | $ 143,000 | $ 39,000 |
| Sarasota County Florida | 3 | $ 374,000 | $ 124,000 | $ 66,000 |
| Baltimore County Maryland | 3 | $ 531,000 | $ 177,000 | $ 102,000 |
| Barnstable County Massachusetts | 3 | $ 1,530,000 | $ 510,000 | $ 159,000 |
| Burlington County New Jersey | 3 | $ 664,000 | $ 221,000 | $ 88,000 |
| Camden County New Jersey | 3 | $ 452,000 | $ 150,000 | $ 82,000 |
| Sullivan County New York | 3 | $ 567,000 | $ 189,000 | $ 107,000 |
| Delaware County Pennsylvania | 3 | $ 681,000 | $ 227,000 | $ 64,000 |
| Lebanon County Pennsylvania | 3 | $ 456,000 | $ 152,000 | $ 51,000 |
| Monroe County Pennsylvania | 3 | $ 439,000 | $ 146,000 | $ 74,000 |
| York County Pennsylvania | 3 | $ 644,000 | $ 214,000 | $ 115,000 |
| New London County Connecticut | 2 | $ 336,000 | $ 168,000 | $ 45,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,226,000 | $ 613,000 | $ 189,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 28,000 |
| Charlotte County Florida | 2 | $ 326,000 | $ 163,000 | $ 42,000 |
| Hernando County Florida | 2 | $ 213,000 | $ 106,000 | $ 48,000 |
| Hillsborough County Florida | 2 | $ 318,000 | $ 159,000 | $ 64,000 |
| Manatee County Florida | 2 | $ 347,000 | $ 173,000 | $ 96,000 |
| Polk County Florida | 2 | $ 321,000 | $ 160,000 | $ 60,000 |
| Volusia County Florida | 2 | $ 267,000 | $ 133,000 | $ 87,000 |
| Fulton County Georgia | 2 | $ 1,386,000 | $ 693,000 | $ 594,000 |
| Gwinnett County Georgia | 2 | $ 329,000 | $ 164,000 | $ 84,000 |
| Anne Arundel County Maryland | 2 | $ 574,000 | $ 287,000 | $ 55,000 |
| Prince George's County Maryland | 2 | $ 421,000 | $ 210,000 | $ 64,000 |
| Cumberland County New Jersey | 2 | $ 332,000 | $ 166,000 | $ 65,000 |
| Hudson County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 127,000 |
| Somerset County New Jersey | 2 | $ 732,000 | $ 366,000 | $ 190,000 |
| Monroe County New York | 2 | $ 312,000 | $ 156,000 | $ 53,000 |
| Onondaga County New York | 2 | $ 259,000 | $ 129,000 | $ 35,000 |
| Tioga County New York | 2 | $ 263,000 | $ 131,000 | $ 66,000 |
| Ulster County New York | 2 | $ 472,000 | $ 236,000 | $ 63,000 |
| Bedford County Pennsylvania | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 74,000 |
| Montgomery County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 83,000 |
| Loudoun County Virginia | 2 | $ 1,006,000 | $ 503,000 | $ 163,000 |
| Norfolk County Virginia | 2 | $ 478,000 | $ 239,000 | $ 52,000 |
| Middlesex County Connecticut | 1 | $ 407,000 | $ 407,000 | $ 81,000 |
| Windham County Connecticut | 1 | $ 186,000 | $ 186,000 | $ 99,000 |
| Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 289,000 |
| Lake County Florida | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Martin County Florida | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| St. Johns County Florida | 1 | $ 336,000 | $ 336,000 | $ 168,000 |
| Carroll County Georgia | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Fayette County Georgia | 1 | $ 354,000 | $ 354,000 | $ 214,000 |
| Montgomery County Georgia | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Muscogee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Paulding County Georgia | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Caroline County Maryland | 1 | $ 277,000 | $ 277,000 | $ 129,000 |
| Cecil County Maryland | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| Charles County Maryland | 1 | $ 227,000 | $ 227,000 | $ 31,000 |
| Howard County Maryland | 1 | $ 760,000 | $ 760,000 | $ 260,000 |
| Montgomery County Maryland | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Washington County Maryland | 1 | $ 384,000 | $ 384,000 | $ 77,000 |
| Franklin County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 71,000 |
| Hampshire County Massachusetts | 1 | $ 358,000 | $ 358,000 | $ 78,000 |
| Plymouth County Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 64,000 |
| St. Louis City County Missouri | 1 | $ 91,000 | $ 91,000 | $ 91,000 |
| Rockingham County New Hampshire | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Hunterdon County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Sussex County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 60,000 |
| Warren County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Albany County New York | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Allegany County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Broome County New York | 1 | $ 196,000 | $ 196,000 | $ 52,000 |
| Clinton County New York | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Genesee County New York | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Herkimer County New York | 1 | $ 128,000 | $ 128,000 | $ 139,000 |
| Niagara County New York | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Oswego County New York | 1 | $ 288,000 | $ 288,000 | $ 83,000 |
| Rensselaer County New York | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Schenectady County New York | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Washington County New York | 1 | $ 214,000 | $ 214,000 | $ 115,000 |
| Blair County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 53,000 |
| Carbon County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 165,000 |
| Centre County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Clinton County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 31,000 |
| Columbia County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Dauphin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Franklin County Pennsylvania | 1 | $ 261,000 | $ 261,000 | $ 110,000 |
| Lackawanna County Pennsylvania | 1 | $ 570,000 | $ 570,000 | $ 76,000 |
| Lawrence County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 29,000 |
| Pike County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Newport County Rhode Island | 1 | $ 287,000 | $ 287,000 | $ 50,000 |
| Washington County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Rutherford County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
| Chittenden County Vermont | 1 | $ 259,000 | $ 259,000 | $ 108,000 |
| Arlington County Virginia | 1 | $ 284,000 | $ 284,000 | $ 134,000 |
| Augusta County Virginia | 1 | $ 127,000 | $ 127,000 | $ 27,000 |
| Hanover County Virginia | 1 | $ 371,000 | $ 371,000 | $ 118,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Pittsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for The Money Source Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 497 | $139,601,000 | $280,000 | $797,000 | $81,000 | $569,000 |
| Refinancing | 447 | $127,932,000 | $286,000 | $1,154,000 | $103,000 | $813,000 |
| Home Improvement | 1 | $270,000 | $270,000 | $270,000 | $74,000 | $74,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 424 | $114,385,000 | $269,000 | $1,154,000 | $101,000 | $569,000 |
| Hispanic | 158 | $46,190,000 | $292,000 | $738,000 | $72,000 | $216,000 |
| Black or African American | 157 | $46,003,000 | $293,000 | $848,000 | $81,000 | $239,000 |
| Not Provided | 146 | $41,811,000 | $286,000 | $693,000 | $88,000 | $813,000 |
| Asian | 53 | $17,413,000 | $328,000 | $710,000 | $113,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,712,000 | $285,000 | $405,000 | $77,000 | $87,000 |
| American Indian or Alaskan Native | 1 | $289,000 | $289,000 | $289,000 | $101,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 575 | $164,170,000 | $285,000 | $848,000 | $80,000 | $410,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 367 | $102,630,000 | $279,000 | $1,154,000 | $109,000 | $813,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,003,000 | $334,000 | $426,000 | $80,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 372 | $103,139,000 | $277,000 | $797,000 | $92,000 | $396,000 |
| Application Denied By Financial Institution | 317 | $85,929,000 | $271,000 | $1,154,000 | $86,000 | $813,000 |
| Application Withdrawn By Applicant | 252 | $77,298,000 | $306,000 | $760,000 | $96,000 | $569,000 |
| File Closed For Incompleteness | 3 | $973,000 | $324,000 | $517,000 | $184,000 | $410,000 |
| Application Approved But Not Accepted | 1 | $464,000 | $464,000 | $464,000 | $170,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $22,379,000 | $283,000 | $848,000 | $74,000 | $326,000 |
| Other | 53 | $13,202,000 | $249,000 | $719,000 | $83,000 | $340,000 |
| Collateral | 52 | $14,424,000 | $277,000 | $693,000 | $107,000 | $813,000 |
| Credit History | 45 | $10,353,000 | $230,000 | $621,000 | $75,000 | $239,000 |
| Credit Application Incomplete | 22 | $5,466,000 | $248,000 | $607,000 | $104,000 | $289,000 |
| Employment History | 13 | $3,554,000 | $273,000 | $665,000 | $102,000 | $338,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,464,000 | $183,000 | $336,000 | $74,000 | $168,000 |
| Unverifiable Information | 7 | $2,782,000 | $397,000 | $730,000 | $100,000 | $164,000 |
| Mortgage Insurance Denied | 2 | $357,000 | $178,000 | $200,000 | $51,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.