The Palmetto Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for The Palmetto Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The Palmetto Bank
306 East North Street
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,315
Total Mortgage Loan Application Amount $173,481,000
Average Mortgage Loan Application Amount $113,333
Highest Mortgage Loan Application Amount $1,799,000
Average Applicant Income $78,333
Highest Applicant Income $1,022,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The Palmetto Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville County South Carolina 335 $ 52,795,000 $ 157,000 $ 80,000
Laurens County South Carolina 269 $ 21,924,000 $ 81,000 $ 80,000
Spartanburg County South Carolina 163 $ 22,133,000 $ 135,000 $ 78,000
Anderson County South Carolina 131 $ 17,311,000 $ 132,000 $ 81,000
Greenwood County South Carolina 131 $ 14,643,000 $ 111,000 $ 73,000
Cherokee County South Carolina 73 $ 6,224,000 $ 85,000 $ 73,000
Pickens County South Carolina 58 $ 8,871,000 $ 152,000 $ 94,000
Oconee County South Carolina 43 $ 8,468,000 $ 196,000 $ 118,000
Abbeville County South Carolina 20 $ 1,708,000 $ 85,000 $ 83,000
Richland County South Carolina 12 $ 2,709,000 $ 225,000 $ 124,000
York County South Carolina 12 $ 2,001,000 $ 166,000 $ 55,000
Charleston County South Carolina 9 $ 2,653,000 $ 294,000 $ 157,000
Horry County South Carolina 9 $ 2,061,000 $ 229,000 $ 86,000
McCormick County South Carolina 5 $ 118,000 $ 23,000 $ 119,000
Newberry County South Carolina 4 $ 982,000 $ 245,000 $ 118,000
Cleveland County North Carolina 3 $ 448,000 $ 149,000 $ 58,000
Beaufort County South Carolina 3 $ 460,000 $ 153,000 $ 146,000
Fairfield County South Carolina 3 $ 593,000 $ 197,000 $ 94,000
Polk County North Carolina 2 $ 70,000 $ 35,000 $ 90,000
Kershaw County South Carolina 2 $ 464,000 $ 232,000 $ 82,000
Lexington County South Carolina 2 $ 575,000 $ 287,000 $ 91,000
Union County South Carolina 2 $ 784,000 $ 392,000 $ 19,000
Charlotte County Florida 1 $ 360,000 $ 360,000 $ 789,000
Chatham County Georgia 1 $ 245,000 $ 245,000 $ 285,000
Clarke County Georgia 1 $ 71,000 $ 71,000 $ 116,000
DeKalb County Georgia 1 $ 244,000 $ 244,000 $ 105,000
Glynn County Georgia 1 $ 40,000 $ 40,000 $ 210,000
Gwinnett County Georgia 1 $ 130,000 $ 130,000 $ 36,000
Lincoln County Georgia 1 $ 120,000 $ 120,000 $ 52,000
Richmond County Georgia 1 $ 84,000 $ 84,000 $ 78,000
Towns County Georgia 1 $ 436,000 $ 436,000 $ 0
Ashe County North Carolina 1 $ 190,000 $ 190,000 $ 96,000
Brunswick County North Carolina 1 $ 389,000 $ 389,000 $ 130,000
Franklin County North Carolina 1 $ 20,000 $ 20,000 $ 96,000
Gaston County North Carolina 1 $ 60,000 $ 60,000 $ 108,000
Henderson County North Carolina 1 $ 164,000 $ 164,000 $ 47,000
McDowell County North Carolina 1 $ 45,000 $ 45,000 $ 22,000
Mecklenburg County North Carolina 1 $ 175,000 $ 175,000 $ 42,000
Rutherford County North Carolina 1 $ 67,000 $ 67,000 $ 69,000
Union County North Carolina 1 $ 179,000 $ 179,000 $ 168,000
Calhoun County South Carolina 1 $ 85,000 $ 85,000 $ 24,000
Chester County South Carolina 1 $ 15,000 $ 15,000 $ 48,000
Georgetown County South Carolina 1 $ 1,799,000 $ 1,799,000 $ 488,000
Saluda County South Carolina 1 $ 133,000 $ 133,000 $ 53,000
Sumter County South Carolina 1 $ 185,000 $ 185,000 $ 72,000
Sevier County Tennessee 1 $ 250,000 $ 250,000 $ 960,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The Palmetto Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 830 $106,521,000 $128,000 $1,405,000 $81,000 $960,000
Home Purchase 424 $63,043,000 $148,000 $1,799,000 $92,000 $1,022,000
Home Improvement 61 $3,917,000 $64,000 $415,000 $62,000 $367,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,057 $139,053,000 $131,000 $1,799,000 $94,000 $1,022,000
Not applicable 113 $18,018,000 $159,000 $1,405,000 $0 $0
Black or African American 83 $8,006,000 $96,000 $503,000 $71,000 $249,000
Hispanic 24 $3,314,000 $138,000 $417,000 $59,000 $143,000
Not Provided 24 $3,431,000 $142,000 $417,000 $85,000 $323,000
Asian 11 $1,450,000 $131,000 $417,000 $79,000 $200,000
Native Hawaiian or Other Pacific Islander 2 $112,000 $56,000 $61,000 $71,000 $77,000
American Indian or Alaskan Native 1 $97,000 $97,000 $97,000 $119,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,305 $171,996,000 $131,000 $1,799,000 $83,000 $1,022,000
FHA-insured (Federal Housing Administration) 10 $1,485,000 $148,000 $266,000 $61,000 $116,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,052 $135,207,000 $128,000 $1,799,000 $87,000 $1,022,000
Application Withdrawn By Applicant 144 $22,692,000 $157,000 $1,000,000 $72,000 $396,000
Application Denied By Financial Institution 116 $14,388,000 $124,000 $456,000 $58,000 $960,000
Application Approved But Not Accepted 2 $1,121,000 $560,000 $991,000 $335,000 $646,000
File Closed For Incompleteness 1 $73,000 $73,000 $73,000 $54,000 $54,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 83 $9,709,000 $116,000 $389,000 $58,000 $960,000
Collateral 12 $1,492,000 $124,000 $290,000 $64,000 $180,000
Debt-To-Income Ratio 9 $1,242,000 $138,000 $225,000 $41,000 $104,000
Other 5 $726,000 $145,000 $456,000 $53,000 $101,000
Unverifiable Information 2 $342,000 $171,000 $252,000 $78,000 $90,000
Employment History 1 $154,000 $154,000 $154,000 $116,000 $116,000
Mortgage Insurance Denied 1 $206,000 $206,000 $206,000 $87,000 $87,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List