Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Cibc Bank Usa 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,496 |
| Total Mortgage Loan Application Amount | $868,811,000 |
| Average Mortgage Loan Application Amount | $387,333 |
| Highest Mortgage Loan Application Amount | $42,000,000 |
| Average Applicant Income | $137,666 |
| Highest Applicant Income | $6,360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,311 | $ 402,467,000 | $ 306,000 | $ 137,000 |
| St. Louis County Missouri | 242 | $ 47,020,000 | $ 194,000 | $ 150,000 |
| DuPage County Illinois | 136 | $ 37,866,000 | $ 278,000 | $ 125,000 |
| Will County Illinois | 128 | $ 62,789,000 | $ 490,000 | $ 77,000 |
| Lake County Illinois | 84 | $ 26,059,000 | $ 310,000 | $ 233,000 |
| St. Louis City County Missouri | 75 | $ 10,060,000 | $ 134,000 | $ 80,000 |
| Milwaukee County Wisconsin | 61 | $ 9,640,000 | $ 158,000 | $ 113,000 |
| Wayne County Michigan | 57 | $ 21,355,000 | $ 374,000 | $ 49,000 |
| Kane County Illinois | 56 | $ 10,846,000 | $ 193,000 | $ 93,000 |
| Oakland County Michigan | 33 | $ 7,077,000 | $ 214,000 | $ 93,000 |
| St. Charles County Missouri | 22 | $ 5,060,000 | $ 230,000 | $ 105,000 |
| Macomb County Michigan | 18 | $ 1,881,000 | $ 104,000 | $ 53,000 |
| McHenry County Illinois | 15 | $ 3,823,000 | $ 254,000 | $ 163,000 |
| Waukesha County Wisconsin | 15 | $ 6,093,000 | $ 406,000 | $ 228,000 |
| Walworth County Wisconsin | 13 | $ 5,092,000 | $ 391,000 | $ 278,000 |
| Kendall County Illinois | 12 | $ 2,296,000 | $ 191,000 | $ 71,000 |
| Grundy County Illinois | 10 | $ 1,161,000 | $ 116,000 | $ 72,000 |
| Maricopa County Arizona | 9 | $ 31,387,000 | $ 3,487,000 | $ 495,000 |
| Lake County Indiana | 7 | $ 2,522,000 | $ 360,000 | $ 385,000 |
| Berrien County Michigan | 6 | $ 4,487,000 | $ 747,000 | $ 1,216,000 |
| Jefferson County Missouri | 6 | $ 972,000 | $ 162,000 | $ 64,000 |
| Madison County Illinois | 5 | $ 1,152,000 | $ 230,000 | $ 152,000 |
| Collier County Florida | 4 | $ 1,968,000 | $ 492,000 | $ 237,000 |
| Lee County Florida | 4 | $ 2,143,000 | $ 535,000 | $ 482,000 |
| Sarasota County Florida | 4 | $ 1,056,000 | $ 264,000 | $ 154,000 |
| Fulton County Georgia | 4 | $ 844,000 | $ 211,000 | $ 122,000 |
| LaPorte County Indiana | 4 | $ 1,179,000 | $ 294,000 | $ 187,000 |
| Collin County Texas | 4 | $ 1,175,000 | $ 293,000 | $ 171,000 |
| Ozaukee County Wisconsin | 4 | $ 2,515,000 | $ 628,000 | $ 705,000 |
| Los Angeles County California | 3 | $ 1,577,000 | $ 525,000 | $ 1,287,000 |
| Denver County Colorado | 3 | $ 9,345,000 | $ 3,115,000 | $ 87,000 |
| Gwinnett County Georgia | 3 | $ 768,000 | $ 256,000 | $ 134,000 |
| Kankakee County Illinois | 3 | $ 448,000 | $ 149,000 | $ 66,000 |
| Monroe County Illinois | 3 | $ 980,000 | $ 326,000 | $ 97,000 |
| St. Clair County Illinois | 3 | $ 292,000 | $ 97,000 | $ 67,000 |
| Porter County Indiana | 3 | $ 962,000 | $ 320,000 | $ 132,000 |
| Hennepin County Minnesota | 3 | $ 3,575,000 | $ 1,191,000 | $ 53,000 |
| Summit County Utah | 3 | $ 1,750,000 | $ 583,000 | $ 480,000 |
| Dane County Wisconsin | 3 | $ 2,232,000 | $ 744,000 | $ 787,000 |
| Orange County California | 2 | $ 1,694,000 | $ 847,000 | $ 1,621,000 |
| Douglas County Colorado | 2 | $ 890,000 | $ 445,000 | $ 186,000 |
| Eagle County Colorado | 2 | $ 1,673,000 | $ 836,000 | $ 1,107,000 |
| Bay County Florida | 2 | $ 3,292,000 | $ 1,646,000 | $ 633,000 |
| Brevard County Florida | 2 | $ 6,272,000 | $ 3,136,000 | $ 54,000 |
| Broward County Florida | 2 | $ 311,000 | $ 155,000 | $ 110,000 |
| Charlotte County Florida | 2 | $ 285,000 | $ 142,000 | $ 112,000 |
| Hillsborough County Florida | 2 | $ 5,406,000 | $ 2,703,000 | $ 44,000 |
| Indian River County Florida | 2 | $ 455,000 | $ 227,000 | $ 173,000 |
| Manatee County Florida | 2 | $ 910,000 | $ 455,000 | $ 1,087,000 |
| Miami-Dade County Florida | 2 | $ 1,411,000 | $ 705,000 | $ 1,113,000 |
| Palm Beach County Florida | 2 | $ 917,000 | $ 458,000 | $ 265,000 |
| Cass County Michigan | 2 | $ 305,000 | $ 152,000 | $ 340,000 |
| Kent County Michigan | 2 | $ 926,000 | $ 463,000 | $ 1,360,000 |
| Ottawa County Michigan | 2 | $ 445,000 | $ 222,000 | $ 260,000 |
| Van Buren County Michigan | 2 | $ 1,054,000 | $ 527,000 | $ 199,000 |
| Clay County Missouri | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Santa Fe County New Mexico | 2 | $ 8,258,000 | $ 4,129,000 | $ 1,565,000 |
| New York County New York | 2 | $ 14,108,000 | $ 7,054,000 | $ 133,000 |
| Beaufort County South Carolina | 2 | $ 917,000 | $ 458,000 | $ 333,000 |
| Rutherford County Tennessee | 2 | $ 10,762,000 | $ 5,381,000 | $ 55,000 |
| Shelby County Tennessee | 2 | $ 366,000 | $ 183,000 | $ 53,000 |
| Bexar County Texas | 2 | $ 1,062,000 | $ 531,000 | $ 388,000 |
| Denton County Texas | 2 | $ 345,000 | $ 172,000 | $ 185,000 |
| Sheboygan County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 181,000 |
| Navajo County Arizona | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Pima County Arizona | 1 | $ 484,000 | $ 484,000 | $ 186,000 |
| Alameda County California | 1 | $ 350,000 | $ 350,000 | $ 115,000 |
| Monterey County California | 1 | $ 440,000 | $ 440,000 | $ 166,000 |
| Napa County California | 1 | $ 595,000 | $ 595,000 | $ 320,000 |
| Riverside County California | 1 | $ 223,000 | $ 223,000 | $ 77,000 |
| San Diego County California | 1 | $ 620,000 | $ 620,000 | $ 278,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 360,000 |
| Arapahoe County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 333,000 |
| Boulder County Colorado | 1 | $ 119,000 | $ 119,000 | $ 163,000 |
| Larimer County Colorado | 1 | $ 237,000 | $ 237,000 | $ 47,000 |
| District of Columbia County District Of Columbia | 1 | $ 275,000 | $ 275,000 | $ 1,607,000 |
| Orange County Florida | 1 | $ 11,137,000 | $ 11,137,000 | $ 0 |
| Osceola County Florida | 1 | $ 10,750,000 | $ 10,750,000 | $ 0 |
| Pasco County Florida | 1 | $ 104,000 | $ 104,000 | $ 116,000 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 510,000 |
| Clayton County Georgia | 1 | $ 4,920,000 | $ 4,920,000 | $ 0 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Canyon County Idaho | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Adams County Illinois | 1 | $ 79,000 | $ 79,000 | $ 395,000 |
| Livingston County Illinois | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Macon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Peoria County Illinois | 1 | $ 219,000 | $ 219,000 | $ 139,000 |
| Sangamon County Illinois | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Winnebago County Illinois | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Allen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Clark County Indiana | 1 | $ 236,000 | $ 236,000 | $ 97,000 |
| Hamilton County Indiana | 1 | $ 206,000 | $ 206,000 | $ 145,000 |
| Johnson County Iowa | 1 | $ 264,000 | $ 264,000 | $ 74,000 |
| Johnson County Kansas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Montgomery County Maryland | 1 | $ 556,000 | $ 556,000 | $ 137,000 |
| Allegan County Michigan | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Leelanau County Michigan | 1 | $ 250,000 | $ 250,000 | $ 151,000 |
| Washtenaw County Michigan | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Jackson County Mississippi | 1 | $ 14,450,000 | $ 14,450,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Cole County Missouri | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Franklin County Missouri | 1 | $ 93,000 | $ 93,000 | $ 180,000 |
| Jackson County Missouri | 1 | $ 348,000 | $ 348,000 | $ 221,000 |
| Platte County Missouri | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Gallatin County Montana | 1 | $ 600,000 | $ 600,000 | $ 2,008,000 |
| Douglas County Nebraska | 1 | $ 411,000 | $ 411,000 | $ 341,000 |
| Sussex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 245,000 |
| Kings County New York | 1 | $ 512,000 | $ 512,000 | $ 355,000 |
| Monroe County New York | 1 | $ 526,000 | $ 526,000 | $ 960,000 |
| Suffolk County New York | 1 | $ 430,000 | $ 430,000 | $ 200,000 |
| Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 111,000 |
| Franklin County Ohio | 1 | $ 217,000 | $ 217,000 | $ 135,000 |
| Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| York County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 191,000 |
| Davidson County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 174,000 |
| Greene County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 57,000 |
| Loudon County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 158,000 |
| Cameron County Texas | 1 | $ 417,000 | $ 417,000 | $ 576,000 |
| Dallas County Texas | 1 | $ 1,294,000 | $ 1,294,000 | $ 318,000 |
| Kendall County Texas | 1 | $ 300,000 | $ 300,000 | $ 245,000 |
| Travis County Texas | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
| Virginia Beach County Virginia | 1 | $ 358,000 | $ 358,000 | $ 58,000 |
| Dodge County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Door County Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 312,000 |
| Dunn County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 180,000 |
| Green Lake County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Kenosha County Wisconsin | 1 | $ 3,025,000 | $ 3,025,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 214,000 |
| Vilas County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,472 | $482,956,000 | $328,000 | $39,000,000 | $124,000 | $6,360,000 |
| Refinancing | 823 | $288,415,000 | $350,000 | $13,500,000 | $210,000 | $5,615,000 |
| Home Improvement | 201 | $97,440,000 | $484,000 | $42,000,000 | $79,000 | $3,650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,486 | $450,513,000 | $303,000 | $13,500,000 | $194,000 | $5,615,000 |
| Black or African American | 402 | $44,121,000 | $109,000 | $624,000 | $71,000 | $1,755,000 |
| Hispanic | 349 | $52,206,000 | $149,000 | $868,000 | $61,000 | $836,000 |
| Asian | 102 | $21,883,000 | $214,000 | $1,365,000 | $148,000 | $867,000 |
| Not Provided | 86 | $17,946,000 | $208,000 | $1,169,000 | $199,000 | $6,360,000 |
| Not applicable | 65 | $281,337,000 | $4,328,000 | $42,000,000 | $12,000 | $730,000 |
| American Indian or Alaskan Native | 5 | $597,000 | $119,000 | $252,000 | $59,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $208,000 | $208,000 | $208,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,174 | $816,466,000 | $375,000 | $42,000,000 | $162,000 | $6,360,000 |
| FHA-insured (Federal Housing Administration) | 295 | $46,810,000 | $158,000 | $716,000 | $59,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 27 | $5,535,000 | $205,000 | $419,000 | $84,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,618 | $668,626,000 | $413,000 | $42,000,000 | $165,000 | $6,360,000 |
| Application Withdrawn By Applicant | 299 | $81,207,000 | $271,000 | $1,875,000 | $173,000 | $4,993,000 |
| Loan Purchased By The Institution | 270 | $29,402,000 | $108,000 | $340,000 | $52,000 | $440,000 |
| Application Denied By Financial Institution | 216 | $44,021,000 | $203,000 | $2,432,000 | $112,000 | $2,215,000 |
| File Closed For Incompleteness | 72 | $39,303,000 | $545,000 | $13,500,000 | $161,000 | $1,192,000 |
| Application Approved But Not Accepted | 21 | $6,252,000 | $297,000 | $1,600,000 | $122,000 | $372,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 76 | $25,336,000 | $333,000 | $2,432,000 | $179,000 | $2,215,000 |
| Debt-To-Income Ratio | 57 | $9,207,000 | $161,000 | $1,280,000 | $68,000 | $390,000 |
| Credit History | 55 | $3,349,000 | $60,000 | $512,000 | $66,000 | $403,000 |
| Other | 11 | $1,221,000 | $111,000 | $417,000 | $75,000 | $215,000 |
| Credit Application Incomplete | 8 | $2,285,000 | $285,000 | $881,000 | $101,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,812,000 | $362,000 | $720,000 | $247,000 | $581,000 |
| Unverifiable Information | 3 | $706,000 | $235,000 | $361,000 | $69,000 | $102,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.