The Privatebank And Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
The Privatebank And Trust Co. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Privatebank And Trust Co. 120 South Lasalle Street Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 178 |
| Total Mortgage Loan Application Amount | $119,352,000 |
| Average Mortgage Loan Application Amount | $679,000 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $722,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with The Privatebank And Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Privatebank And Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down The Privatebank And Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Privatebank And Trust Co. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Privatebank And Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Privatebank And Trust Co.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 87 | $ 53,375,000 | $ 613,000 | $ 735,000 |
| DuPage County Illinois | 11 | $ 6,073,000 | $ 552,000 | $ 312,000 |
| Lake County Illinois | 8 | $ 7,666,000 | $ 958,000 | $ 255,000 |
| Kane County Illinois | 6 | $ 2,844,000 | $ 474,000 | $ 445,000 |
| Milwaukee County Wisconsin | 6 | $ 1,549,000 | $ 258,000 | $ 225,000 |
| Pitkin County Colorado | 4 | $ 11,149,000 | $ 2,787,000 | $ 1,822,000 |
| McHenry County Illinois | 4 | $ 3,188,000 | $ 797,000 | $ 328,000 |
| Maricopa County Arizona | 3 | $ 2,445,000 | $ 815,000 | $ 4,008,000 |
| Porter County Indiana | 3 | $ 913,000 | $ 304,000 | $ 527,000 |
| Walworth County Wisconsin | 3 | $ 3,125,000 | $ 1,041,000 | $ 742,000 |
| Eagle County Colorado | 2 | $ 3,775,000 | $ 1,887,000 | $ 899,000 |
| Collier County Florida | 2 | $ 2,858,000 | $ 1,429,000 | $ 2,817,000 |
| Grundy County Illinois | 2 | $ 1,320,000 | $ 660,000 | $ 0 |
| Lake County Indiana | 2 | $ 595,000 | $ 297,000 | $ 159,000 |
| Clark County Nevada | 2 | $ 1,184,000 | $ 592,000 | $ 1,006,000 |
| Ozaukee County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 1,788,000 |
| Waukesha County Wisconsin | 2 | $ 915,000 | $ 457,000 | $ 1,052,000 |
| Pima County Arizona | 1 | $ 424,000 | $ 424,000 | $ 7,200,000 |
| Riverside County California | 1 | $ 450,000 | $ 450,000 | $ 366,000 |
| Denver County Colorado | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Routt County Colorado | 1 | $ 800,000 | $ 800,000 | $ 943,000 |
| Monroe County Florida | 1 | $ 3,431,000 | $ 3,431,000 | $ 254,000 |
| Sarasota County Florida | 1 | $ 281,000 | $ 281,000 | $ 434,000 |
| DeKalb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 226,000 |
| Fulton County Georgia | 1 | $ 177,000 | $ 177,000 | $ 30,000 |
| Will County Illinois | 1 | $ 830,000 | $ 830,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 260,000 | $ 260,000 | $ 145,000 |
| Marion County Indiana | 1 | $ 257,000 | $ 257,000 | $ 110,000 |
| Allegan County Michigan | 1 | $ 417,000 | $ 417,000 | $ 680,000 |
| Berrien County Michigan | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Cass County Michigan | 1 | $ 192,000 | $ 192,000 | $ 176,000 |
| St. Louis County Minnesota | 1 | $ 228,000 | $ 228,000 | $ 107,000 |
| New York County New York | 1 | $ 3,000,000 | $ 3,000,000 | $ 2,529,000 |
| Dare County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 576,000 |
| Durham County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 417,000 | $ 417,000 | $ 299,000 |
| Tulsa County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 267,000 |
| Deschutes County Oregon | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Dauphin County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 377,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 226,000 |
| Door County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 290,000 |
| Green Lake County Wisconsin | 1 | $ 414,000 | $ 414,000 | $ 722,000 |
| Iowa County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 617,000 |
| Kenosha County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 17,000 |
| Oneida County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 220,000 |
| Washington County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 480,000 |
Mortgage Loan Application Detail Totals for The Privatebank And Trust Co. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 104 | $65,320,000 | $628,000 | $4,800,000 | $816,000 | $9,999,000 |
| Refinancing | 74 | $54,032,000 | $730,000 | $2,600,000 | $628,000 | $9,280,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $96,126,000 | $667,000 | $4,800,000 | $639,000 | $8,000,000 |
| Not applicable | 20 | $15,746,000 | $787,000 | $2,440,000 | $0 | $0 |
| Asian | 7 | $3,496,000 | $499,000 | $1,000,000 | $750,000 | $1,648,000 |
| Black or African American | 5 | $3,110,000 | $622,000 | $1,725,000 | $6,759,000 | $9,999,000 |
| Hispanic | 2 | $874,000 | $437,000 | $754,000 | $127,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 178 | $119,352,000 | $670,000 | $4,800,000 | $738,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 175 | $118,172,000 | $675,000 | $4,800,000 | $731,000 | $9,999,000 |
| Application Denied By Financial Institution | 2 | $780,000 | $390,000 | $680,000 | $155,000 | $192,000 |
| Application Approved But Not Accepted | 1 | $400,000 | $400,000 | $400,000 | $3,081,000 | $3,081,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $680,000 | $680,000 | $680,000 | $192,000 | $192,000 |
| Collateral | 1 | $100,000 | $100,000 | $100,000 | $118,000 | $118,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Privatebank And Trust Co.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Privatebank And Trust Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.