Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Think Mutual Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Think Mutual Bank
5200 Members Parkway Nw
Rochester, MN 55901
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 2,232
Total Mortgage Loan Application Amount $294,904,000
Average Mortgage Loan Application Amount $105,666
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $97,000
Highest Applicant Income $760,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2008.

Mortgage Loan Application Totals for Think Mutual Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Olmsted County Minnesota 963 $ 111,464,000 $ 115,000 $ 84,000
Hennepin County Minnesota 135 $ 23,008,000 $ 170,000 $ 113,000
Cook County Illinois 109 $ 20,602,000 $ 189,000 $ 121,000
Dodge County Minnesota 92 $ 10,503,000 $ 114,000 $ 77,000
Dakota County Minnesota 67 $ 8,381,000 $ 125,000 $ 116,000
Goodhue County Minnesota 61 $ 6,800,000 $ 111,000 $ 89,000
Wabasha County Minnesota 57 $ 6,913,000 $ 121,000 $ 83,000
Ramsey County Minnesota 56 $ 6,983,000 $ 124,000 $ 99,000
DuPage County Illinois 35 $ 6,005,000 $ 171,000 $ 132,000
Johnson County Kansas 33 $ 4,767,000 $ 144,000 $ 112,000
Anoka County Minnesota 31 $ 5,728,000 $ 184,000 $ 97,000
Fillmore County Minnesota 28 $ 2,830,000 $ 101,000 $ 70,000
St. Louis County Missouri 28 $ 3,266,000 $ 116,000 $ 79,000
Mower County Minnesota 26 $ 3,016,000 $ 116,000 $ 74,000
Washington County Minnesota 22 $ 4,240,000 $ 192,000 $ 139,000
Jackson County Missouri 20 $ 1,844,000 $ 92,000 $ 87,000
Winona County Minnesota 19 $ 2,005,000 $ 105,000 $ 69,000
Will County Illinois 16 $ 3,431,000 $ 214,000 $ 120,000
Maricopa County Arizona 15 $ 3,080,000 $ 205,000 $ 87,000
Scott County Minnesota 15 $ 2,464,000 $ 164,000 $ 113,000
St. Charles County Missouri 15 $ 2,557,000 $ 170,000 $ 99,000
Carver County Minnesota 14 $ 2,976,000 $ 212,000 $ 169,000
Milwaukee County Wisconsin 13 $ 2,151,000 $ 165,000 $ 131,000
Waukesha County Wisconsin 11 $ 2,105,000 $ 191,000 $ 113,000
Pierce County Wisconsin 10 $ 2,046,000 $ 204,000 $ 125,000
Rice County Minnesota 9 $ 1,368,000 $ 152,000 $ 103,000
Sherburne County Minnesota 9 $ 1,337,000 $ 148,000 $ 99,000
Kane County Illinois 8 $ 1,485,000 $ 185,000 $ 130,000
Lake County Illinois 8 $ 1,049,000 $ 131,000 $ 111,000
Polk County Iowa 8 $ 950,000 $ 118,000 $ 85,000
St. Croix County Wisconsin 8 $ 1,174,000 $ 146,000 $ 98,000
Wright County Minnesota 7 $ 959,000 $ 137,000 $ 102,000
Dane County Wisconsin 7 $ 945,000 $ 135,000 $ 86,000
Washington County Wisconsin 7 $ 1,216,000 $ 173,000 $ 112,000
McHenry County Illinois 6 $ 381,000 $ 63,000 $ 124,000
Steele County Minnesota 6 $ 611,000 $ 101,000 $ 72,000
Jefferson County Missouri 6 $ 767,000 $ 127,000 $ 149,000
Douglas County Nebraska 6 $ 953,000 $ 158,000 $ 135,000
La Crosse County Wisconsin 6 $ 562,000 $ 93,000 $ 44,000
Lake County Indiana 5 $ 638,000 $ 127,000 $ 100,000
Cass County Minnesota 5 $ 1,163,000 $ 232,000 $ 167,000
Crow Wing County Minnesota 5 $ 1,708,000 $ 341,000 $ 113,000
Freeborn County Minnesota 5 $ 631,000 $ 126,000 $ 104,000
Martin County Minnesota 5 $ 332,000 $ 66,000 $ 70,000
St. Louis County Minnesota 5 $ 559,000 $ 111,000 $ 91,000
Stearns County Minnesota 5 $ 923,000 $ 184,000 $ 104,000
Kendall County Illinois 4 $ 370,000 $ 92,000 $ 70,000
LaSalle County Illinois 4 $ 224,000 $ 56,000 $ 59,000
Pima County Arizona 3 $ 282,000 $ 94,000 $ 81,000
Lee County Florida 3 $ 394,000 $ 131,000 $ 86,000
Volusia County Florida 3 $ 331,000 $ 110,000 $ 71,000
Howard County Iowa 3 $ 69,000 $ 23,000 $ 50,000
Story County Iowa 3 $ 331,000 $ 110,000 $ 58,000
Blue Earth County Minnesota 3 $ 369,000 $ 123,000 $ 57,000
Douglas County Minnesota 3 $ 955,000 $ 318,000 $ 126,000
McLeod County Minnesota 3 $ 336,000 $ 112,000 $ 50,000
Cass County Missouri 3 $ 560,000 $ 186,000 $ 65,000
St. Louis City County Missouri 3 $ 369,000 $ 123,000 $ 72,000
Buffalo County Wisconsin 3 $ 222,000 $ 74,000 $ 83,000
Chippewa County Wisconsin 3 $ 207,000 $ 69,000 $ 48,000
Ozaukee County Wisconsin 3 $ 342,000 $ 114,000 $ 116,000
Pepin County Wisconsin 3 $ 788,000 $ 262,000 $ 212,000
Alachua County Florida 2 $ 250,000 $ 125,000 $ 122,000
Indian River County Florida 2 $ 164,000 $ 82,000 $ 72,000
Logan County Illinois 2 $ 162,000 $ 81,000 $ 89,000
Rock Island County Illinois 2 $ 50,000 $ 25,000 $ 97,000
Union County Illinois 2 $ 362,000 $ 181,000 $ 71,000
Hamilton County Indiana 2 $ 820,000 $ 410,000 $ 212,000
Sedgwick County Kansas 2 $ 172,000 $ 86,000 $ 137,000
Chisago County Minnesota 2 $ 515,000 $ 257,000 $ 100,000
Faribault County Minnesota 2 $ 75,000 $ 37,000 $ 38,000
Grant County Minnesota 2 $ 136,000 $ 68,000 $ 52,000
Houston County Minnesota 2 $ 94,000 $ 47,000 $ 146,000
Itasca County Minnesota 2 $ 401,000 $ 200,000 $ 146,000
Nicollet County Minnesota 2 $ 132,000 $ 66,000 $ 54,000
Otter Tail County Minnesota 2 $ 231,000 $ 115,000 $ 114,000
Sibley County Minnesota 2 $ 274,000 $ 137,000 $ 45,000
Camden County Missouri 2 $ 286,000 $ 143,000 $ 70,000
Clay County Missouri 2 $ 110,000 $ 55,000 $ 67,000
Platte County Missouri 2 $ 194,000 $ 97,000 $ 77,000
Ray County Missouri 2 $ 292,000 $ 146,000 $ 136,000
Hughes County South Dakota 2 $ 163,000 $ 81,000 $ 64,000
Burnett County Wisconsin 2 $ 336,000 $ 168,000 $ 180,000
Columbia County Wisconsin 2 $ 350,000 $ 175,000 $ 74,000
Dunn County Wisconsin 2 $ 422,000 $ 211,000 $ 103,000
Eau Claire County Wisconsin 2 $ 223,000 $ 111,000 $ 89,000
Green County Wisconsin 2 $ 459,000 $ 229,000 $ 108,000
Jefferson County Wisconsin 2 $ 391,000 $ 195,000 $ 152,000
Kenosha County Wisconsin 2 $ 297,000 $ 148,000 $ 105,000
Oneida County Wisconsin 2 $ 173,000 $ 86,000 $ 103,000
Washburn County Wisconsin 2 $ 231,000 $ 115,000 $ 61,000
Riverside County California 1 $ 449,000 $ 449,000 $ 310,000
Clay County Florida 1 $ 230,000 $ 230,000 $ 77,000
Collier County Florida 1 $ 101,000 $ 101,000 $ 104,000
Hillsborough County Florida 1 $ 160,000 $ 160,000 $ 154,000
Lake County Florida 1 $ 120,000 $ 120,000 $ 56,000
Orange County Florida 1 $ 260,000 $ 260,000 $ 76,000
Pasco County Florida 1 $ 35,000 $ 35,000 $ 78,000
Sumter County Florida 1 $ 92,000 $ 92,000 $ 55,000
Forsyth County Georgia 1 $ 417,000 $ 417,000 $ 84,000
Grundy County Illinois 1 $ 129,000 $ 129,000 $ 94,000
Jackson County Illinois 1 $ 130,000 $ 130,000 $ 101,000
Kankakee County Illinois 1 $ 85,000 $ 85,000 $ 32,000
Madison County Illinois 1 $ 100,000 $ 100,000 $ 65,000
Sangamon County Illinois 1 $ 125,000 $ 125,000 $ 35,000
Winnebago County Illinois 1 $ 75,000 $ 75,000 $ 135,000
LaPorte County Indiana 1 $ 85,000 $ 85,000 $ 30,000
Marion County Indiana 1 $ 208,000 $ 208,000 $ 97,000
Porter County Indiana 1 $ 122,000 $ 122,000 $ 56,000
St. Joseph County Indiana 1 $ 124,000 $ 124,000 $ 82,000
Black Hawk County Iowa 1 $ 65,000 $ 65,000 $ 60,000
Cerro Gordo County Iowa 1 $ 308,000 $ 308,000 $ 200,000
Clinton County Iowa 1 $ 96,000 $ 96,000 $ 56,000
Hardin County Iowa 1 $ 82,000 $ 82,000 $ 31,000
Johnson County Iowa 1 $ 55,000 $ 55,000 $ 59,000
Kossuth County Iowa 1 $ 35,000 $ 35,000 $ 49,000
Scott County Iowa 1 $ 147,000 $ 147,000 $ 137,000
Winneshiek County Iowa 1 $ 40,000 $ 40,000 $ 31,000
Jackson County Kansas 1 $ 80,000 $ 80,000 $ 110,000
Leavenworth County Kansas 1 $ 193,000 $ 193,000 $ 81,000
Pottawatomie County Kansas 1 $ 130,000 $ 130,000 $ 110,000
Shawnee County Kansas 1 $ 10,000 $ 10,000 $ 60,000
Wyandotte County Kansas 1 $ 180,000 $ 180,000 $ 52,000
Norfolk County Massachusetts 1 $ 25,000 $ 25,000 $ 658,000
Aitkin County Minnesota 1 $ 222,000 $ 222,000 $ 99,000
Becker County Minnesota 1 $ 162,000 $ 162,000 $ 26,000
Benton County Minnesota 1 $ 158,000 $ 158,000 $ 71,000
Cottonwood County Minnesota 1 $ 20,000 $ 20,000 $ 70,000
Isanti County Minnesota 1 $ 25,000 $ 25,000 $ 153,000
Kandiyohi County Minnesota 1 $ 83,000 $ 83,000 $ 177,000
Lac qui Parle County Minnesota 1 $ 140,000 $ 140,000 $ 77,000
Le Sueur County Minnesota 1 $ 50,000 $ 50,000 $ 134,000
Pine County Minnesota 1 $ 49,000 $ 49,000 $ 19,000
Todd County Minnesota 1 $ 153,000 $ 153,000 $ 170,000
Waseca County Minnesota 1 $ 49,000 $ 49,000 $ 91,000
Adair County Missouri 1 $ 35,000 $ 35,000 $ 84,000
Boone County Missouri 1 $ 158,000 $ 158,000 $ 110,000
Buchanan County Missouri 1 $ 23,000 $ 23,000 $ 154,000
Cooper County Missouri 1 $ 60,000 $ 60,000 $ 36,000
Franklin County Missouri 1 $ 106,000 $ 106,000 $ 60,000
Greene County Missouri 1 $ 124,000 $ 124,000 $ 68,000
Johnson County Missouri 1 $ 140,000 $ 140,000 $ 90,000
Lincoln County Missouri 1 $ 141,000 $ 141,000 $ 111,000
Morgan County Missouri 1 $ 76,000 $ 76,000 $ 92,000
Newton County Missouri 1 $ 106,000 $ 106,000 $ 91,000
Stone County Missouri 1 $ 30,000 $ 30,000 $ 103,000
Texas County Missouri 1 $ 142,000 $ 142,000 $ 120,000
Warren County Missouri 1 $ 280,000 $ 280,000 $ 116,000
Wright County Missouri 1 $ 87,000 $ 87,000 $ 162,000
Lancaster County Nebraska 1 $ 39,000 $ 39,000 $ 100,000
Sarpy County Nebraska 1 $ 150,000 $ 150,000 $ 218,000
Grand Forks County North Dakota 1 $ 20,000 $ 20,000 $ 25,000
Stark County North Dakota 1 $ 68,000 $ 68,000 $ 87,000
Delaware County Oklahoma 1 $ 417,000 $ 417,000 $ 325,000
Delaware County Pennsylvania 1 $ 25,000 $ 25,000 $ 72,000
Minnehaha County South Dakota 1 $ 20,000 $ 20,000 $ 115,000
Pennington County South Dakota 1 $ 172,000 $ 172,000 $ 96,000
Guadalupe County Texas 1 $ 104,000 $ 104,000 $ 165,000
Harris County Texas 1 $ 440,000 $ 440,000 $ 180,000
Duchesne County Utah 1 $ 170,000 $ 170,000 $ 114,000
Barron County Wisconsin 1 $ 84,000 $ 84,000 $ 145,000
Bayfield County Wisconsin 1 $ 175,000 $ 175,000 $ 74,000
Brown County Wisconsin 1 $ 132,000 $ 132,000 $ 58,000
Calumet County Wisconsin 1 $ 125,000 $ 125,000 $ 42,000
Door County Wisconsin 1 $ 71,000 $ 71,000 $ 111,000
Douglas County Wisconsin 1 $ 50,000 $ 50,000 $ 48,000
Jackson County Wisconsin 1 $ 100,000 $ 100,000 $ 47,000
Lafayette County Wisconsin 1 $ 35,000 $ 35,000 $ 106,000
Manitowoc County Wisconsin 1 $ 106,000 $ 106,000 $ 29,000
Oconto County Wisconsin 1 $ 41,000 $ 41,000 $ 30,000
Outagamie County Wisconsin 1 $ 280,000 $ 280,000 $ 154,000
Polk County Wisconsin 1 $ 48,000 $ 48,000 $ 124,000
Racine County Wisconsin 1 $ 189,000 $ 189,000 $ 78,000
Richland County Wisconsin 1 $ 100,000 $ 100,000 $ 66,000
Rock County Wisconsin 1 $ 75,000 $ 75,000 $ 34,000
Sawyer County Wisconsin 1 $ 100,000 $ 100,000 $ 40,000
Sheboygan County Wisconsin 1 $ 250,000 $ 250,000 $ 84,000

Mortgage Loan Application Detail Totals for Think Mutual Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,237 $160,310,000 $129,000 $810,000 $98,000 $487,000
Home Purchase 835 $129,107,000 $154,000 $1,200,000 $85,000 $760,000
Home Improvement 160 $5,487,000 $34,000 $170,000 $108,000 $679,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,600 $196,106,000 $122,000 $800,000 $92,000 $760,000
Not Provided 529 $83,108,000 $157,000 $1,200,000 $101,000 $658,000
Asian 44 $7,000,000 $159,000 $1,012,000 $102,000 $492,000
Hispanic 29 $3,909,000 $134,000 $410,000 $106,000 $492,000
Black or African American 24 $3,937,000 $164,000 $478,000 $73,000 $211,000
American Indian or Alaskan Native 5 $812,000 $162,000 $335,000 $65,000 $81,000
Native Hawaiian or Other Pacific Islander 1 $32,000 $32,000 $32,000 $66,000 $66,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,232 $294,904,000 $132,000 $1,200,000 $94,000 $760,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,337 $160,142,000 $119,000 $800,000 $98,000 $760,000
Application Withdrawn By Applicant 545 $86,104,000 $157,000 $810,000 $84,000 $407,000
Application Denied By Financial Institution 190 $22,979,000 $120,000 $1,012,000 $79,000 $658,000
Application Approved But Not Accepted 141 $23,384,000 $165,000 $1,200,000 $116,000 $679,000
File Closed For Incompleteness 11 $1,372,000 $124,000 $365,000 $114,000 $207,000
Preapproval Denied by Financial Institution 6 $661,000 $110,000 $165,000 $42,000 $56,000
Preapproval Approved but not Accepted 2 $262,000 $131,000 $132,000 $53,000 $72,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 65 $9,597,000 $147,000 $1,000,000 $60,000 $309,000
Credit History 64 $4,828,000 $75,000 $260,000 $65,000 $162,000
Collateral 45 $5,168,000 $114,000 $449,000 $114,000 $658,000
Other 9 $2,340,000 $260,000 $1,012,000 $115,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 6 $795,000 $132,000 $180,000 $132,000 $487,000
Mortgage Insurance Denied 3 $285,000 $95,000 $118,000 $41,000 $57,000
Unverifiable Information 2 $480,000 $240,000 $380,000 $67,000 $78,000
Credit Application Incomplete 1 $47,000 $47,000 $47,000 $28,000 $28,000
Employment History 1 $100,000 $100,000 $100,000 $22,000 $22,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Think Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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