Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Think Mutual Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Mutual Bank 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,607 |
| Total Mortgage Loan Application Amount | $230,399,000 |
| Average Mortgage Loan Application Amount | $112,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 779 | $ 105,373,000 | $ 135,000 | $ 96,000 |
| Hennepin County Minnesota | 82 | $ 16,734,000 | $ 204,000 | $ 125,000 |
| Dodge County Minnesota | 66 | $ 8,082,000 | $ 122,000 | $ 81,000 |
| Dakota County Minnesota | 57 | $ 8,485,000 | $ 148,000 | $ 103,000 |
| Wabasha County Minnesota | 55 | $ 7,704,000 | $ 140,000 | $ 96,000 |
| Goodhue County Minnesota | 54 | $ 7,296,000 | $ 135,000 | $ 91,000 |
| Cook County Illinois | 49 | $ 8,027,000 | $ 163,000 | $ 152,000 |
| Mower County Minnesota | 28 | $ 3,002,000 | $ 107,000 | $ 78,000 |
| Fillmore County Minnesota | 20 | $ 2,615,000 | $ 130,000 | $ 76,000 |
| Ramsey County Minnesota | 19 | $ 2,376,000 | $ 125,000 | $ 95,000 |
| Washington County Minnesota | 19 | $ 3,484,000 | $ 183,000 | $ 134,000 |
| Winona County Minnesota | 18 | $ 2,259,000 | $ 125,000 | $ 81,000 |
| Maricopa County Arizona | 14 | $ 1,913,000 | $ 136,000 | $ 99,000 |
| DuPage County Illinois | 13 | $ 3,798,000 | $ 292,000 | $ 151,000 |
| Johnson County Kansas | 13 | $ 2,273,000 | $ 174,000 | $ 110,000 |
| Anoka County Minnesota | 13 | $ 1,617,000 | $ 124,000 | $ 110,000 |
| Lake County Illinois | 12 | $ 2,470,000 | $ 205,000 | $ 131,000 |
| St. Louis County Missouri | 12 | $ 1,543,000 | $ 128,000 | $ 105,000 |
| Jackson County Missouri | 11 | $ 1,240,000 | $ 112,000 | $ 107,000 |
| Will County Illinois | 10 | $ 1,808,000 | $ 180,000 | $ 105,000 |
| Polk County Iowa | 10 | $ 1,117,000 | $ 111,000 | $ 72,000 |
| Rice County Minnesota | 10 | $ 1,730,000 | $ 173,000 | $ 140,000 |
| Douglas County Nebraska | 9 | $ 946,000 | $ 105,000 | $ 127,000 |
| St. Charles County Missouri | 8 | $ 1,225,000 | $ 153,000 | $ 121,000 |
| Milwaukee County Wisconsin | 8 | $ 1,475,000 | $ 184,000 | $ 111,000 |
| Scott County Minnesota | 7 | $ 1,083,000 | $ 154,000 | $ 113,000 |
| Carver County Minnesota | 6 | $ 1,026,000 | $ 171,000 | $ 93,000 |
| Sherburne County Minnesota | 6 | $ 1,099,000 | $ 183,000 | $ 133,000 |
| Dane County Wisconsin | 6 | $ 1,015,000 | $ 169,000 | $ 97,000 |
| Freeborn County Minnesota | 5 | $ 466,000 | $ 93,000 | $ 65,000 |
| Burnett County Wisconsin | 5 | $ 615,000 | $ 123,000 | $ 126,000 |
| St. Croix County Wisconsin | 5 | $ 1,000,000 | $ 200,000 | $ 83,000 |
| Waukesha County Wisconsin | 5 | $ 622,000 | $ 124,000 | $ 90,000 |
| Pinal County Arizona | 4 | $ 537,000 | $ 134,000 | $ 70,000 |
| Kane County Illinois | 4 | $ 559,000 | $ 139,000 | $ 102,000 |
| Cass County Minnesota | 4 | $ 878,000 | $ 219,000 | $ 206,000 |
| Barron County Wisconsin | 4 | $ 597,000 | $ 149,000 | $ 211,000 |
| La Crosse County Wisconsin | 4 | $ 553,000 | $ 138,000 | $ 76,000 |
| Pima County Arizona | 3 | $ 322,000 | $ 107,000 | $ 53,000 |
| Lee County Florida | 3 | $ 306,000 | $ 102,000 | $ 162,000 |
| Madison County Illinois | 3 | $ 93,000 | $ 31,000 | $ 92,000 |
| Winnebago County Illinois | 3 | $ 255,000 | $ 85,000 | $ 61,000 |
| Dallas County Iowa | 3 | $ 568,000 | $ 189,000 | $ 107,000 |
| Story County Iowa | 3 | $ 452,000 | $ 150,000 | $ 101,000 |
| Sedgwick County Kansas | 3 | $ 274,000 | $ 91,000 | $ 62,000 |
| Aitkin County Minnesota | 3 | $ 368,000 | $ 122,000 | $ 45,000 |
| Nicollet County Minnesota | 3 | $ 747,000 | $ 249,000 | $ 74,000 |
| Otter Tail County Minnesota | 3 | $ 537,000 | $ 179,000 | $ 112,000 |
| St. Louis County Minnesota | 3 | $ 501,000 | $ 167,000 | $ 151,000 |
| Steele County Minnesota | 3 | $ 478,000 | $ 159,000 | $ 104,000 |
| Clay County Missouri | 3 | $ 358,000 | $ 119,000 | $ 79,000 |
| Sarpy County Nebraska | 3 | $ 287,000 | $ 95,000 | $ 135,000 |
| Bayfield County Wisconsin | 3 | $ 256,000 | $ 85,000 | $ 62,000 |
| Washburn County Wisconsin | 3 | $ 413,000 | $ 137,000 | $ 180,000 |
| Coconino County Arizona | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Sarasota County Florida | 2 | $ 146,000 | $ 73,000 | $ 98,000 |
| Macoupin County Illinois | 2 | $ 227,000 | $ 113,000 | $ 114,000 |
| Union County Illinois | 2 | $ 327,000 | $ 163,000 | $ 71,000 |
| Lake County Indiana | 2 | $ 498,000 | $ 249,000 | $ 107,000 |
| Chisago County Minnesota | 2 | $ 431,000 | $ 215,000 | $ 102,000 |
| Crow Wing County Minnesota | 2 | $ 705,000 | $ 352,000 | $ 243,000 |
| Douglas County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Martin County Minnesota | 2 | $ 183,000 | $ 91,000 | $ 113,000 |
| Stearns County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Wright County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 109,000 |
| Cass County Missouri | 2 | $ 608,000 | $ 304,000 | $ 76,000 |
| Platte County Missouri | 2 | $ 346,000 | $ 173,000 | $ 41,000 |
| Adams County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 121,000 |
| Brown County Wisconsin | 2 | $ 474,000 | $ 237,000 | $ 147,000 |
| Lincoln County Wisconsin | 2 | $ 138,000 | $ 69,000 | $ 115,000 |
| Ozaukee County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 91,000 |
| Pepin County Wisconsin | 2 | $ 452,000 | $ 226,000 | $ 145,000 |
| Polk County Wisconsin | 2 | $ 409,000 | $ 204,000 | $ 333,000 |
| Sawyer County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 219,000 |
| Walworth County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Escambia County Florida | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Lake County Florida | 1 | $ 121,000 | $ 121,000 | $ 148,000 |
| Manatee County Florida | 1 | $ 356,000 | $ 356,000 | $ 129,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Pasco County Florida | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Pinellas County Florida | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Sumter County Florida | 1 | $ 176,000 | $ 176,000 | $ 129,000 |
| Calhoun County Illinois | 1 | $ 53,000 | $ 53,000 | $ 51,000 |
| Effingham County Illinois | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Kankakee County Illinois | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Kendall County Illinois | 1 | $ 229,000 | $ 229,000 | $ 100,000 |
| LaSalle County Illinois | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| McHenry County Illinois | 1 | $ 11,000 | $ 11,000 | $ 59,000 |
| Monroe County Illinois | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Peoria County Illinois | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Williamson County Illinois | 1 | $ 93,000 | $ 93,000 | $ 175,000 |
| LaPorte County Indiana | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Porter County Indiana | 1 | $ 123,000 | $ 123,000 | $ 87,000 |
| Allamakee County Iowa | 1 | $ 284,000 | $ 284,000 | $ 85,000 |
| Buena Vista County Iowa | 1 | $ 32,000 | $ 32,000 | $ 29,000 |
| Cerro Gordo County Iowa | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| Dubuque County Iowa | 1 | $ 31,000 | $ 31,000 | $ 92,000 |
| Howard County Iowa | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Linn County Iowa | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Mitchell County Iowa | 1 | $ 191,000 | $ 191,000 | $ 71,000 |
| Scott County Iowa | 1 | $ 146,000 | $ 146,000 | $ 149,000 |
| Warren County Iowa | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Shawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Becker County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Benton County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Blue Earth County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Brown County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Carlton County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Cook County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Lac qui Parle County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Le Sueur County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Sibley County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Todd County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Wadena County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 87,000 |
| Waseca County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Boone County Missouri | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Camden County Missouri | 1 | $ 230,000 | $ 230,000 | $ 87,000 |
| Greene County Missouri | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Jefferson County Missouri | 1 | $ 187,000 | $ 187,000 | $ 114,000 |
| Johnson County Missouri | 1 | $ 53,000 | $ 53,000 | $ 180,000 |
| Ray County Missouri | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Taney County Missouri | 1 | $ 177,000 | $ 177,000 | $ 51,000 |
| Ramsey County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Minnehaha County South Dakota | 1 | $ 238,000 | $ 238,000 | $ 108,000 |
| Pennington County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Buffalo County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 76,000 |
| Chippewa County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Dodge County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 78,000 |
| Dunn County Wisconsin | 1 | $ 181,000 | $ 181,000 | $ 85,000 |
| Eau Claire County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Iowa County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Iron County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Oneida County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Pierce County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Rusk County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 200,000 |
| Trempealeau County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Vernon County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Think Mutual Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,141 | $167,268,000 | $146,000 | $1,015,000 | $104,000 | $2,160,000 |
| Home Purchase | 384 | $60,240,000 | $156,000 | $1,200,000 | $93,000 | $648,000 |
| Home Improvement | 82 | $2,891,000 | $35,000 | $267,000 | $108,000 | $284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,273 | $181,715,000 | $142,000 | $1,200,000 | $99,000 | $648,000 |
| Not Provided | 250 | $36,602,000 | $146,000 | $589,000 | $106,000 | $697,000 |
| Asian | 38 | $5,466,000 | $143,000 | $396,000 | $103,000 | $244,000 |
| Hispanic | 29 | $3,498,000 | $120,000 | $412,000 | $104,000 | $296,000 |
| Black or African American | 13 | $1,984,000 | $152,000 | $417,000 | $234,000 | $2,160,000 |
| Not applicable | 2 | $983,000 | $491,000 | $898,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $136,000 | $136,000 | $136,000 | $131,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,607 | $230,399,000 | $143,000 | $1,200,000 | $101,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 945 | $129,764,000 | $137,000 | $600,000 | $105,000 | $2,160,000 |
| Application Approved But Not Accepted | 417 | $70,368,000 | $168,000 | $1,200,000 | $104,000 | $432,000 |
| Application Denied By Financial Institution | 158 | $17,651,000 | $111,000 | $600,000 | $79,000 | $410,000 |
| Application Withdrawn By Applicant | 82 | $11,806,000 | $143,000 | $898,000 | $89,000 | $330,000 |
| File Closed For Incompleteness | 5 | $810,000 | $162,000 | $325,000 | $171,000 | $697,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 71 | $7,880,000 | $110,000 | $600,000 | $97,000 | $268,000 |
| Debt-To-Income Ratio | 43 | $5,133,000 | $119,000 | $404,000 | $61,000 | $177,000 |
| Credit History | 37 | $3,592,000 | $97,000 | $300,000 | $59,000 | $146,000 |
| Other | 3 | $280,000 | $93,000 | $208,000 | $67,000 | $82,000 |
| Credit Application Incomplete | 1 | $98,000 | $98,000 | $98,000 | $37,000 | $37,000 |
| Employment History | 1 | $62,000 | $62,000 | $62,000 | $22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $332,000 | $332,000 | $332,000 | $410,000 | $410,000 |
| Mortgage Insurance Denied | 1 | $274,000 | $274,000 | $274,000 | $73,000 | $73,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.