Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Think Mutual Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Think Mutual Bank
5200 Members Parkway Nw
Rochester, MN 55901
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,230
Total Mortgage Loan Application Amount $357,348,000
Average Mortgage Loan Application Amount $142,333
Highest Mortgage Loan Application Amount $4,026,000
Average Applicant Income $101,000
Highest Applicant Income $1,074,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Think Mutual Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Olmsted County Minnesota 1,021 $ 168,562,000 $ 165,000 $ 101,000
Hennepin County Minnesota 191 $ 36,038,000 $ 188,000 $ 118,000
Dakota County Minnesota 119 $ 19,039,000 $ 159,000 $ 118,000
Dodge County Minnesota 86 $ 10,581,000 $ 123,000 $ 85,000
Goodhue County Minnesota 68 $ 9,779,000 $ 143,000 $ 94,000
Wabasha County Minnesota 63 $ 8,174,000 $ 129,000 $ 91,000
Ramsey County Minnesota 58 $ 9,267,000 $ 159,000 $ 105,000
Cook County Illinois 52 $ 7,770,000 $ 149,000 $ 138,000
Washington County Minnesota 34 $ 6,410,000 $ 188,000 $ 130,000
Fillmore County Minnesota 27 $ 2,271,000 $ 84,000 $ 63,000
Mower County Minnesota 23 $ 2,609,000 $ 113,000 $ 81,000
Scott County Minnesota 23 $ 5,822,000 $ 253,000 $ 122,000
Anoka County Minnesota 20 $ 3,076,000 $ 153,000 $ 105,000
Winona County Minnesota 17 $ 1,805,000 $ 106,000 $ 64,000
Rice County Minnesota 16 $ 2,681,000 $ 167,000 $ 113,000
Jackson County Missouri 15 $ 1,517,000 $ 101,000 $ 82,000
Maricopa County Arizona 14 $ 3,365,000 $ 240,000 $ 117,000
DuPage County Illinois 14 $ 2,525,000 $ 180,000 $ 101,000
Steele County Minnesota 14 $ 1,274,000 $ 91,000 $ 92,000
Wright County Minnesota 12 $ 1,669,000 $ 139,000 $ 134,000
St. Croix County Wisconsin 12 $ 2,098,000 $ 174,000 $ 101,000
Carver County Minnesota 10 $ 2,635,000 $ 263,000 $ 140,000
Will County Illinois 9 $ 2,578,000 $ 286,000 $ 147,000
St. Louis County Minnesota 9 $ 1,987,000 $ 220,000 $ 135,000
St. Louis County Missouri 9 $ 1,669,000 $ 185,000 $ 82,000
Cass County Minnesota 8 $ 2,036,000 $ 254,000 $ 177,000
Lake County Illinois 7 $ 1,579,000 $ 225,000 $ 134,000
Johnson County Kansas 7 $ 1,142,000 $ 163,000 $ 131,000
Douglas County Nebraska 7 $ 1,088,000 $ 155,000 $ 102,000
Kane County Illinois 6 $ 1,048,000 $ 174,000 $ 135,000
Sherburne County Minnesota 6 $ 1,081,000 $ 180,000 $ 148,000
Milwaukee County Wisconsin 6 $ 829,000 $ 138,000 $ 155,000
Polk County Wisconsin 6 $ 775,000 $ 129,000 $ 143,000
Pima County Arizona 5 $ 1,154,000 $ 230,000 $ 118,000
Orange County Florida 5 $ 834,000 $ 166,000 $ 65,000
Blue Earth County Minnesota 5 $ 1,072,000 $ 214,000 $ 87,000
St. Charles County Missouri 5 $ 610,000 $ 122,000 $ 90,000
Bayfield County Wisconsin 5 $ 1,028,000 $ 205,000 $ 122,000
Lee County Florida 4 $ 373,000 $ 93,000 $ 105,000
Aitkin County Minnesota 4 $ 535,000 $ 133,000 $ 78,000
Hubbard County Minnesota 4 $ 515,000 $ 128,000 $ 100,000
Greene County Missouri 4 $ 238,000 $ 59,000 $ 63,000
Minnehaha County South Dakota 4 $ 1,102,000 $ 275,000 $ 93,000
Denali County Alaska 3 $ 65,000 $ 21,000 $ 93,000
Yavapai County Arizona 3 $ 305,000 $ 101,000 $ 87,000
Manatee County Florida 3 $ 661,000 $ 220,000 $ 191,000
Pinellas County Florida 3 $ 256,000 $ 85,000 $ 111,000
Polk County Iowa 3 $ 426,000 $ 142,000 $ 131,000
Sedgwick County Kansas 3 $ 454,000 $ 151,000 $ 116,000
Wyandotte County Kansas 3 $ 193,000 $ 64,000 $ 77,000
Chisago County Minnesota 3 $ 214,000 $ 71,000 $ 66,000
Crow Wing County Minnesota 3 $ 951,000 $ 317,000 $ 107,000
Stearns County Minnesota 3 $ 454,000 $ 151,000 $ 85,000
Watonwan County Minnesota 3 $ 648,000 $ 216,000 $ 63,000
Johnson County Missouri 3 $ 325,000 $ 108,000 $ 108,000
St. Louis City County Missouri 3 $ 277,000 $ 92,000 $ 114,000
Sarpy County Nebraska 3 $ 465,000 $ 155,000 $ 114,000
Lincoln County South Dakota 3 $ 491,000 $ 163,000 $ 175,000
Barron County Wisconsin 3 $ 670,000 $ 223,000 $ 159,000
Burnett County Wisconsin 3 $ 356,000 $ 118,000 $ 104,000
Pierce County Wisconsin 3 $ 610,000 $ 203,000 $ 78,000
Waukesha County Wisconsin 3 $ 638,000 $ 212,000 $ 70,000
Mohave County Arizona 2 $ 620,000 $ 310,000 $ 264,000
Bay County Florida 2 $ 390,000 $ 195,000 $ 107,000
Miami-Dade County Florida 2 $ 645,000 $ 322,000 $ 144,000
Sarasota County Florida 2 $ 278,000 $ 139,000 $ 85,000
Cobb County Georgia 2 $ 14,000 $ 7,000 $ 142,000
Douglas County Illinois 2 $ 250,000 $ 125,000 $ 115,000
Kankakee County Illinois 2 $ 108,000 $ 54,000 $ 29,000
McHenry County Illinois 2 $ 180,000 $ 90,000 $ 157,000
Lake County Indiana 2 $ 493,000 $ 246,000 $ 136,000
Cerro Gordo County Iowa 2 $ 76,000 $ 38,000 $ 59,000
Howard County Iowa 2 $ 216,000 $ 108,000 $ 35,000
Le Sueur County Minnesota 2 $ 876,000 $ 438,000 $ 237,000
Lyon County Minnesota 2 $ 352,000 $ 176,000 $ 87,000
Renville County Minnesota 2 $ 177,000 $ 88,000 $ 51,000
Waseca County Minnesota 2 $ 409,000 $ 204,000 $ 154,000
Clay County Missouri 2 $ 483,000 $ 241,000 $ 226,000
Travis County Texas 2 $ 20,000 $ 10,000 $ 0
Williamson County Texas 2 $ 11,000 $ 5,000 $ 77,000
Calumet County Wisconsin 2 $ 33,000 $ 16,000 $ 82,000
Dane County Wisconsin 2 $ 376,000 $ 188,000 $ 114,000
Eau Claire County Wisconsin 2 $ 341,000 $ 170,000 $ 64,000
Langlade County Wisconsin 2 $ 300,000 $ 150,000 $ 160,000
Pepin County Wisconsin 2 $ 490,000 $ 245,000 $ 343,000
Sawyer County Wisconsin 2 $ 248,000 $ 124,000 $ 142,000
Kern County California 1 $ 3,000 $ 3,000 $ 48,000
Los Angeles County California 1 $ 5,000 $ 5,000 $ 0
Riverside County California 1 $ 8,000 $ 8,000 $ 0
San Bernardino County California 1 $ 5,000 $ 5,000 $ 30,000
San Diego County California 1 $ 20,000 $ 20,000 $ 114,000
San Mateo County California 1 $ 20,000 $ 20,000 $ 780,000
Arapahoe County Colorado 1 $ 50,000 $ 50,000 $ 82,000
Boulder County Colorado 1 $ 15,000 $ 15,000 $ 200,000
Denver County Colorado 1 $ 10,000 $ 10,000 $ 0
Fairfield County Connecticut 1 $ 20,000 $ 20,000 $ 245,000
Brevard County Florida 1 $ 211,000 $ 211,000 $ 52,000
Broward County Florida 1 $ 105,000 $ 105,000 $ 231,000
Citrus County Florida 1 $ 44,000 $ 44,000 $ 150,000
Duval County Florida 1 $ 140,000 $ 140,000 $ 83,000
Hernando County Florida 1 $ 81,000 $ 81,000 $ 125,000
Hillsborough County Florida 1 $ 320,000 $ 320,000 $ 176,000
Lake County Florida 1 $ 114,000 $ 114,000 $ 44,000
Marion County Florida 1 $ 43,000 $ 43,000 $ 29,000
Monroe County Florida 1 $ 338,000 $ 338,000 $ 189,000
Osceola County Florida 1 $ 300,000 $ 300,000 $ 90,000
Sumter County Florida 1 $ 84,000 $ 84,000 $ 98,000
DeKalb County Georgia 1 $ 5,000 $ 5,000 $ 0
Champaign County Illinois 1 $ 65,000 $ 65,000 $ 101,000
Kendall County Illinois 1 $ 209,000 $ 209,000 $ 130,000
Madison County Illinois 1 $ 38,000 $ 38,000 $ 50,000
Piatt County Illinois 1 $ 189,000 $ 189,000 $ 60,000
Williamson County Illinois 1 $ 48,000 $ 48,000 $ 175,000
Winnebago County Illinois 1 $ 103,000 $ 103,000 $ 105,000
Allen County Indiana 1 $ 140,000 $ 140,000 $ 99,000
Kosciusko County Indiana 1 $ 120,000 $ 120,000 $ 99,000
Montgomery County Indiana 1 $ 120,000 $ 120,000 $ 83,000
Black Hawk County Iowa 1 $ 23,000 $ 23,000 $ 61,000
Dallas County Iowa 1 $ 124,000 $ 124,000 $ 52,000
Jasper County Iowa 1 $ 23,000 $ 23,000 $ 76,000
Scott County Iowa 1 $ 55,000 $ 55,000 $ 49,000
Miami County Kansas 1 $ 150,000 $ 150,000 $ 300,000
Prince George's County Maryland 1 $ 2,000 $ 2,000 $ 132,000
Worcester County Massachusetts 1 $ 10,000 $ 10,000 $ 0
Benton County Minnesota 1 $ 216,000 $ 216,000 $ 81,000
Clay County Minnesota 1 $ 173,000 $ 173,000 $ 89,000
Douglas County Minnesota 1 $ 158,000 $ 158,000 $ 51,000
Freeborn County Minnesota 1 $ 80,000 $ 80,000 $ 74,000
Grant County Minnesota 1 $ 110,000 $ 110,000 $ 68,000
Houston County Minnesota 1 $ 5,000 $ 5,000 $ 0
Lake of the Woods County Minnesota 1 $ 107,000 $ 107,000 $ 95,000
Martin County Minnesota 1 $ 70,000 $ 70,000 $ 22,000
McLeod County Minnesota 1 $ 60,000 $ 60,000 $ 149,000
Nicollet County Minnesota 1 $ 427,000 $ 427,000 $ 205,000
Otter Tail County Minnesota 1 $ 114,000 $ 114,000 $ 137,000
Pine County Minnesota 1 $ 103,000 $ 103,000 $ 80,000
Roseau County Minnesota 1 $ 172,000 $ 172,000 $ 70,000
Stevens County Minnesota 1 $ 51,000 $ 51,000 $ 115,000
Traverse County Minnesota 1 $ 58,000 $ 58,000 $ 149,000
Barry County Missouri 1 $ 105,000 $ 105,000 $ 103,000
Benton County Missouri 1 $ 162,000 $ 162,000 $ 52,000
Camden County Missouri 1 $ 152,000 $ 152,000 $ 94,000
Cape Girardeau County Missouri 1 $ 130,000 $ 130,000 $ 39,000
Cass County Missouri 1 $ 226,000 $ 226,000 $ 93,000
Christian County Missouri 1 $ 70,000 $ 70,000 $ 85,000
Franklin County Missouri 1 $ 150,000 $ 150,000 $ 91,000
Morgan County Missouri 1 $ 135,000 $ 135,000 $ 117,000
Taney County Missouri 1 $ 147,000 $ 147,000 $ 49,000
Cass County Nebraska 1 $ 16,000 $ 16,000 $ 57,000
Bernalillo County New Mexico 1 $ 6,000 $ 6,000 $ 32,000
Alexander County North Carolina 1 $ 20,000 $ 20,000 $ 120,000
Cass County North Dakota 1 $ 176,000 $ 176,000 $ 54,000
York County Pennsylvania 1 $ 15,000 $ 15,000 $ 219,000
Beaufort County South Carolina 1 $ 100,000 $ 100,000 $ 302,000
York County South Carolina 1 $ 20,000 $ 20,000 $ 133,000
Fall River County South Dakota 1 $ 222,000 $ 222,000 $ 182,000
Hughes County South Dakota 1 $ 150,000 $ 150,000 $ 114,000
Shelby County Tennessee 1 $ 15,000 $ 15,000 $ 55,000
Denton County Texas 1 $ 20,000 $ 20,000 $ 146,000
Tarrant County Texas 1 $ 8,000 $ 8,000 $ 80,000
Lewis County Washington 1 $ 10,000 $ 10,000 $ 78,000
Brown County Wisconsin 1 $ 211,000 $ 211,000 $ 192,000
Buffalo County Wisconsin 1 $ 10,000 $ 10,000 $ 0
Dodge County Wisconsin 1 $ 10,000 $ 10,000 $ 98,000
Door County Wisconsin 1 $ 150,000 $ 150,000 $ 150,000
Kenosha County Wisconsin 1 $ 97,000 $ 97,000 $ 53,000
La Crosse County Wisconsin 1 $ 114,000 $ 114,000 $ 43,000
Oneida County Wisconsin 1 $ 54,000 $ 54,000 $ 37,000
Outagamie County Wisconsin 1 $ 4,000 $ 4,000 $ 35,000
Portage County Wisconsin 1 $ 2,000 $ 2,000 $ 45,000
Racine County Wisconsin 1 $ 2,000 $ 2,000 $ 105,000
Richland County Wisconsin 1 $ 197,000 $ 197,000 $ 160,000
Trempealeau County Wisconsin 1 $ 506,000 $ 506,000 $ 120,000
Vernon County Wisconsin 1 $ 147,000 $ 147,000 $ 118,000

Mortgage Loan Application Detail Totals for Think Mutual Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,019 $195,189,000 $191,000 $1,100,000 $115,000 $1,074,000
Home Purchase 701 $150,494,000 $214,000 $4,026,000 $106,000 $792,000
Home Improvement 510 $11,665,000 $22,000 $660,000 $82,000 $780,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,743 $283,692,000 $162,000 $1,100,000 $105,000 $1,074,000
Not Provided 336 $42,970,000 $127,000 $878,000 $106,000 $448,000
Asian 60 $10,906,000 $181,000 $464,000 $109,000 $421,000
Hispanic 39 $6,111,000 $156,000 $732,000 $84,000 $297,000
Black or African American 37 $6,142,000 $166,000 $605,000 $114,000 $504,000
Not applicable 8 $5,924,000 $740,000 $4,026,000 $0 $0
Native Hawaiin or Other Pacific Islander 4 $725,000 $181,000 $311,000 $89,000 $170,000
American Indian or Alaskan Native 3 $878,000 $292,000 $455,000 $185,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,230 $357,348,000 $160,000 $4,026,000 $105,000 $1,074,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,789 $270,873,000 $151,000 $4,026,000 $106,000 $1,074,000
Application Approved But Not Accepted 298 $57,617,000 $193,000 $1,080,000 $107,000 $421,000
Application Denied By Financial Institution 88 $17,041,000 $193,000 $605,000 $76,000 $250,000
Application Withdrawn By Applicant 51 $11,137,000 $218,000 $650,000 $117,000 $370,000
Preapproval Denied by Financial Institution 3 $440,000 $146,000 $194,000 $44,000 $57,000
File Closed For Incompleteness 1 $240,000 $240,000 $240,000 $111,000 $111,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 46 $9,655,000 $209,000 $605,000 $70,000 $250,000
Credit History 33 $5,092,000 $154,000 $360,000 $76,000 $195,000
Collateral 6 $1,738,000 $289,000 $440,000 $119,000 $204,000
Employment History 5 $746,000 $149,000 $311,000 $48,000 $130,000
Unverifiable Information 1 $250,000 $250,000 $250,000 $117,000 $117,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Think Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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