Third Federal Savings And Loan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Third Federal Savings And Loan 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Third Federal Savings And Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 24,361
Total Mortgage Loan Application Amount $3,763,551,000
Average Mortgage Loan Application Amount $118,333
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $89,333
Highest Applicant Income $6,068,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Third Federal Savings And Loan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Third Federal Savings And Loan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Third Federal Savings And Loan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Third Federal Savings And Loan serves its applicants.

Each category highlights the total number of mortgage applications processed by Third Federal Savings And Loan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Third Federal Savings And Loan's mortgage activity for 2007.

Mortgage Loan Application Totals for Third Federal Savings And Loan by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga County Ohio 4,469 $ 532,775,000 $ 119,000 $ 79,000
Franklin County Ohio 1,288 $ 204,149,000 $ 158,000 $ 95,000
Summit County Ohio 1,230 $ 179,182,000 $ 145,000 $ 87,000
Hamilton County Ohio 1,202 $ 198,265,000 $ 164,000 $ 97,000
Lorain County Ohio 904 $ 134,091,000 $ 148,000 $ 85,000
Medina County Ohio 822 $ 129,269,000 $ 157,000 $ 92,000
Lake County Ohio 795 $ 114,636,000 $ 144,000 $ 85,000
Pinellas County Florida 470 $ 69,455,000 $ 147,000 $ 93,000
Palm Beach County Florida 405 $ 79,013,000 $ 195,000 $ 113,000
Butler County Ohio 392 $ 65,030,000 $ 165,000 $ 100,000
Warren County Ohio 332 $ 64,997,000 $ 195,000 $ 109,000
Delaware County Ohio 327 $ 74,019,000 $ 226,000 $ 133,000
Geauga County Ohio 258 $ 52,329,000 $ 202,000 $ 104,000
Hillsborough County Florida 250 $ 34,521,000 $ 138,000 $ 89,000
Clermont County Ohio 245 $ 38,609,000 $ 157,000 $ 98,000
Portage County Ohio 245 $ 38,379,000 $ 156,000 $ 86,000
Lee County Florida 217 $ 45,769,000 $ 210,000 $ 126,000
Pasco County Florida 179 $ 24,037,000 $ 134,000 $ 70,000
Broward County Florida 149 $ 24,702,000 $ 165,000 $ 107,000
Kenton County Kentucky 127 $ 21,390,000 $ 168,000 $ 98,000
Boone County Kentucky 126 $ 21,712,000 $ 172,000 $ 97,000
Collier County Florida 123 $ 27,367,000 $ 222,000 $ 116,000
Sarasota County Florida 122 $ 19,216,000 $ 157,000 $ 107,000
Stark County Ohio 112 $ 12,960,000 $ 115,000 $ 76,000
Campbell County Kentucky 103 $ 14,800,000 $ 143,000 $ 87,000
Fairfield County Ohio 86 $ 15,651,000 $ 181,000 $ 105,000
Licking County Ohio 80 $ 12,449,000 $ 155,000 $ 91,000
Manatee County Florida 72 $ 13,964,000 $ 193,000 $ 129,000
Union County Ohio 64 $ 13,095,000 $ 204,000 $ 116,000
Hernando County Florida 58 $ 8,371,000 $ 144,000 $ 66,000
Montgomery County Ohio 53 $ 9,070,000 $ 171,000 $ 96,000
Ashtabula County Ohio 52 $ 5,254,000 $ 101,000 $ 74,000
Wayne County Ohio 51 $ 7,503,000 $ 147,000 $ 141,000
Miami-Dade County Florida 43 $ 8,604,000 $ 200,000 $ 102,000
Erie County Ohio 38 $ 6,170,000 $ 162,000 $ 109,000
Orange County Florida 36 $ 4,754,000 $ 132,000 $ 85,000
Charlotte County Florida 31 $ 4,165,000 $ 134,000 $ 116,000
Los Angeles County California 29 $ 2,226,000 $ 76,000 $ 106,000
Ottawa County Ohio 28 $ 5,091,000 $ 181,000 $ 198,000
Polk County Florida 24 $ 3,643,000 $ 151,000 $ 92,000
Greene County Ohio 21 $ 2,195,000 $ 104,000 $ 83,000
Martin County Florida 19 $ 4,215,000 $ 221,000 $ 129,000
Ashland County Ohio 17 $ 1,624,000 $ 95,000 $ 62,000
Knox County Ohio 17 $ 2,380,000 $ 140,000 $ 83,000
Madison County Ohio 17 $ 3,200,000 $ 188,000 $ 92,000
Pickaway County Ohio 17 $ 2,913,000 $ 171,000 $ 83,000
Cook County Illinois 16 $ 822,000 $ 51,000 $ 86,000
Lucas County Ohio 16 $ 2,109,000 $ 131,000 $ 83,000
Lake County Florida 14 $ 1,317,000 $ 94,000 $ 86,000
St. Lucie County Florida 14 $ 3,002,000 $ 214,000 $ 116,000
Volusia County Florida 14 $ 1,530,000 $ 109,000 $ 77,000
Clark County Ohio 12 $ 1,413,000 $ 117,000 $ 58,000
Mahoning County Ohio 12 $ 1,618,000 $ 134,000 $ 88,000
Brown County Ohio 11 $ 1,580,000 $ 143,000 $ 98,000
Citrus County Florida 10 $ 1,582,000 $ 158,000 $ 93,000
Osceola County Florida 10 $ 1,428,000 $ 142,000 $ 58,000
Seminole County Florida 10 $ 1,423,000 $ 142,000 $ 112,000
Perry County Ohio 10 $ 2,284,000 $ 228,000 $ 149,000
Riverside County California 9 $ 527,000 $ 58,000 $ 91,000
Clinton County Ohio 9 $ 1,555,000 $ 172,000 $ 80,000
Huron County Ohio 9 $ 1,090,000 $ 121,000 $ 102,000
Logan County Ohio 9 $ 1,121,000 $ 124,000 $ 79,000
Bucks County Pennsylvania 9 $ 656,000 $ 72,000 $ 185,000
Duval County Florida 8 $ 448,000 $ 56,000 $ 83,000
DuPage County Illinois 8 $ 421,000 $ 52,000 $ 115,000
Miami County Ohio 8 $ 786,000 $ 98,000 $ 48,000
Montgomery County Pennsylvania 8 $ 332,000 $ 41,000 $ 94,000
Contra Costa County California 7 $ 516,000 $ 73,000 $ 153,000
San Bernardino County California 7 $ 427,000 $ 61,000 $ 86,000
Plymouth County Massachusetts 7 $ 274,000 $ 39,000 $ 78,000
Hocking County Ohio 7 $ 1,436,000 $ 205,000 $ 177,000
Morrow County Ohio 7 $ 1,453,000 $ 207,000 $ 148,000
Preble County Ohio 7 $ 1,051,000 $ 150,000 $ 92,000
Trumbull County Ohio 7 $ 573,000 $ 81,000 $ 72,000
Tuscarawas County Ohio 7 $ 1,173,000 $ 167,000 $ 67,000
Chester County Pennsylvania 7 $ 389,000 $ 55,000 $ 91,000
Delaware County Pennsylvania 7 $ 498,000 $ 71,000 $ 162,000
Santa Clara County California 6 $ 606,000 $ 101,000 $ 139,000
Leon County Florida 6 $ 400,000 $ 66,000 $ 80,000
Will County Illinois 6 $ 287,000 $ 47,000 $ 124,000
Athens County Ohio 6 $ 945,000 $ 157,000 $ 128,000
Champaign County Ohio 6 $ 511,000 $ 85,000 $ 85,000
Hancock County Ohio 6 $ 677,000 $ 112,000 $ 110,000
Ross County Ohio 6 $ 783,000 $ 130,000 $ 69,000
Alameda County California 5 $ 298,000 $ 59,000 $ 96,000
Orange County California 5 $ 409,000 $ 81,000 $ 94,000
Lake County Illinois 5 $ 312,000 $ 62,000 $ 91,000
Carroll County Ohio 5 $ 431,000 $ 86,000 $ 114,000
Columbiana County Ohio 5 $ 773,000 $ 154,000 $ 76,000
Richland County Ohio 5 $ 627,000 $ 125,000 $ 114,000
Sandusky County Ohio 5 $ 734,000 $ 146,000 $ 91,000
Philadelphia County Pennsylvania 5 $ 304,000 $ 60,000 $ 144,000
San Francisco County California 4 $ 766,000 $ 191,000 $ 266,000
Ventura County California 4 $ 255,000 $ 63,000 $ 142,000
Fayette County Ohio 4 $ 597,000 $ 149,000 $ 107,000
Jackson County Ohio 4 $ 355,000 $ 88,000 $ 82,000
Marion County Ohio 4 $ 356,000 $ 89,000 $ 65,000
Kern County California 3 $ 145,000 $ 48,000 $ 86,000
Sacramento County California 3 $ 215,000 $ 71,000 $ 128,000
San Diego County California 3 $ 225,000 $ 75,000 $ 150,000
Brevard County Florida 3 $ 113,000 $ 37,000 $ 67,000
Okaloosa County Florida 3 $ 219,000 $ 73,000 $ 55,000
Kane County Illinois 3 $ 116,000 $ 38,000 $ 97,000
McHenry County Illinois 3 $ 139,000 $ 46,000 $ 92,000
Middlesex County Massachusetts 3 $ 95,000 $ 31,000 $ 62,000
Worcester County Massachusetts 3 $ 220,000 $ 73,000 $ 69,000
Allen County Ohio 3 $ 305,000 $ 101,000 $ 166,000
Crawford County Ohio 3 $ 487,000 $ 162,000 $ 62,000
Highland County Ohio 3 $ 320,000 $ 106,000 $ 148,000
Holmes County Ohio 3 $ 493,000 $ 164,000 $ 146,000
Meigs County Ohio 3 $ 272,000 $ 90,000 $ 101,000
Wood County Ohio 3 $ 519,000 $ 173,000 $ 108,000
Dauphin County Pennsylvania 3 $ 108,000 $ 36,000 $ 80,000
Napa County California 2 $ 133,000 $ 66,000 $ 175,000
Placer County California 2 $ 100,000 $ 50,000 $ 204,000
Sonoma County California 2 $ 80,000 $ 40,000 $ 72,000
Bay County Florida 2 $ 65,000 $ 32,000 $ 21,000
Clay County Florida 2 $ 73,000 $ 36,000 $ 64,000
Escambia County Florida 2 $ 74,000 $ 37,000 $ 35,000
Hardee County Florida 2 $ 131,000 $ 65,000 $ 72,000
Highlands County Florida 2 $ 40,000 $ 20,000 $ 43,000
Jackson County Florida 2 $ 105,000 $ 52,000 $ 51,000
Marion County Florida 2 $ 65,000 $ 32,000 $ 70,000
Kendall County Illinois 2 $ 68,000 $ 34,000 $ 76,000
Peoria County Illinois 2 $ 80,000 $ 40,000 $ 34,000
Belmont County Ohio 2 $ 164,000 $ 82,000 $ 59,000
Coshocton County Ohio 2 $ 382,000 $ 191,000 $ 71,000
Darke County Ohio 2 $ 226,000 $ 113,000 $ 89,000
Gallia County Ohio 2 $ 480,000 $ 240,000 $ 145,000
Lawrence County Ohio 2 $ 280,000 $ 140,000 $ 81,000
Seneca County Ohio 2 $ 292,000 $ 146,000 $ 106,000
Washington County Ohio 2 $ 107,000 $ 53,000 $ 97,000
Berks County Pennsylvania 2 $ 85,000 $ 42,000 $ 75,000
Lancaster County Pennsylvania 2 $ 90,000 $ 45,000 $ 73,000
Monroe County Pennsylvania 2 $ 250,000 $ 125,000 $ 20,000
El Dorado County California 1 $ 50,000 $ 50,000 $ 83,000
Fresno County California 1 $ 16,000 $ 16,000 $ 0
Imperial County California 1 $ 71,000 $ 71,000 $ 77,000
Mono County California 1 $ 100,000 $ 100,000 $ 180,000
Monterey County California 1 $ 50,000 $ 50,000 $ 97,000
San Joaquin County California 1 $ 46,000 $ 46,000 $ 126,000
San Mateo County California 1 $ 250,000 $ 250,000 $ 200,000
Solano County California 1 $ 85,000 $ 85,000 $ 193,000
Tehama County California 1 $ 150,000 $ 150,000 $ 90,000
Tulare County California 1 $ 168,000 $ 168,000 $ 183,000
Alachua County Florida 1 $ 30,000 $ 30,000 $ 60,000
Baker County Florida 1 $ 5,000 $ 5,000 $ 5,000
Indian River County Florida 1 $ 165,000 $ 165,000 $ 287,000
Monroe County Florida 1 $ 417,000 $ 417,000 $ 210,000
Nassau County Florida 1 $ 30,000 $ 30,000 $ 100,000
St. Johns County Florida 1 $ 85,000 $ 85,000 $ 74,000
Walton County Florida 1 $ 55,000 $ 55,000 $ 68,000
DeKalb County Illinois 1 $ 45,000 $ 45,000 $ 165,000
Tazewell County Illinois 1 $ 38,000 $ 38,000 $ 146,000
Winnebago County Illinois 1 $ 40,000 $ 40,000 $ 60,000
Fayette County Kentucky 1 $ 197,000 $ 197,000 $ 177,000
Grant County Kentucky 1 $ 38,000 $ 38,000 $ 110,000
Harrison County Kentucky 1 $ 60,000 $ 60,000 $ 75,000
Berkshire County Massachusetts 1 $ 50,000 $ 50,000 $ 140,000
Bristol County Massachusetts 1 $ 20,000 $ 20,000 $ 68,000
Essex County Massachusetts 1 $ 150,000 $ 150,000 $ 271,000
Hampden County Massachusetts 1 $ 40,000 $ 40,000 $ 60,000
Hampshire County Massachusetts 1 $ 22,000 $ 22,000 $ 85,000
Suffolk County Massachusetts 1 $ 50,000 $ 50,000 $ 96,000
Fulton County Ohio 1 $ 156,000 $ 156,000 $ 133,000
Guernsey County Ohio 1 $ 30,000 $ 30,000 $ 624,000
Hardin County Ohio 1 $ 65,000 $ 65,000 $ 63,000
Muskingum County Ohio 1 $ 155,000 $ 155,000 $ 83,000
Noble County Ohio 1 $ 25,000 $ 25,000 $ 32,000
Shelby County Ohio 1 $ 214,000 $ 214,000 $ 94,000
Allegheny County Pennsylvania 1 $ 52,000 $ 52,000 $ 79,000
Cambria County Pennsylvania 1 $ 30,000 $ 30,000 $ 15,000
Erie County Pennsylvania 1 $ 33,000 $ 33,000 $ 68,000
Lackawanna County Pennsylvania 1 $ 20,000 $ 20,000 $ 120,000
Northampton County Pennsylvania 1 $ 60,000 $ 60,000 $ 314,000
Pike County Pennsylvania 1 $ 20,000 $ 20,000 $ 143,000
Susquehanna County Pennsylvania 1 $ 3,000 $ 3,000 $ 14,000
Tioga County Pennsylvania 1 $ 30,000 $ 30,000 $ 27,000
Washington County Pennsylvania 1 $ 36,000 $ 36,000 $ 100,000
York County Pennsylvania 1 $ 31,000 $ 31,000 $ 58,000

Mortgage Loan Application Detail Totals for Third Federal Savings And Loan in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,860 $2,742,584,000 $172,000 $2,000,000 $85,000 $6,068,000
Refinancing 6,903 $945,238,000 $136,000 $1,530,000 $85,000 $4,098,000
Home Improvement 1,598 $75,729,000 $47,000 $692,000 $98,000 $3,354,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,909 $3,028,725,000 $160,000 $2,000,000 $89,000 $6,068,000
Black or African American 2,039 $224,144,000 $109,000 $650,000 $57,000 $2,110,000
Not Provided 1,814 $256,161,000 $141,000 $1,530,000 $95,000 $1,440,000
Asian 745 $142,262,000 $190,000 $650,000 $99,000 $1,850,000
Hispanic 664 $85,399,000 $128,000 $770,000 $71,000 $659,000
American Indian or Alaskan Native 102 $13,639,000 $133,000 $650,000 $77,000 $1,188,000
Native Hawaiian or Other Pacific Islander 78 $12,934,000 $165,000 $650,000 $84,000 $378,000
Not applicable 10 $287,000 $28,000 $61,000 $73,000 $198,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,361 $3,763,551,000 $154,000 $2,000,000 $86,000 $6,068,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,703 $1,813,245,000 $154,000 $1,596,000 $94,000 $2,976,000
Preapproval Approved but not Accepted 4,255 $774,601,000 $182,000 $2,000,000 $87,000 $4,028,000
Preapproval Denied by Financial Institution 3,826 $575,637,000 $150,000 $1,395,000 $63,000 $6,068,000
Application Denied By Financial Institution 2,750 $329,697,000 $119,000 $873,000 $75,000 $3,354,000
Application Approved But Not Accepted 1,272 $179,705,000 $141,000 $1,000,000 $103,000 $1,714,000
Application Withdrawn By Applicant 434 $71,764,000 $165,000 $1,000,000 $93,000 $4,098,000
File Closed For Incompleteness 121 $18,902,000 $156,000 $725,000 $80,000 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,971 $506,930,000 $127,000 $1,395,000 $68,000 $3,354,000
Debt-To-Income Ratio 1,786 $285,155,000 $159,000 $895,000 $51,000 $545,000
Collateral 409 $45,921,000 $112,000 $873,000 $107,000 $1,260,000
Unverifiable Information 180 $36,466,000 $202,000 $1,000,000 $121,000 $6,068,000
Other 139 $18,246,000 $131,000 $417,000 $93,000 $435,000
Employment History 53 $8,233,000 $155,000 $398,000 $50,000 $154,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,712,000 $135,000 $290,000 $58,000 $134,000
Credit Application Incomplete 18 $1,671,000 $92,000 $295,000 $105,000 $258,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings And Loan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings And Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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