Third Federal Savings And Loan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Third Federal Savings And Loan 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Third Federal Savings And Loan 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 29,231 |
| Total Mortgage Loan Application Amount | $5,019,436,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $4,047,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Third Federal Savings And Loan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Third Federal Savings And Loan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Third Federal Savings And Loan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Third Federal Savings And Loan serves its applicants.
Each category highlights the total number of mortgage applications processed by Third Federal Savings And Loan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Third Federal Savings And Loan's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 6,045 | $ 879,695,000 | $ 145,000 | $ 104,000 |
| Franklin County Ohio | 1,958 | $ 360,458,000 | $ 184,000 | $ 121,000 |
| Hamilton County Ohio | 1,749 | $ 342,964,000 | $ 196,000 | $ 124,000 |
| Summit County Ohio | 1,710 | $ 271,077,000 | $ 158,000 | $ 99,000 |
| Lorain County Ohio | 1,385 | $ 219,442,000 | $ 158,000 | $ 104,000 |
| Medina County Ohio | 1,278 | $ 207,045,000 | $ 162,000 | $ 100,000 |
| Lake County Ohio | 1,178 | $ 189,584,000 | $ 160,000 | $ 100,000 |
| Delaware County Ohio | 769 | $ 177,327,000 | $ 230,000 | $ 136,000 |
| Warren County Ohio | 571 | $ 116,960,000 | $ 204,000 | $ 124,000 |
| Butler County Ohio | 566 | $ 98,810,000 | $ 174,000 | $ 113,000 |
| Palm Beach County Florida | 561 | $ 112,507,000 | $ 200,000 | $ 113,000 |
| Geauga County Ohio | 530 | $ 108,397,000 | $ 204,000 | $ 132,000 |
| Pinellas County Florida | 486 | $ 83,490,000 | $ 171,000 | $ 101,000 |
| Portage County Ohio | 379 | $ 61,878,000 | $ 163,000 | $ 99,000 |
| Clermont County Ohio | 343 | $ 65,266,000 | $ 190,000 | $ 110,000 |
| Lee County Florida | 291 | $ 56,693,000 | $ 194,000 | $ 96,000 |
| Broward County Florida | 274 | $ 53,401,000 | $ 194,000 | $ 102,000 |
| Sarasota County Florida | 262 | $ 54,263,000 | $ 207,000 | $ 95,000 |
| Collier County Florida | 222 | $ 52,484,000 | $ 236,000 | $ 109,000 |
| Stark County Ohio | 203 | $ 27,946,000 | $ 137,000 | $ 87,000 |
| Licking County Ohio | 177 | $ 31,551,000 | $ 178,000 | $ 106,000 |
| Boone County Kentucky | 172 | $ 32,970,000 | $ 191,000 | $ 130,000 |
| Kenton County Kentucky | 169 | $ 31,663,000 | $ 187,000 | $ 108,000 |
| Hillsborough County Florida | 168 | $ 35,585,000 | $ 211,000 | $ 120,000 |
| Pasco County Florida | 158 | $ 23,826,000 | $ 150,000 | $ 82,000 |
| Campbell County Kentucky | 134 | $ 24,498,000 | $ 182,000 | $ 108,000 |
| Fairfield County Ohio | 134 | $ 25,203,000 | $ 188,000 | $ 130,000 |
| Manatee County Florida | 113 | $ 22,536,000 | $ 199,000 | $ 99,000 |
| Union County Ohio | 94 | $ 25,402,000 | $ 270,000 | $ 139,000 |
| Montgomery County Ohio | 77 | $ 12,603,000 | $ 163,000 | $ 100,000 |
| Miami-Dade County Florida | 52 | $ 12,579,000 | $ 241,000 | $ 137,000 |
| Ashtabula County Ohio | 49 | $ 5,533,000 | $ 112,000 | $ 85,000 |
| Charlotte County Florida | 46 | $ 7,633,000 | $ 165,000 | $ 76,000 |
| Hernando County Florida | 40 | $ 6,077,000 | $ 151,000 | $ 68,000 |
| Wayne County Ohio | 40 | $ 5,619,000 | $ 140,000 | $ 86,000 |
| Martin County Florida | 39 | $ 10,201,000 | $ 261,000 | $ 165,000 |
| Madison County Ohio | 36 | $ 7,329,000 | $ 203,000 | $ 110,000 |
| Erie County Ohio | 34 | $ 6,344,000 | $ 186,000 | $ 129,000 |
| Greene County Ohio | 29 | $ 6,424,000 | $ 221,000 | $ 125,000 |
| Mahoning County Ohio | 29 | $ 4,279,000 | $ 147,000 | $ 100,000 |
| Orange County Florida | 27 | $ 6,670,000 | $ 247,000 | $ 133,000 |
| Pickaway County Ohio | 26 | $ 4,286,000 | $ 164,000 | $ 93,000 |
| Seminole County Florida | 21 | $ 4,310,000 | $ 205,000 | $ 156,000 |
| Lucas County Ohio | 21 | $ 3,882,000 | $ 184,000 | $ 121,000 |
| Knox County Ohio | 20 | $ 2,827,000 | $ 141,000 | $ 83,000 |
| Ottawa County Ohio | 19 | $ 3,542,000 | $ 186,000 | $ 108,000 |
| St. Lucie County Florida | 17 | $ 1,840,000 | $ 108,000 | $ 95,000 |
| Ashland County Ohio | 17 | $ 2,102,000 | $ 123,000 | $ 67,000 |
| Morrow County Ohio | 16 | $ 3,095,000 | $ 193,000 | $ 88,000 |
| Trumbull County Ohio | 16 | $ 1,724,000 | $ 107,000 | $ 55,000 |
| Huron County Ohio | 13 | $ 2,081,000 | $ 160,000 | $ 97,000 |
| Polk County Florida | 11 | $ 1,689,000 | $ 153,000 | $ 140,000 |
| Muskingum County Ohio | 11 | $ 1,975,000 | $ 179,000 | $ 112,000 |
| Richland County Ohio | 11 | $ 1,333,000 | $ 121,000 | $ 73,000 |
| Clark County Ohio | 10 | $ 1,531,000 | $ 153,000 | $ 114,000 |
| Columbiana County Ohio | 10 | $ 1,954,000 | $ 195,000 | $ 96,000 |
| Citrus County Florida | 9 | $ 1,105,000 | $ 122,000 | $ 66,000 |
| Wood County Ohio | 9 | $ 1,404,000 | $ 156,000 | $ 110,000 |
| Lake County Florida | 8 | $ 1,177,000 | $ 147,000 | $ 69,000 |
| Perry County Ohio | 8 | $ 1,289,000 | $ 161,000 | $ 102,000 |
| Brown County Ohio | 7 | $ 1,237,000 | $ 176,000 | $ 56,000 |
| Hancock County Ohio | 7 | $ 1,120,000 | $ 160,000 | $ 88,000 |
| Marion County Ohio | 7 | $ 918,000 | $ 131,000 | $ 93,000 |
| Miami County Ohio | 7 | $ 1,311,000 | $ 187,000 | $ 121,000 |
| Belmont County Ohio | 6 | $ 1,060,000 | $ 176,000 | $ 176,000 |
| Ross County Ohio | 6 | $ 1,005,000 | $ 167,000 | $ 85,000 |
| Carroll County Ohio | 5 | $ 1,191,000 | $ 238,000 | $ 105,000 |
| Clinton County Ohio | 5 | $ 651,000 | $ 130,000 | $ 70,000 |
| Highland County Ohio | 5 | $ 965,000 | $ 193,000 | $ 58,000 |
| Hocking County Ohio | 5 | $ 1,061,000 | $ 212,000 | $ 117,000 |
| Scioto County Ohio | 5 | $ 971,000 | $ 194,000 | $ 107,000 |
| Seneca County Ohio | 5 | $ 739,000 | $ 147,000 | $ 100,000 |
| Tuscarawas County Ohio | 5 | $ 570,000 | $ 114,000 | $ 58,000 |
| Volusia County Florida | 4 | $ 842,000 | $ 210,000 | $ 116,000 |
| Coshocton County Ohio | 4 | $ 427,000 | $ 106,000 | $ 77,000 |
| Logan County Ohio | 4 | $ 689,000 | $ 172,000 | $ 81,000 |
| Champaign County Ohio | 3 | $ 398,000 | $ 132,000 | $ 86,000 |
| Fayette County Ohio | 3 | $ 529,000 | $ 176,000 | $ 81,000 |
| Holmes County Ohio | 3 | $ 442,000 | $ 147,000 | $ 71,000 |
| Osceola County Florida | 2 | $ 393,000 | $ 196,000 | $ 89,000 |
| Allen County Ohio | 2 | $ 313,000 | $ 156,000 | $ 52,000 |
| Athens County Ohio | 2 | $ 505,000 | $ 252,000 | $ 78,000 |
| Meigs County Ohio | 2 | $ 264,000 | $ 132,000 | $ 54,000 |
| Preble County Ohio | 2 | $ 390,000 | $ 195,000 | $ 147,000 |
| Shelby County Ohio | 2 | $ 540,000 | $ 270,000 | $ 211,000 |
| Washington County Ohio | 2 | $ 454,000 | $ 227,000 | $ 110,000 |
| Wyandot County Ohio | 2 | $ 284,000 | $ 142,000 | $ 72,000 |
| Pueblo County Colorado | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| DeSoto County Florida | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Flagler County Florida | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Taylor County Florida | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Gallatin County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 153,000 |
| Crawford County Ohio | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Darke County Ohio | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Fulton County Ohio | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Gallia County Ohio | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Jackson County Ohio | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Lawrence County Ohio | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Noble County Ohio | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Pike County Ohio | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Sandusky County Ohio | 1 | $ 36,000 | $ 36,000 | $ 110,000 |
| Williams County Ohio | 1 | $ 17,000 | $ 17,000 | $ 34,000 |
| Bucks County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 101,000 |
| Pierce County Washington | 1 | $ 50,000 | $ 50,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Third Federal Savings And Loan in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,757 | $3,031,390,000 | $170,000 | $625,000 | $110,000 | $3,707,000 |
| Home Purchase | 11,001 | $1,952,117,000 | $177,000 | $625,000 | $97,000 | $4,047,000 |
| Home Improvement | 473 | $35,929,000 | $75,000 | $475,000 | $83,000 | $391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,032 | $4,075,751,000 | $169,000 | $625,000 | $103,000 | $4,047,000 |
| Not Provided | 2,674 | $515,686,000 | $192,000 | $625,000 | $121,000 | $1,955,000 |
| Asian | 1,066 | $219,607,000 | $206,000 | $625,000 | $116,000 | $2,304,000 |
| Black or African American | 712 | $86,690,000 | $121,000 | $625,000 | $80,000 | $2,971,000 |
| Hispanic | 636 | $103,443,000 | $162,000 | $625,000 | $93,000 | $888,000 |
| American Indian or Alaskan Native | 80 | $12,484,000 | $156,000 | $450,000 | $92,000 | $409,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $5,775,000 | $186,000 | $417,000 | $108,000 | $371,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,231 | $5,019,436,000 | $171,000 | $625,000 | $105,000 | $4,047,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,402 | $2,596,391,000 | $168,000 | $625,000 | $114,000 | $4,047,000 |
| Application Denied By Financial Institution | 5,089 | $919,072,000 | $180,000 | $625,000 | $93,000 | $3,127,000 |
| Preapproval Approved but not Accepted | 3,537 | $676,599,000 | $191,000 | $625,000 | $100,000 | $2,172,000 |
| Preapproval Denied by Financial Institution | 2,715 | $393,997,000 | $145,000 | $625,000 | $75,000 | $2,971,000 |
| Application Withdrawn By Applicant | 1,297 | $218,095,000 | $168,000 | $625,000 | $97,000 | $1,114,000 |
| Application Approved But Not Accepted | 947 | $165,838,000 | $175,000 | $625,000 | $118,000 | $2,392,000 |
| File Closed For Incompleteness | 244 | $49,444,000 | $202,000 | $625,000 | $123,000 | $1,086,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,741 | $554,988,000 | $148,000 | $625,000 | $86,000 | $2,385,000 |
| Debt-To-Income Ratio | 1,907 | $361,948,000 | $189,000 | $625,000 | $60,000 | $3,127,000 |
| Collateral | 1,546 | $286,442,000 | $185,000 | $625,000 | $106,000 | $1,050,000 |
| Other | 230 | $36,484,000 | $158,000 | $625,000 | $135,000 | $1,000,000 |
| Unverifiable Information | 172 | $35,228,000 | $204,000 | $625,000 | $136,000 | $2,971,000 |
| Mortgage Insurance Denied | 95 | $16,549,000 | $174,000 | $417,000 | $95,000 | $268,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 66 | $9,797,000 | $148,000 | $415,000 | $84,000 | $1,000,000 |
| Employment History | 42 | $10,503,000 | $250,000 | $625,000 | $131,000 | $1,060,000 |
| Credit Application Incomplete | 5 | $1,130,000 | $226,000 | $400,000 | $150,000 | $300,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings And Loan's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Third Federal Savings And Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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