Thrivent Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Thrivent Financial Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Thrivent Financial Bank 122 East College Ave., Suite 1E Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,114 |
| Total Mortgage Loan Application Amount | $212,251,000 |
| Average Mortgage Loan Application Amount | $88,069 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $67,365 |
| Highest Applicant Income | $1,022,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Thrivent Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Thrivent Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Thrivent Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Financial Bank's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL, MN-WI | 624 | $ 56,998,000 | $ 91,000 | $ 87,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 150 | $ 15,017,000 | $ 100,000 | $ 72,000 |
| CHICAGO, IL | 123 | $ 15,938,000 | $ 129,000 | $ 69,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 58 | $ 5,277,000 | $ 90,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 28 | $ 2,626,000 | $ 93,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA, WI | 24 | $ 1,914,000 | $ 79,000 | $ 66,000 |
| DETROIT, MI | 18 | $ 1,753,000 | $ 97,000 | $ 61,000 |
| PHOENIX-MESA, AZ | 14 | $ 1,195,000 | $ 85,000 | $ 53,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 12 | $ 983,000 | $ 81,000 | $ 59,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 9 | $ 862,000 | $ 95,000 | $ 78,000 |
| DALLAS, TX | 9 | $ 1,222,000 | $ 135,000 | $ 85,000 |
| DENVER, CO | 9 | $ 970,000 | $ 107,000 | $ 69,000 |
| ORLANDO, FL | 9 | $ 1,022,000 | $ 113,000 | $ 94,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 8 | $ 1,407,000 | $ 175,000 | $ 79,000 |
| AUSTIN-SAN MARCOS, TX | 8 | $ 957,000 | $ 119,000 | $ 79,000 |
| BALTIMORE, MD | 8 | $ 817,000 | $ 102,000 | $ 55,000 |
| FORT WAYNE, IN | 8 | $ 596,000 | $ 74,000 | $ 49,000 |
| HOUSTON, TX | 8 | $ 960,000 | $ 120,000 | $ 67,000 |
| OAKLAND, CA | 8 | $ 1,687,000 | $ 210,000 | $ 85,000 |
| OMAHA, NE-IA | 8 | $ 722,000 | $ 90,000 | $ 45,000 |
| SACRAMENTO, CA | 8 | $ 962,000 | $ 120,000 | $ 99,000 |
| PITTSBURGH, PA | 7 | $ 625,000 | $ 89,000 | $ 64,000 |
| RACINE, WI | 7 | $ 786,000 | $ 112,000 | $ 65,000 |
| SAN ANTONIO, TX | 7 | $ 644,000 | $ 92,000 | $ 60,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 951,000 | $ 135,000 | $ 77,000 |
| INDIANAPOLIS, IN | 6 | $ 535,000 | $ 89,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 6 | $ 332,000 | $ 55,000 | $ 58,000 |
| NASSAU-SUFFOLK, NY | 6 | $ 860,000 | $ 143,000 | $ 94,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 6 | $ 785,000 | $ 130,000 | $ 52,000 |
| BERGEN-PASSAIC, NJ | 5 | $ 766,000 | $ 153,000 | $ 165,000 |
| FORT LAUDERDALE, FL | 5 | $ 792,000 | $ 158,000 | $ 70,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 5 | $ 476,000 | $ 95,000 | $ 50,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 499,000 | $ 99,000 | $ 82,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 5 | $ 630,000 | $ 126,000 | $ 82,000 |
| GREEN BAY, WI | 5 | $ 767,000 | $ 153,000 | $ 72,000 |
| JACKSONVILLE, FL | 5 | $ 409,000 | $ 81,000 | $ 55,000 |
| KALAMAZOO-BATTLE CREEK, MI | 5 | $ 492,000 | $ 98,000 | $ 68,000 |
| LOS ANGELES-LONG BEACH, CA | 5 | $ 289,000 | $ 57,000 | $ 55,000 |
| PHILADELPHIA, PA-NJ | 5 | $ 588,000 | $ 117,000 | $ 93,000 |
| PORTLAND-VANCOUVER, OR-WA | 5 | $ 725,000 | $ 145,000 | $ 80,000 |
| SAN DIEGO, CA | 5 | $ 977,000 | $ 195,000 | $ 72,000 |
| ATLANTA, GA | 4 | $ 606,000 | $ 151,000 | $ 75,000 |
| DES MOINES, IA | 4 | $ 545,000 | $ 136,000 | $ 73,000 |
| DULUTH-SUPERIOR, MN-WI | 4 | $ 298,000 | $ 74,000 | $ 55,000 |
| HICKORY-MORGANTON-LENOIR, NC | 4 | $ 339,000 | $ 84,000 | $ 61,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 265,000 | $ 66,000 | $ 54,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 4 | $ 348,000 | $ 87,000 | $ 69,000 |
| NASHVILLE, TN | 4 | $ 335,000 | $ 83,000 | $ 94,000 |
| NEW ORLEANS, LA | 4 | $ 294,000 | $ 73,000 | $ 56,000 |
| NEW YORK, NY | 4 | $ 684,000 | $ 171,000 | $ 86,000 |
| ORANGE COUNTY, CA | 4 | $ 487,000 | $ 121,000 | $ 54,000 |
| ROCHESTER, MN | 4 | $ 362,000 | $ 90,000 | $ 34,000 |
| SHEBOYGAN, WI | 4 | $ 519,000 | $ 129,000 | $ 80,000 |
| TACOMA, WA | 4 | $ 255,000 | $ 63,000 | $ 100,000 |
| TUCSON, AZ | 4 | $ 510,000 | $ 127,000 | $ 83,000 |
| YUMA, AZ | 4 | $ 412,000 | $ 103,000 | $ 74,000 |
| ANN ARBOR, MI | 3 | $ 227,000 | $ 75,000 | $ 33,000 |
| BOISE CITY, ID | 3 | $ 396,000 | $ 132,000 | $ 86,000 |
| BREMERTON, WA | 3 | $ 380,000 | $ 126,000 | $ 45,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 204,000 | $ 68,000 | $ 64,000 |
| EL PASO, TX | 3 | $ 153,000 | $ 51,000 | $ 49,000 |
| FLINT, MI | 3 | $ 321,000 | $ 107,000 | $ 69,000 |
| HARTFORD, CT | 3 | $ 136,000 | $ 45,000 | $ 120,000 |
| KNOXVILLE, TN | 3 | $ 354,000 | $ 118,000 | $ 65,000 |
| LANSING-EAST LANSING, MI | 3 | $ 291,000 | $ 97,000 | $ 62,000 |
| MADISON, WI | 3 | $ 443,000 | $ 147,000 | $ 76,000 |
| NAPLES, FL | 3 | $ 257,000 | $ 85,000 | $ 67,000 |
| OCALA, FL | 3 | $ 389,000 | $ 129,000 | $ 101,000 |
| PEORIA-PEKIN, IL | 3 | $ 383,000 | $ 127,000 | $ 116,000 |
| ROCKFORD, IL | 3 | $ 162,000 | $ 54,000 | $ 36,000 |
| SAN FRANCISCO, CA | 3 | $ 404,000 | $ 134,000 | $ 69,000 |
| SARASOTA-BRADENTON, FL | 3 | $ 205,000 | $ 68,000 | $ 37,000 |
| SPOKANE, WA | 3 | $ 263,000 | $ 87,000 | $ 49,000 |
| SPRINGFIELD, MO | 3 | $ 202,000 | $ 67,000 | $ 99,000 |
| WASHINGTON, DC-MD-VA-WV | 3 | $ 540,000 | $ 180,000 | $ 89,000 |
| ALBUQUERQUE, NM | 2 | $ 187,000 | $ 93,000 | $ 32,000 |
| AMARILLO, TX | 2 | $ 156,000 | $ 78,000 | $ 47,000 |
| ANCHORAGE, AK | 2 | $ 179,000 | $ 89,000 | $ 101,000 |
| ATLANTIC-CAPE MAY, NJ | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| BATON ROUGE, LA | 2 | $ 142,000 | $ 71,000 | $ 29,000 |
| BELLINGHAM, WA | 2 | $ 236,000 | $ 118,000 | $ 119,000 |
| BENTON HARBOR, MI | 2 | $ 221,000 | $ 110,000 | $ 124,000 |
| CEDAR RAPIDS, IA | 2 | $ 214,000 | $ 107,000 | $ 94,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2 | $ 132,000 | $ 66,000 | $ 76,000 |
| CHEYENNE, WY | 2 | $ 88,000 | $ 44,000 | $ 60,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 85,000 | $ 42,000 | $ 17,000 |
| COLUMBIA, SC | 2 | $ 223,000 | $ 111,000 | $ 57,000 |
| COLUMBUS, OH | 2 | $ 128,000 | $ 64,000 | $ 104,000 |
| CORPUS CHRISTI, TX | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| DANBURY, CT | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| DAYTON-SPRINGFIELD, OH | 2 | $ 354,000 | $ 177,000 | $ 158,000 |
| DAYTONA BEACH, FL | 2 | $ 101,000 | $ 50,000 | $ 40,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 185,000 | $ 92,000 | $ 58,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
| FORT MYERS-CAPE CORAL, FL | 2 | $ 407,000 | $ 203,000 | $ 129,000 |
| GARY, IN | 2 | $ 227,000 | $ 113,000 | $ 71,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 2 | $ 120,000 | $ 60,000 | $ 103,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 2 | $ 176,000 | $ 88,000 | $ 85,000 |
| HONOLULU, HI | 2 | $ 763,000 | $ 381,000 | $ 91,000 |
| IOWA CITY, IA | 2 | $ 353,000 | $ 176,000 | $ 64,000 |
| JERSEY CITY, NJ | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 2 | $ 194,000 | $ 97,000 | $ 42,000 |
| KENOSHA, WI | 2 | $ 201,000 | $ 100,000 | $ 57,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 128,000 | $ 64,000 | $ 60,000 |
| LAS VEGAS, NV-AZ | 2 | $ 214,000 | $ 107,000 | $ 34,000 |
| MEDFORD-ASHLAND, OR | 2 | $ 219,000 | $ 109,000 | $ 42,000 |
| MEMPHIS, TN-AR-MS | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| MYRTLE BEACH, SC | 2 | $ 302,000 | $ 151,000 | $ 37,000 |
| NEWARK, NJ | 2 | $ 233,000 | $ 116,000 | $ 32,000 |
| NEWBURGH, NY-PA | 2 | $ 321,000 | $ 160,000 | $ 68,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 2 | $ 192,000 | $ 96,000 | $ 57,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 2 | $ 114,000 | $ 57,000 | $ 82,000 |
| RENO, NV | 2 | $ 282,000 | $ 141,000 | $ 72,000 |
| SALT LAKE CITY-OGDEN, UT | 2 | $ 256,000 | $ 128,000 | $ 80,000 |
| SIOUX FALLS, SD | 2 | $ 445,000 | $ 222,000 | $ 311,000 |
| ST. CLOUD, MN | 2 | $ 189,000 | $ 94,000 | $ 152,000 |
| SYRACUSE, NY | 2 | $ 99,000 | $ 49,000 | $ 99,000 |
| WAUSAU, WI | 2 | $ 263,000 | $ 131,000 | $ 107,000 |
| WEST PALM BEACH-BOCA RATON, FL | 2 | $ 112,000 | $ 56,000 | $ 38,000 |
| WHEELING, WV-OH | 2 | $ 190,000 | $ 95,000 | $ 90,000 |
| WILMINGTON-NEWARK, DE-MD | 2 | $ 155,000 | $ 77,000 | $ 67,000 |
| ABILENE, TX | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| AKRON, OH | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| ASHEVILLE, NC | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| ATHENS, GA | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| BAKERSFIELD, CA | 1 | $ 144,000 | $ 144,000 | $ 177,000 |
| BILLINGS, MT | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| BIRMINGHAM, AL | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| BOSTON, MA-NH | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| BOULDER-LONGMONT, CO | 1 | $ 276,000 | $ 276,000 | $ 139,000 |
| BRYAN-COLLEGE STATION, TX | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| DECATUR, AL | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| DECATUR, IL | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| DOTHAN, AL | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| DUBUQUE, IA | 1 | $ 184,000 | $ 184,000 | $ 82,000 |
| DUTCHESS COUNTY, NY | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| ERIE, PA | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| EVANSVILLE-HENDERSON, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| FORT SMITH, AR-OK | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| FORT WALTON BEACH, FL | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| FRESNO, CA | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| GADSDEN, AL | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| GAINESVILLE, FL | 1 | $ 87,000 | $ 87,000 | $ 128,000 |
| GREAT FALLS, MT | 1 | $ 68,000 | $ 68,000 | $ 21,000 |
| GREELEY, CO | 1 | $ 228,000 | $ 228,000 | $ 75,000 |
| JONESBORO, AR | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 40,000 | $ 40,000 | $ 116,000 |
| LA CROSSE, WI-MN | 1 | $ 42,000 | $ 42,000 | $ 105,000 |
| LAKE CHARLES, LA | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
| LANCASTER, PA | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| LINCOLN, NE | 1 | $ 76,000 | $ 76,000 | $ 87,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 96,000 | $ 96,000 | $ 110,000 |
| LOUISVILLE, KY-IN | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| LUBBOCK, TX | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| MACON, GA | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| MERCED, CA | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| MISSOULA, MT | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| MOBILE, AL | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| MONMOUTH-OCEAN, NJ | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| MONTGOMERY, AL | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| NEW HAVEN-MERIDEN, CT | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| OKLAHOMA CITY, OK | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| PANAMA CITY, FL | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| PITTSFIELD, MA | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| PORTLAND, ME | 1 | $ 100,000 | $ 100,000 | $ 0 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| READING, PA | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| REDDING, CA | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| RICHMOND-PETERSBURG, VA | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| ROCHESTER, NY | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| SAN ANGELO, TX | 1 | $ 81,000 | $ 81,000 | $ 74,000 |
| SAN JOSE, CA | 1 | $ 250,000 | $ 250,000 | $ 53,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| STAMFORD-NORWALK, CT | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| STATE COLLEGE, PA | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| TALLAHASSEE, FL | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| TOPEKA, KS | 1 | $ 48,000 | $ 48,000 | $ 61,000 |
| TULSA, OK | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| UTICA-ROME, NY | 1 | $ 78,000 | $ 78,000 | $ 72,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 1 | $ 178,000 | $ 178,000 | $ 138,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| WICHITA, KS | 1 | $ 81,000 | $ 81,000 | $ 76,000 |
| YORK, PA | 1 | $ 33,000 | $ 33,000 | $ 54,000 |
| YOUNGSTOWN-WARREN, OH | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Thrivent Financial Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,636 | $175,937,000 | $113,500 | $1,000,000 | $71,900 | $1,022,000 |
| Home Purchase (one-to-four family) | 309 | $31,180,000 | $110,714 | $659,000 | $59,628 | $893,000 |
| Home Improvement (one-to-four family) | 169 | $5,134,000 | $19,266 | $427,000 | $68,833 | $408,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,750 | $179,786,000 | $107,420 | $1,000,000 | $68,520 | $1,022,000 |
| Information not provided by applicant in mail or telephone application | 280 | $23,300,000 | $98,275 | $615,000 | $70,675 | $996,000 |
| Black | 25 | $2,677,000 | $105,076 | $380,000 | $59,769 | $118,000 |
| Hispanic | 24 | $2,312,000 | $106,222 | $323,000 | $99,333 | $420,000 |
| Asian or Pacific Islander | 17 | $2,280,000 | $117,285 | $659,000 | $60,285 | $149,000 |
| American Indian or Alaskan Native | 11 | $1,439,000 | $130,888 | $315,000 | $73,333 | $124,000 |
| Other | 7 | $457,000 | $51,750 | $280,000 | $55,750 | $170,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,110 | $211,568,000 | $105,820 | $1,000,000 | $69,700 | $1,022,000 |
| VA-guaranteed (Veterans Administration) | 3 | $433,000 | $144,333 | $195,000 | $15,000 | $45,000 |
| FHA-insured (Federal Housing Administration) | 1 | $250,000 | $250,000 | $250,000 | $63,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,540 | $149,244,000 | $100,720 | $1,000,000 | $71,220 | $1,022,000 |
| Application Denied By Financial Institution | 284 | $28,952,000 | $102,525 | $659,000 | $61,275 | $199,000 |
| Application Withdrawn By Applicant | 167 | $19,382,000 | $112,862 | $315,000 | $66,655 | $408,000 |
| Application Approved But Not Accepted | 92 | $10,119,000 | $87,454 | $380,000 | $72,681 | $996,000 |
| File Closed For Incompleteness | 27 | $4,112,000 | $164,285 | $615,000 | $71,357 | $146,000 |
| Loan Purchased By The Institution | 4 | $442,000 | $110,500 | $154,000 | $37,000 | $64,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 145 | $15,930,000 | $102,250 | $659,000 | $62,812 | $199,000 |
| Debt-To-Income Ratio | 75 | $7,072,000 | $101,111 | $260,000 | $50,296 | $110,000 |
| Credit Application Incomplete | 33 | $3,325,000 | $123,705 | $296,000 | $67,529 | $150,000 |
| Other | 20 | $1,641,000 | $97,888 | $248,000 | $67,333 | $139,000 |
| Collateral | 8 | $659,000 | $98,600 | $170,000 | $78,000 | $150,000 |
| Employment History | 2 | $296,000 | $148,000 | $220,000 | $35,500 | $68,000 |
| Unverifiable Information | 1 | $29,000 | $29,000 | $29,000 | $45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Financial Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.