Tib, National Association Mortgage Lending & HMDA Data, 2018

In 2018, Tib, National Association of Farmers Branch, TX reported 1,513 mortgage applications totaling $285.7 million, down 26% from 2017. The average application was for $188,833, and applicants reported an average income of $94,194. 77% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Springfield, MO (180), Jefferson City, MO (81) and Tyler, TX (74) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,513
Total Mortgage Loan Application Amount $285,705,000
Average Mortgage Loan Application Amount $188,833
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $94,194
Highest Applicant Income $652,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Smith, Texas 74 $ 17,030,000 $ 230,135 $ 121,000
Greene, Missouri 71 $ 11,345,000 $ 159,788 $ 88,000
Polk, Missouri 71 $ 9,965,000 $ 140,352 $ 67,000
Cole, Missouri 49 $ 8,275,000 $ 168,877 $ 88,000
Ouachita, Louisiana 46 $ 10,210,000 $ 221,956 $ 89,000
Walker, Texas 46 $ 7,850,000 $ 170,652 $ 81,000
Laclede, Missouri 39 $ 5,005,000 $ 128,333 $ 52,000
Bastrop, Texas 36 $ 8,030,000 $ 223,055 $ 159,000
Pittsburg, Oklahoma 30 $ 4,570,000 $ 152,333 $ 86,000
Mohave, Arizona 29 $ 6,355,000 $ 219,137 $ 103,000
Rapides, Louisiana 26 $ 4,980,000 $ 191,538 $ 103,000
Henderson, Texas 24 $ 4,540,000 $ 189,166 $ 122,000
Christian, Missouri 23 $ 4,165,000 $ 181,086 $ 89,000
Osage, Missouri 23 $ 4,275,000 $ 185,869 $ 88,000
Comal, Texas 21 $ 6,195,000 $ 295,000 $ 170,000
Lafayette, Louisiana 20 $ 4,710,000 $ 235,500 $ 110,000
Texas, Oklahoma 17 $ 2,295,000 $ 135,000 $ 47,000
Gregg, Texas 17 $ 3,225,000 $ 189,705 $ 123,000
Grant, Louisiana 16 $ 2,770,000 $ 173,125 $ 90,000
Camden, Missouri 16 $ 3,330,000 $ 208,125 $ 109,000
Guadalupe, Texas 16 $ 3,310,000 $ 206,875 $ 129,000
Miller, Missouri 15 $ 3,445,000 $ 229,666 $ 114,000
Champaign, Illinois 14 $ 2,540,000 $ 181,428 $ 108,000
Vermilion, Louisiana 14 $ 1,870,000 $ 133,571 $ 73,000
Grant, New Mexico 14 $ 2,460,000 $ 175,714 $ 88,000
Hartley, Texas 14 $ 2,760,000 $ 197,142 $ 100,000
Taylor, Texas 14 $ 1,980,000 $ 141,428 $ 68,000
Taos, New Mexico 13 $ 3,595,000 $ 276,538 $ 107,000
Cherokee, Texas 13 $ 3,815,000 $ 293,461 $ 134,000
Van Zandt, Texas 13 $ 1,945,000 $ 149,615 $ 83,000
Boone, Missouri 12 $ 1,600,000 $ 133,333 $ 57,000
Flathead, Montana 12 $ 2,430,000 $ 202,500 $ 83,000
Silver Bow, Montana 11 $ 2,405,000 $ 218,636 $ 86,000
Okmulgee, Oklahoma 11 $ 1,065,000 $ 96,818 $ 49,000
Grayson, Texas 11 $ 2,135,000 $ 194,090 $ 79,000
Hunt, Texas 11 $ 2,275,000 $ 206,818 $ 100,000
St. James, Louisiana 10 $ 2,440,000 $ 244,000 $ 0
Cedar, Missouri 10 $ 1,720,000 $ 172,000 $ 75,000
Cooke, Texas 10 $ 2,910,000 $ 291,000 $ 117,000
Wichita, Texas 10 $ 1,160,000 $ 116,000 $ 56,000
Ascension, Louisiana 9 $ 2,345,000 $ 260,555 $ 0
La Salle, Louisiana 9 $ 1,695,000 $ 188,333 $ 70,000
Dallas, Missouri 9 $ 1,315,000 $ 146,111 $ 59,000
Brazos, Texas 9 $ 1,955,000 $ 217,222 $ 149,000
Harrison, Texas 9 $ 1,635,000 $ 181,666 $ 85,000
Ashley, Arkansas 8 $ 610,000 $ 76,250 $ 50,000
Callaway, Missouri 8 $ 1,360,000 $ 170,000 $ 120,000
Randall, Texas 8 $ 1,520,000 $ 190,000 $ 117,000
Utah, Utah 8 $ 2,460,000 $ 307,500 $ 125,000
Arkansas, Arkansas 7 $ 995,000 $ 142,142 $ 71,000
Jefferson, Illinois 7 $ 1,285,000 $ 183,571 $ 85,000
Bossier, Louisiana 7 $ 1,435,000 $ 205,000 $ 77,000
St. Charles, Louisiana 7 $ 1,745,000 $ 249,285 $ 0
Hickory, Missouri 7 $ 785,000 $ 112,142 $ 69,000
Jasper, Missouri 7 $ 805,000 $ 115,000 $ 66,000
Burnet, Texas 7 $ 1,565,000 $ 223,571 $ 86,000
Baxter, Arkansas 6 $ 1,350,000 $ 225,000 $ 125,000
Caldwell, Louisiana 6 $ 1,390,000 $ 231,666 $ 80,000
Richland, Louisiana 6 $ 1,870,000 $ 311,666 $ 136,000
St. Landry, Louisiana 6 $ 720,000 $ 120,000 $ 69,000
Howell, Missouri 6 $ 580,000 $ 96,666 $ 0
Webster, Missouri 6 $ 1,010,000 $ 168,333 $ 78,000
Lincoln, Montana 6 $ 1,210,000 $ 201,666 $ 76,000
Bexar, Texas 6 $ 2,140,000 $ 356,666 $ 184,000
Collin, Texas 6 $ 1,720,000 $ 286,666 $ 95,000
Dallam, Texas 6 $ 1,090,000 $ 181,666 $ 87,000
Robertson, Texas 6 $ 1,630,000 $ 271,666 $ 97,000
Tom Green, Texas 6 $ 1,120,000 $ 186,666 $ 144,000
Travis, Texas 6 $ 1,320,000 $ 220,000 $ 79,000
Prairie, Arkansas 5 $ 615,000 $ 123,000 $ 92,000
Eddy, New Mexico 5 $ 915,000 $ 183,000 $ 85,000
Lea, New Mexico 5 $ 705,000 $ 141,000 $ 0
Oklahoma, Oklahoma 5 $ 705,000 $ 141,000 $ 58,000
Payne, Oklahoma 5 $ 695,000 $ 139,000 $ 89,000
Hansford, Texas 5 $ 955,000 $ 191,000 $ 122,000
Harris, Texas 5 $ 1,015,000 $ 203,000 $ 74,000
Hopkins, Texas 5 $ 995,000 $ 199,000 $ 74,000
Kaufman, Texas 5 $ 965,000 $ 193,000 $ 90,000
Montgomery, Texas 5 $ 835,000 $ 167,000 $ 46,000
Ochiltree, Texas 5 $ 875,000 $ 175,000 $ 101,000
Rusk, Texas 5 $ 945,000 $ 189,000 $ 77,000
Williamson, Texas 5 $ 1,145,000 $ 229,000 $ 108,000
Wilson, Texas 5 $ 935,000 $ 187,000 $ 84,000
Maricopa, Arizona 4 $ 1,590,000 $ 397,500 $ 166,000
Washington, Arkansas 4 $ 1,150,000 $ 287,500 $ 212,000
Lafourche, Louisiana 4 $ 920,000 $ 230,000 $ 48,000
Union, Louisiana 4 $ 640,000 $ 160,000 $ 68,000
Lawrence, Missouri 4 $ 620,000 $ 155,000 $ 90,000
Moniteau, Missouri 4 $ 1,120,000 $ 280,000 $ 96,000
Texas, Missouri 4 $ 480,000 $ 120,000 $ 65,000
Deer Lodge, Montana 4 $ 810,000 $ 202,500 $ 109,000
Angelina, Texas 4 $ 530,000 $ 132,500 $ 50,000
Denton, Texas 4 $ 1,000,000 $ 250,000 $ 101,000
McLennan, Texas 4 $ 610,000 $ 152,500 $ 108,000
Panola, Texas 4 $ 620,000 $ 155,000 $ 58,000
Parmer, Texas 4 $ 410,000 $ 102,500 $ 62,000
Upshur, Texas 4 $ 590,000 $ 147,500 $ 117,000
Young, Texas 4 $ 1,030,000 $ 257,500 $ 149,000
Cochise, Arizona 3 $ 375,000 $ 125,000 $ 56,000
Boone, Arkansas 3 $ 885,000 $ 295,000 $ 128,000
Carroll, Arkansas 3 $ 555,000 $ 185,000 $ 82,000
Lincoln, Louisiana 3 $ 465,000 $ 155,000 $ 58,000
St. Martin, Louisiana 3 $ 535,000 $ 178,333 $ 52,000
Webster, Louisiana 3 $ 705,000 $ 235,000 $ 81,000
Hinds, Mississippi 3 $ 605,000 $ 201,666 $ 76,000
Benton, Missouri 3 $ 495,000 $ 165,000 $ 41,000
Dade, Missouri 3 $ 585,000 $ 195,000 $ 119,000
Quay, New Mexico 3 $ 345,000 $ 115,000 $ 130,000
Anderson, Texas 3 $ 425,000 $ 141,666 $ 94,000
Bell, Texas 3 $ 705,000 $ 235,000 $ 150,000
Dallas, Texas 3 $ 1,115,000 $ 371,666 $ 138,000
Hays, Texas 3 $ 1,145,000 $ 381,666 $ 183,000
Howard, Texas 3 $ 705,000 $ 235,000 $ 107,000
Mills, Texas 3 $ 415,000 $ 138,333 $ 112,000
Moore, Texas 3 $ 635,000 $ 211,666 $ 93,000
Navarro, Texas 3 $ 475,000 $ 158,333 $ 80,000
Nolan, Texas 3 $ 285,000 $ 95,000 $ 38,000
Sherman, Texas 3 $ 505,000 $ 168,333 $ 136,000
Tarrant, Texas 3 $ 455,000 $ 151,666 $ 53,000
Monroe, Alabama 2 $ 160,000 $ 80,000 $ 50,000
Drew, Arkansas 2 $ 220,000 $ 110,000 $ 45,000
Franklin, Illinois 2 $ 190,000 $ 95,000 $ 60,000
Acadia, Louisiana 2 $ 300,000 $ 150,000 $ 56,000
Avoyelles, Louisiana 2 $ 290,000 $ 145,000 $ 79,000
Caddo, Louisiana 2 $ 520,000 $ 260,000 $ 312,000
Calcasieu, Louisiana 2 $ 350,000 $ 175,000 $ 42,000
Iberia, Louisiana 2 $ 360,000 $ 180,000 $ 71,000
Jefferson, Louisiana 2 $ 420,000 $ 210,000 $ 57,000
Livingston, Louisiana 2 $ 250,000 $ 125,000 $ 81,000
Morehouse, Louisiana 2 $ 220,000 $ 110,000 $ 45,000
Red River, Louisiana 2 $ 120,000 $ 60,000 $ 39,000
Morgan, Missouri 2 $ 180,000 $ 90,000 $ 59,000
Stone, Missouri 2 $ 270,000 $ 135,000 $ 73,000
Taney, Missouri 2 $ 290,000 $ 145,000 $ 52,000
Luna, New Mexico 2 $ 340,000 $ 170,000 $ 142,000
Beaver, Oklahoma 2 $ 200,000 $ 100,000 $ 90,000
Adams, Pennsylvania 2 $ 290,000 $ 145,000 $ 0
Armstrong, Texas 2 $ 260,000 $ 130,000 $ 96,000
Atascosa, Texas 2 $ 370,000 $ 185,000 $ 135,000
Burleson, Texas 2 $ 550,000 $ 275,000 $ 131,000
Caldwell, Texas 2 $ 510,000 $ 255,000 $ 111,000
Cameron, Texas 2 $ 250,000 $ 125,000 $ 92,000
Deaf Smith, Texas 2 $ 170,000 $ 85,000 $ 45,000
Franklin, Texas 2 $ 530,000 $ 265,000 $ 103,000
Hood, Texas 2 $ 710,000 $ 355,000 $ 168,000
Jones, Texas 2 $ 190,000 $ 95,000 $ 42,000
Limestone, Texas 2 $ 260,000 $ 130,000 $ 88,000
Llano, Texas 2 $ 550,000 $ 275,000 $ 142,000
Midland, Texas 2 $ 570,000 $ 285,000 $ 70,000
Palo Pinto, Texas 2 $ 650,000 $ 325,000 $ 149,000
Swisher, Texas 2 $ 130,000 $ 65,000 $ 49,000
Titus, Texas 2 $ 410,000 $ 205,000 $ 97,000
Wise, Texas 2 $ 570,000 $ 285,000 $ 81,000
Iron, Utah 2 $ 430,000 $ 215,000 $ 357,000
La Paz, Arizona 1 $ 155,000 $ 155,000 $ 36,000
Benton, Arkansas 1 $ 135,000 $ 135,000 $ 90,000
Desha, Arkansas 1 $ 145,000 $ 145,000 $ 70,000
Izard, Arkansas 1 $ 175,000 $ 175,000 $ 115,000
Lee, Arkansas 1 $ 65,000 $ 65,000 $ 36,000
Lonoke, Arkansas 1 $ 165,000 $ 165,000 $ 0
Madison, Arkansas 1 $ 245,000 $ 245,000 $ 71,000
Marion, Arkansas 1 $ 125,000 $ 125,000 $ 68,000
Pope, Arkansas 1 $ 175,000 $ 175,000 $ 127,000
Pulaski, Arkansas 1 $ 245,000 $ 245,000 $ 0
Saline, Arkansas 1 $ 155,000 $ 155,000 $ 63,000
Sebastian, Arkansas 1 $ 95,000 $ 95,000 $ 73,000
Union, Arkansas 1 $ 75,000 $ 75,000 $ 30,000
Arapahoe, Colorado 1 $ 425,000 $ 425,000 $ 136,000
Summit, Colorado 1 $ 625,000 $ 625,000 $ 210,000
Escambia, Florida 1 $ 55,000 $ 55,000 $ 49,000
Vermilion, Illinois 1 $ 145,000 $ 145,000 $ 85,000
Boone, Indiana 1 $ 225,000 $ 225,000 $ 72,000
Seward, Kansas 1 $ 95,000 $ 95,000 $ 48,000
Allen, Louisiana 1 $ 155,000 $ 155,000 $ 0
Beauregard, Louisiana 1 $ 155,000 $ 155,000 $ 0
Catahoula, Louisiana 1 $ 205,000 $ 205,000 $ 62,000
De Soto, Louisiana 1 $ 295,000 $ 295,000 $ 300,000
Evangeline, Louisiana 1 $ 245,000 $ 245,000 $ 123,000
Jackson, Louisiana 1 $ 215,000 $ 215,000 $ 165,000
Orleans, Louisiana 1 $ 375,000 $ 375,000 $ 0
Pointe Coupee, Louisiana 1 $ 235,000 $ 235,000 $ 146,000
St. Tammany, Louisiana 1 $ 105,000 $ 105,000 $ 56,000
Tangipahoa, Louisiana 1 $ 185,000 $ 185,000 $ 77,000
Winn, Louisiana 1 $ 205,000 $ 205,000 $ 24,000
Adair, Missouri 1 $ 75,000 $ 75,000 $ 37,000
Cass, Missouri 1 $ 315,000 $ 315,000 $ 0
Crawford, Missouri 1 $ 85,000 $ 85,000 $ 0
Gasconade, Missouri 1 $ 85,000 $ 85,000 $ 0
Johnson, Missouri 1 $ 85,000 $ 85,000 $ 213,000
Maries, Missouri 1 $ 105,000 $ 105,000 $ 0
Newton, Missouri 1 $ 95,000 $ 95,000 $ 52,000
Ozark, Missouri 1 $ 195,000 $ 195,000 $ 66,000
Phelps, Missouri 1 $ 225,000 $ 225,000 $ 0
Randolph, Missouri 1 $ 75,000 $ 75,000 $ 27,000
Ripley, Missouri 1 $ 95,000 $ 95,000 $ 130,000
Shannon, Missouri 1 $ 85,000 $ 85,000 $ 0
St. Charles, Missouri 1 $ 165,000 $ 165,000 $ 72,000
Lake, Montana 1 $ 215,000 $ 215,000 $ 42,000
Lyon, Nevada 1 $ 295,000 $ 295,000 $ 135,000
Chaves, New Mexico 1 $ 55,000 $ 55,000 $ 65,000
Dona Ana, New Mexico 1 $ 225,000 $ 225,000 $ 83,000
Lincoln, New Mexico 1 $ 155,000 $ 155,000 $ 106,000
Roosevelt, New Mexico 1 $ 45,000 $ 45,000 $ 95,000
Bryan, Oklahoma 1 $ 75,000 $ 75,000 $ 35,000
Canadian, Oklahoma 1 $ 185,000 $ 185,000 $ 92,000
Cimarron, Oklahoma 1 $ 55,000 $ 55,000 $ 40,000
Grady, Oklahoma 1 $ 215,000 $ 215,000 $ 0
Harper, Oklahoma 1 $ 285,000 $ 285,000 $ 137,000
Haskell, Oklahoma 1 $ 215,000 $ 215,000 $ 95,000
Latimer, Oklahoma 1 $ 195,000 $ 195,000 $ 160,000
Rogers, Oklahoma 1 $ 125,000 $ 125,000 $ 67,000
Tulsa, Oklahoma 1 $ 385,000 $ 385,000 $ 254,000
York, Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Davidson, Tennessee 1 $ 135,000 $ 135,000 $ 162,000
Loudon, Tennessee 1 $ 215,000 $ 215,000 $ 43,000
Archer, Texas 1 $ 235,000 $ 235,000 $ 72,000
Austin, Texas 1 $ 215,000 $ 215,000 $ 0
Bandera, Texas 1 $ 75,000 $ 75,000 $ 49,000
Blanco, Texas 1 $ 205,000 $ 205,000 $ 143,000
Brown, Texas 1 $ 95,000 $ 95,000 $ 137,000
Carson, Texas 1 $ 225,000 $ 225,000 $ 108,000
Clay, Texas 1 $ 75,000 $ 75,000 $ 55,000
Delta, Texas 1 $ 225,000 $ 225,000 $ 121,000
DeWitt, Texas 1 $ 225,000 $ 225,000 $ 79,000
El Paso, Texas 1 $ 135,000 $ 135,000 $ 0
Falls, Texas 1 $ 115,000 $ 115,000 $ 112,000
Fayette, Texas 1 $ 375,000 $ 375,000 $ 0
Fort Bend, Texas 1 $ 245,000 $ 245,000 $ 243,000
Galveston, Texas 1 $ 155,000 $ 155,000 $ 41,000
Gillespie, Texas 1 $ 105,000 $ 105,000 $ 57,000
Gonzales, Texas 1 $ 285,000 $ 285,000 $ 0
Hidalgo, Texas 1 $ 115,000 $ 115,000 $ 33,000
Hill, Texas 1 $ 295,000 $ 295,000 $ 111,000
Houston, Texas 1 $ 285,000 $ 285,000 $ 110,000
Jasper, Texas 1 $ 75,000 $ 75,000 $ 41,000
Johnson, Texas 1 $ 245,000 $ 245,000 $ 123,000
Kendall, Texas 1 $ 215,000 $ 215,000 $ 176,000
Leon, Texas 1 $ 245,000 $ 245,000 $ 127,000
Liberty, Texas 1 $ 235,000 $ 235,000 $ 202,000
Lubbock, Texas 1 $ 135,000 $ 135,000 $ 104,000
Madison, Texas 1 $ 195,000 $ 195,000 $ 0
Medina, Texas 1 $ 305,000 $ 305,000 $ 135,000
Montague, Texas 1 $ 135,000 $ 135,000 $ 72,000
Nacogdoches, Texas 1 $ 155,000 $ 155,000 $ 90,000
Oldham, Texas 1 $ 235,000 $ 235,000 $ 116,000
Parker, Texas 1 $ 205,000 $ 205,000 $ 44,000
Potter, Texas 1 $ 225,000 $ 225,000 $ 144,000
Rains, Texas 1 $ 225,000 $ 225,000 $ 46,000
Real, Texas 1 $ 75,000 $ 75,000 $ 80,000
San Augustine, Texas 1 $ 115,000 $ 115,000 $ 0
San Jacinto, Texas 1 $ 175,000 $ 175,000 $ 105,000
Uvalde, Texas 1 $ 65,000 $ 65,000 $ 72,000
Wood, Texas 1 $ 95,000 $ 95,000 $ 83,000
Yoakum, Texas 1 $ 175,000 $ 175,000 $ 0
Zavala, Texas 1 $ 65,000 $ 65,000 $ 35,000
Juab, Utah 1 $ 455,000 $ 455,000 $ 148,000
Salt Lake, Utah 1 $ 215,000 $ 215,000 $ 96,000
Wasatch, Utah 1 $ 405,000 $ 405,000 $ 135,000

Mortgage Loan Application Detail Totals for Tib, National Association in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,141 $215,855,000 $189,000 $685,000 $92,000 $652,000
Refinancing 192 $37,720,000 $196,000 $665,000 $110,000 $467,000
Cash-out Refinancing 166 $30,290,000 $182,000 $455,000 $91,000 $419,000
Not Applicable 14 $1,840,000 $131,000 $235,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,329 $251,205,000 $189,000 $665,000 $95,000 $651,000
Hispanic 79 $13,305,000 $168,000 $455,000 $82,000 $329,000
Not Provided 58 $13,220,000 $227,000 $685,000 $113,000 $287,000
Black or African American 32 $5,020,000 $156,000 $385,000 $68,000 $136,000
Asian 9 $2,195,000 $243,000 $405,000 $167,000 $652,000
American Indian or Alaskan Native 4 $460,000 $115,000 $275,000 $58,000 $129,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,219 $242,475,000 $198,000 $665,000 $102,000 $652,000
FHA-insured (Federal Housing Administration) 134 $21,230,000 $158,000 $345,000 $71,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $14,845,000 $118,000 $285,000 $50,000 $96,000
VA-guaranteed (Veterans Administration) 35 $7,155,000 $204,000 $685,000 $85,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,161 $217,835,000 $187,000 $685,000 $95,000 $652,000
Loan Purchased By The Institution 234 $43,480,000 $185,000 $455,000 $0 $0
Application Denied By Financial Institution 91 $19,555,000 $214,000 $665,000 $86,000 $339,000
Application Approved But Not Accepted 26 $4,550,000 $175,000 $425,000 $81,000 $190,000
Application Withdrawn By Applicant 1 $285,000 $285,000 $285,000 $137,000 $137,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,422 $266,150,000 $187,000 $685,000 $95,000 $652,000
Debt-To-Income Ratio 33 $7,075,000 $214,000 $455,000 $52,000 $148,000
Credit Application Incomplete 32 $7,190,000 $224,000 $455,000 $110,000 $339,000
Collateral 12 $2,370,000 $197,000 $455,000 $108,000 $300,000
Credit History 7 $1,415,000 $202,000 $405,000 $92,000 $165,000
Other 6 $840,000 $140,000 $295,000 $61,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 1 $665,000 $665,000 $665,000 $171,000 $171,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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