Tidewater Home Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Tidewater Home Funding, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tidewater Home Funding, Llc 1108 Eden Way Chesapeake, VA 23320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 736 |
| Total Mortgage Loan Application Amount | $241,750,000 |
| Average Mortgage Loan Application Amount | $287,800 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $8,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Tidewater Home Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tidewater Home Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Tidewater Home Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tidewater Home Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Tidewater Home Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tidewater Home Funding, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 91 | $ 30,305,000 | $ 333,000 | $ 131,000 |
| Chesterfield County Virginia | 90 | $ 36,120,000 | $ 401,000 | $ 284,000 |
| Chesapeake County Virginia | 73 | $ 26,915,000 | $ 368,000 | $ 123,000 |
| Norfolk County Virginia | 56 | $ 18,610,000 | $ 332,000 | $ 130,000 |
| Suffolk County Virginia | 44 | $ 18,170,000 | $ 412,000 | $ 128,000 |
| Henrico County Virginia | 26 | $ 7,750,000 | $ 298,000 | $ 170,000 |
| Newport News County Virginia | 26 | $ 6,030,000 | $ 231,000 | $ 106,000 |
| Gloucester County Virginia | 22 | $ 5,290,000 | $ 240,000 | $ 76,000 |
| Hanover County Virginia | 22 | $ 7,840,000 | $ 356,000 | $ 120,000 |
| New Kent County Virginia | 18 | $ 7,960,000 | $ 442,000 | $ 139,000 |
| Dare County North Carolina | 17 | $ 6,745,000 | $ 396,000 | $ 179,000 |
| Isle of Wight County Virginia | 17 | $ 5,135,000 | $ 302,000 | $ 109,000 |
| Portsmouth County Virginia | 17 | $ 3,745,000 | $ 220,000 | $ 77,000 |
| Powhatan County Virginia | 17 | $ 6,435,000 | $ 378,000 | $ 496,000 |
| Hampton County Virginia | 16 | $ 3,540,000 | $ 221,000 | $ 98,000 |
| Richmond City County Virginia | 14 | $ 5,000,000 | $ 357,000 | $ 125,000 |
| York County Virginia | 12 | $ 3,370,000 | $ 280,000 | $ 88,000 |
| James City County Virginia | 11 | $ 2,725,000 | $ 247,000 | $ 97,000 |
| Currituck County North Carolina | 10 | $ 3,690,000 | $ 369,000 | $ 179,000 |
| Pasquotank County North Carolina | 10 | $ 2,260,000 | $ 226,000 | $ 116,000 |
| Southampton County Virginia | 10 | $ 2,090,000 | $ 209,000 | $ 64,000 |
| Mathews County Virginia | 9 | $ 2,195,000 | $ 243,000 | $ 75,000 |
| Goochland County Virginia | 8 | $ 3,440,000 | $ 430,000 | $ 114,000 |
| Lancaster County Virginia | 8 | $ 2,410,000 | $ 301,000 | $ 168,000 |
| Greensville County Virginia | 5 | $ 745,000 | $ 149,000 | $ 76,000 |
| Emporia County Virginia | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| Petersburg County Virginia | 4 | $ 250,000 | $ 62,000 | $ 85,000 |
| Hertford County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 72,000 |
| Caroline County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 120,000 |
| Franklin City County Virginia | 3 | $ 825,000 | $ 275,000 | $ 88,000 |
| Halifax County Virginia | 3 | $ 355,000 | $ 118,000 | $ 49,000 |
| Hopewell County Virginia | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| Louisa County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 218,000 |
| Middlesex County Virginia | 3 | $ 825,000 | $ 275,000 | $ 87,000 |
| Northampton County Virginia | 3 | $ 1,805,000 | $ 601,000 | $ 247,000 |
| Northumberland County Virginia | 3 | $ 1,375,000 | $ 458,000 | $ 183,000 |
| Camden County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 101,000 |
| Wake County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
| Accomack County Virginia | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Essex County Virginia | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Henry County Virginia | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| King and Queen County Virginia | 2 | $ 560,000 | $ 280,000 | $ 60,000 |
| King William County Virginia | 2 | $ 760,000 | $ 380,000 | $ 94,000 |
| Orange County Virginia | 2 | $ 420,000 | $ 210,000 | $ 273,000 |
| Surry County Virginia | 2 | $ 570,000 | $ 285,000 | $ 64,000 |
| Sussex County Virginia | 2 | $ 320,000 | $ 160,000 | $ 103,000 |
| Williamsburg County Virginia | 2 | $ 950,000 | $ 475,000 | $ 179,000 |
| Hillsborough County Florida | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Indian River County Florida | 1 | $ 435,000 | $ 435,000 | $ 323,000 |
| Orange County Florida | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Alamance County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Chatham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 68,000 |
| Chowan County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Durham County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 270,000 |
| Gates County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Northampton County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 500,000 |
| Perquimans County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 108,000 |
| Tyrrell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Washington County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Alexandria County Virginia | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Alleghany County Virginia | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Appomattox County Virginia | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Buchanan County Virginia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Charles City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Colonial Heights County Virginia | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Danville County Virginia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Dinwiddie County Virginia | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Fluvanna County Virginia | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Greene County Virginia | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Mecklenburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Nottoway County Virginia | 1 | $ 65,000 | $ 65,000 | $ 253,000 |
| Patrick County Virginia | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Prince George County Virginia | 1 | $ 145,000 | $ 145,000 | $ 231,000 |
| Prince William County Virginia | 1 | $ 655,000 | $ 655,000 | $ 150,000 |
| Rockingham County Virginia | 1 | $ 365,000 | $ 365,000 | $ 62,000 |
| Shenandoah County Virginia | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Staunton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Tidewater Home Funding, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 626 | $208,990,000 | $333,000 | $865,000 | $155,000 | $8,333,000 |
| Refinancing | 46 | $11,990,000 | $260,000 | $605,000 | $113,000 | $535,000 |
| Cash-out Refinancing | 38 | $12,520,000 | $329,000 | $775,000 | $125,000 | $553,000 |
| Other Purpose | 24 | $7,870,000 | $327,000 | $1,505,000 | $140,000 | $634,000 |
| Home Improvement | 2 | $380,000 | $190,000 | $245,000 | $87,000 | $88,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 507 | $162,045,000 | $319,000 | $1,505,000 | $146,000 | $6,667,000 |
| Black or African American | 95 | $30,445,000 | $320,000 | $755,000 | $104,000 | $336,000 |
| Not Provided | 63 | $24,165,000 | $383,000 | $735,000 | $150,000 | $445,000 |
| Asian | 33 | $13,355,000 | $404,000 | $755,000 | $389,000 | $8,333,000 |
| Hispanic | 32 | $10,010,000 | $312,000 | $745,000 | $118,000 | $350,000 |
| American Indian or Alaskan Native | 3 | $1,275,000 | $425,000 | $565,000 | $115,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 494 | $166,250,000 | $336,000 | $1,505,000 | $149,000 | $8,333,000 |
| FHA-insured (Federal Housing Administration) | 126 | $31,540,000 | $250,000 | $545,000 | $76,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 105 | $41,835,000 | $398,000 | $805,000 | $253,000 | $6,667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,125,000 | $193,000 | $285,000 | $62,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 593 | $196,445,000 | $331,000 | $1,505,000 | $159,000 | $8,333,000 |
| Application Withdrawn By Applicant | 121 | $39,305,000 | $324,000 | $755,000 | $113,000 | $535,000 |
| Application Denied By Financial Institution | 17 | $3,965,000 | $233,000 | $505,000 | $79,000 | $169,000 |
| Application Approved But Not Accepted | 3 | $895,000 | $298,000 | $595,000 | $178,000 | $437,000 |
| File Closed For Incompleteness | 2 | $1,140,000 | $570,000 | $775,000 | $328,000 | $553,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 719 | $237,785,000 | $330,000 | $1,505,000 | $152,000 | $8,333,000 |
| Other | 8 | $1,770,000 | $221,000 | $275,000 | $82,000 | $155,000 |
| Debt-To-Income Ratio | 6 | $1,720,000 | $286,000 | $505,000 | $79,000 | $169,000 |
| Collateral | 2 | $290,000 | $145,000 | $235,000 | $80,000 | $102,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tidewater Home Funding, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tidewater Home Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.