Tierone Bank Mortgage Lending & HMDA Data, 2008

In 2008, Tierone Bank of Lincoln, NE reported 5,623 mortgage applications totaling $679.1 million, down 16% from 2007. The average application was for $120,765, and applicants reported an average income of $76,372. 72% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,573), Lincoln, NE (1,046) and Minneapolis-St. Paul-Bloomington, MN-WI (105) (applications in parentheses).

Mortgage Company & Address Tierone Bank
1235 "N" Street
Lincoln, NE 68508
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,623
Total Mortgage Loan Application Amount $679,065,000
Average Mortgage Loan Application Amount $120,765
Highest Mortgage Loan Application Amount $37,889,000
Average Applicant Income $76,372
Highest Applicant Income $1,689,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tierone Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tierone Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster, Nebraska 1,022 $ 138,947,000 $ 135,955 $ 88,000
Douglas, Nebraska 850 $ 90,503,000 $ 106,474 $ 87,000
Sarpy, Nebraska 353 $ 43,244,000 $ 122,504 $ 87,000
Hall, Nebraska 199 $ 27,491,000 $ 138,145 $ 68,000
Platte, Nebraska 190 $ 21,908,000 $ 115,305 $ 61,000
Pottawattamie, Iowa 169 $ 12,488,000 $ 73,893 $ 59,000
Adams, Nebraska 163 $ 16,403,000 $ 100,631 $ 65,000
Lincoln, Nebraska 134 $ 11,801,000 $ 88,067 $ 74,000
Buffalo, Nebraska 132 $ 14,059,000 $ 106,507 $ 61,000
Phelps, Nebraska 113 $ 7,878,000 $ 69,716 $ 58,000
Hamilton, Nebraska 107 $ 12,166,000 $ 113,700 $ 68,000
Dawson, Nebraska 101 $ 6,055,000 $ 59,950 $ 55,000
York, Nebraska 74 $ 8,266,000 $ 111,702 $ 70,000
Boone, Missouri 72 $ 11,215,000 $ 155,763 $ 57,000
Washington, Nebraska 61 $ 8,764,000 $ 143,672 $ 75,000
Custer, Nebraska 58 $ 4,151,000 $ 71,568 $ 49,000
Saunders, Nebraska 57 $ 7,800,000 $ 136,842 $ 133,000
Cedar, Nebraska 55 $ 5,816,000 $ 105,745 $ 61,000
Hennepin, Minnesota 51 $ 12,085,000 $ 236,960 $ 96,000
Holt, Nebraska 49 $ 3,874,000 $ 79,061 $ 57,000
Otoe, Nebraska 43 $ 3,587,000 $ 83,418 $ 64,000
Cass, Nebraska 42 $ 6,706,000 $ 159,666 $ 103,000
Scotts Bluff, Nebraska 40 $ 3,006,000 $ 75,150 $ 60,000
Valley, Nebraska 39 $ 3,486,000 $ 89,384 $ 57,000
Saline, Nebraska 38 $ 2,555,000 $ 67,236 $ 54,000
Page, Iowa 37 $ 1,813,000 $ 49,000 $ 54,000
Merrick, Nebraska 33 $ 3,013,000 $ 91,303 $ 76,000
Richardson, Nebraska 33 $ 1,365,000 $ 41,363 $ 53,000
Madison, Nebraska 32 $ 2,413,000 $ 75,406 $ 67,000
Dodge, Nebraska 31 $ 2,555,000 $ 82,419 $ 63,000
Gage, Nebraska 30 $ 2,074,000 $ 69,133 $ 62,000
Howard, Nebraska 28 $ 1,954,000 $ 69,785 $ 60,000
Polk, Nebraska 28 $ 2,746,000 $ 98,071 $ 72,000
Olmsted, Minnesota 27 $ 5,374,000 $ 199,037 $ 83,000
Dakota, Nebraska 27 $ 2,640,000 $ 97,777 $ 69,000
Cuming, Nebraska 26 $ 2,535,000 $ 97,500 $ 72,000
Garfield, Nebraska 25 $ 1,458,000 $ 58,320 $ 48,000
Williamson, Illinois 24 $ 3,252,000 $ 135,500 $ 80,000
Seward, Nebraska 24 $ 2,391,000 $ 99,625 $ 67,000
Wayne, Nebraska 24 $ 2,134,000 $ 88,916 $ 65,000
Harrison, Iowa 23 $ 1,774,000 $ 77,130 $ 75,000
Dixon, Nebraska 21 $ 1,754,000 $ 83,523 $ 56,000
Boone, Nebraska 20 $ 1,004,000 $ 50,200 $ 63,000
Maricopa, Arizona 19 $ 5,684,000 $ 299,157 $ 137,000
Lee, Florida 19 $ 4,425,000 $ 232,894 $ 121,000
Harlan, Nebraska 19 $ 1,344,000 $ 70,736 $ 60,000
Mills, Iowa 18 $ 1,283,000 $ 71,277 $ 48,000
Montgomery, Iowa 18 $ 840,000 $ 46,666 $ 54,000
Cass, Iowa 17 $ 909,000 $ 53,470 $ 83,000
Johnson, Kansas 17 $ 3,858,000 $ 226,941 $ 64,000
Clay, Nebraska 17 $ 1,613,000 $ 94,882 $ 81,000
Kearney, Nebraska 17 $ 1,144,000 $ 67,294 $ 54,000
Colfax, Nebraska 16 $ 1,524,000 $ 95,250 $ 60,000
Nemaha, Nebraska 16 $ 1,341,000 $ 83,812 $ 61,000
Red Willow, Nebraska 16 $ 447,000 $ 27,937 $ 52,000
Woodbury, Iowa 15 $ 2,028,000 $ 135,200 $ 82,000
Cheyenne, Nebraska 15 $ 1,230,000 $ 82,000 $ 67,000
Knox, Nebraska 14 $ 772,000 $ 55,142 $ 42,000
Jackson, Missouri 13 $ 2,377,000 $ 182,846 $ 64,000
Butler, Nebraska 13 $ 1,811,000 $ 139,307 $ 75,000
Fillmore, Nebraska 13 $ 1,197,000 $ 92,076 $ 59,000
Monroe, Illinois 12 $ 1,696,000 $ 141,333 $ 84,000
Wright, Minnesota 12 $ 2,113,000 $ 176,083 $ 96,000
Webster, Nebraska 12 $ 622,000 $ 51,833 $ 61,000
Greene, Missouri 11 $ 1,639,000 $ 149,000 $ 27,000
Gosper, Nebraska 11 $ 885,000 $ 80,454 $ 67,000
Johnson, Nebraska 11 $ 1,073,000 $ 97,545 $ 35,000
Pierce, Nebraska 11 $ 1,110,000 $ 100,909 $ 54,000
Thayer, Nebraska 11 $ 481,000 $ 43,727 $ 52,000
Douglas, Kansas 10 $ 1,754,000 $ 175,400 $ 45,000
Marshall, Kansas 10 $ 938,000 $ 93,800 $ 65,000
Dakota, Minnesota 10 $ 2,146,000 $ 214,600 $ 77,000
Antelope, Nebraska 10 $ 508,000 $ 50,800 $ 58,000
Jackson, Illinois 9 $ 1,427,000 $ 158,555 $ 104,000
Carver, Minnesota 9 $ 1,860,000 $ 206,666 $ 92,000
Box Butte, Nebraska 9 $ 406,000 $ 45,111 $ 43,000
Franklin, Nebraska 9 $ 334,000 $ 37,111 $ 44,000
Nance, Nebraska 9 $ 640,000 $ 71,111 $ 61,000
Shelby, Iowa 8 $ 447,000 $ 55,875 $ 54,000
Greeley, Nebraska 8 $ 339,000 $ 42,375 $ 44,000
Stanton, Nebraska 8 $ 662,000 $ 82,750 $ 59,000
Tripp, South Dakota 8 $ 868,000 $ 108,500 $ 62,000
Cass, Minnesota 7 $ 1,515,000 $ 216,428 $ 104,000
Ramsey, Minnesota 7 $ 1,686,000 $ 240,857 $ 106,000
Burt, Nebraska 7 $ 510,000 $ 72,857 $ 70,000
Jefferson, Nebraska 7 $ 151,000 $ 21,571 $ 34,000
Callaway, Missouri 6 $ 1,099,000 $ 183,166 $ 107,000
Keith, Nebraska 6 $ 750,000 $ 125,000 $ 64,000
Sheridan, Nebraska 6 $ 253,000 $ 42,166 $ 42,000
Fremont, Iowa 5 $ 119,000 $ 23,800 $ 43,000
Shawnee, Kansas 5 $ 1,022,000 $ 204,400 $ 120,000
Anoka, Minnesota 5 $ 1,631,000 $ 326,200 $ 98,000
Christian, Missouri 5 $ 914,000 $ 182,800 $ 40,000
Cherry, Nebraska 5 $ 1,274,000 $ 254,800 $ 44,000
Frontier, Nebraska 5 $ 295,000 $ 59,000 $ 73,000
Nuckolls, Nebraska 5 $ 109,000 $ 21,800 $ 38,000
Sherman, Nebraska 5 $ 263,000 $ 52,600 $ 40,000
Charles Mix, South Dakota 5 $ 582,000 $ 116,400 $ 104,000
Gregory, South Dakota 5 $ 394,000 $ 78,800 $ 41,000
Sweetwater, Wyoming 5 $ 1,140,000 $ 228,000 $ 294,000
Franklin, Illinois 4 $ 291,000 $ 72,750 $ 50,000
Miami, Kansas 4 $ 732,000 $ 183,000 $ 31,000
Scott, Minnesota 4 $ 984,000 $ 246,000 $ 125,000
Washington, Minnesota 4 $ 1,048,000 $ 262,000 $ 80,000
Cooper, Missouri 4 $ 471,000 $ 117,750 $ 29,000
Chase, Nebraska 4 $ 475,000 $ 118,750 $ 60,000
Dundy, Nebraska 4 $ 185,000 $ 46,250 $ 86,000
Furnas, Nebraska 4 $ 535,000 $ 133,750 $ 58,000
Pawnee, Nebraska 4 $ 69,000 $ 17,250 $ 34,000
Grand, Colorado 3 $ 805,000 $ 268,333 $ 241,000
Larimer, Colorado 3 $ 410,000 $ 136,666 $ 79,000
Escambia, Florida 3 $ 297,000 $ 99,000 $ 140,000
St. Clair, Illinois 3 $ 505,000 $ 168,333 $ 42,000
Audubon, Iowa 3 $ 61,000 $ 20,333 $ 56,000
Plymouth, Iowa 3 $ 356,000 $ 118,666 $ 74,000
Sioux, Iowa 3 $ 165,000 $ 55,000 $ 28,000
Taylor, Iowa 3 $ 226,000 $ 75,333 $ 71,000
Brown, Kansas 3 $ 95,000 $ 31,666 $ 66,000
Riley, Kansas 3 $ 470,000 $ 156,666 $ 104,000
Wyandotte, Kansas 3 $ 487,000 $ 162,333 $ 95,000
Dodge, Minnesota 3 $ 450,000 $ 150,000 $ 60,000
Otter Tail, Minnesota 3 $ 409,000 $ 136,333 $ 70,000
Wabasha, Minnesota 3 $ 444,000 $ 148,000 $ 56,000
Hitchcock, Nebraska 3 $ 255,000 $ 85,000 $ 116,000
Hooker, Nebraska 3 $ 90,000 $ 30,000 $ 86,000
Kimball, Nebraska 3 $ 222,000 $ 74,000 $ 56,000
Morrill, Nebraska 3 $ 149,000 $ 49,666 $ 64,000
Rock, Nebraska 3 $ 403,000 $ 134,333 $ 76,000
Clark, Nevada 3 $ 38,239,000 $ 12,746,333 $ 36,000
Travis, Texas 3 $ 1,086,000 $ 362,000 $ 1,166,000
Albany, Wyoming 3 $ 752,000 $ 250,666 $ 59,000
Montgomery, Alabama 2 $ 208,000 $ 104,000 $ 62,000
Arapahoe, Colorado 2 $ 721,000 $ 360,500 $ 111,000
Jefferson, Colorado 2 $ 717,000 $ 358,500 $ 178,000
Summit, Colorado 2 $ 639,000 $ 319,500 $ 183,000
Teller, Colorado 2 $ 162,000 $ 81,000 $ 106,000
Duval, Florida 2 $ 164,000 $ 82,000 $ 57,000
Hillsborough, Florida 2 $ 230,000 $ 115,000 $ 43,000
Seminole, Florida 2 $ 420,000 $ 210,000 $ 106,000
Madison, Illinois 2 $ 137,000 $ 68,500 $ 87,000
Whiteside, Illinois 2 $ 411,000 $ 205,500 $ 45,000
Crawford, Iowa 2 $ 15,000 $ 7,500 $ 46,000
Sac, Iowa 2 $ 82,000 $ 41,000 $ 41,000
Sedgwick, Kansas 2 $ 178,000 $ 89,000 $ 86,000
Washington, Kansas 2 $ 82,000 $ 41,000 $ 60,000
Floyd, Kentucky 2 $ 162,000 $ 81,000 $ 71,000
Panola, Mississippi 2 $ 125,000 $ 62,500 $ 37,000
Atchison, Missouri 2 $ 6,000 $ 3,000 $ 55,000
Barry, Missouri 2 $ 195,000 $ 97,500 $ 66,000
Cass, Missouri 2 $ 575,000 $ 287,500 $ 0
Crawford, Missouri 2 $ 215,000 $ 107,500 $ 0
Platte, Missouri 2 $ 291,000 $ 145,500 $ 343,000
St. Charles, Missouri 2 $ 306,000 $ 153,000 $ 45,000
Deuel, Nebraska 2 $ 18,000 $ 9,000 $ 30,000
Garden, Nebraska 2 $ 32,000 $ 16,000 $ 94,000
Perkins, Nebraska 2 $ 99,000 $ 49,500 $ 54,000
Thurston, Nebraska 2 $ 192,000 $ 96,000 $ 63,000
Oklahoma, Oklahoma 2 $ 188,000 $ 94,000 $ 60,000
Colleton, South Carolina 2 $ 194,000 $ 97,000 $ 52,000
Bennett, South Dakota 2 $ 512,000 $ 256,000 $ 113,000
Brown, Wisconsin 2 $ 470,000 $ 235,000 $ 79,000
Natrona, Wyoming 2 $ 245,000 $ 122,500 $ 71,000
Blount, Alabama 1 $ 120,000 $ 120,000 $ 46,000
Cullman, Alabama 1 $ 74,000 $ 74,000 $ 34,000
Monroe, Alabama 1 $ 20,000 $ 20,000 $ 26,000
Cochise, Arizona 1 $ 86,000 $ 86,000 $ 60,000
Navajo, Arizona 1 $ 78,000 $ 78,000 $ 154,000
Pinal, Arizona 1 $ 96,000 $ 96,000 $ 44,000
Pope, Arkansas 1 $ 74,000 $ 74,000 $ 59,000
Washington, Arkansas 1 $ 80,000 $ 80,000 $ 70,000
Los Angeles, California 1 $ 16,000 $ 16,000 $ 139,000
Placer, California 1 $ 323,000 $ 323,000 $ 125,000
Riverside, California 1 $ 100,000 $ 100,000 $ 79,000
Sacramento, California 1 $ 256,000 $ 256,000 $ 78,000
Sonoma, California 1 $ 350,000 $ 350,000 $ 87,000
Boulder, Colorado 1 $ 130,000 $ 130,000 $ 110,000
Douglas, Colorado 1 $ 318,000 $ 318,000 $ 130,000
Eagle, Colorado 1 $ 300,000 $ 300,000 $ 59,000
Logan, Colorado 1 $ 154,000 $ 154,000 $ 43,000
Alachua, Florida 1 $ 140,000 $ 140,000 $ 65,000
Bradford, Florida 1 $ 72,000 $ 72,000 $ 94,000
Charlotte, Florida 1 $ 316,000 $ 316,000 $ 104,000
Collier, Florida 1 $ 216,000 $ 216,000 $ 149,000
Highlands, Florida 1 $ 79,000 $ 79,000 $ 44,000
Lake, Florida 1 $ 200,000 $ 200,000 $ 75,000
Leon, Florida 1 $ 1,000,000 $ 1,000,000 $ 209,000
Nassau, Florida 1 $ 101,000 $ 101,000 $ 70,000
Orange, Florida 1 $ 111,000 $ 111,000 $ 34,000
Pinellas, Florida 1 $ 209,000 $ 209,000 $ 125,000
Polk, Florida 1 $ 63,000 $ 63,000 $ 20,000
Sarasota, Florida 1 $ 271,000 $ 271,000 $ 48,000
Sumter, Florida 1 $ 120,000 $ 120,000 $ 65,000
Suwannee, Florida 1 $ 137,000 $ 137,000 $ 52,000
Volusia, Florida 1 $ 312,000 $ 312,000 $ 0
Cook, Illinois 1 $ 325,000 $ 325,000 $ 100,000
Morgan, Illinois 1 $ 80,000 $ 80,000 $ 59,000
Moultrie, Illinois 1 $ 51,000 $ 51,000 $ 53,000
Perry, Illinois 1 $ 95,000 $ 95,000 $ 0
Union, Illinois 1 $ 94,000 $ 94,000 $ 51,000
Johnson, Indiana 1 $ 63,000 $ 63,000 $ 147,000
Adair, Iowa 1 $ 128,000 $ 128,000 $ 98,000
Appanoose, Iowa 1 $ 31,000 $ 31,000 $ 18,000
Buena Vista, Iowa 1 $ 35,000 $ 35,000 $ 34,000
Dickinson, Iowa 1 $ 212,000 $ 212,000 $ 354,000
Guthrie, Iowa 1 $ 370,000 $ 370,000 $ 194,000
Hamilton, Iowa 1 $ 193,000 $ 193,000 $ 70,000
Madison, Iowa 1 $ 265,000 $ 265,000 $ 56,000
Polk, Iowa 1 $ 245,000 $ 245,000 $ 71,000
Story, Iowa 1 $ 234,000 $ 234,000 $ 46,000
Chase, Kansas 1 $ 212,000 $ 212,000 $ 69,000
Decatur, Kansas 1 $ 24,000 $ 24,000 $ 1,000
Ellis, Kansas 1 $ 2,000 $ 2,000 $ 78,000
Jefferson, Kansas 1 $ 128,000 $ 128,000 $ 55,000
Leavenworth, Kansas 1 $ 275,000 $ 275,000 $ 104,000
Osage, Kansas 1 $ 215,000 $ 215,000 $ 98,000
Pottawatomie, Kansas 1 $ 41,000 $ 41,000 $ 13,000
Rooks, Kansas 1 $ 65,000 $ 65,000 $ 109,000
Thomas, Kansas 1 $ 57,000 $ 57,000 $ 40,000
Breathitt, Kentucky 1 $ 88,000 $ 88,000 $ 44,000
Casey, Kentucky 1 $ 64,000 $ 64,000 $ 26,000
Hancock, Kentucky 1 $ 81,000 $ 81,000 $ 45,000
Laurel, Kentucky 1 $ 53,000 $ 53,000 $ 62,000
Martin, Kentucky 1 $ 27,000 $ 27,000 $ 32,000
Perry, Kentucky 1 $ 65,000 $ 65,000 $ 44,000
Pike, Kentucky 1 $ 143,000 $ 143,000 $ 70,000
Pulaski, Kentucky 1 $ 47,000 $ 47,000 $ 54,000
Washington, Kentucky 1 $ 77,000 $ 77,000 $ 58,000
Calcasieu, Louisiana 1 $ 98,000 $ 98,000 $ 34,000
Evangeline, Louisiana 1 $ 45,000 $ 45,000 $ 58,000
Grant, Louisiana 1 $ 52,000 $ 52,000 $ 34,000
Natchitoches, Louisiana 1 $ 107,000 $ 107,000 $ 60,000
Tangipahoa, Louisiana 1 $ 62,000 $ 62,000 $ 35,000
Union, Louisiana 1 $ 49,000 $ 49,000 $ 32,000
Washington, Louisiana 1 $ 72,000 $ 72,000 $ 61,000
Aitkin, Minnesota 1 $ 35,000 $ 35,000 $ 47,000
Chisago, Minnesota 1 $ 150,000 $ 150,000 $ 94,000
Crow Wing, Minnesota 1 $ 154,000 $ 154,000 $ 164,000
Fillmore, Minnesota 1 $ 184,000 $ 184,000 $ 170,000
Isanti, Minnesota 1 $ 188,000 $ 188,000 $ 73,000
Kanabec, Minnesota 1 $ 86,000 $ 86,000 $ 90,000
Le Sueur, Minnesota 1 $ 188,000 $ 188,000 $ 104,000
Mille Lacs, Minnesota 1 $ 264,000 $ 264,000 $ 94,000
Mower, Minnesota 1 $ 137,000 $ 137,000 $ 72,000
Norman, Minnesota 1 $ 108,000 $ 108,000 $ 54,000
Sherburne, Minnesota 1 $ 239,000 $ 239,000 $ 90,000
Stearns, Minnesota 1 $ 224,000 $ 224,000 $ 101,000
Winona, Minnesota 1 $ 248,000 $ 248,000 $ 95,000
Alcorn, Mississippi 1 $ 53,000 $ 53,000 $ 28,000
Jones, Mississippi 1 $ 33,000 $ 33,000 $ 30,000
Lee, Mississippi 1 $ 88,000 $ 88,000 $ 50,000
Marshall, Mississippi 1 $ 83,000 $ 83,000 $ 36,000
Yazoo, Mississippi 1 $ 130,000 $ 130,000 $ 53,000
Andrew, Missouri 1 $ 184,000 $ 184,000 $ 80,000
Audrain, Missouri 1 $ 155,000 $ 155,000 $ 94,000
Camden, Missouri 1 $ 66,000 $ 66,000 $ 33,000
Clay, Missouri 1 $ 208,000 $ 208,000 $ 75,000
Cole, Missouri 1 $ 114,000 $ 114,000 $ 73,000
Dallas, Missouri 1 $ 132,000 $ 132,000 $ 41,000
Jasper, Missouri 1 $ 87,000 $ 87,000 $ 75,000
Lincoln, Missouri 1 $ 410,000 $ 410,000 $ 67,000
Miller, Missouri 1 $ 134,000 $ 134,000 $ 0
Nodaway, Missouri 1 $ 170,000 $ 170,000 $ 65,000
Randolph, Missouri 1 $ 177,000 $ 177,000 $ 0
St. Louis, Missouri 1 $ 75,000 $ 75,000 $ 37,000
Stone, Missouri 1 $ 171,000 $ 171,000 $ 93,000
Taney, Missouri 1 $ 80,000 $ 80,000 $ 106,000
Texas, Missouri 1 $ 52,000 $ 52,000 $ 59,000
Arthur, Nebraska 1 $ 9,000 $ 9,000 $ 34,000
Keya Paha, Nebraska 1 $ 261,000 $ 261,000 $ 142,000
Logan, Nebraska 1 $ 60,000 $ 60,000 $ 30,000
Loup, Nebraska 1 $ 20,000 $ 20,000 $ 24,000
Torrance, New Mexico 1 $ 110,000 $ 110,000 $ 78,000
Columbus, North Carolina 1 $ 69,000 $ 69,000 $ 30,000
Craven, North Carolina 1 $ 65,000 $ 65,000 $ 46,000
Durham, North Carolina 1 $ 92,000 $ 92,000 $ 54,000
Henderson, North Carolina 1 $ 498,000 $ 498,000 $ 60,000
Union, North Carolina 1 $ 750,000 $ 750,000 $ 78,000
Wilkes, North Carolina 1 $ 297,000 $ 297,000 $ 101,000
Lane, Oregon 1 $ 41,000 $ 41,000 $ 60,000
Berkeley, South Carolina 1 $ 56,000 $ 56,000 $ 60,000
Horry, South Carolina 1 $ 96,000 $ 96,000 $ 300,000
Kershaw, South Carolina 1 $ 94,000 $ 94,000 $ 52,000
Sumter, South Carolina 1 $ 87,000 $ 87,000 $ 40,000
York, South Carolina 1 $ 90,000 $ 90,000 $ 51,000
Hughes, South Dakota 1 $ 124,000 $ 124,000 $ 78,000
Lincoln, South Dakota 1 $ 154,000 $ 154,000 $ 57,000
Pennington, South Dakota 1 $ 297,000 $ 297,000 $ 186,000
Turner, South Dakota 1 $ 144,000 $ 144,000 $ 99,000
Union, South Dakota 1 $ 286,000 $ 286,000 $ 160,000
Yankton, South Dakota 1 $ 314,000 $ 314,000 $ 154,000
Henderson, Tennessee 1 $ 64,000 $ 64,000 $ 24,000
Macon, Tennessee 1 $ 82,000 $ 82,000 $ 48,000
Cameron, Texas 1 $ 168,000 $ 168,000 $ 272,000
Collin, Texas 1 $ 278,000 $ 278,000 $ 212,000
Comal, Texas 1 $ 175,000 $ 175,000 $ 180,000
Harris, Texas 1 $ 186,000 $ 186,000 $ 98,000
Salt Lake, Utah 1 $ 400,000 $ 400,000 $ 604,000
Dickenson, Virginia 1 $ 83,000 $ 83,000 $ 65,000
Kittitas, Washington 1 $ 145,000 $ 145,000 $ 26,000
Snohomish, Washington 1 $ 65,000 $ 65,000 $ 53,000
Whatcom, Washington 1 $ 417,000 $ 417,000 $ 350,000
Boone, West Virginia 1 $ 116,000 $ 116,000 $ 72,000
Cabell, West Virginia 1 $ 122,000 $ 122,000 $ 112,000
Fayette, West Virginia 1 $ 91,000 $ 91,000 $ 65,000
McDowell, West Virginia 1 $ 52,000 $ 52,000 $ 54,000
Mingo, West Virginia 1 $ 84,000 $ 84,000 $ 85,000
Monongalia, West Virginia 1 $ 36,000 $ 36,000 $ 32,000
Nicholas, West Virginia 1 $ 110,000 $ 110,000 $ 40,000
Wayne, West Virginia 1 $ 87,000 $ 87,000 $ 50,000
Adams, Wisconsin 1 $ 347,000 $ 347,000 $ 158,000
Barron, Wisconsin 1 $ 217,000 $ 217,000 $ 71,000
Iowa, Wisconsin 1 $ 312,000 $ 312,000 $ 60,000
Washington, Wisconsin 1 $ 295,000 $ 295,000 $ 328,000
Waukesha, Wisconsin 1 $ 261,000 $ 261,000 $ 89,000
Fremont, Wyoming 1 $ 417,000 $ 417,000 $ 138,000

Mortgage Loan Application Detail Totals for Tierone Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,498 $372,630,000 $149,000 $4,138,000 $84,000 $1,689,000
Home Purchase 1,961 $290,139,000 $147,000 $37,889,000 $74,000 $1,689,000
Home Improvement 1,164 $16,296,000 $14,000 $606,000 $64,000 $816,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,718 $547,070,000 $115,000 $1,000,000 $78,000 $1,689,000
Not Provided 553 $46,345,000 $83,000 $911,000 $72,000 $398,000
Hispanic 173 $13,743,000 $79,000 $889,000 $63,000 $508,000
Asian 64 $8,570,000 $133,000 $495,000 $89,000 $450,000
Not applicable 57 $58,070,000 $1,018,000 $37,889,000 $17,000 $225,000
Black or African American 47 $4,084,000 $86,000 $344,000 $63,000 $265,000
American Indian or Alaskan Native 9 $1,037,000 $115,000 $281,000 $54,000 $121,000
Native Hawaiian or Other Pacific Islander 2 $146,000 $73,000 $132,000 $67,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,127 $622,358,000 $121,000 $37,889,000 $79,000 $1,689,000
FHA-insured (Federal Housing Administration) 341 $40,153,000 $117,000 $347,000 $56,000 $353,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 92 $7,461,000 $81,000 $235,000 $39,000 $76,000
VA-guaranteed (Veterans Administration) 63 $9,093,000 $144,000 $417,000 $62,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,054 $550,693,000 $135,000 $37,889,000 $82,000 $1,689,000
Application Denied By Financial Institution 815 $43,742,000 $53,000 $498,000 $57,000 $400,000
Application Approved But Not Accepted 517 $50,578,000 $97,000 $625,000 $73,000 $687,000
File Closed For Incompleteness 85 $12,148,000 $142,000 $417,000 $79,000 $1,120,000
Application Withdrawn By Applicant 79 $9,501,000 $120,000 $417,000 $66,000 $508,000
Loan Purchased By The Institution 73 $12,403,000 $169,000 $380,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 330 $12,611,000 $38,000 $417,000 $58,000 $395,000
Debt-To-Income Ratio 311 $19,154,000 $61,000 $498,000 $51,000 $400,000
Collateral 66 $2,671,000 $40,000 $202,000 $67,000 $181,000
Other 65 $6,572,000 $101,000 $417,000 $77,000 $240,000
Employment History 23 $871,000 $37,000 $167,000 $47,000 $156,000
Unverifiable Information 10 $871,000 $87,000 $161,000 $56,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 7 $508,000 $72,000 $112,000 $41,000 $62,000
Mortgage Insurance Denied 3 $484,000 $161,000 $207,000 $70,000 $91,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tierone Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tierone Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet with aggregated HMDA statistics today.

Download the Nebraska Lender List