Tinker Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Tinker Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tinker Federal Credit Union 4140 W I-40 Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,321 |
| Total Mortgage Loan Application Amount | $283,773,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $498,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Tinker Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tinker Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Tinker Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tinker Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tinker Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tinker Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,685 | $ 60,378,000 | $ 35,000 | $ 70,000 |
| Cleveland County Oklahoma | 723 | $ 32,081,000 | $ 44,000 | $ 83,000 |
| Canadian County Oklahoma | 299 | $ 12,937,000 | $ 43,000 | $ 84,000 |
| Garfield County Oklahoma | 192 | $ 5,314,000 | $ 27,000 | $ 66,000 |
| Pottawatomie County Oklahoma | 187 | $ 5,957,000 | $ 31,000 | $ 68,000 |
| Tulsa County Oklahoma | 144 | $ 6,901,000 | $ 47,000 | $ 86,000 |
| Pontotoc County Oklahoma | 143 | $ 3,365,000 | $ 23,000 | $ 65,000 |
| Grady County Oklahoma | 129 | $ 4,893,000 | $ 37,000 | $ 83,000 |
| Logan County Oklahoma | 110 | $ 4,887,000 | $ 44,000 | $ 83,000 |
| McClain County Oklahoma | 109 | $ 5,747,000 | $ 52,000 | $ 82,000 |
| Lincoln County Oklahoma | 89 | $ 2,618,000 | $ 29,000 | $ 60,000 |
| Seminole County Oklahoma | 61 | $ 2,877,000 | $ 47,000 | $ 64,000 |
| Payne County Oklahoma | 60 | $ 2,519,000 | $ 41,000 | $ 82,000 |
| Garvin County Oklahoma | 31 | $ 1,036,000 | $ 33,000 | $ 59,000 |
| Creek County Oklahoma | 28 | $ 1,044,000 | $ 37,000 | $ 82,000 |
| Wagoner County Oklahoma | 28 | $ 1,367,000 | $ 48,000 | $ 80,000 |
| Kay County Oklahoma | 25 | $ 653,000 | $ 26,000 | $ 75,000 |
| Carter County Oklahoma | 23 | $ 949,000 | $ 41,000 | $ 89,000 |
| Comanche County Oklahoma | 20 | $ 474,000 | $ 23,000 | $ 75,000 |
| Rogers County Oklahoma | 20 | $ 374,000 | $ 18,000 | $ 80,000 |
| Osage County Oklahoma | 18 | $ 661,000 | $ 36,000 | $ 100,000 |
| Hughes County Oklahoma | 17 | $ 642,000 | $ 37,000 | $ 64,000 |
| Muskogee County Oklahoma | 16 | $ 193,000 | $ 12,000 | $ 74,000 |
| McIntosh County Oklahoma | 15 | $ 248,000 | $ 16,000 | $ 85,000 |
| Murray County Oklahoma | 15 | $ 734,000 | $ 48,000 | $ 73,000 |
| Pittsburg County Oklahoma | 15 | $ 225,000 | $ 15,000 | $ 81,000 |
| Caddo County Oklahoma | 14 | $ 377,000 | $ 26,000 | $ 63,000 |
| Kingfisher County Oklahoma | 14 | $ 379,000 | $ 27,000 | $ 74,000 |
| Major County Oklahoma | 14 | $ 718,000 | $ 51,000 | $ 61,000 |
| Atoka County Oklahoma | 10 | $ 240,000 | $ 24,000 | $ 52,000 |
| Cherokee County Oklahoma | 10 | $ 366,000 | $ 36,000 | $ 64,000 |
| Okfuskee County Oklahoma | 10 | $ 442,000 | $ 44,000 | $ 62,000 |
| Johnston County Oklahoma | 9 | $ 510,000 | $ 56,000 | $ 73,000 |
| McCurtain County Oklahoma | 9 | $ 805,000 | $ 89,000 | $ 85,000 |
| Stephens County Oklahoma | 9 | $ 347,000 | $ 38,000 | $ 59,000 |
| Coal County Oklahoma | 7 | $ 35,000 | $ 5,000 | $ 41,000 |
| Latimer County Oklahoma | 7 | $ 186,000 | $ 26,000 | $ 89,000 |
| Love County Oklahoma | 7 | $ 73,000 | $ 10,000 | $ 90,000 |
| Pawnee County Oklahoma | 7 | $ 238,000 | $ 34,000 | $ 77,000 |
| Blaine County Oklahoma | 6 | $ 137,000 | $ 22,000 | $ 77,000 |
| Grant County Oklahoma | 6 | $ 156,000 | $ 26,000 | $ 69,000 |
| Noble County Oklahoma | 6 | $ 325,000 | $ 54,000 | $ 62,000 |
| Okmulgee County Oklahoma | 6 | $ 186,000 | $ 31,000 | $ 87,000 |
| Woodward County Oklahoma | 6 | $ 527,000 | $ 87,000 | $ 96,000 |
| Custer County Oklahoma | 5 | $ 279,000 | $ 55,000 | $ 57,000 |
| Delaware County Oklahoma | 5 | $ 106,000 | $ 21,000 | $ 75,000 |
| Le Flore County Oklahoma | 5 | $ 143,000 | $ 28,000 | $ 91,000 |
| Marshall County Oklahoma | 5 | $ 168,000 | $ 33,000 | $ 66,000 |
| Dallas County Texas | 5 | $ 48,000 | $ 9,000 | $ 53,000 |
| Beckham County Oklahoma | 4 | $ 217,000 | $ 54,000 | $ 130,000 |
| Bryan County Oklahoma | 4 | $ 299,000 | $ 74,000 | $ 84,000 |
| Choctaw County Oklahoma | 4 | $ 108,000 | $ 27,000 | $ 61,000 |
| Dewey County Oklahoma | 4 | $ 68,000 | $ 17,000 | $ 92,000 |
| Jackson County Oklahoma | 4 | $ 184,000 | $ 46,000 | $ 56,000 |
| Mayes County Oklahoma | 4 | $ 46,000 | $ 11,000 | $ 68,000 |
| Washita County Oklahoma | 4 | $ 37,000 | $ 9,000 | $ 79,000 |
| Woods County Oklahoma | 4 | $ 235,000 | $ 58,000 | $ 82,000 |
| Collin County Texas | 4 | $ 33,000 | $ 8,000 | $ 133,000 |
| Haskell County Oklahoma | 3 | $ 34,000 | $ 11,000 | $ 60,000 |
| Maricopa County Arizona | 2 | $ 28,000 | $ 14,000 | $ 42,000 |
| Montezuma County Colorado | 2 | $ 7,000 | $ 3,000 | $ 21,000 |
| Okaloosa County Florida | 2 | $ 31,000 | $ 15,000 | $ 55,000 |
| Douglas County Kansas | 2 | $ 9,000 | $ 4,000 | $ 69,000 |
| Leflore County Mississippi | 2 | $ 20,000 | $ 10,000 | $ 155,000 |
| Clay County Missouri | 2 | $ 14,000 | $ 7,000 | $ 113,000 |
| Lorain County Ohio | 2 | $ 10,000 | $ 5,000 | $ 44,000 |
| Warren County Ohio | 2 | $ 70,000 | $ 35,000 | $ 90,000 |
| Alfalfa County Oklahoma | 2 | $ 9,000 | $ 4,000 | $ 56,000 |
| Cotton County Oklahoma | 2 | $ 44,000 | $ 22,000 | $ 67,000 |
| Craig County Oklahoma | 2 | $ 10,000 | $ 5,000 | $ 74,000 |
| Kiowa County Oklahoma | 2 | $ 14,000 | $ 7,000 | $ 86,000 |
| Ottawa County Oklahoma | 2 | $ 20,000 | $ 10,000 | $ 54,000 |
| Sequoyah County Oklahoma | 2 | $ 9,000 | $ 4,000 | $ 56,000 |
| Tillman County Oklahoma | 2 | $ 17,000 | $ 8,000 | $ 81,000 |
| Washington County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Shelby County Tennessee | 2 | $ 34,000 | $ 17,000 | $ 94,000 |
| Smith County Texas | 2 | $ 7,000 | $ 3,000 | $ 77,000 |
| Tarrant County Texas | 2 | $ 10,000 | $ 5,000 | $ 87,000 |
| Chesterfield County Virginia | 2 | $ 18,000 | $ 9,000 | $ 54,000 |
| Matanuska-Susitna County Alaska | 1 | $ 6,000 | $ 6,000 | $ 92,000 |
| Crawford County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| White County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Stanislaus County California | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Archuleta County Colorado | 1 | $ 10,000 | $ 10,000 | $ 117,000 |
| El Paso County Colorado | 1 | $ 13,000 | $ 13,000 | $ 324,000 |
| Fremont County Colorado | 1 | $ 8,000 | $ 8,000 | $ 84,000 |
| Alachua County Florida | 1 | $ 16,000 | $ 16,000 | $ 17,000 |
| Brevard County Florida | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Madison County Florida | 1 | $ 1,000 | $ 1,000 | $ 21,000 |
| Seminole County Florida | 1 | $ 9,000 | $ 9,000 | $ 87,000 |
| St. Lucie County Florida | 1 | $ 5,000 | $ 5,000 | $ 131,000 |
| St. Clair County Illinois | 1 | $ 18,000 | $ 18,000 | $ 43,000 |
| Will County Illinois | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Johnson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Shawnee County Kansas | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Vermilion County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 187,000 |
| Scott County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 154,000 |
| Johnson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Pulaski County Missouri | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Sarpy County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Sandoval County New Mexico | 1 | $ 8,000 | $ 8,000 | $ 132,000 |
| Onondaga County New York | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Randolph County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Wayne County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Ellis County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Greer County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 54,000 |
| Harper County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Pushmataha County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 65,000 |
| Texas County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Bexar County Texas | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Harris County Texas | 1 | $ 5,000 | $ 5,000 | $ 110,000 |
| Hood County Texas | 1 | $ 6,000 | $ 6,000 | $ 134,000 |
| Montague County Texas | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 4,000 | $ 4,000 | $ 31,000 |
| Polk County Texas | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Randall County Texas | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Wichita County Texas | 1 | $ 6,000 | $ 6,000 | $ 83,000 |
| Loudoun County Virginia | 1 | $ 3,000 | $ 3,000 | $ 173,000 |
| Stafford County Virginia | 1 | $ 19,000 | $ 19,000 | $ 172,000 |
| Kanawha County West Virginia | 1 | $ 9,000 | $ 9,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Tinker Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,586 | $61,364,000 | $17,000 | $401,000 | $73,000 | $417,000 |
| Home Purchase | 1,257 | $171,962,000 | $136,000 | $630,000 | $73,000 | $498,000 |
| Refinancing | 478 | $50,447,000 | $105,000 | $417,000 | $82,000 | $332,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,597 | $196,736,000 | $54,000 | $630,000 | $77,000 | $498,000 |
| Black or African American | 568 | $23,061,000 | $40,000 | $408,000 | $65,000 | $258,000 |
| Hispanic | 440 | $19,583,000 | $44,000 | $378,000 | $58,000 | $230,000 |
| American Indian or Alaskan Native | 430 | $21,121,000 | $49,000 | $400,000 | $74,000 | $297,000 |
| Not Provided | 167 | $14,026,000 | $83,000 | $600,000 | $78,000 | $260,000 |
| Asian | 88 | $8,053,000 | $91,000 | $417,000 | $74,000 | $332,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $1,193,000 | $38,000 | $190,000 | $68,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,105 | $246,454,000 | $48,000 | $630,000 | $74,000 | $498,000 |
| VA-guaranteed (Veterans Administration) | 216 | $37,319,000 | $172,000 | $413,000 | $73,000 | $197,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,465 | $75,125,000 | $30,000 | $417,000 | $81,000 | $417,000 |
| Application Denied By Financial Institution | 1,478 | $52,716,000 | $35,000 | $599,000 | $61,000 | $498,000 |
| Preapproval Denied by Financial Institution | 548 | $77,031,000 | $140,000 | $415,000 | $62,000 | $242,000 |
| Application Approved But Not Accepted | 503 | $35,975,000 | $71,000 | $400,000 | $87,000 | $400,000 |
| Preapproval Approved but not Accepted | 242 | $37,610,000 | $155,000 | $630,000 | $81,000 | $285,000 |
| Application Withdrawn By Applicant | 83 | $4,896,000 | $58,000 | $600,000 | $64,000 | $196,000 |
| File Closed For Incompleteness | 2 | $420,000 | $210,000 | $299,000 | $84,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tinker Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tinker Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.