Tinker Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Tinker Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tinker Federal Credit Union 4140 W I-40 Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,901 |
| Total Mortgage Loan Application Amount | $348,245,000 |
| Average Mortgage Loan Application Amount | $118,600 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $103,400 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Tinker Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tinker Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Tinker Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tinker Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tinker Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tinker Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,082 | $ 122,840,000 | $ 113,000 | $ 113,000 |
| Cleveland County Oklahoma | 344 | $ 36,820,000 | $ 107,000 | $ 123,000 |
| Canadian County Oklahoma | 226 | $ 25,250,000 | $ 111,000 | $ 103,000 |
| Tulsa County Oklahoma | 124 | $ 12,240,000 | $ 98,000 | $ 118,000 |
| Pottawatomie County Oklahoma | 80 | $ 7,820,000 | $ 97,000 | $ 111,000 |
| Garfield County Oklahoma | 75 | $ 6,765,000 | $ 90,000 | $ 91,000 |
| Logan County Oklahoma | 69 | $ 8,585,000 | $ 124,000 | $ 113,000 |
| Grady County Oklahoma | 62 | $ 5,940,000 | $ 95,000 | $ 117,000 |
| McClain County Oklahoma | 59 | $ 6,555,000 | $ 111,000 | $ 111,000 |
| Lincoln County Oklahoma | 26 | $ 2,090,000 | $ 80,000 | $ 77,000 |
| Payne County Oklahoma | 25 | $ 2,395,000 | $ 95,000 | $ 111,000 |
| Wagoner County Oklahoma | 22 | $ 2,300,000 | $ 104,000 | $ 117,000 |
| Garvin County Oklahoma | 19 | $ 1,195,000 | $ 62,000 | $ 82,000 |
| Rogers County Oklahoma | 19 | $ 2,285,000 | $ 120,000 | $ 128,000 |
| Seminole County Oklahoma | 19 | $ 1,195,000 | $ 62,000 | $ 78,000 |
| Pontotoc County Oklahoma | 17 | $ 1,475,000 | $ 86,000 | $ 96,000 |
| Creek County Oklahoma | 12 | $ 1,220,000 | $ 101,000 | $ 106,000 |
| Muskogee County Oklahoma | 11 | $ 695,000 | $ 63,000 | $ 118,000 |
| Comanche County Oklahoma | 10 | $ 820,000 | $ 82,000 | $ 69,000 |
| Marshall County Oklahoma | 9 | $ 755,000 | $ 83,000 | $ 109,000 |
| Cherokee County Oklahoma | 8 | $ 1,550,000 | $ 193,000 | $ 77,000 |
| McIntosh County Oklahoma | 7 | $ 715,000 | $ 102,000 | $ 119,000 |
| Okmulgee County Oklahoma | 7 | $ 725,000 | $ 103,000 | $ 110,000 |
| Osage County Oklahoma | 7 | $ 565,000 | $ 80,000 | $ 133,000 |
| Washington County Oklahoma | 7 | $ 505,000 | $ 72,000 | $ 76,000 |
| Carter County Oklahoma | 6 | $ 960,000 | $ 160,000 | $ 135,000 |
| Kingfisher County Oklahoma | 6 | $ 840,000 | $ 140,000 | $ 869,000 |
| Le Flore County Oklahoma | 6 | $ 280,000 | $ 46,000 | $ 85,000 |
| Murray County Oklahoma | 6 | $ 550,000 | $ 91,000 | $ 88,000 |
| Pittsburg County Oklahoma | 6 | $ 1,170,000 | $ 195,000 | $ 113,000 |
| Sequoyah County Oklahoma | 6 | $ 480,000 | $ 80,000 | $ 123,000 |
| Stephens County Oklahoma | 6 | $ 630,000 | $ 105,000 | $ 57,000 |
| Mayes County Oklahoma | 5 | $ 705,000 | $ 141,000 | $ 112,000 |
| Noble County Oklahoma | 5 | $ 425,000 | $ 85,000 | $ 70,000 |
| Atoka County Oklahoma | 4 | $ 310,000 | $ 77,000 | $ 71,000 |
| Custer County Oklahoma | 4 | $ 310,000 | $ 77,000 | $ 71,000 |
| Hughes County Oklahoma | 4 | $ 200,000 | $ 50,000 | $ 87,000 |
| Johnston County Oklahoma | 4 | $ 370,000 | $ 92,000 | $ 88,000 |
| Kay County Oklahoma | 4 | $ 220,000 | $ 55,000 | $ 108,000 |
| Latimer County Oklahoma | 4 | $ 220,000 | $ 55,000 | $ 58,000 |
| Beckham County Oklahoma | 3 | $ 515,000 | $ 171,000 | $ 120,000 |
| Blaine County Oklahoma | 3 | $ 315,000 | $ 105,000 | $ 41,000 |
| Caddo County Oklahoma | 3 | $ 155,000 | $ 51,000 | $ 79,000 |
| Delaware County Oklahoma | 3 | $ 185,000 | $ 61,000 | $ 68,000 |
| McCurtain County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 82,000 |
| Woodward County Oklahoma | 3 | $ 305,000 | $ 101,000 | $ 117,000 |
| Greer County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Harmon County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Haskell County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Love County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Major County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| Texas County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Alfalfa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Choctaw County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Coal County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Dewey County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Jackson County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Okfuskee County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 93,000 |
| Ottawa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Pushmataha County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Tillman County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Woods County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Tinker Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,030 | $188,290,000 | $182,000 | $1,035,000 | $105,000 | $1,284,000 |
| Home Improvement | 938 | $53,630,000 | $57,000 | $345,000 | $114,000 | $3,600,000 |
| Other Purpose | 340 | $18,580,000 | $54,000 | $335,000 | $111,000 | $773,000 |
| Cash-out Refinancing | 337 | $44,645,000 | $132,000 | $545,000 | $99,000 | $1,277,000 |
| Refinancing | 256 | $43,100,000 | $168,000 | $605,000 | $88,000 | $308,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,768 | $195,890,000 | $110,000 | $655,000 | $112,000 | $3,600,000 |
| Not applicable | 278 | $49,810,000 | $179,000 | $1,035,000 | $0 | $0 |
| American Indian or Alaskan Native | 216 | $25,320,000 | $117,000 | $635,000 | $97,000 | $576,000 |
| Black or African American | 209 | $22,885,000 | $109,000 | $545,000 | $93,000 | $976,000 |
| Not Provided | 175 | $25,015,000 | $142,000 | $525,000 | $113,000 | $1,248,000 |
| Hispanic | 167 | $16,615,000 | $99,000 | $485,000 | $89,000 | $1,284,000 |
| Asian | 72 | $10,400,000 | $144,000 | $655,000 | $102,000 | $1,008,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $895,000 | $179,000 | $355,000 | $87,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,798 | $323,430,000 | $115,000 | $1,035,000 | $108,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 103 | $24,815,000 | $240,000 | $605,000 | $92,000 | $200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,507 | $159,175,000 | $105,000 | $1,035,000 | $117,000 | $1,261,000 |
| Application Denied By Financial Institution | 430 | $36,400,000 | $84,000 | $545,000 | $81,000 | $976,000 |
| Application Approved But Not Accepted | 300 | $34,740,000 | $115,000 | $525,000 | $104,000 | $759,000 |
| Preapproval Approved but not Accepted | 247 | $52,555,000 | $212,000 | $655,000 | $99,000 | $600,000 |
| Preapproval Denied by Financial Institution | 223 | $39,345,000 | $176,000 | $635,000 | $71,000 | $401,000 |
| Application Withdrawn By Applicant | 172 | $22,250,000 | $129,000 | $505,000 | $178,000 | $3,600,000 |
| File Closed For Incompleteness | 22 | $3,780,000 | $171,000 | $455,000 | $140,000 | $1,284,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,248 | $272,500,000 | $121,000 | $1,035,000 | $118,000 | $3,600,000 |
| Debt-To-Income Ratio | 342 | $41,340,000 | $120,000 | $525,000 | $62,000 | $202,000 |
| Credit History | 198 | $23,970,000 | $121,000 | $635,000 | $98,000 | $976,000 |
| Employment History | 40 | $4,740,000 | $118,000 | $475,000 | $80,000 | $270,000 |
| Collateral | 35 | $2,175,000 | $62,000 | $545,000 | $97,000 | $250,000 |
| Other | 19 | $1,085,000 | $57,000 | $155,000 | $91,000 | $169,000 |
| Unverifiable Information | 9 | $1,255,000 | $139,000 | $345,000 | $74,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $985,000 | $109,000 | $205,000 | $84,000 | $182,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $312,000 | $312,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tinker Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tinker Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.