Csw Financial LLC dba Titan Wh Mortgage Lending & HMDA Data, 2007

In 2007, Csw Financial LLC dba Titan Wh of Reno, NV reported 404 mortgage applications totaling $112.9 million. The average application was for $279,522, and applicants reported an average income of $95,178. 28% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Reno-Sparks, NV (177), Sacramento--Arden-Arcade--Roseville, CA (32) and Phoenix-Mesa-Scottsdale, AZ (30) (applications in parentheses).

Mortgage Company & Address Csw Financial LLC dba Titan Wh
7510 Longley Lane
Reno, NV 89502
Federal Regulator * available with data download
Years 2009  2008  2007  
Total Number of Mortgage Applications 404
Total Mortgage Loan Application Amount $112,927,000
Average Mortgage Loan Application Amount $279,522
Highest Mortgage Loan Application Amount $1,499,000
Average Applicant Income $95,178
Highest Applicant Income $600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Csw Financial LLC dba Titan Wh filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Csw Financial LLC dba Titan Wh by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washoe, Nevada 175 $ 49,697,000 $ 283,982 $ 99,000
Maricopa, Arizona 27 $ 5,807,000 $ 215,074 $ 60,000
Clark, Nevada 26 $ 6,968,000 $ 268,000 $ 92,000
Sacramento, California 23 $ 7,185,000 $ 312,391 $ 76,000
Lyon, Nevada 23 $ 6,884,000 $ 299,304 $ 72,000
Los Angeles, California 21 $ 7,260,000 $ 345,714 $ 99,000
Douglas, Nevada 15 $ 4,453,000 $ 296,866 $ 144,000
Carson City, Nevada 11 $ 3,142,000 $ 285,636 $ 59,000
Elko, Nevada 9 $ 1,559,000 $ 173,222 $ 76,000
Imperial, California 7 $ 1,778,000 $ 254,000 $ 118,000
Placer, California 7 $ 1,860,000 $ 265,714 $ 102,000
Stanislaus, California 5 $ 1,301,000 $ 260,200 $ 84,000
Riverside, California 4 $ 1,524,000 $ 381,000 $ 128,000
Pima, Arizona 3 $ 657,000 $ 219,000 $ 117,000
Pinal, Arizona 3 $ 428,000 $ 142,666 $ 45,000
San Bernardino, California 3 $ 910,000 $ 303,333 $ 82,000
San Joaquin, California 3 $ 631,000 $ 210,333 $ 81,000
Santa Clara, California 3 $ 984,000 $ 328,000 $ 174,000
Churchill, Nevada 3 $ 555,000 $ 185,000 $ 116,000
Nye, Nevada 3 $ 945,000 $ 315,000 $ 104,000
Butte, California 2 $ 497,000 $ 248,500 $ 125,000
Contra Costa, California 2 $ 954,000 $ 477,000 $ 122,000
Kern, California 2 $ 339,000 $ 169,500 $ 55,000
Nevada, California 2 $ 476,000 $ 238,000 $ 134,000
San Mateo, California 2 $ 432,000 $ 216,000 $ 180,000
Solano, California 2 $ 808,000 $ 404,000 $ 96,000
Storey, Nevada 2 $ 1,019,000 $ 509,500 $ 277,000
Snohomish, Washington 2 $ 682,000 $ 341,000 $ 129,000
Gila, Arizona 1 $ 249,000 $ 249,000 $ 53,000
Alameda, California 1 $ 360,000 $ 360,000 $ 96,000
El Dorado, California 1 $ 271,000 $ 271,000 $ 93,000
Merced, California 1 $ 212,000 $ 212,000 $ 104,000
Plumas, California 1 $ 167,000 $ 167,000 $ 67,000
San Diego, California 1 $ 66,000 $ 66,000 $ 87,000
Tuolumne, California 1 $ 179,000 $ 179,000 $ 67,000
Yolo, California 1 $ 187,000 $ 187,000 $ 51,000
Pershing, Nevada 1 $ 53,000 $ 53,000 $ 101,000
Davis, Utah 1 $ 119,000 $ 119,000 $ 157,000
Weber, Utah 1 $ 252,000 $ 252,000 $ 92,000
King, Washington 1 $ 605,000 $ 605,000 $ 284,000

Mortgage Loan Application Detail Totals for Csw Financial LLC dba Titan Wh in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 238 $68,021,000 $285,000 $1,499,000 $96,000 $600,000
Home Purchase 166 $44,906,000 $270,000 $879,000 $94,000 $384,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 228 $66,783,000 $292,000 $1,499,000 $110,000 $600,000
Hispanic 127 $32,078,000 $252,000 $620,000 $69,000 $394,000
Asian 26 $7,669,000 $294,000 $900,000 $96,000 $304,000
Black or African American 13 $3,912,000 $300,000 $744,000 $84,000 $198,000
Not Provided 9 $2,205,000 $245,000 $401,000 $126,000 $344,000
Native Hawaiian or Other Pacific Islander 1 $280,000 $280,000 $280,000 $53,000 $53,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 404 $112,927,000 $279,000 $1,499,000 $96,000 $600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 163 $48,251,000 $296,000 $1,400,000 $100,000 $425,000
Loan Originated 112 $27,987,000 $249,000 $630,000 $87,000 $384,000
Application Withdrawn By Applicant 88 $25,356,000 $288,000 $1,499,000 $103,000 $600,000
Application Approved But Not Accepted 34 $9,650,000 $283,000 $744,000 $90,000 $202,000
File Closed For Incompleteness 7 $1,683,000 $240,000 $417,000 $71,000 $162,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 21 $6,326,000 $301,000 $629,000 $80,000 $312,000
Collateral 18 $3,722,000 $206,000 $417,000 $114,000 $344,000
Other 18 $6,134,000 $340,000 $1,400,000 $188,000 $425,000
Unverifiable Information 18 $5,120,000 $284,000 $605,000 $85,000 $284,000
Credit History 13 $4,122,000 $317,000 $620,000 $118,000 $228,000
Employment History 2 $373,000 $186,000 $200,000 $63,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 1 $239,000 $239,000 $239,000 $64,000 $64,000
Credit Application Incomplete 1 $228,000 $228,000 $228,000 $55,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Csw Financial LLC dba Titan Wh's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Csw Financial LLC dba Titan Wh's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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