Total Quality Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Total Quality Financial, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Total Quality Financial, Inc. 2600 Michelson Dr #700 Tustin, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 294 |
| Total Mortgage Loan Application Amount | $105,440,000 |
| Average Mortgage Loan Application Amount | $356,000 |
| Highest Mortgage Loan Application Amount | $1,965,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,032,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Total Quality Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Total Quality Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Total Quality Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Total Quality Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Total Quality Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Total Quality Financial, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 37 | $ 18,625,000 | $ 503,000 | $ 146,000 |
| Riverside County California | 34 | $ 13,330,000 | $ 392,000 | $ 121,000 |
| Los Angeles County California | 20 | $ 10,200,000 | $ 510,000 | $ 107,000 |
| San Bernardino County California | 13 | $ 5,715,000 | $ 439,000 | $ 123,000 |
| Davidson County Tennessee | 8 | $ 2,550,000 | $ 318,000 | $ 198,000 |
| Sacramento County California | 7 | $ 1,005,000 | $ 143,000 | $ 43,000 |
| San Diego County California | 7 | $ 2,945,000 | $ 420,000 | $ 116,000 |
| Maricopa County Arizona | 6 | $ 2,090,000 | $ 348,000 | $ 120,000 |
| Solano County California | 5 | $ 1,675,000 | $ 335,000 | $ 165,000 |
| Maury County Tennessee | 5 | $ 1,785,000 | $ 357,000 | $ 104,000 |
| Rutherford County Tennessee | 5 | $ 865,000 | $ 173,000 | $ 42,000 |
| Alameda County California | 4 | $ 2,010,000 | $ 502,000 | $ 159,000 |
| Contra Costa County California | 4 | $ 1,170,000 | $ 292,000 | $ 94,000 |
| Cobb County Georgia | 3 | $ 765,000 | $ 255,000 | $ 97,000 |
| Cook County Illinois | 3 | $ 715,000 | $ 238,000 | $ 158,000 |
| Mecklenburg County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Shelby County Tennessee | 3 | $ 1,335,000 | $ 445,000 | $ 128,000 |
| King County Washington | 3 | $ 1,665,000 | $ 555,000 | $ 192,000 |
| Pinal County Arizona | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Imperial County California | 2 | $ 610,000 | $ 305,000 | $ 76,000 |
| Kern County California | 2 | $ 680,000 | $ 340,000 | $ 145,000 |
| Mariposa County California | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| San Joaquin County California | 2 | $ 740,000 | $ 370,000 | $ 95,000 |
| Ventura County California | 2 | $ 830,000 | $ 415,000 | $ 116,000 |
| Jefferson County Colorado | 2 | $ 550,000 | $ 275,000 | $ 48,000 |
| Hillsborough County Florida | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| Walton County Georgia | 2 | $ 1,420,000 | $ 710,000 | $ 118,000 |
| Marion County Oregon | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Robertson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Williamson County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 112,000 |
| Dallas County Texas | 2 | $ 820,000 | $ 410,000 | $ 112,000 |
| Travis County Texas | 2 | $ 630,000 | $ 315,000 | $ 71,000 |
| Clark County Washington | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Island County Washington | 2 | $ 1,090,000 | $ 545,000 | $ 335,000 |
| Pierce County Washington | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Cochise County Arizona | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Coconino County Arizona | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Pima County Arizona | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Butte County California | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Fresno County California | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Kings County California | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Napa County California | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| San Luis Obispo County California | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| San Mateo County California | 1 | $ 405,000 | $ 405,000 | $ 323,000 |
| Santa Clara County California | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Shasta County California | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Stanislaus County California | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Tulare County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Boulder County Colorado | 1 | $ 745,000 | $ 745,000 | $ 362,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Larimer County Colorado | 1 | $ 375,000 | $ 375,000 | $ 247,000 |
| Broward County Florida | 1 | $ 1,965,000 | $ 1,965,000 | $ 336,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Pasco County Florida | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Pinellas County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Fulton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 402,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Houston County Georgia | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Rabun County Georgia | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| Ada County Idaho | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
| DuPage County Illinois | 1 | $ 215,000 | $ 215,000 | $ 204,000 |
| Howard County Maryland | 1 | $ 105,000 | $ 105,000 | $ 380,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 199,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 149,000 |
| Lincoln County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Moore County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 76,000 |
| Union County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Wake County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Clermont County Ohio | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Deschutes County Oregon | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Yamhill County Oregon | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Berks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Fayette County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 79,000 |
| Greene County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Loudon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Putnam County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 76,000 |
| Wilson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 48,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Weber County Utah | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Thurston County Washington | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Total Quality Financial, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 142 | $42,710,000 | $300,000 | $815,000 | $118,000 | $1,032,000 |
| Home Purchase | 68 | $35,780,000 | $526,000 | $1,965,000 | $147,000 | $477,000 |
| Cash-out Refinancing | 67 | $22,465,000 | $335,000 | $785,000 | $107,000 | $300,000 |
| Home Improvement | 17 | $4,485,000 | $263,000 | $545,000 | $68,000 | $169,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 133 | $50,685,000 | $381,000 | $1,965,000 | $119,000 | $1,032,000 |
| White | 118 | $39,560,000 | $335,000 | $825,000 | $126,000 | $1,032,000 |
| Hispanic | 19 | $6,285,000 | $330,000 | $595,000 | $84,000 | $188,000 |
| Asian | 12 | $5,160,000 | $430,000 | $795,000 | $104,000 | $156,000 |
| Black or African American | 8 | $2,370,000 | $296,000 | $475,000 | $76,000 | $137,000 |
| Not applicable | 2 | $720,000 | $360,000 | $515,000 | $336,000 | $336,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 257 | $93,775,000 | $364,000 | $1,965,000 | $125,000 | $1,032,000 |
| FHA-insured (Federal Housing Administration) | 22 | $7,420,000 | $337,000 | $785,000 | $82,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,245,000 | $283,000 | $615,000 | $68,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 182 | $64,520,000 | $354,000 | $1,275,000 | $117,000 | $1,032,000 |
| Application Denied By Financial Institution | 61 | $17,205,000 | $282,000 | $745,000 | $115,000 | $1,032,000 |
| Loan Originated | 48 | $22,830,000 | $475,000 | $1,965,000 | $134,000 | $413,000 |
| File Closed For Incompleteness | 2 | $480,000 | $240,000 | $285,000 | $121,000 | $145,000 |
| Application Approved But Not Accepted | 1 | $405,000 | $405,000 | $405,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 233 | $88,235,000 | $378,000 | $1,965,000 | $120,000 | $1,032,000 |
| Debt-To-Income Ratio | 16 | $4,340,000 | $271,000 | $475,000 | $71,000 | $160,000 |
| Credit History | 14 | $3,090,000 | $220,000 | $455,000 | $163,000 | $1,032,000 |
| Credit Application Incomplete | 13 | $5,155,000 | $396,000 | $745,000 | $127,000 | $362,000 |
| Other | 12 | $2,800,000 | $233,000 | $415,000 | $100,000 | $323,000 |
| Unverifiable Information | 3 | $1,055,000 | $351,000 | $555,000 | $196,000 | $402,000 |
| Collateral | 1 | $365,000 | $365,000 | $365,000 | $87,000 | $87,000 |
| Employment History | 1 | $195,000 | $195,000 | $195,000 | $17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Total Quality Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Total Quality Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.