Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Towne Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,230 |
| Total Mortgage Loan Application Amount | $1,042,790,000 |
| Average Mortgage Loan Application Amount | $290,666 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $3,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 376 | $ 174,568,000 | $ 464,000 | $ 126,000 |
| New Hanover County North Carolina | 292 | $ 64,788,000 | $ 221,000 | $ 103,000 |
| Henrico County Virginia | 254 | $ 52,622,000 | $ 207,000 | $ 80,000 |
| Mecklenburg County North Carolina | 243 | $ 45,424,000 | $ 186,000 | $ 74,000 |
| Chesapeake County Virginia | 229 | $ 52,500,000 | $ 229,000 | $ 90,000 |
| Dare County North Carolina | 196 | $ 62,317,000 | $ 317,000 | $ 174,000 |
| Brunswick County North Carolina | 175 | $ 37,903,000 | $ 216,000 | $ 113,000 |
| Chesterfield County Virginia | 174 | $ 34,136,000 | $ 196,000 | $ 83,000 |
| Wake County North Carolina | 154 | $ 30,144,000 | $ 195,000 | $ 84,000 |
| Norfolk County Virginia | 147 | $ 37,404,000 | $ 254,000 | $ 121,000 |
| Richmond City County Virginia | 147 | $ 40,275,000 | $ 273,000 | $ 105,000 |
| Hanover County Virginia | 135 | $ 32,110,000 | $ 237,000 | $ 94,000 |
| Suffolk County Virginia | 119 | $ 30,747,000 | $ 258,000 | $ 131,000 |
| Currituck County North Carolina | 116 | $ 38,540,000 | $ 332,000 | $ 178,000 |
| Portsmouth County Virginia | 96 | $ 13,862,000 | $ 144,000 | $ 60,000 |
| Albemarle County Virginia | 66 | $ 17,309,000 | $ 262,000 | $ 94,000 |
| Union County North Carolina | 64 | $ 17,082,000 | $ 266,000 | $ 101,000 |
| Dorchester County South Carolina | 61 | $ 12,515,000 | $ 205,000 | $ 67,000 |
| James City County Virginia | 58 | $ 20,555,000 | $ 354,000 | $ 216,000 |
| Pender County North Carolina | 54 | $ 14,172,000 | $ 262,000 | $ 108,000 |
| Isle of Wight County Virginia | 53 | $ 15,499,000 | $ 292,000 | $ 123,000 |
| Pasquotank County North Carolina | 50 | $ 7,890,000 | $ 157,000 | $ 76,000 |
| Nash County North Carolina | 47 | $ 4,437,000 | $ 94,000 | $ 57,000 |
| Newport News County Virginia | 43 | $ 9,947,000 | $ 231,000 | $ 87,000 |
| York County South Carolina | 37 | $ 6,903,000 | $ 186,000 | $ 70,000 |
| York County Virginia | 37 | $ 10,294,000 | $ 278,000 | $ 143,000 |
| Cabarrus County North Carolina | 33 | $ 5,910,000 | $ 179,000 | $ 77,000 |
| Johnston County North Carolina | 32 | $ 4,527,000 | $ 141,000 | $ 54,000 |
| Berkeley County South Carolina | 31 | $ 5,524,000 | $ 178,000 | $ 62,000 |
| Augusta County Virginia | 30 | $ 5,723,000 | $ 190,000 | $ 72,000 |
| Charlottesville County Virginia | 26 | $ 5,627,000 | $ 216,000 | $ 86,000 |
| Hampton County Virginia | 25 | $ 4,114,000 | $ 164,000 | $ 109,000 |
| Iredell County North Carolina | 21 | $ 4,516,000 | $ 215,000 | $ 76,000 |
| Charleston County South Carolina | 21 | $ 3,475,000 | $ 165,000 | $ 40,000 |
| New Kent County Virginia | 20 | $ 4,773,000 | $ 238,000 | $ 101,000 |
| Lancaster County South Carolina | 18 | $ 3,356,000 | $ 186,000 | $ 70,000 |
| Cumberland County North Carolina | 17 | $ 1,858,000 | $ 109,000 | $ 58,000 |
| Goochland County Virginia | 17 | $ 4,787,000 | $ 281,000 | $ 97,000 |
| Camden County North Carolina | 16 | $ 3,957,000 | $ 247,000 | $ 86,000 |
| Onslow County North Carolina | 16 | $ 4,166,000 | $ 260,000 | $ 152,000 |
| Gloucester County Virginia | 16 | $ 5,150,000 | $ 321,000 | $ 157,000 |
| King William County Virginia | 16 | $ 2,572,000 | $ 160,000 | $ 62,000 |
| Sampson County North Carolina | 15 | $ 1,443,000 | $ 96,000 | $ 46,000 |
| Gaston County North Carolina | 14 | $ 2,370,000 | $ 169,000 | $ 77,000 |
| Colonial Heights County Virginia | 14 | $ 2,199,000 | $ 157,000 | $ 64,000 |
| Durham County North Carolina | 13 | $ 1,891,000 | $ 145,000 | $ 67,000 |
| Fluvanna County Virginia | 13 | $ 2,222,000 | $ 170,000 | $ 70,000 |
| Staunton County Virginia | 13 | $ 1,733,000 | $ 133,000 | $ 69,000 |
| Waynesboro County Virginia | 12 | $ 2,400,000 | $ 200,000 | $ 83,000 |
| Perquimans County North Carolina | 11 | $ 2,229,000 | $ 202,000 | $ 98,000 |
| Petersburg County Virginia | 10 | $ 1,019,000 | $ 101,000 | $ 48,000 |
| Alamance County North Carolina | 9 | $ 812,000 | $ 90,000 | $ 46,000 |
| Horry County South Carolina | 9 | $ 1,736,000 | $ 192,000 | $ 93,000 |
| Dinwiddie County Virginia | 9 | $ 1,052,000 | $ 116,000 | $ 48,000 |
| Poquoson County Virginia | 9 | $ 4,296,000 | $ 477,000 | $ 175,000 |
| Powhatan County Virginia | 9 | $ 1,940,000 | $ 215,000 | $ 70,000 |
| Louisa County Virginia | 8 | $ 1,414,000 | $ 176,000 | $ 89,000 |
| Rockingham County Virginia | 8 | $ 1,190,000 | $ 148,000 | $ 56,000 |
| Harnett County North Carolina | 7 | $ 1,296,000 | $ 185,000 | $ 65,000 |
| Orange County North Carolina | 7 | $ 2,394,000 | $ 342,000 | $ 124,000 |
| Prince George County Virginia | 7 | $ 1,456,000 | $ 208,000 | $ 55,000 |
| Cleveland County North Carolina | 6 | $ 558,000 | $ 93,000 | $ 55,000 |
| Franklin County North Carolina | 6 | $ 1,135,000 | $ 189,000 | $ 70,000 |
| Lee County North Carolina | 6 | $ 444,000 | $ 74,000 | $ 43,000 |
| Lincoln County North Carolina | 6 | $ 1,513,000 | $ 252,000 | $ 105,000 |
| Rowan County North Carolina | 6 | $ 966,000 | $ 161,000 | $ 79,000 |
| Greene County Virginia | 6 | $ 1,076,000 | $ 179,000 | $ 91,000 |
| Edgecombe County North Carolina | 5 | $ 374,000 | $ 74,000 | $ 33,000 |
| Amelia County Virginia | 5 | $ 602,000 | $ 120,000 | $ 47,000 |
| Fairfax County Virginia | 5 | $ 1,909,000 | $ 381,000 | $ 139,000 |
| King George County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 87,000 |
| Northampton County Virginia | 5 | $ 1,242,000 | $ 248,000 | $ 261,000 |
| Nottoway County Virginia | 5 | $ 617,000 | $ 123,000 | $ 43,000 |
| Williamsburg County Virginia | 5 | $ 1,186,000 | $ 237,000 | $ 136,000 |
| Buncombe County North Carolina | 4 | $ 684,000 | $ 171,000 | $ 34,000 |
| Duplin County North Carolina | 4 | $ 475,000 | $ 118,000 | $ 42,000 |
| Beaufort County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 60,000 |
| Greenville County South Carolina | 4 | $ 485,000 | $ 121,000 | $ 79,000 |
| Bedford County Virginia | 4 | $ 704,000 | $ 176,000 | $ 47,000 |
| Charles City County Virginia | 4 | $ 844,000 | $ 211,000 | $ 54,000 |
| Hopewell County Virginia | 4 | $ 529,000 | $ 132,000 | $ 45,000 |
| Nelson County Virginia | 4 | $ 660,000 | $ 165,000 | $ 154,000 |
| Orange County Virginia | 4 | $ 985,000 | $ 246,000 | $ 138,000 |
| Roanoke County Virginia | 4 | $ 1,016,000 | $ 254,000 | $ 145,000 |
| Carteret County North Carolina | 3 | $ 887,000 | $ 295,000 | $ 122,000 |
| Chowan County North Carolina | 3 | $ 671,000 | $ 223,000 | $ 101,000 |
| Columbus County North Carolina | 3 | $ 612,000 | $ 204,000 | $ 111,000 |
| Hyde County North Carolina | 3 | $ 739,000 | $ 246,000 | $ 244,000 |
| Pitt County North Carolina | 3 | $ 217,000 | $ 72,000 | $ 67,000 |
| Sevier County Tennessee | 3 | $ 584,000 | $ 194,000 | $ 68,000 |
| Harrisonburg County Virginia | 3 | $ 361,000 | $ 120,000 | $ 41,000 |
| King and Queen County Virginia | 3 | $ 697,000 | $ 232,000 | $ 80,000 |
| Madison County Virginia | 3 | $ 1,051,000 | $ 350,000 | $ 120,000 |
| Rockbridge County Virginia | 3 | $ 336,000 | $ 112,000 | $ 67,000 |
| Spotsylvania County Virginia | 3 | $ 532,000 | $ 177,000 | $ 34,000 |
| Broward County Florida | 2 | $ 387,000 | $ 193,000 | $ 93,000 |
| Coweta County Georgia | 2 | $ 508,000 | $ 254,000 | $ 101,000 |
| Beaufort County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 123,000 |
| Bertie County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 147,000 |
| Catawba County North Carolina | 2 | $ 1,012,000 | $ 506,000 | $ 208,000 |
| Chatham County North Carolina | 2 | $ 493,000 | $ 246,000 | $ 146,000 |
| Forsyth County North Carolina | 2 | $ 619,000 | $ 309,000 | $ 137,000 |
| Granville County North Carolina | 2 | $ 426,000 | $ 213,000 | $ 104,000 |
| Guilford County North Carolina | 2 | $ 266,000 | $ 133,000 | $ 55,000 |
| Hertford County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 35,000 |
| Jackson County North Carolina | 2 | $ 521,000 | $ 260,000 | $ 255,000 |
| Moore County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 77,000 |
| Rockingham County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Tyrrell County North Carolina | 2 | $ 546,000 | $ 273,000 | $ 177,000 |
| Cocke County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 51,000 |
| Brunswick County Virginia | 2 | $ 402,000 | $ 201,000 | $ 43,000 |
| Campbell County Virginia | 2 | $ 157,000 | $ 78,000 | $ 13,000 |
| Caroline County Virginia | 2 | $ 416,000 | $ 208,000 | $ 81,000 |
| Halifax County Virginia | 2 | $ 221,000 | $ 110,000 | $ 74,000 |
| Lunenburg County Virginia | 2 | $ 1,669,000 | $ 834,000 | $ 37,000 |
| Middlesex County Virginia | 2 | $ 1,278,000 | $ 639,000 | $ 199,000 |
| Montgomery County Virginia | 2 | $ 275,000 | $ 137,000 | $ 36,000 |
| Pittsylvania County Virginia | 2 | $ 93,000 | $ 46,000 | $ 0 |
| Prince William County Virginia | 2 | $ 456,000 | $ 228,000 | $ 100,000 |
| Shenandoah County Virginia | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
| Surry County Virginia | 2 | $ 353,000 | $ 176,000 | $ 87,000 |
| Sussex County Virginia | 2 | $ 125,000 | $ 62,000 | $ 26,000 |
| Manatee County Florida | 1 | $ 337,000 | $ 337,000 | $ 143,000 |
| Polk County Florida | 1 | $ 177,000 | $ 177,000 | $ 41,000 |
| Sumter County Florida | 1 | $ 203,000 | $ 203,000 | $ 108,000 |
| Butts County Georgia | 1 | $ 172,000 | $ 172,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 613,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Columbia County Georgia | 1 | $ 309,000 | $ 309,000 | $ 155,000 |
| Fayette County Georgia | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Fulton County Georgia | 1 | $ 161,000 | $ 161,000 | $ 177,000 |
| Gwinnett County Georgia | 1 | $ 310,000 | $ 310,000 | $ 131,000 |
| Baltimore County Maryland | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Burke County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 41,000 |
| Davidson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Davie County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Halifax County North Carolina | 1 | $ 522,000 | $ 522,000 | $ 482,000 |
| Henderson County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 65,000 |
| Macon County North Carolina | 1 | $ 321,000 | $ 321,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Montgomery County North Carolina | 1 | $ 546,000 | $ 546,000 | $ 218,000 |
| Pamlico County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 59,000 |
| Randolph County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 47,000 |
| Rutherford County North Carolina | 1 | $ 848,000 | $ 848,000 | $ 1,746,000 |
| Stanly County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 315,000 |
| Stokes County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Warren County North Carolina | 1 | $ 381,000 | $ 381,000 | $ 154,000 |
| Wayne County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 163,000 |
| Wilson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Dauphin County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Aiken County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 66,000 |
| Calhoun County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Fairfield County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Florence County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 77,000 |
| Lexington County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Oconee County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Orangeburg County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Richland County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 331,000 |
| Spartanburg County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 35,000 |
| Sumter County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 100,000 |
| Greene County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Hamblen County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Bath County Virginia | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| Cumberland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Essex County Virginia | 1 | $ 244,000 | $ 244,000 | $ 80,000 |
| Fauquier County Virginia | 1 | $ 620,000 | $ 620,000 | $ 100,000 |
| Franklin City County Virginia | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Henry County Virginia | 1 | $ 270,000 | $ 270,000 | $ 168,000 |
| Highland County Virginia | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Lancaster County Virginia | 1 | $ 417,000 | $ 417,000 | $ 626,000 |
| Loudoun County Virginia | 1 | $ 385,000 | $ 385,000 | $ 370,000 |
| Lynchburg County Virginia | 1 | $ 169,000 | $ 169,000 | $ 106,000 |
| Mathews County Virginia | 1 | $ 340,000 | $ 340,000 | $ 107,000 |
| Prince Edward County Virginia | 1 | $ 186,000 | $ 186,000 | $ 119,000 |
| Richmond County Virginia | 1 | $ 935,000 | $ 935,000 | $ 644,000 |
| Roanoke City County Virginia | 1 | $ 224,000 | $ 224,000 | $ 185,000 |
| Salem County Virginia | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Southampton County Virginia | 1 | $ 406,000 | $ 406,000 | $ 387,000 |
| Westmoreland County Virginia | 1 | $ 248,000 | $ 248,000 | $ 225,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,385 | $789,071,000 | $233,000 | $24,000,000 | $98,000 | $3,134,000 |
| Refinancing | 701 | $203,441,000 | $290,000 | $3,000,000 | $130,000 | $2,516,000 |
| Home Improvement | 144 | $50,278,000 | $349,000 | $25,000,000 | $104,000 | $711,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,092 | $759,004,000 | $245,000 | $2,900,000 | $116,000 | $3,134,000 |
| Black or African American | 424 | $72,360,000 | $170,000 | $1,136,000 | $74,000 | $461,000 |
| Not Provided | 215 | $44,571,000 | $207,000 | $1,500,000 | $100,000 | $600,000 |
| Not applicable | 206 | $107,831,000 | $523,000 | $25,000,000 | $0 | $0 |
| Hispanic | 155 | $25,349,000 | $163,000 | $700,000 | $59,000 | $470,000 |
| Asian | 123 | $30,250,000 | $245,000 | $2,000,000 | $117,000 | $827,000 |
| American Indian or Alaskan Native | 10 | $2,731,000 | $273,000 | $920,000 | $76,000 | $256,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $694,000 | $138,000 | $236,000 | $67,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,727 | $733,103,000 | $268,000 | $25,000,000 | $124,000 | $3,134,000 |
| FHA-insured (Federal Housing Administration) | 906 | $161,569,000 | $178,000 | $530,000 | $57,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 463 | $125,693,000 | $271,000 | $1,265,000 | $85,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $22,425,000 | $167,000 | $394,000 | $54,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,547 | $881,908,000 | $248,000 | $25,000,000 | $102,000 | $3,134,000 |
| Application Withdrawn By Applicant | 380 | $91,085,000 | $239,000 | $1,163,000 | $108,000 | $711,000 |
| Application Denied By Financial Institution | 284 | $67,082,000 | $236,000 | $2,000,000 | $105,000 | $900,000 |
| Application Approved But Not Accepted | 17 | $2,346,000 | $138,000 | $330,000 | $112,000 | $343,000 |
| File Closed For Incompleteness | 2 | $369,000 | $184,000 | $239,000 | $81,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $17,786,000 | $230,000 | $890,000 | $75,000 | $433,000 |
| Collateral | 61 | $18,010,000 | $295,000 | $1,500,000 | $143,000 | $694,000 |
| Credit History | 43 | $9,024,000 | $209,000 | $2,000,000 | $95,000 | $827,000 |
| Other | 40 | $7,391,000 | $184,000 | $421,000 | $81,000 | $345,000 |
| Credit Application Incomplete | 24 | $6,303,000 | $262,000 | $642,000 | $195,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $4,763,000 | $216,000 | $1,140,000 | $87,000 | $424,000 |
| Unverifiable Information | 9 | $2,158,000 | $239,000 | $339,000 | $68,000 | $121,000 |
| Employment History | 7 | $1,088,000 | $155,000 | $484,000 | $59,000 | $288,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.