Traders & Farmers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Traders & Farmers Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Traders & Farmers Bank Po Box 550 Haleyville, AL 35565 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 312 |
| Total Mortgage Loan Application Amount | $23,790,000 |
| Average Mortgage Loan Application Amount | $67,400 |
| Highest Mortgage Loan Application Amount | $865,000 |
| Average Applicant Income | $79,600 |
| Highest Applicant Income | $912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Traders & Farmers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Traders & Farmers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Traders & Farmers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Traders & Farmers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Traders & Farmers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Traders & Farmers Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winston County Alabama | 150 | $ 10,980,000 | $ 73,000 | $ 69,000 |
| Walker County Alabama | 29 | $ 2,505,000 | $ 86,000 | $ 61,000 |
| Marion County Alabama | 28 | $ 1,520,000 | $ 54,000 | $ 64,000 |
| Franklin County Alabama | 9 | $ 1,055,000 | $ 117,000 | $ 117,000 |
| Cullman County Alabama | 8 | $ 1,720,000 | $ 215,000 | $ 217,000 |
| Montgomery County Texas | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 415,000 | $ 138,000 | $ 143,000 |
| Colbert County Alabama | 2 | $ 230,000 | $ 115,000 | $ 24,000 |
| Lauderdale County Alabama | 2 | $ 270,000 | $ 135,000 | $ 135,000 |
| Lee County Alabama | 2 | $ 500,000 | $ 250,000 | $ 147,000 |
| Madison County Alabama | 2 | $ 240,000 | $ 120,000 | $ 409,000 |
| Morgan County Alabama | 2 | $ 210,000 | $ 105,000 | $ 343,000 |
| Hernando County Florida | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Pinellas County Florida | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Coffee County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fayette County Alabama | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Greene County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wilcox County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Boone County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Independence County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lee County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Marion County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Saline County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| White County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Dixie County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Glades County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Osceola County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Washington County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Coffee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Turner County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wayne County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bienville County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Grant County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iberville County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| La Salle County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Morehouse County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Webster County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Scott County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Santa Fe County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pushmataha County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Texas County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Roane County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Austin County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Duval County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Johnson County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Orange County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tarrant County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Ward County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Utah County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Traders & Farmers Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 177 | $14,835,000 | $83,000 | $795,000 | $95,000 | $912,000 |
| Refinancing | 79 | $5,015,000 | $63,000 | $865,000 | $68,000 | $297,000 |
| Cash-out Refinancing | 37 | $2,905,000 | $78,000 | $375,000 | $70,000 | $299,000 |
| Home Improvement | 17 | $915,000 | $53,000 | $165,000 | $78,000 | $207,000 |
| Other Purpose | 2 | $120,000 | $60,000 | $85,000 | $87,000 | $144,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 227 | $18,985,000 | $83,000 | $865,000 | $82,000 | $912,000 |
| Not applicable | 76 | $4,140,000 | $54,000 | $155,000 | $0 | $0 |
| Hispanic | 5 | $295,000 | $59,000 | $135,000 | $28,000 | $60,000 |
| Black or African American | 2 | $50,000 | $25,000 | $35,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $295,000 | $295,000 | $295,000 | $103,000 | $103,000 |
| Asian | 1 | $25,000 | $25,000 | $25,000 | $37,000 | $37,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 312 | $23,790,000 | $76,000 | $865,000 | $81,000 | $912,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 216 | $18,770,000 | $86,000 | $865,000 | $84,000 | $912,000 |
| Loan Purchased By The Institution | 74 | $3,910,000 | $52,000 | $155,000 | $0 | $0 |
| Application Denied By Financial Institution | 16 | $730,000 | $45,000 | $105,000 | $48,000 | $76,000 |
| Application Withdrawn By Applicant | 4 | $180,000 | $45,000 | $75,000 | $29,000 | $60,000 |
| Application Approved But Not Accepted | 2 | $200,000 | $100,000 | $185,000 | $49,000 | $80,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 296 | $23,060,000 | $77,000 | $865,000 | $83,000 | $912,000 |
| Credit History | 16 | $730,000 | $45,000 | $105,000 | $48,000 | $76,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Traders & Farmers Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Traders & Farmers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.