Tristar Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Tristar Finance, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tristar Finance, Inc. 5209 Lake Washington Blvd Ne #220 Kirkland, WA 98033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 838 |
| Total Mortgage Loan Application Amount | $434,310,000 |
| Average Mortgage Loan Application Amount | $538,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $183,000 |
| Highest Applicant Income | $3,167,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Tristar Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tristar Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Tristar Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tristar Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Tristar Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tristar Finance, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 418 | $ 234,360,000 | $ 560,000 | $ 191,000 |
| Snohomish County Washington | 198 | $ 96,310,000 | $ 486,000 | $ 163,000 |
| Pierce County Washington | 41 | $ 17,625,000 | $ 429,000 | $ 129,000 |
| Thurston County Washington | 12 | $ 4,840,000 | $ 403,000 | $ 114,000 |
| Orange County California | 10 | $ 5,550,000 | $ 555,000 | $ 150,000 |
| Los Angeles County California | 9 | $ 5,905,000 | $ 656,000 | $ 187,000 |
| Riverside County California | 8 | $ 3,580,000 | $ 447,000 | $ 169,000 |
| Santa Clara County California | 8 | $ 6,390,000 | $ 798,000 | $ 208,000 |
| Clark County Washington | 8 | $ 3,540,000 | $ 442,000 | $ 170,000 |
| Kitsap County Washington | 7 | $ 3,075,000 | $ 439,000 | $ 224,000 |
| Washington County Oregon | 6 | $ 2,980,000 | $ 496,000 | $ 231,000 |
| Island County Washington | 6 | $ 2,330,000 | $ 388,000 | $ 125,000 |
| San Diego County California | 5 | $ 3,485,000 | $ 697,000 | $ 182,000 |
| Skagit County Washington | 5 | $ 1,415,000 | $ 283,000 | $ 144,000 |
| Spokane County Washington | 5 | $ 1,305,000 | $ 261,000 | $ 236,000 |
| San Bernardino County California | 4 | $ 1,260,000 | $ 315,000 | $ 115,000 |
| San Joaquin County California | 4 | $ 860,000 | $ 215,000 | $ 110,000 |
| Benton County Washington | 4 | $ 1,140,000 | $ 285,000 | $ 289,000 |
| Douglas County Washington | 4 | $ 1,900,000 | $ 475,000 | $ 189,000 |
| Grays Harbor County Washington | 4 | $ 1,730,000 | $ 432,000 | $ 322,000 |
| Alameda County California | 3 | $ 2,065,000 | $ 688,000 | $ 208,000 |
| Butte County California | 3 | $ 795,000 | $ 265,000 | $ 80,000 |
| Contra Costa County California | 3 | $ 1,565,000 | $ 521,000 | $ 127,000 |
| Placer County California | 3 | $ 1,585,000 | $ 528,000 | $ 134,000 |
| San Luis Obispo County California | 3 | $ 1,595,000 | $ 531,000 | $ 604,000 |
| Ada County Idaho | 3 | $ 1,835,000 | $ 611,000 | $ 202,000 |
| Clallam County Washington | 3 | $ 885,000 | $ 295,000 | $ 113,000 |
| Grant County Washington | 3 | $ 1,025,000 | $ 341,000 | $ 182,000 |
| Mason County Washington | 3 | $ 1,355,000 | $ 451,000 | $ 330,000 |
| Whatcom County Washington | 3 | $ 1,415,000 | $ 471,000 | $ 156,000 |
| El Dorado County California | 2 | $ 2,240,000 | $ 1,120,000 | $ 213,000 |
| Kern County California | 2 | $ 560,000 | $ 280,000 | $ 153,000 |
| Marin County California | 2 | $ 1,540,000 | $ 770,000 | $ 140,000 |
| Canyon County Idaho | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Clackamas County Oregon | 2 | $ 640,000 | $ 320,000 | $ 74,000 |
| Marion County Oregon | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| Multnomah County Oregon | 2 | $ 1,010,000 | $ 505,000 | $ 291,000 |
| Chelan County Washington | 2 | $ 1,590,000 | $ 795,000 | $ 461,000 |
| Kittitas County Washington | 2 | $ 620,000 | $ 310,000 | $ 196,000 |
| Yakima County Washington | 2 | $ 680,000 | $ 340,000 | $ 186,000 |
| Anchorage County Alaska | 1 | $ 265,000 | $ 265,000 | $ 16,000 |
| Fresno County California | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Monterey County California | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Napa County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| San Francisco County California | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| San Mateo County California | 1 | $ 645,000 | $ 645,000 | $ 160,000 |
| Santa Barbara County California | 1 | $ 1,855,000 | $ 1,855,000 | $ 421,000 |
| Ventura County California | 1 | $ 705,000 | $ 705,000 | $ 195,000 |
| Bingham County Idaho | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Kootenai County Idaho | 1 | $ 275,000 | $ 275,000 | $ 236,000 |
| Benton County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Linn County Oregon | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Polk County Oregon | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Yamhill County Oregon | 1 | $ 475,000 | $ 475,000 | $ 71,000 |
| Klickitat County Washington | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Pend Oreille County Washington | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| San Juan County Washington | 1 | $ 545,000 | $ 545,000 | $ 218,000 |
Mortgage Loan Application Detail Totals for Tristar Finance, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 496 | $248,700,000 | $501,000 | $2,285,000 | $184,000 | $3,167,000 |
| Cash-out Refinancing | 221 | $112,375,000 | $508,000 | $3,005,000 | $149,000 | $535,000 |
| Home Purchase | 121 | $73,235,000 | $605,000 | $2,685,000 | $216,000 | $1,249,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 474 | $245,920,000 | $518,000 | $3,005,000 | $181,000 | $3,167,000 |
| Asian | 249 | $134,805,000 | $541,000 | $2,005,000 | $188,000 | $819,000 |
| Not Provided | 53 | $27,775,000 | $524,000 | $1,205,000 | $170,000 | $904,000 |
| Hispanic | 41 | $16,865,000 | $411,000 | $775,000 | $139,000 | $294,000 |
| Black or African American | 17 | $7,095,000 | $417,000 | $1,145,000 | $142,000 | $642,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $345,000 | $345,000 | $345,000 | $234,000 | $234,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 773 | $401,875,000 | $519,000 | $3,005,000 | $183,000 | $3,167,000 |
| VA-guaranteed (Veterans Administration) | 56 | $29,230,000 | $521,000 | $1,325,000 | $111,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 9 | $3,205,000 | $356,000 | $555,000 | $72,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 660 | $334,380,000 | $506,000 | $3,005,000 | $178,000 | $3,167,000 |
| Application Withdrawn By Applicant | 154 | $90,140,000 | $585,000 | $2,685,000 | $196,000 | $1,249,000 |
| Application Denied By Financial Institution | 22 | $8,740,000 | $397,000 | $755,000 | $92,000 | $205,000 |
| Application Approved But Not Accepted | 2 | $1,050,000 | $525,000 | $545,000 | $249,000 | $375,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 816 | $425,570,000 | $521,000 | $3,005,000 | $182,000 | $3,167,000 |
| Credit History | 10 | $3,710,000 | $371,000 | $615,000 | $83,000 | $188,000 |
| Credit Application Incomplete | 9 | $3,885,000 | $431,000 | $755,000 | $106,000 | $205,000 |
| Unverifiable Information | 2 | $880,000 | $440,000 | $495,000 | $104,000 | $120,000 |
| Debt-To-Income Ratio | 1 | $265,000 | $265,000 | $265,000 | $16,000 | $16,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tristar Finance, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tristar Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.