Triumph Bank Mortgage Lending & HMDA Data, 2015

In 2015, Triumph Bank of Memphis, TN reported 1,103 mortgage applications totaling $207.2 million, down 3% from 2014. The average application was for $187,820, and applicants reported an average income of $99,192. 81% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Memphis, TN-MS-AR (491), Warner Robins, GA (111) and Birmingham-Hoover, AL (36) (applications in parentheses).

Mortgage Company & Address Triumph Bank
1780 Moriah Woods Blvd., Suite 4
Memphis, TN 38117
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 1,103
Total Mortgage Loan Application Amount $207,166,000
Average Mortgage Loan Application Amount $187,820
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $99,192
Highest Applicant Income $3,447,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Triumph Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Triumph Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 411 $ 85,261,000 $ 207,447 $ 107,000
Houston, Georgia 96 $ 18,174,000 $ 189,312 $ 84,000
DeSoto, Mississippi 33 $ 6,178,000 $ 187,212 $ 75,000
Etowah, Alabama 30 $ 4,063,000 $ 135,433 $ 60,000
Fayette, Tennessee 30 $ 7,869,000 $ 262,300 $ 119,000
Mississippi, Arkansas 19 $ 2,229,000 $ 117,315 $ 73,000
Covington, Alabama 18 $ 2,924,000 $ 162,444 $ 70,000
Winston, Alabama 18 $ 2,318,000 $ 128,777 $ 79,000
Monroe, Alabama 17 $ 2,543,000 $ 149,588 $ 72,000
Laurens, Georgia 16 $ 2,866,000 $ 179,125 $ 512,000
Lauderdale, Mississippi 16 $ 2,579,000 $ 161,187 $ 63,000
Jefferson, Alabama 14 $ 2,355,000 $ 168,214 $ 96,000
Wayne, Mississippi 14 $ 2,543,000 $ 181,642 $ 107,000
Calhoun, Alabama 13 $ 1,934,000 $ 148,769 $ 60,000
Walker, Alabama 12 $ 1,347,000 $ 112,250 $ 61,000
Marion, Alabama 10 $ 857,000 $ 85,700 $ 56,000
Montgomery, Alabama 9 $ 1,053,000 $ 117,000 $ 61,000
Chambers, Alabama 8 $ 647,000 $ 80,875 $ 52,000
DeKalb, Georgia 8 $ 2,584,000 $ 323,000 $ 176,000
Fulton, Georgia 8 $ 2,244,000 $ 280,500 $ 111,000
Peach, Georgia 8 $ 1,123,000 $ 140,375 $ 75,000
Lincoln, Mississippi 8 $ 1,086,000 $ 135,750 $ 62,000
Crittenden, Arkansas 7 $ 1,044,000 $ 149,142 $ 97,000
Glynn, Georgia 7 $ 2,594,000 $ 370,571 $ 164,000
Pulaski, Georgia 7 $ 997,000 $ 142,428 $ 69,000
Lamar, Mississippi 7 $ 1,126,000 $ 160,857 $ 66,000
Carroll, Tennessee 7 $ 1,218,000 $ 174,000 $ 64,000
Gibson, Tennessee 7 $ 1,198,000 $ 171,142 $ 113,000
Lauderdale, Tennessee 7 $ 669,000 $ 95,571 $ 58,000
Madison, Tennessee 7 $ 1,146,000 $ 163,714 $ 94,000
Tipton, Tennessee 7 $ 1,136,000 $ 162,285 $ 60,000
Coffee, Alabama 5 $ 976,000 $ 195,200 $ 92,000
Crenshaw, Alabama 5 $ 735,000 $ 147,000 $ 62,000
Shelby, Alabama 5 $ 993,000 $ 198,600 $ 144,000
Gwinnett, Georgia 5 $ 949,000 $ 189,800 $ 72,000
Kemper, Mississippi 5 $ 474,000 $ 94,800 $ 60,000
Neshoba, Mississippi 5 $ 670,000 $ 134,000 $ 73,000
Pike, Mississippi 5 $ 752,000 $ 150,400 $ 69,000
Williamson, Tennessee 5 $ 2,566,000 $ 513,200 $ 138,000
Blount, Alabama 4 $ 382,000 $ 95,500 $ 39,000
Houston, Alabama 4 $ 751,000 $ 187,750 $ 61,000
Marshall, Alabama 4 $ 418,000 $ 104,500 $ 47,000
Tallapoosa, Alabama 4 $ 339,000 $ 84,750 $ 77,000
Washington, Alabama 4 $ 430,000 $ 107,500 $ 45,000
Walton, Florida 4 $ 933,000 $ 233,250 $ 118,000
Jones, Mississippi 4 $ 328,000 $ 82,000 $ 41,000
Wake, North Carolina 4 $ 1,045,000 $ 261,250 $ 89,000
Davidson, Tennessee 4 $ 1,082,000 $ 270,500 $ 249,000
Bullock, Alabama 3 $ 292,000 $ 97,333 $ 62,000
Geneva, Alabama 3 $ 272,000 $ 90,666 $ 48,000
Bay, Florida 3 $ 507,000 $ 169,000 $ 125,000
Cobb, Georgia 3 $ 840,000 $ 280,000 $ 134,000
Tishomingo, Mississippi 3 $ 281,000 $ 93,666 $ 141,000
Dyer, Tennessee 3 $ 307,000 $ 102,333 $ 35,000
Hardin, Tennessee 3 $ 665,000 $ 221,666 $ 129,000
Sevier, Tennessee 3 $ 683,000 $ 227,666 $ 162,000
Wilson, Tennessee 3 $ 956,000 $ 318,666 $ 254,000
Baldwin, Alabama 2 $ 225,000 $ 112,500 $ 32,000
Cherokee, Alabama 2 $ 240,000 $ 120,000 $ 51,000
Cullman, Alabama 2 $ 503,000 $ 251,500 $ 146,000
Dale, Alabama 2 $ 391,000 $ 195,500 $ 81,000
DeKalb, Alabama 2 $ 174,000 $ 87,000 $ 42,000
Escambia, Alabama 2 $ 334,000 $ 167,000 $ 94,000
Lee, Alabama 2 $ 247,000 $ 123,500 $ 36,000
Talladega, Alabama 2 $ 268,000 $ 134,000 $ 60,000
Cross, Arkansas 2 $ 237,000 $ 118,500 $ 65,000
Jackson, Arkansas 2 $ 90,000 $ 45,000 $ 27,000
Pulaski, Arkansas 2 $ 328,000 $ 164,000 $ 38,000
Bibb, Georgia 2 $ 284,000 $ 142,000 $ 51,000
Bleckley, Georgia 2 $ 432,000 $ 216,000 $ 64,000
Putnam, Georgia 2 $ 617,000 $ 308,500 $ 111,000
Amite, Mississippi 2 $ 251,000 $ 125,500 $ 51,000
Forrest, Mississippi 2 $ 307,000 $ 153,500 $ 80,000
Jasper, Mississippi 2 $ 214,000 $ 107,000 $ 57,000
Marshall, Mississippi 2 $ 336,000 $ 168,000 $ 72,000
Mecklenburg, North Carolina 2 $ 390,000 $ 195,000 $ 120,000
Tulsa, Oklahoma 2 $ 351,000 $ 175,500 $ 91,000
Horry, South Carolina 2 $ 351,000 $ 175,500 $ 178,000
Hardeman, Tennessee 2 $ 332,000 $ 166,000 $ 91,000
Fairfax, Virginia 2 $ 779,000 $ 389,500 $ 106,000
Loudoun, Virginia 2 $ 764,000 $ 382,000 $ 101,000
Butler, Alabama 1 $ 142,000 $ 142,000 $ 110,000
Choctaw, Alabama 1 $ 56,000 $ 56,000 $ 37,000
Colbert, Alabama 1 $ 51,000 $ 51,000 $ 31,000
Fayette, Alabama 1 $ 127,000 $ 127,000 $ 92,000
Lowndes, Alabama 1 $ 168,000 $ 168,000 $ 44,000
Madison, Alabama 1 $ 200,000 $ 200,000 $ 115,000
St. Clair, Alabama 1 $ 235,000 $ 235,000 $ 180,000
Tuscaloosa, Alabama 1 $ 110,000 $ 110,000 $ 81,000
Cleburne, Arkansas 1 $ 252,000 $ 252,000 $ 87,000
Craighead, Arkansas 1 $ 145,000 $ 145,000 $ 120,000
Fulton, Arkansas 1 $ 149,000 $ 149,000 $ 59,000
Independence, Arkansas 1 $ 113,000 $ 113,000 $ 99,000
Monroe, Arkansas 1 $ 62,000 $ 62,000 $ 35,000
Sharp, Arkansas 1 $ 153,000 $ 153,000 $ 206,000
St. Francis, Arkansas 1 $ 43,000 $ 43,000 $ 40,000
Stone, Arkansas 1 $ 128,000 $ 128,000 $ 28,000
White, Arkansas 1 $ 145,000 $ 145,000 $ 81,000
Larimer, Colorado 1 $ 154,000 $ 154,000 $ 151,000
Okaloosa, Florida 1 $ 352,000 $ 352,000 $ 165,000
Bartow, Georgia 1 $ 277,000 $ 277,000 $ 99,000
Chatham, Georgia 1 $ 209,000 $ 209,000 $ 128,000
Cherokee, Georgia 1 $ 399,000 $ 399,000 $ 199,000
Cook, Georgia 1 $ 180,000 $ 180,000 $ 89,000
Coweta, Georgia 1 $ 250,000 $ 250,000 $ 81,000
Crawford, Georgia 1 $ 209,000 $ 209,000 $ 93,000
Forsyth, Georgia 1 $ 404,000 $ 404,000 $ 114,000
Gilmer, Georgia 1 $ 221,000 $ 221,000 $ 464,000
Gordon, Georgia 1 $ 181,000 $ 181,000 $ 33,000
Hall, Georgia 1 $ 203,000 $ 203,000 $ 107,000
Hancock, Georgia 1 $ 120,000 $ 120,000 $ 138,000
Harris, Georgia 1 $ 350,000 $ 350,000 $ 81,000
Henry, Georgia 1 $ 124,000 $ 124,000 $ 88,000
Jackson, Georgia 1 $ 181,000 $ 181,000 $ 67,000
Jenkins, Georgia 1 $ 130,000 $ 130,000 $ 104,000
Jones, Georgia 1 $ 94,000 $ 94,000 $ 27,000
Monroe, Georgia 1 $ 303,000 $ 303,000 $ 113,000
Richmond, Georgia 1 $ 78,000 $ 78,000 $ 148,000
Rockdale, Georgia 1 $ 340,000 $ 340,000 $ 150,000
Spalding, Georgia 1 $ 98,000 $ 98,000 $ 45,000
Toombs, Georgia 1 $ 250,000 $ 250,000 $ 48,000
Walker, Georgia 1 $ 96,000 $ 96,000 $ 31,000
Johnson, Kansas 1 $ 165,000 $ 165,000 $ 34,000
Leavenworth, Kansas 1 $ 162,000 $ 162,000 $ 71,000
Riley, Kansas 1 $ 180,000 $ 180,000 $ 59,000
Wilson, Kansas 1 $ 94,000 $ 94,000 $ 79,000
Boone, Kentucky 1 $ 197,000 $ 197,000 $ 58,000
Jefferson, Kentucky 1 $ 184,000 $ 184,000 $ 206,000
Plymouth, Massachusetts 1 $ 179,000 $ 179,000 $ 52,000
Franklin, Mississippi 1 $ 83,000 $ 83,000 $ 39,000
George, Mississippi 1 $ 156,000 $ 156,000 $ 51,000
Jackson, Mississippi 1 $ 146,000 $ 146,000 $ 71,000
Lowndes, Mississippi 1 $ 300,000 $ 300,000 $ 116,000
Rankin, Mississippi 1 $ 112,000 $ 112,000 $ 95,000
Tate, Mississippi 1 $ 219,000 $ 219,000 $ 108,000
Walthall, Mississippi 1 $ 148,000 $ 148,000 $ 40,000
Andrew, Missouri 1 $ 188,000 $ 188,000 $ 92,000
Cape Girardeau, Missouri 1 $ 440,000 $ 440,000 $ 215,000
Dunklin, Missouri 1 $ 66,000 $ 66,000 $ 67,000
Jackson, Missouri 1 $ 317,000 $ 317,000 $ 120,000
Brunswick, North Carolina 1 $ 215,000 $ 215,000 $ 140,000
Cabarrus, North Carolina 1 $ 269,000 $ 269,000 $ 79,000
Iredell, North Carolina 1 $ 333,000 $ 333,000 $ 115,000
Transylvania, North Carolina 1 $ 354,000 $ 354,000 $ 260,000
Calhoun, South Carolina 1 $ 139,000 $ 139,000 $ 53,000
Greenville, South Carolina 1 $ 390,000 $ 390,000 $ 149,000
Hamilton, Tennessee 1 $ 110,000 $ 110,000 $ 34,000
Rhea, Tennessee 1 $ 97,000 $ 97,000 $ 41,000
Harris, Texas 1 $ 186,000 $ 186,000 $ 167,000
Arlington, Virginia 1 $ 310,000 $ 310,000 $ 132,000
Henrico, Virginia 1 $ 369,000 $ 369,000 $ 117,000
James City, Virginia 1 $ 300,000 $ 300,000 $ 98,000
Prince William, Virginia 1 $ 255,000 $ 255,000 $ 48,000
Milwaukee, Wisconsin 1 $ 45,000 $ 45,000 $ 0

Mortgage Loan Application Detail Totals for Triumph Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 708 $127,785,000 $180,000 $1,063,000 $97,000 $3,447,000
Refinancing 381 $77,631,000 $203,000 $1,500,000 $105,000 $970,000
Home Improvement 14 $1,750,000 $125,000 $377,000 $52,000 $155,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 896 $163,916,000 $182,000 $1,063,000 $94,000 $970,000
Black or African American 98 $17,468,000 $178,000 $417,000 $155,000 $3,447,000
Asian 59 $12,783,000 $216,000 $990,000 $103,000 $820,000
Not Provided 24 $8,110,000 $337,000 $1,500,000 $85,000 $276,000
Hispanic 18 $3,321,000 $184,000 $390,000 $94,000 $286,000
American Indian or Alaskan Native 4 $903,000 $225,000 $292,000 $98,000 $133,000
Native Hawaiian or Other Pacific Islander 2 $593,000 $296,000 $313,000 $140,000 $164,000
Not applicable 2 $72,000 $36,000 $45,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 741 $152,898,000 $206,000 $1,500,000 $118,000 $3,447,000
FHA-insured (Federal Housing Administration) 205 $27,901,000 $136,000 $342,000 $58,000 $262,000
VA-guaranteed (Veterans Administration) 101 $19,819,000 $196,000 $412,000 $76,000 $182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $6,548,000 $116,000 $272,000 $42,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 893 $168,508,000 $188,000 $1,063,000 $102,000 $3,447,000
Application Denied By Financial Institution 96 $15,461,000 $161,000 $417,000 $84,000 $970,000
Application Withdrawn By Applicant 55 $11,325,000 $205,000 $493,000 $101,000 $286,000
File Closed For Incompleteness 55 $11,278,000 $205,000 $1,500,000 $90,000 $820,000
Application Approved But Not Accepted 3 $505,000 $168,000 $200,000 $90,000 $123,000
Loan Purchased By The Institution 1 $89,000 $89,000 $89,000 $60,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Triumph Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Triumph Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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