True Lending Company Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
True Lending Company Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | True Lending Company Llc 3350 Players Club Pkwy #110 Memphis, TN 38125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 176 |
| Total Mortgage Loan Application Amount | $18,634,000 |
| Average Mortgage Loan Application Amount | $109,259 |
| Highest Mortgage Loan Application Amount | $520,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $248,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with True Lending Company Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing True Lending Company Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down True Lending Company Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how True Lending Company Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by True Lending Company Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at True Lending Company Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 48 | $ 4,596,000 | $ 95,000 | $ 53,000 |
| El Paso County Colorado | 13 | $ 1,400,000 | $ 107,000 | $ 74,000 |
| Cuyahoga County Ohio | 7 | $ 708,000 | $ 101,000 | $ 97,000 |
| Miami-Dade County Florida | 4 | $ 407,000 | $ 101,000 | $ 96,000 |
| Orange County Florida | 4 | $ 439,000 | $ 109,000 | $ 48,000 |
| Palm Beach County Florida | 4 | $ 434,000 | $ 108,000 | $ 52,000 |
| Volusia County Florida | 4 | $ 229,000 | $ 57,000 | $ 119,000 |
| Pinellas County Florida | 3 | $ 849,000 | $ 283,000 | $ 160,000 |
| Marion County Indiana | 3 | $ 233,000 | $ 77,000 | $ 71,000 |
| Wayne County Michigan | 3 | $ 144,000 | $ 48,000 | $ 89,000 |
| Fayette County Tennessee | 3 | $ 430,000 | $ 143,000 | $ 140,000 |
| Washington County Tennessee | 3 | $ 320,000 | $ 106,000 | $ 41,000 |
| Jefferson County Alabama | 2 | $ 153,000 | $ 76,000 | $ 55,000 |
| Miller County Arkansas | 2 | $ 181,000 | $ 90,000 | $ 53,000 |
| Douglas County Colorado | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
| Osceola County Florida | 2 | $ 195,000 | $ 97,000 | $ 44,000 |
| Fayette County Georgia | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Ingham County Michigan | 2 | $ 118,000 | $ 59,000 | $ 31,000 |
| Kent County Michigan | 2 | $ 113,000 | $ 56,000 | $ 48,000 |
| Oakland County Michigan | 2 | $ 382,000 | $ 191,000 | $ 42,000 |
| Shiawassee County Michigan | 2 | $ 601,000 | $ 300,000 | $ 155,000 |
| Leflore County Mississippi | 2 | $ 151,000 | $ 75,000 | $ 47,000 |
| Tate County Mississippi | 2 | $ 382,000 | $ 191,000 | $ 78,000 |
| Jackson County Missouri | 2 | $ 109,000 | $ 54,000 | $ 90,000 |
| Pitt County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Wilson County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 51,000 |
| Franklin County Ohio | 2 | $ 76,000 | $ 38,000 | $ 32,000 |
| Warren County Ohio | 2 | $ 133,000 | $ 66,000 | $ 98,000 |
| Sevier County Tennessee | 2 | $ 89,000 | $ 44,000 | $ 42,000 |
| Sullivan County Tennessee | 2 | $ 83,000 | $ 41,000 | $ 29,000 |
| Bristol County Virginia | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Emporia County Virginia | 2 | $ 271,000 | $ 135,000 | $ 248,000 |
| Washington County Virginia | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Madison County Alabama | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Faulkner County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Saline County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 116,000 |
| Denver County Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Highlands County Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Polk County Florida | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Seminole County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Cobb County Georgia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Muscogee County Georgia | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Johnson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Orleans County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Sabine County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Genesee County Michigan | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Holmes County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 59,000 |
| Sunflower County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Greene County Missouri | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Alamance County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Buncombe County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Davidson County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Rockingham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Tulsa County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Orangeburg County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Knox County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Madison County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Rutherford County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 234,000 |
| Bexar County Texas | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Bowie County Texas | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Chesterfield County Virginia | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Greensville County Virginia | 1 | $ 416,000 | $ 416,000 | $ 173,000 |
| Richmond City County Virginia | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Roanoke City County Virginia | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Salem County Virginia | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for True Lending Company Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 130 | $12,394,000 | $92,352 | $520,000 | $60,000 | $248,000 |
| Refinancing | 46 | $6,240,000 | $138,000 | $506,000 | $73,500 | $173,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69 | $8,226,000 | $111,692 | $520,000 | $66,692 | $248,000 |
| Black or African American | 65 | $6,704,000 | $105,090 | $448,000 | $54,454 | $234,000 |
| Not Provided | 18 | $1,524,000 | $77,000 | $348,000 | $54,428 | $170,000 |
| Hispanic | 17 | $1,452,000 | $77,000 | $165,000 | $84,750 | $165,000 |
| American Indian or Alaskan Native | 4 | $384,000 | $96,000 | $176,000 | $93,500 | $143,000 |
| Asian | 3 | $344,000 | $114,500 | $183,000 | $52,500 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176 | $18,634,000 | $100,529 | $520,000 | $61,941 | $248,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 169 | $18,280,000 | $100,941 | $520,000 | $62,588 | $248,000 |
| Application Denied By Financial Institution | 3 | $148,000 | $49,000 | $62,000 | $18,000 | $37,000 |
| Application Withdrawn By Applicant | 3 | $147,000 | $52,000 | $61,000 | $53,500 | $81,000 |
| File Closed For Incompleteness | 1 | $59,000 | $59,000 | $59,000 | $19,000 | $19,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into True Lending Company Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess True Lending Company Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.