Truliant Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Truliant Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,175 |
| Total Mortgage Loan Application Amount | $116,474,000 |
| Average Mortgage Loan Application Amount | $122,250 |
| Highest Mortgage Loan Application Amount | $768,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $482,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 143 | $ 14,001,000 | $ 97,000 | $ 55,000 |
| Forsyth County North Carolina | 114 | $ 12,254,000 | $ 107,000 | $ 53,000 |
| Mecklenburg County North Carolina | 75 | $ 6,775,000 | $ 90,000 | $ 57,000 |
| Alamance County North Carolina | 51 | $ 3,534,000 | $ 69,000 | $ 47,000 |
| Gaston County North Carolina | 50 | $ 3,295,000 | $ 65,000 | $ 46,000 |
| Randolph County North Carolina | 50 | $ 3,286,000 | $ 65,000 | $ 42,000 |
| Cleveland County North Carolina | 28 | $ 1,690,000 | $ 60,000 | $ 45,000 |
| Davidson County North Carolina | 27 | $ 2,053,000 | $ 76,000 | $ 56,000 |
| Harnett County North Carolina | 22 | $ 3,869,000 | $ 175,000 | $ 48,000 |
| Henrico County Virginia | 21 | $ 2,769,000 | $ 131,000 | $ 65,000 |
| Pulaski County Virginia | 21 | $ 1,541,000 | $ 73,000 | $ 43,000 |
| Chesterfield County Virginia | 19 | $ 1,629,000 | $ 85,000 | $ 78,000 |
| Henry County Virginia | 17 | $ 1,049,000 | $ 61,000 | $ 50,000 |
| Rockingham County North Carolina | 16 | $ 1,459,000 | $ 91,000 | $ 45,000 |
| Greenville County South Carolina | 16 | $ 1,175,000 | $ 73,000 | $ 47,000 |
| Stokes County North Carolina | 15 | $ 1,486,000 | $ 99,000 | $ 36,000 |
| Wake County North Carolina | 15 | $ 2,203,000 | $ 146,000 | $ 77,000 |
| Cabarrus County North Carolina | 14 | $ 1,512,000 | $ 108,000 | $ 89,000 |
| Duval County Florida | 13 | $ 1,331,000 | $ 102,000 | $ 74,000 |
| Davie County North Carolina | 13 | $ 1,299,000 | $ 99,000 | $ 38,000 |
| Wythe County Virginia | 13 | $ 1,001,000 | $ 77,000 | $ 54,000 |
| Stark County Ohio | 12 | $ 794,000 | $ 66,000 | $ 63,000 |
| Lincoln County North Carolina | 9 | $ 1,076,000 | $ 119,000 | $ 92,000 |
| Montgomery County Virginia | 9 | $ 756,000 | $ 84,000 | $ 57,000 |
| Rutherford County North Carolina | 8 | $ 544,000 | $ 68,000 | $ 57,000 |
| Carroll County Virginia | 8 | $ 795,000 | $ 99,000 | $ 61,000 |
| Richmond City County Virginia | 8 | $ 1,242,000 | $ 155,000 | $ 68,000 |
| Surry County North Carolina | 7 | $ 537,000 | $ 76,000 | $ 40,000 |
| York County South Carolina | 7 | $ 1,068,000 | $ 152,000 | $ 87,000 |
| Martinsville County Virginia | 7 | $ 445,000 | $ 63,000 | $ 50,000 |
| Chatham County North Carolina | 6 | $ 423,000 | $ 70,000 | $ 32,000 |
| Iredell County North Carolina | 6 | $ 730,000 | $ 121,000 | $ 53,000 |
| Franklin County Virginia | 6 | $ 515,000 | $ 85,000 | $ 55,000 |
| Hanover County Virginia | 6 | $ 1,112,000 | $ 185,000 | $ 77,000 |
| St. Johns County Florida | 5 | $ 728,000 | $ 145,000 | $ 83,000 |
| Brunswick County North Carolina | 5 | $ 472,000 | $ 94,000 | $ 66,000 |
| Caswell County North Carolina | 5 | $ 288,000 | $ 57,000 | $ 36,000 |
| Anderson County South Carolina | 5 | $ 572,000 | $ 114,000 | $ 46,000 |
| Horry County South Carolina | 5 | $ 780,000 | $ 156,000 | $ 77,000 |
| Pickens County South Carolina | 5 | $ 419,000 | $ 83,000 | $ 57,000 |
| Patrick County Virginia | 5 | $ 177,000 | $ 35,000 | $ 47,000 |
| Catawba County North Carolina | 4 | $ 285,000 | $ 71,000 | $ 69,000 |
| Durham County North Carolina | 4 | $ 553,000 | $ 138,000 | $ 74,000 |
| Union County North Carolina | 4 | $ 436,000 | $ 109,000 | $ 64,000 |
| Tuscarawas County Ohio | 4 | $ 250,000 | $ 62,000 | $ 58,000 |
| Cherokee County South Carolina | 4 | $ 296,000 | $ 74,000 | $ 62,000 |
| Floyd County Virginia | 4 | $ 416,000 | $ 104,000 | $ 44,000 |
| Grayson County Virginia | 4 | $ 171,000 | $ 42,000 | $ 37,000 |
| Clay County Florida | 3 | $ 191,000 | $ 63,000 | $ 99,000 |
| Anne Arundel County Maryland | 3 | $ 670,000 | $ 223,000 | $ 76,000 |
| New Hanover County North Carolina | 3 | $ 210,000 | $ 70,000 | $ 89,000 |
| Stanly County North Carolina | 3 | $ 394,000 | $ 131,000 | $ 73,000 |
| Spartanburg County South Carolina | 3 | $ 422,000 | $ 140,000 | $ 82,000 |
| Radford County Virginia | 3 | $ 140,000 | $ 46,000 | $ 33,000 |
| Brevard County Florida | 2 | $ 129,000 | $ 64,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Miami-Dade County Florida | 2 | $ 211,000 | $ 105,000 | $ 69,000 |
| Chatham County Georgia | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| DeKalb County Georgia | 2 | $ 275,000 | $ 137,000 | $ 91,000 |
| Passaic County New Jersey | 2 | $ 311,000 | $ 155,000 | $ 49,000 |
| Alexander County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| Buncombe County North Carolina | 2 | $ 178,000 | $ 89,000 | $ 77,000 |
| Caldwell County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Carteret County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 106,000 |
| Montgomery County North Carolina | 2 | $ 99,000 | $ 49,000 | $ 38,000 |
| Moore County North Carolina | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Person County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| Rowan County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 81,000 |
| Wilkes County North Carolina | 2 | $ 112,000 | $ 56,000 | $ 53,000 |
| Yadkin County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 65,000 |
| Crawford County Ohio | 2 | $ 156,000 | $ 78,000 | $ 66,000 |
| Wyandot County Ohio | 2 | $ 226,000 | $ 113,000 | $ 63,000 |
| Oconee County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Richland County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Campbell County Virginia | 2 | $ 284,000 | $ 142,000 | $ 45,000 |
| Fairfax County Virginia | 2 | $ 304,000 | $ 152,000 | $ 31,000 |
| Galax County Virginia | 2 | $ 155,000 | $ 77,000 | $ 32,000 |
| Giles County Virginia | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| King and Queen County Virginia | 2 | $ 162,000 | $ 81,000 | $ 61,000 |
| Loudoun County Virginia | 2 | $ 314,000 | $ 157,000 | $ 150,000 |
| New Kent County Virginia | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Roanoke City County Virginia | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Virginia Beach County Virginia | 2 | $ 603,000 | $ 301,000 | $ 153,000 |
| Elmore County Alabama | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Boone County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| Fairfield County Connecticut | 1 | $ 550,000 | $ 550,000 | $ 72,000 |
| Broward County Florida | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Flagler County Florida | 1 | $ 28,000 | $ 28,000 | $ 122,000 |
| Hillsborough County Florida | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Osceola County Florida | 1 | $ 159,000 | $ 159,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Sumter County Florida | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Cobb County Georgia | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Columbia County Georgia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Fulton County Georgia | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| DuPage County Illinois | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Lake County Indiana | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Scott County Iowa | 1 | $ 93,000 | $ 93,000 | $ 97,000 |
| Albany County New York | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Ashe County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 102,000 |
| Bladen County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 12,000 |
| Cumberland County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 108,000 |
| Franklin County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 92,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Pender County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 145,000 |
| Richmond County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Tyrrell County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Carroll County Ohio | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Lucas County Ohio | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Medina County Ohio | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Miami County Ohio | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Richland County Ohio | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Summit County Ohio | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Cambria County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Westmoreland County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 109,000 |
| Charleston County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 137,000 |
| Chesterfield County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 127,000 |
| Laurens County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Union County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Campbell County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 141,000 |
| Carter County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Chester County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Henderson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Knox County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Sevier County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Bexar County Texas | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Burnet County Texas | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Alleghany County Virginia | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Bland County Virginia | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Bristol County Virginia | 1 | $ 54,000 | $ 54,000 | $ 71,000 |
| Fauquier County Virginia | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Goochland County Virginia | 1 | $ 166,000 | $ 166,000 | $ 75,000 |
| King William County Virginia | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Lynchburg County Virginia | 1 | $ 133,000 | $ 133,000 | $ 169,000 |
| Pittsylvania County Virginia | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Prince George County Virginia | 1 | $ 200,000 | $ 200,000 | $ 31,000 |
| Rappahannock County Virginia | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Smyth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Tazewell County Virginia | 1 | $ 34,000 | $ 34,000 | $ 47,000 |
| Winchester County Virginia | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Monroe County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Forest County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 559 | $53,287,000 | $107,916 | $768,000 | $64,333 | $240,000 |
| Home Purchase | 445 | $53,777,000 | $164,733 | $550,000 | $76,200 | $482,000 |
| Home Improvement | 171 | $9,410,000 | $70,555 | $348,000 | $61,888 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 556 | $54,596,000 | $161,533 | $550,000 | $72,533 | $240,000 |
| Not Provided | 227 | $18,319,000 | $97,500 | $500,000 | $70,400 | $482,000 |
| Black or African American | 203 | $19,961,000 | $104,166 | $348,000 | $61,666 | $170,000 |
| Not applicable | 84 | $11,562,000 | $99,000 | $768,000 | $0 | $0 |
| American Indian or Alaskan Native | 50 | $6,002,000 | $121,600 | $243,000 | $71,200 | $108,000 |
| Asian | 27 | $3,477,000 | $170,500 | $464,000 | $69,500 | $160,000 |
| Hispanic | 27 | $2,525,000 | $110,800 | $228,000 | $47,400 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $32,000 | $32,000 | $32,000 | $30,000 | $30,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,175 | $116,474,000 | $134,190 | $768,000 | $66,380 | $482,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 760 | $72,111,000 | $139,000 | $768,000 | $71,222 | $240,000 |
| Application Denied By Financial Institution | 131 | $13,217,000 | $98,666 | $333,000 | $49,555 | $182,000 |
| Application Withdrawn By Applicant | 74 | $5,359,000 | $75,000 | $290,000 | $60,600 | $184,000 |
| Preapproval Approved but not Accepted | 74 | $10,104,000 | $136,000 | $359,000 | $70,000 | $482,000 |
| Application Approved But Not Accepted | 64 | $7,142,000 | $162,333 | $548,000 | $72,500 | $199,000 |
| Preapproval Denied by Financial Institution | 47 | $5,495,000 | $116,000 | $301,000 | $53,000 | $158,000 |
| File Closed For Incompleteness | 25 | $3,046,000 | $132,500 | $330,000 | $66,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 120 | $11,788,000 | $94,000 | $333,000 | $46,111 | $182,000 |
| Credit History | 30 | $3,521,000 | $120,250 | $301,000 | $59,250 | $158,000 |
| Collateral | 13 | $1,285,000 | $80,333 | $185,000 | $35,000 | $102,000 |
| Debt-To-Income Ratio | 11 | $1,495,000 | $137,333 | $271,000 | $55,333 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $501,000 | $164,500 | $220,000 | $62,000 | $72,000 |
| Unverifiable Information | 1 | $122,000 | $122,000 | $122,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.