Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Truliant Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Truliant Federal Credit Union
3200 Truliant Way
Winston-Salem, NC 27103
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,057
Total Mortgage Loan Application Amount $437,553,000
Average Mortgage Loan Application Amount $95,666
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $70,666
Highest Applicant Income $1,670,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2012.

Mortgage Loan Application Totals for Truliant Federal Credit Union by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford County North Carolina 588 $ 69,688,000 $ 118,000 $ 72,000
Forsyth County North Carolina 496 $ 53,348,000 $ 107,000 $ 68,000
Alamance County North Carolina 354 $ 40,810,000 $ 115,000 $ 65,000
Randolph County North Carolina 300 $ 27,108,000 $ 90,000 $ 58,000
Mecklenburg County North Carolina 261 $ 34,194,000 $ 131,000 $ 82,000
Wythe County Virginia 182 $ 14,974,000 $ 82,000 $ 55,000
Gaston County North Carolina 160 $ 14,335,000 $ 89,000 $ 63,000
Davidson County North Carolina 130 $ 13,590,000 $ 104,000 $ 61,000
Cleveland County North Carolina 92 $ 7,219,000 $ 78,000 $ 55,000
Henrico County Virginia 55 $ 5,963,000 $ 108,000 $ 69,000
Pulaski County Virginia 54 $ 3,709,000 $ 68,000 $ 57,000
Greenville County South Carolina 51 $ 5,687,000 $ 111,000 $ 65,000
Davie County North Carolina 49 $ 6,579,000 $ 134,000 $ 81,000
Stark County Ohio 48 $ 5,231,000 $ 108,000 $ 92,000
Stokes County North Carolina 47 $ 4,075,000 $ 86,000 $ 66,000
Union County North Carolina 40 $ 6,064,000 $ 151,000 $ 89,000
Rockingham County North Carolina 39 $ 4,489,000 $ 115,000 $ 61,000
Cabarrus County North Carolina 35 $ 4,442,000 $ 126,000 $ 87,000
Carroll County Virginia 35 $ 2,793,000 $ 79,000 $ 57,000
Horry County South Carolina 34 $ 3,960,000 $ 116,000 $ 107,000
Orange County North Carolina 32 $ 3,486,000 $ 108,000 $ 62,000
York County South Carolina 31 $ 4,538,000 $ 146,000 $ 83,000
Lincoln County North Carolina 25 $ 2,984,000 $ 119,000 $ 75,000
Wake County North Carolina 24 $ 4,013,000 $ 167,000 $ 83,000
Surry County North Carolina 23 $ 2,195,000 $ 95,000 $ 60,000
Hanover County Virginia 20 $ 2,420,000 $ 121,000 $ 72,000
Chesterfield County Virginia 19 $ 2,428,000 $ 127,000 $ 84,000
Henry County Virginia 19 $ 1,508,000 $ 79,000 $ 54,000
Catawba County North Carolina 18 $ 2,987,000 $ 165,000 $ 87,000
Iredell County North Carolina 18 $ 1,955,000 $ 108,000 $ 83,000
Rutherford County North Carolina 17 $ 1,337,000 $ 78,000 $ 70,000
Ashe County North Carolina 16 $ 729,000 $ 45,000 $ 151,000
Moore County North Carolina 15 $ 1,437,000 $ 95,000 $ 56,000
Montgomery County Virginia 15 $ 960,000 $ 64,000 $ 60,000
Caswell County North Carolina 14 $ 1,333,000 $ 95,000 $ 64,000
Chatham County North Carolina 14 $ 1,560,000 $ 111,000 $ 65,000
Yadkin County North Carolina 14 $ 1,195,000 $ 85,000 $ 68,000
Cherokee County South Carolina 14 $ 921,000 $ 65,000 $ 56,000
Floyd County Virginia 14 $ 1,207,000 $ 86,000 $ 67,000
Grayson County Virginia 14 $ 1,163,000 $ 83,000 $ 60,000
Smyth County Virginia 13 $ 1,025,000 $ 78,000 $ 51,000
Swain County North Carolina 12 $ 503,000 $ 41,000 $ 130,000
Watauga County North Carolina 12 $ 1,666,000 $ 138,000 $ 216,000
Radford County Virginia 12 $ 1,202,000 $ 100,000 $ 56,000
Richmond City County Virginia 11 $ 948,000 $ 86,000 $ 72,000
Brunswick County North Carolina 10 $ 976,000 $ 97,000 $ 86,000
Sevier County Tennessee 10 $ 282,000 $ 28,000 $ 142,000
Bland County Virginia 10 $ 1,029,000 $ 102,000 $ 59,000
Giles County Virginia 10 $ 921,000 $ 92,000 $ 218,000
Jackson County North Carolina 9 $ 551,000 $ 61,000 $ 106,000
Durham County North Carolina 8 $ 951,000 $ 118,000 $ 85,000
Rowan County North Carolina 8 $ 1,061,000 $ 132,000 $ 81,000
Wilkes County North Carolina 8 $ 1,068,000 $ 133,000 $ 72,000
Buncombe County North Carolina 7 $ 1,011,000 $ 144,000 $ 88,000
Caldwell County North Carolina 6 $ 512,000 $ 85,000 $ 56,000
Cumberland County North Carolina 6 $ 563,000 $ 93,000 $ 66,000
Henderson County North Carolina 6 $ 1,031,000 $ 171,000 $ 86,000
New Hanover County North Carolina 6 $ 850,000 $ 141,000 $ 148,000
Pickens County South Carolina 6 $ 604,000 $ 100,000 $ 69,000
Martinsville County Virginia 6 $ 290,000 $ 48,000 $ 39,000
Alleghany County North Carolina 5 $ 313,000 $ 62,000 $ 84,000
Avery County North Carolina 5 $ 254,000 $ 50,000 $ 107,000
Burke County North Carolina 5 $ 561,000 $ 112,000 $ 71,000
Carteret County North Carolina 5 $ 733,000 $ 146,000 $ 133,000
Stanly County North Carolina 5 $ 508,000 $ 101,000 $ 80,000
Anderson County South Carolina 5 $ 595,000 $ 119,000 $ 63,000
Lancaster County South Carolina 5 $ 923,000 $ 184,000 $ 59,000
Franklin County Virginia 5 $ 376,000 $ 75,000 $ 60,000
Broward County Florida 4 $ 977,000 $ 244,000 $ 91,000
Alexander County North Carolina 4 $ 539,000 $ 134,000 $ 86,000
Johnston County North Carolina 4 $ 722,000 $ 180,000 $ 122,000
Madison County North Carolina 4 $ 162,000 $ 40,000 $ 144,000
Montgomery County North Carolina 4 $ 320,000 $ 80,000 $ 56,000
Tuscarawas County Ohio 4 $ 455,000 $ 113,000 $ 64,000
Spartanburg County South Carolina 4 $ 531,000 $ 132,000 $ 37,000
Goochland County Virginia 4 $ 364,000 $ 91,000 $ 84,000
Patrick County Virginia 4 $ 465,000 $ 116,000 $ 56,000
Duval County Florida 3 $ 198,000 $ 66,000 $ 78,000
Dare County North Carolina 3 $ 349,000 $ 116,000 $ 69,000
Scotland County North Carolina 3 $ 250,000 $ 83,000 $ 44,000
Vance County North Carolina 3 $ 261,000 $ 87,000 $ 150,000
Laurens County South Carolina 3 $ 218,000 $ 72,000 $ 38,000
New Kent County Virginia 3 $ 231,000 $ 77,000 $ 84,000
St. Johns County Florida 2 $ 316,000 $ 158,000 $ 71,000
Volusia County Florida 2 $ 210,000 $ 105,000 $ 71,000
Cobb County Georgia 2 $ 248,000 $ 124,000 $ 122,000
Gwinnett County Georgia 2 $ 318,000 $ 159,000 $ 83,000
Henry County Georgia 2 $ 178,000 $ 89,000 $ 53,000
Rockdale County Georgia 2 $ 500,000 $ 250,000 $ 31,000
Whitfield County Georgia 2 $ 182,000 $ 91,000 $ 28,000
Anson County North Carolina 2 $ 101,000 $ 50,000 $ 41,000
Craven County North Carolina 2 $ 279,000 $ 139,000 $ 74,000
Granville County North Carolina 2 $ 128,000 $ 64,000 $ 44,000
McDowell County North Carolina 2 $ 525,000 $ 262,000 $ 169,000
Harrison County Ohio 2 $ 180,000 $ 90,000 $ 82,000
Summit County Ohio 2 $ 279,000 $ 139,000 $ 103,000
Charleston County South Carolina 2 $ 248,000 $ 124,000 $ 139,000
Richland County South Carolina 2 $ 333,000 $ 166,000 $ 108,000
Davidson County Tennessee 2 $ 517,000 $ 258,000 $ 85,000
Dinwiddie County Virginia 2 $ 206,000 $ 103,000 $ 30,000
Galax County Virginia 2 $ 154,000 $ 77,000 $ 76,000
King William County Virginia 2 $ 127,000 $ 63,000 $ 58,000
Louisa County Virginia 2 $ 434,000 $ 217,000 $ 132,000
Pittsylvania County Virginia 2 $ 261,000 $ 130,000 $ 65,000
Fresno County California 1 $ 21,000 $ 21,000 $ 88,000
Los Angeles County California 1 $ 135,000 $ 135,000 $ 90,000
Alachua County Florida 1 $ 180,000 $ 180,000 $ 52,000
Clay County Florida 1 $ 140,000 $ 140,000 $ 50,000
Lee County Florida 1 $ 112,000 $ 112,000 $ 147,000
Marion County Florida 1 $ 380,000 $ 380,000 $ 277,000
Martin County Florida 1 $ 160,000 $ 160,000 $ 52,000
Palm Beach County Florida 1 $ 60,000 $ 60,000 $ 120,000
Pasco County Florida 1 $ 190,000 $ 190,000 $ 60,000
Putnam County Florida 1 $ 160,000 $ 160,000 $ 87,000
St. Lucie County Florida 1 $ 132,000 $ 132,000 $ 105,000
Sumter County Florida 1 $ 100,000 $ 100,000 $ 43,000
Cherokee County Georgia 1 $ 67,000 $ 67,000 $ 37,000
Douglas County Georgia 1 $ 34,000 $ 34,000 $ 105,000
Fulton County Georgia 1 $ 130,000 $ 130,000 $ 47,000
Jackson County Georgia 1 $ 145,000 $ 145,000 $ 52,000
Walton County Georgia 1 $ 245,000 $ 245,000 $ 229,000
Greene County North Carolina 1 $ 69,000 $ 69,000 $ 62,000
Harnett County North Carolina 1 $ 35,000 $ 35,000 $ 130,000
Hertford County North Carolina 1 $ 29,000 $ 29,000 $ 44,000
Lee County North Carolina 1 $ 95,000 $ 95,000 $ 43,000
Mitchell County North Carolina 1 $ 61,000 $ 61,000 $ 86,000
Onslow County North Carolina 1 $ 238,000 $ 238,000 $ 20,000
Pender County North Carolina 1 $ 30,000 $ 30,000 $ 72,000
Person County North Carolina 1 $ 32,000 $ 32,000 $ 56,000
Pitt County North Carolina 1 $ 45,000 $ 45,000 $ 27,000
Robeson County North Carolina 1 $ 16,000 $ 16,000 $ 53,000
Warren County North Carolina 1 $ 55,000 $ 55,000 $ 55,000
Wilson County North Carolina 1 $ 137,000 $ 137,000 $ 32,000
Cuyahoga County Ohio 1 $ 136,000 $ 136,000 $ 119,000
Scioto County Ohio 1 $ 140,000 $ 140,000 $ 69,000
Wayne County Ohio 1 $ 132,000 $ 132,000 $ 89,000
Berkeley County South Carolina 1 $ 152,000 $ 152,000 $ 54,000
Chester County South Carolina 1 $ 135,000 $ 135,000 $ 157,000
Chesterfield County South Carolina 1 $ 43,000 $ 43,000 $ 29,000
Georgetown County South Carolina 1 $ 200,000 $ 200,000 $ 100,000
Lee County South Carolina 1 $ 26,000 $ 26,000 $ 20,000
Marion County South Carolina 1 $ 80,000 $ 80,000 $ 73,000
Oconee County South Carolina 1 $ 332,000 $ 332,000 $ 82,000
Union County South Carolina 1 $ 124,000 $ 124,000 $ 58,000
Blount County Tennessee 1 $ 20,000 $ 20,000 $ 149,000
Chester County Tennessee 1 $ 137,000 $ 137,000 $ 44,000
Franklin County Tennessee 1 $ 161,000 $ 161,000 $ 55,000
Grainger County Tennessee 1 $ 35,000 $ 35,000 $ 21,000
Loudon County Tennessee 1 $ 69,000 $ 69,000 $ 20,000
Robertson County Tennessee 1 $ 171,000 $ 171,000 $ 52,000
Shelby County Tennessee 1 $ 112,000 $ 112,000 $ 54,000
Sumner County Tennessee 1 $ 50,000 $ 50,000 $ 40,000
Alexandria County Virginia 1 $ 59,000 $ 59,000 $ 42,000
Amelia County Virginia 1 $ 90,000 $ 90,000 $ 82,000
Bedford County Virginia 1 $ 104,000 $ 104,000 $ 45,000
Brunswick County Virginia 1 $ 25,000 $ 25,000 $ 57,000
Buchanan County Virginia 1 $ 132,000 $ 132,000 $ 38,000
Caroline County Virginia 1 $ 256,000 $ 256,000 $ 89,000
Charles City County Virginia 1 $ 105,000 $ 105,000 $ 35,000
Craig County Virginia 1 $ 75,000 $ 75,000 $ 31,000
Culpeper County Virginia 1 $ 146,000 $ 146,000 $ 259,000
Cumberland County Virginia 1 $ 71,000 $ 71,000 $ 122,000
Essex County Virginia 1 $ 145,000 $ 145,000 $ 27,000
Fairfax County Virginia 1 $ 299,000 $ 299,000 $ 116,000
Mathews County Virginia 1 $ 93,000 $ 93,000 $ 39,000
Powhatan County Virginia 1 $ 285,000 $ 285,000 $ 90,000
Prince George County Virginia 1 $ 92,000 $ 92,000 $ 81,000
Roanoke County Virginia 1 $ 163,000 $ 163,000 $ 142,000
Roanoke City County Virginia 1 $ 200,000 $ 200,000 $ 106,000
Stafford County Virginia 1 $ 121,000 $ 121,000 $ 67,000
Staunton County Virginia 1 $ 90,000 $ 90,000 $ 90,000
Suffolk County Virginia 1 $ 105,000 $ 105,000 $ 105,000
Tazewell County Virginia 1 $ 49,000 $ 49,000 $ 21,000
Waynesboro County Virginia 1 $ 217,000 $ 217,000 $ 110,000

Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,716 $291,336,000 $107,000 $417,000 $69,000 $500,000
Home Purchase 1,118 $132,352,000 $118,000 $2,100,000 $78,000 $1,670,000
Home Improvement 223 $13,865,000 $62,000 $360,000 $65,000 $331,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,934 $320,219,000 $109,000 $1,570,000 $72,000 $1,670,000
Black or African American 440 $44,293,000 $100,000 $408,000 $61,000 $246,000
Not Provided 413 $44,874,000 $108,000 $417,000 $84,000 $1,122,000
Hispanic 198 $17,398,000 $87,000 $350,000 $50,000 $234,000
Asian 52 $6,525,000 $125,000 $380,000 $72,000 $270,000
American Indian or Alaskan Native 10 $1,091,000 $109,000 $208,000 $58,000 $110,000
Native Hawaiian or Other Pacific Islander 5 $610,000 $122,000 $230,000 $59,000 $100,000
Not applicable 5 $2,543,000 $508,000 $2,100,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,057 $437,553,000 $107,000 $2,100,000 $71,000 $1,670,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,320 $128,163,000 $97,000 $2,100,000 $72,000 $582,000
Application Denied By Financial Institution 1,157 $125,925,000 $108,000 $417,000 $62,000 $1,670,000
Application Withdrawn By Applicant 1,006 $106,653,000 $106,000 $1,570,000 $74,000 $506,000
File Closed For Incompleteness 362 $48,341,000 $133,000 $417,000 $87,000 $960,000
Application Approved But Not Accepted 105 $14,600,000 $139,000 $400,000 $79,000 $565,000
Preapproval Approved but not Accepted 76 $10,908,000 $143,000 $400,000 $82,000 $324,000
Preapproval Denied by Financial Institution 31 $2,963,000 $95,000 $201,000 $49,000 $167,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,188 $128,888,000 $108,000 $417,000 $62,000 $1,670,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truliant Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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