Trustmark National Bank Mortgage Lending & HMDA Data, 2003

In 2003, Trustmark National Bank of Jackson, MS reported 20,810 mortgage applications totaling $2.2 billion. The average application was for $106,646, and applicants reported an average income of $62,707. 80% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Jackson, MS (6,521), Biloxi-Gulfport-Pascagoula, MS (1,125) and Hattiesburg, MS (877) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,810
Total Mortgage Loan Application Amount $2,219,311,000
Average Mortgage Loan Application Amount $106,646
Highest Mortgage Loan Application Amount $12,100,000
Average Applicant Income $62,707
Highest Applicant Income $4,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 2,745 $ 269,652,000 $ 98,233 $ 65,000
Rankin, Mississippi 2,210 $ 240,595,000 $ 108,866 $ 58,000
Madison, Mississippi 1,566 $ 217,571,000 $ 138,934 $ 72,000
Shelby, Tennessee 689 $ 89,891,000 $ 130,465 $ 61,000
Jefferson, Alabama 556 $ 76,506,000 $ 137,600 $ 62,000
Baldwin, Alabama 545 $ 82,187,000 $ 150,801 $ 76,000
Jackson, Mississippi 537 $ 52,266,000 $ 97,329 $ 49,000
DeSoto, Mississippi 532 $ 72,152,000 $ 135,624 $ 51,000
Harrison, Mississippi 523 $ 56,124,000 $ 107,311 $ 60,000
Jones, Mississippi 521 $ 39,023,000 $ 74,900 $ 47,000
Lafayette, Mississippi 515 $ 69,397,000 $ 134,751 $ 73,000
Forrest, Mississippi 456 $ 41,480,000 $ 90,964 $ 81,000
Lamar, Mississippi 421 $ 49,063,000 $ 116,539 $ 66,000
Lincoln, Mississippi 421 $ 30,900,000 $ 73,396 $ 60,000
Lee, Mississippi 410 $ 36,952,000 $ 90,126 $ 46,000
Lowndes, Mississippi 397 $ 38,898,000 $ 97,979 $ 58,000
Warren, Mississippi 389 $ 33,106,000 $ 85,105 $ 58,000
Sumter, South Carolina 374 $ 42,045,000 $ 112,419 $ 48,000
Lauderdale, Mississippi 311 $ 25,435,000 $ 81,784 $ 50,000
Pike, Mississippi 300 $ 22,896,000 $ 76,320 $ 55,000
Alcorn, Mississippi 291 $ 19,553,000 $ 67,192 $ 43,000
Shelby, Alabama 270 $ 38,641,000 $ 143,114 $ 66,000
Itawamba, Mississippi 268 $ 17,120,000 $ 63,880 $ 41,000
Simpson, Mississippi 234 $ 18,622,000 $ 79,581 $ 52,000
Marion, Mississippi 222 $ 11,200,000 $ 50,450 $ 37,000
Copiah, Mississippi 210 $ 12,951,000 $ 61,671 $ 67,000
Bossier, Louisiana 181 $ 22,524,000 $ 124,441 $ 78,000
Mobile, Alabama 175 $ 17,946,000 $ 102,548 $ 42,000
Oktibbeha, Mississippi 166 $ 18,606,000 $ 112,084 $ 61,000
George, Mississippi 159 $ 12,864,000 $ 80,905 $ 48,000
Walthall, Mississippi 159 $ 7,834,000 $ 49,270 $ 51,000
Washington, Mississippi 147 $ 9,982,000 $ 67,904 $ 75,000
Smith, Mississippi 117 $ 6,437,000 $ 55,017 $ 47,000
Amite, Mississippi 113 $ 6,720,000 $ 59,469 $ 56,000
Fulton, Georgia 112 $ 20,914,000 $ 186,732 $ 93,000
Richland, South Carolina 112 $ 14,961,000 $ 133,580 $ 57,000
Bay, Florida 109 $ 18,073,000 $ 165,807 $ 250,000
Leflore, Mississippi 105 $ 7,538,000 $ 71,790 $ 88,000
Sevier, Tennessee 105 $ 12,906,000 $ 122,914 $ 42,000
Caddo, Louisiana 101 $ 11,124,000 $ 110,138 $ 63,000
Covington, Mississippi 100 $ 8,209,000 $ 82,090 $ 48,000
Faulkner, Arkansas 96 $ 10,069,000 $ 104,885 $ 40,000
Jasper, Mississippi 93 $ 6,698,000 $ 72,021 $ 41,000
Charleston, South Carolina 87 $ 14,991,000 $ 172,310 $ 82,000
Lexington, South Carolina 81 $ 10,155,000 $ 125,370 $ 52,000
Perry, Mississippi 75 $ 4,418,000 $ 58,906 $ 39,000
Montgomery, Alabama 74 $ 8,184,000 $ 110,594 $ 58,000
Adams, Mississippi 74 $ 6,739,000 $ 91,067 $ 56,000
Cobb, Georgia 73 $ 13,358,000 $ 182,986 $ 99,000
Scott, Mississippi 73 $ 5,528,000 $ 75,726 $ 63,000
Clay, Mississippi 71 $ 7,395,000 $ 104,154 $ 75,000
Pearl River, Mississippi 69 $ 5,593,000 $ 81,057 $ 53,000
Hancock, Mississippi 65 $ 6,517,000 $ 100,261 $ 42,000
Lawrence, Mississippi 60 $ 3,709,000 $ 61,816 $ 76,000
Fayette, Tennessee 59 $ 6,829,000 $ 115,745 $ 47,000
Walton, Florida 56 $ 12,049,000 $ 215,160 $ 174,000
Tishomingo, Mississippi 55 $ 4,276,000 $ 77,745 $ 58,000
Jefferson, Kentucky 52 $ 5,282,000 $ 101,576 $ 49,000
Monroe, Mississippi 52 $ 4,030,000 $ 77,500 $ 44,000
Pontotoc, Mississippi 50 $ 5,140,000 $ 102,800 $ 64,000
Yazoo, Mississippi 48 $ 5,010,000 $ 104,375 $ 60,000
Gwinnett, Georgia 47 $ 7,549,000 $ 160,617 $ 63,000
Tipton, Tennessee 46 $ 3,428,000 $ 74,521 $ 58,000
DeKalb, Georgia 43 $ 7,389,000 $ 171,837 $ 75,000
Marshall, Mississippi 36 $ 1,967,000 $ 54,638 $ 38,000
Lee, Alabama 35 $ 4,704,000 $ 134,400 $ 73,000
Newton, Mississippi 35 $ 2,233,000 $ 63,800 $ 59,000
Yalobusha, Mississippi 34 $ 2,675,000 $ 78,676 $ 52,000
Okaloosa, Florida 32 $ 9,778,000 $ 305,562 $ 233,000
Prentiss, Mississippi 32 $ 2,125,000 $ 66,406 $ 46,000
Davidson, Tennessee 32 $ 5,381,000 $ 168,156 $ 77,000
Greene, Mississippi 31 $ 2,185,000 $ 70,483 $ 42,000
Noxubee, Mississippi 31 $ 2,584,000 $ 83,354 $ 45,000
Union, Mississippi 31 $ 2,790,000 $ 90,000 $ 46,000
Wayne, Mississippi 28 $ 1,821,000 $ 65,035 $ 51,000
Panola, Mississippi 27 $ 2,593,000 $ 96,037 $ 68,000
Stone, Mississippi 27 $ 2,361,000 $ 87,444 $ 44,000
Bolivar, Mississippi 26 $ 3,320,000 $ 127,692 $ 65,000
Tippah, Mississippi 26 $ 1,836,000 $ 70,615 $ 65,000
Tate, Mississippi 25 $ 2,345,000 $ 93,800 $ 95,000
Elmore, Alabama 24 $ 2,820,000 $ 117,500 $ 50,000
Autauga, Alabama 23 $ 2,604,000 $ 113,217 $ 60,000
St. Clair, Alabama 23 $ 3,093,000 $ 134,478 $ 68,000
St. Tammany, Louisiana 23 $ 2,798,000 $ 121,652 $ 55,000
Lawrence, Alabama 22 $ 2,254,000 $ 102,454 $ 42,000
Clarke, Mississippi 21 $ 1,741,000 $ 82,904 $ 61,000
McNairy, Tennessee 21 $ 1,565,000 $ 74,523 $ 44,000
Forsyth, Georgia 20 $ 3,812,000 $ 190,600 $ 100,000
Franklin, Mississippi 20 $ 1,178,000 $ 58,900 $ 51,000
Holmes, Mississippi 20 $ 919,000 $ 45,950 $ 44,000
Leake, Mississippi 20 $ 1,607,000 $ 80,350 $ 48,000
Sunflower, Mississippi 20 $ 1,392,000 $ 69,600 $ 63,000
Neshoba, Mississippi 19 $ 1,726,000 $ 90,842 $ 55,000
Monroe, Alabama 18 $ 1,724,000 $ 95,777 $ 64,000
Claiborne, Mississippi 16 $ 957,000 $ 59,812 $ 53,000
Jefferson Davis, Mississippi 16 $ 893,000 $ 55,812 $ 45,000
Attala, Mississippi 15 $ 1,298,000 $ 86,533 $ 61,000
Cherokee, Georgia 14 $ 2,030,000 $ 145,000 $ 64,000
Winston, Mississippi 14 $ 1,137,000 $ 81,214 $ 60,000
Hardin, Kentucky 12 $ 1,451,000 $ 120,916 $ 97,000
Orleans, Louisiana 12 $ 1,200,000 $ 100,000 $ 65,000
Kershaw, South Carolina 12 $ 1,470,000 $ 122,500 $ 45,000
Pickens, Alabama 11 $ 884,000 $ 80,363 $ 43,000
Tuscaloosa, Alabama 11 $ 1,209,000 $ 109,909 $ 52,000
Grenada, Mississippi 11 $ 1,003,000 $ 91,181 $ 74,000
Troup, Georgia 10 $ 771,000 $ 77,100 $ 51,000
Nelson, Kentucky 10 $ 983,000 $ 98,300 $ 53,000
Carroll, Mississippi 10 $ 681,000 $ 68,100 $ 47,000
Sharkey, Mississippi 10 $ 423,000 $ 42,300 $ 76,000
Blount, Tennessee 10 $ 1,587,000 $ 158,700 $ 58,000
Williamson, Tennessee 10 $ 1,830,000 $ 183,000 $ 109,000
DeKalb, Alabama 9 $ 1,099,000 $ 122,111 $ 61,000
Duval, Florida 9 $ 1,170,000 $ 130,000 $ 31,000
Grayson, Kentucky 9 $ 1,227,000 $ 136,333 $ 82,000
Webster, Louisiana 9 $ 881,000 $ 97,888 $ 103,000
Tallapoosa, Alabama 8 $ 1,400,000 $ 175,000 $ 142,000
Washington, Arkansas 8 $ 3,432,000 $ 429,000 $ 57,000
Escambia, Florida 8 $ 2,011,000 $ 251,375 $ 129,000
Concordia, Louisiana 8 $ 873,000 $ 109,125 $ 75,000
Coahoma, Mississippi 8 $ 623,000 $ 77,875 $ 59,000
Wilkinson, Mississippi 8 $ 422,000 $ 52,750 $ 59,000
Sumner, Tennessee 7 $ 1,073,000 $ 153,285 $ 75,000
Blount, Alabama 6 $ 622,000 $ 103,666 $ 65,000
Morgan, Alabama 6 $ 497,000 $ 82,833 $ 49,000
Lowndes, Georgia 6 $ 1,363,000 $ 227,166 $ 103,000
East Baton Rouge, Louisiana 6 $ 613,000 $ 102,166 $ 112,000
Livingston, Louisiana 6 $ 657,000 $ 109,500 $ 126,000
Jefferson, Mississippi 6 $ 316,000 $ 52,666 $ 42,000
Kemper, Mississippi 6 $ 379,000 $ 63,166 $ 37,000
Hardin, Tennessee 6 $ 938,000 $ 156,333 $ 92,000
Chicot, Arkansas 5 $ 583,000 $ 116,600 $ 323,000
Conway, Arkansas 5 $ 342,000 $ 68,400 $ 24,000
Fayette, Georgia 5 $ 850,000 $ 170,000 $ 80,000
Jefferson, Louisiana 5 $ 574,000 $ 114,800 $ 63,000
Tangipahoa, Louisiana 5 $ 356,000 $ 71,200 $ 76,000
Chickasaw, Mississippi 5 $ 293,000 $ 58,600 $ 55,000
Choctaw, Mississippi 5 $ 570,000 $ 114,000 $ 85,000
Humphreys, Mississippi 5 $ 499,000 $ 99,800 $ 54,000
Webster, Mississippi 5 $ 520,000 $ 104,000 $ 80,000
Hardeman, Tennessee 5 $ 293,000 $ 58,600 $ 31,000
Chilton, Alabama 4 $ 394,000 $ 98,500 $ 77,000
Clarke, Alabama 4 $ 370,000 $ 92,500 $ 41,000
Colbert, Alabama 4 $ 787,000 $ 196,750 $ 193,000
Cullman, Alabama 4 $ 503,000 $ 125,750 $ 89,000
Escambia, Alabama 4 $ 436,000 $ 109,000 $ 67,000
Pulaski, Arkansas 4 $ 526,000 $ 131,500 $ 72,000
Van Buren, Arkansas 4 $ 577,000 $ 144,250 $ 59,000
Clayton, Georgia 4 $ 525,000 $ 131,250 $ 65,000
Henry, Georgia 4 $ 312,000 $ 78,000 $ 34,000
Larue, Kentucky 4 $ 321,000 $ 80,250 $ 62,000
Logan, Kentucky 4 $ 312,000 $ 78,000 $ 55,000
De Soto, Louisiana 4 $ 444,000 $ 111,000 $ 62,000
Washington, Louisiana 4 $ 467,000 $ 116,750 $ 80,000
Haywood, Tennessee 4 $ 217,000 $ 54,250 $ 51,000
Jefferson, Tennessee 4 $ 511,000 $ 127,750 $ 58,000
Lowndes, Alabama 3 $ 225,000 $ 75,000 $ 53,000
Macon, Alabama 3 $ 520,000 $ 173,333 $ 98,000
Russell, Alabama 3 $ 204,000 $ 68,000 $ 37,000
Washington, Alabama 3 $ 178,000 $ 59,333 $ 58,000
Garland, Arkansas 3 $ 317,000 $ 105,666 $ 119,000
Clay, Florida 3 $ 349,000 $ 116,333 $ 28,000
Jackson, Georgia 3 $ 464,000 $ 154,666 $ 87,000
Muscogee, Georgia 3 $ 358,000 $ 119,333 $ 101,000
Paulding, Georgia 3 $ 396,000 $ 132,000 $ 122,000
Oldham, Kentucky 3 $ 480,000 $ 160,000 $ 66,000
Madison, Louisiana 3 $ 281,000 $ 93,666 $ 47,000
Tensas, Louisiana 3 $ 414,000 $ 138,000 $ 164,000
York, Maine 3 $ 47,000 $ 15,666 $ 35,000
Benton, Mississippi 3 $ 147,000 $ 49,000 $ 38,000
Calhoun, Mississippi 3 $ 202,000 $ 67,333 $ 42,000
Montgomery, Mississippi 3 $ 258,000 $ 86,000 $ 63,000
Quitman, Mississippi 3 $ 122,000 $ 40,666 $ 53,000
Horry, South Carolina 3 $ 323,000 $ 107,666 $ 77,000
Cocke, Tennessee 3 $ 314,000 $ 104,666 $ 49,000
Dyer, Tennessee 3 $ 268,000 $ 89,333 $ 57,000
Chambers, Alabama 2 $ 180,000 $ 90,000 $ 59,000
Conecuh, Alabama 2 $ 187,000 $ 93,500 $ 56,000
Dallas, Alabama 2 $ 125,000 $ 62,500 $ 100,000
Franklin, Alabama 2 $ 178,000 $ 89,000 $ 52,000
Jackson, Alabama 2 $ 468,000 $ 234,000 $ 87,000
Lamar, Alabama 2 $ 152,000 $ 76,000 $ 45,000
Madison, Alabama 2 $ 293,000 $ 146,500 $ 53,000
Marion, Alabama 2 $ 240,000 $ 120,000 $ 56,000
Talladega, Alabama 2 $ 213,000 $ 106,500 $ 41,000
Wilcox, Alabama 2 $ 122,000 $ 61,000 $ 43,000
Craighead, Arkansas 2 $ 142,000 $ 71,000 $ 112,000
Crittenden, Arkansas 2 $ 290,000 $ 145,000 $ 33,000
Leon, Florida 2 $ 175,000 $ 87,500 $ 423,000
Monroe, Florida 2 $ 515,000 $ 257,500 $ 1,580,000
Camden, Georgia 2 $ 328,000 $ 164,000 $ 73,000
Coweta, Georgia 2 $ 345,000 $ 172,500 $ 103,000
Douglas, Georgia 2 $ 217,000 $ 108,500 $ 53,000
Hart, Georgia 2 $ 455,000 $ 227,500 $ 173,000
Putnam, Georgia 2 $ 324,000 $ 162,000 $ 68,000
Spalding, Georgia 2 $ 196,000 $ 98,000 $ 60,000
Walton, Georgia 2 $ 143,000 $ 71,500 $ 42,000
Whitfield, Georgia 2 $ 45,000 $ 22,500 $ 38,000
Bullitt, Kentucky 2 $ 138,000 $ 69,000 $ 69,000
Caldwell, Kentucky 2 $ 171,000 $ 85,500 $ 79,000
Spencer, Kentucky 2 $ 275,000 $ 137,500 $ 79,000
Ascension, Louisiana 2 $ 298,000 $ 149,000 $ 131,000
Ouachita, Louisiana 2 $ 308,000 $ 154,000 $ 1,349,000
Tallahatchie, Mississippi 2 $ 58,000 $ 29,000 $ 27,000
Berkeley, South Carolina 2 $ 292,000 $ 146,000 $ 48,000
Florence, South Carolina 2 $ 324,000 $ 162,000 $ 77,000
Lancaster, South Carolina 2 $ 300,000 $ 150,000 $ 71,000
Anderson, Tennessee 2 $ 205,000 $ 102,500 $ 68,000
Cheatham, Tennessee 2 $ 301,000 $ 150,500 $ 58,000
Knox, Tennessee 2 $ 165,000 $ 82,500 $ 11,000
Polk, Texas 2 $ 160,000 $ 80,000 $ 128,000
Bibb, Alabama 1 $ 239,000 $ 239,000 $ 143,000
Cherokee, Alabama 1 $ 228,000 $ 228,000 $ 112,000
Choctaw, Alabama 1 $ 4,000 $ 4,000 $ 47,000
Cleburne, Alabama 1 $ 121,000 $ 121,000 $ 66,000
Lauderdale, Alabama 1 $ 287,000 $ 287,000 $ 174,000
Randolph, Alabama 1 $ 135,000 $ 135,000 $ 81,000
Walker, Alabama 1 $ 91,000 $ 91,000 $ 43,000
Winston, Alabama 1 $ 176,000 $ 176,000 $ 111,000
Cleburne, Arkansas 1 $ 185,000 $ 185,000 $ 61,000
White, Arkansas 1 $ 109,000 $ 109,000 $ 43,000
Santa Clara, California 1 $ 16,000 $ 16,000 $ 159,000
Grand, Colorado 1 $ 221,000 $ 221,000 $ 117,000
District of Columbia, District Of Columbia 1 $ 5,000 $ 5,000 $ 90,000
Broward, Florida 1 $ 122,000 $ 122,000 $ 120,000
Hernando, Florida 1 $ 130,000 $ 130,000 $ 155,000
Jackson, Florida 1 $ 14,000 $ 14,000 $ 54,000
Osceola, Florida 1 $ 106,000 $ 106,000 $ 226,000
Polk, Florida 1 $ 90,000 $ 90,000 $ 48,000
St. Lucie, Florida 1 $ 34,000 $ 34,000 $ 102,000
Washington, Florida 1 $ 114,000 $ 114,000 $ 148,000
Carroll, Georgia 1 $ 301,000 $ 301,000 $ 124,000
Chattahoochee, Georgia 1 $ 83,000 $ 83,000 $ 82,000
Gilmer, Georgia 1 $ 108,000 $ 108,000 $ 82,000
Hall, Georgia 1 $ 200,000 $ 200,000 $ 91,000
Lumpkin, Georgia 1 $ 50,000 $ 50,000 $ 64,000
Towns, Georgia 1 $ 55,000 $ 55,000 $ 150,000
White, Georgia 1 $ 175,000 $ 175,000 $ 78,000
Floyd, Indiana 1 $ 134,000 $ 134,000 $ 89,000
Harrison, Indiana 1 $ 133,000 $ 133,000 $ 75,000
Johnson, Kansas 1 $ 196,000 $ 196,000 $ 109,000
Breckinridge, Kentucky 1 $ 101,000 $ 101,000 $ 40,000
Iberville, Louisiana 1 $ 145,000 $ 145,000 $ 73,000
Lafourche, Louisiana 1 $ 5,000 $ 5,000 $ 165,000
Natchitoches, Louisiana 1 $ 136,000 $ 136,000 $ 0
Red River, Louisiana 1 $ 57,000 $ 57,000 $ 32,000
Sabine, Louisiana 1 $ 62,000 $ 62,000 $ 54,000
St. Bernard, Louisiana 1 $ 44,000 $ 44,000 $ 60,000
St. Mary, Louisiana 1 $ 306,000 $ 306,000 $ 1,289,000
Terrebonne, Louisiana 1 $ 97,000 $ 97,000 $ 544,000
West Baton Rouge, Louisiana 1 $ 46,000 $ 46,000 $ 52,000
Anne Arundel, Maryland 1 $ 83,000 $ 83,000 $ 128,000
Issaquena, Mississippi 1 $ 59,000 $ 59,000 $ 59,000
Tunica, Mississippi 1 $ 85,000 $ 85,000 $ 47,000
Carroll, New Hampshire 1 $ 5,000 $ 5,000 $ 15,000
Bronx, New York 1 $ 9,000 $ 9,000 $ 67,000
Buncombe, North Carolina 1 $ 275,000 $ 275,000 $ 106,000
Henderson, North Carolina 1 $ 275,000 $ 275,000 $ 215,000
Madison, North Carolina 1 $ 213,000 $ 213,000 $ 136,000
Transylvania, North Carolina 1 $ 300,000 $ 300,000 $ 302,000
Oklahoma, Oklahoma 1 $ 100,000 $ 100,000 $ 120,000
Anderson, South Carolina 1 $ 147,000 $ 147,000 $ 75,000
Barnwell, South Carolina 1 $ 140,000 $ 140,000 $ 129,000
Calhoun, South Carolina 1 $ 78,000 $ 78,000 $ 42,000
Cherokee, South Carolina 1 $ 125,000 $ 125,000 $ 0
Colleton, South Carolina 1 $ 323,000 $ 323,000 $ 180,000
Georgetown, South Carolina 1 $ 183,000 $ 183,000 $ 55,000
Lee, South Carolina 1 $ 139,000 $ 139,000 $ 0
Newberry, South Carolina 1 $ 112,000 $ 112,000 $ 59,000
Orangeburg, South Carolina 1 $ 140,000 $ 140,000 $ 125,000
York, South Carolina 1 $ 152,000 $ 152,000 $ 107,000
Crockett, Tennessee 1 $ 75,000 $ 75,000 $ 43,000
Franklin, Tennessee 1 $ 154,000 $ 154,000 $ 132,000
Henry, Tennessee 1 $ 50,000 $ 50,000 $ 15,000
Humphreys, Tennessee 1 $ 127,000 $ 127,000 $ 47,000
Lauderdale, Tennessee 1 $ 62,000 $ 62,000 $ 0
Madison, Tennessee 1 $ 117,000 $ 117,000 $ 40,000
Montgomery, Tennessee 1 $ 69,000 $ 69,000 $ 74,000
Obion, Tennessee 1 $ 50,000 $ 50,000 $ 50,000
Robertson, Tennessee 1 $ 135,000 $ 135,000 $ 60,000
Rutherford, Tennessee 1 $ 139,000 $ 139,000 $ 94,000
Harris, Texas 1 $ 76,000 $ 76,000 $ 60,000
Chesapeake, Virginia 1 $ 142,000 $ 142,000 $ 65,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 13,566 $1,556,602,000 $126,450 $12,100,000 $91,750 $4,000,000
Home Purchase (one-to-four family) 5,746 $635,965,000 $141,363 $7,300,000 $117,181 $2,600,000
Home Improvement (one-to-four family) 1,491 $24,453,000 $9,300 $900,000 $44,500 $1,035,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 7 $2,291,000 $354,000 $653,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,944 $1,752,946,000 $138,812 $2,600,000 $97,375 $4,000,000
Black 2,517 $154,705,000 $58,733 $488,000 $58,600 $3,000,000
Not applicable 1,690 $232,474,000 $140,800 $12,100,000 $88,300 $3,885,000
Other 222 $30,545,000 $215,857 $621,000 $107,428 $756,000
Asian or Pacific Islander 200 $24,240,000 $119,142 $503,000 $108,571 $1,200,000
Information not provided by applicant in mail or telephone application 110 $12,380,000 $156,428 $498,000 $101,285 $830,000
Hispanic 102 $9,103,000 $124,666 $500,000 $94,555 $610,000
American Indian or Alaskan Native 25 $2,918,000 $144,800 $323,000 $67,800 $190,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,762 $1,924,129,000 $113,450 $12,100,000 $97,850 $4,000,000
FHA-insured (Federal Housing Administration) 2,007 $178,486,000 $97,875 $190,000 $40,000 $216,000
VA-guaranteed (Veterans Administration) 1,024 $115,567,000 $128,000 $259,000 $56,545 $781,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,129,000 $92,500 $123,000 $62,500 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,692 $1,871,694,000 $111,500 $12,100,000 $99,950 $4,000,000
Application Denied By Financial Institution 1,893 $84,106,000 $69,428 $495,000 $50,428 $360,000
Loan Purchased By The Institution 1,664 $208,784,000 $140,800 $1,000,000 $70,800 $3,885,000
Application Approved But Not Accepted 501 $49,314,000 $145,500 $1,115,000 $98,250 $839,000
Application Withdrawn By Applicant 34 $3,015,000 $148,750 $275,000 $114,500 $480,000
File Closed For Incompleteness 26 $2,398,000 $100,000 $186,000 $37,400 $247,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,095 $30,437,000 $23,666 $375,000 $41,166 $342,000
Credit History 369 $22,263,000 $56,000 $300,000 $56,500 $252,000
Debt-To-Income Ratio 338 $23,941,000 $132,750 $308,000 $44,250 $148,000
Collateral 67 $6,047,000 $110,333 $495,000 $61,000 $246,000
Employment History 10 $435,000 $43,000 $138,000 $56,000 $209,000
Insufficient Cash (Downpayment, Closing Cost) 10 $697,000 $77,000 $105,000 $52,500 $68,000
Unverifiable Information 3 $146,000 $48,000 $74,000 $147,000 $360,000
Credit Application Incomplete 1 $140,000 $140,000 $140,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet with aggregated HMDA statistics today.

Download the Mississippi Lender List