Trustmark National Bank Mortgage Lending & HMDA Data, 2010

In 2010, Trustmark National Bank of Jackson, MS reported 11,307 mortgage applications totaling $1.7 billion, down 24% from 2009. The average application was for $148,840, and applicants reported an average income of $44,962. 41% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Jackson, MS (4,192), Memphis, TN-MS-AR (535) and Pascagoula, MS (468) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,307
Total Mortgage Loan Application Amount $1,682,936,000
Average Mortgage Loan Application Amount $148,840
Highest Mortgage Loan Application Amount $3,959,000
Average Applicant Income $44,962
Highest Applicant Income $2,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin, Mississippi 1,572 $ 236,090,000 $ 150,184 $ 31,000
Hinds, Mississippi 1,282 $ 165,941,000 $ 129,439 $ 50,000
Madison, Mississippi 1,118 $ 225,276,000 $ 201,499 $ 59,000
Jackson, Mississippi 390 $ 57,505,000 $ 147,448 $ 23,000
Harrison, Mississippi 382 $ 56,074,000 $ 146,790 $ 42,000
DeSoto, Mississippi 274 $ 35,267,000 $ 128,711 $ 59,000
Bay, Florida 254 $ 36,696,000 $ 144,472 $ 64,000
Jones, Mississippi 247 $ 25,804,000 $ 104,469 $ 55,000
Lafayette, Mississippi 228 $ 39,999,000 $ 175,434 $ 58,000
Lamar, Mississippi 214 $ 32,582,000 $ 152,252 $ 66,000
Montgomery, Alabama 200 $ 35,625,000 $ 178,125 $ 0
Lincoln, Mississippi 192 $ 22,027,000 $ 114,723 $ 75,000
Shelby, Tennessee 192 $ 30,927,000 $ 161,078 $ 94,000
Sumter, South Carolina 177 $ 25,168,000 $ 142,192 $ 5,000
Forrest, Mississippi 173 $ 22,600,000 $ 130,635 $ 56,000
Baldwin, Alabama 162 $ 33,404,000 $ 206,197 $ 39,000
Lowndes, Mississippi 161 $ 18,496,000 $ 114,881 $ 59,000
Lee, Mississippi 150 $ 18,414,000 $ 122,760 $ 57,000
Lauderdale, Mississippi 148 $ 20,512,000 $ 138,594 $ 78,000
Warren, Mississippi 129 $ 15,142,000 $ 117,379 $ 72,000
Simpson, Mississippi 120 $ 13,733,000 $ 114,441 $ 50,000
Elmore, Alabama 116 $ 20,482,000 $ 176,568 $ 1,000
Alcorn, Mississippi 109 $ 7,732,000 $ 70,935 $ 44,000
Pike, Mississippi 106 $ 11,242,000 $ 106,056 $ 62,000
Harris, Texas 106 $ 33,354,000 $ 314,660 $ 219,000
Washington, Mississippi 101 $ 7,045,000 $ 69,752 $ 44,000
Copiah, Mississippi 100 $ 7,837,000 $ 78,370 $ 48,000
Itawamba, Mississippi 96 $ 8,939,000 $ 93,114 $ 63,000
Leflore, Mississippi 91 $ 12,337,000 $ 135,571 $ 59,000
Mobile, Alabama 90 $ 14,933,000 $ 165,922 $ 3,000
Jefferson, Alabama 81 $ 14,102,000 $ 174,098 $ 6,000
Autauga, Alabama 79 $ 12,558,000 $ 158,962 $ 0
George, Mississippi 78 $ 9,181,000 $ 117,705 $ 22,000
Bossier, Louisiana 75 $ 15,833,000 $ 211,106 $ 2,000
Walthall, Mississippi 71 $ 3,836,000 $ 54,028 $ 44,000
Marion, Mississippi 67 $ 6,078,000 $ 90,716 $ 55,000
Covington, Mississippi 66 $ 6,348,000 $ 96,181 $ 34,000
Smith, Mississippi 64 $ 4,560,000 $ 71,250 $ 48,000
East Baton Rouge, Louisiana 62 $ 13,882,000 $ 223,903 $ 1,000
Scott, Mississippi 61 $ 7,057,000 $ 115,688 $ 15,000
Jefferson, Louisiana 60 $ 10,336,000 $ 172,266 $ 3,000
Orleans, Louisiana 59 $ 12,289,000 $ 208,288 $ 5,000
St. Tammany, Louisiana 50 $ 9,426,000 $ 188,520 $ 2,000
Amite, Mississippi 50 $ 3,437,000 $ 68,740 $ 52,000
Oktibbeha, Mississippi 48 $ 7,687,000 $ 160,145 $ 46,000
Madison, Alabama 47 $ 7,325,000 $ 155,851 $ 4,000
Adams, Mississippi 46 $ 6,704,000 $ 145,739 $ 9,000
Escambia, Florida 43 $ 6,071,000 $ 141,186 $ 7,000
Cherokee, Alabama 40 $ 5,759,000 $ 143,975 $ 0
Walton, Florida 39 $ 23,102,000 $ 592,358 $ 208,000
Caddo, Louisiana 38 $ 5,937,000 $ 156,236 $ 3,000
Tangipahoa, Louisiana 34 $ 4,806,000 $ 141,352 $ 1,000
Hancock, Mississippi 34 $ 5,154,000 $ 151,588 $ 40,000
Lawrence, Mississippi 34 $ 2,565,000 $ 75,441 $ 56,000
Monroe, Mississippi 33 $ 3,825,000 $ 115,909 $ 34,000
Shelby, Alabama 32 $ 5,547,000 $ 173,343 $ 15,000
Bolivar, Mississippi 31 $ 3,543,000 $ 114,290 $ 13,000
Jasper, Mississippi 30 $ 2,427,000 $ 80,900 $ 47,000
Yalobusha, Mississippi 30 $ 3,489,000 $ 116,300 $ 37,000
Butler, Alabama 29 $ 3,634,000 $ 125,310 $ 0
Sevier, Tennessee 28 $ 4,193,000 $ 149,750 $ 22,000
Okaloosa, Florida 27 $ 7,079,000 $ 262,185 $ 136,000
Pontotoc, Mississippi 27 $ 3,168,000 $ 117,333 $ 42,000
Leake, Mississippi 26 $ 2,630,000 $ 101,153 $ 8,000
Yazoo, Mississippi 25 $ 2,899,000 $ 115,960 $ 43,000
Duval, Florida 24 $ 4,568,000 $ 190,333 $ 0
Fayette, Tennessee 23 $ 2,124,000 $ 92,347 $ 82,000
Santa Rosa, Florida 22 $ 8,087,000 $ 367,590 $ 18,000
Faulkner, Arkansas 21 $ 3,407,000 $ 162,238 $ 3,000
Perry, Mississippi 21 $ 1,270,000 $ 60,476 $ 59,000
Lafayette, Louisiana 20 $ 4,538,000 $ 226,900 $ 3,000
Tishomingo, Mississippi 20 $ 2,402,000 $ 120,100 $ 74,000
Etowah, Alabama 19 $ 2,438,000 $ 128,315 $ 0
Marshall, Mississippi 19 $ 1,470,000 $ 77,368 $ 48,000
Pearl River, Mississippi 19 $ 2,817,000 $ 148,263 $ 30,000
Stone, Mississippi 18 $ 2,363,000 $ 131,277 $ 62,000
Montgomery, Texas 18 $ 3,338,000 $ 185,444 $ 158,000
Clay, Mississippi 17 $ 1,695,000 $ 99,705 $ 45,000
Panola, Mississippi 17 $ 1,741,000 $ 102,411 $ 33,000
Fort Bend, Texas 17 $ 3,295,000 $ 193,823 $ 91,000
Newton, Mississippi 16 $ 1,430,000 $ 89,375 $ 57,000
Tate, Mississippi 16 $ 1,731,000 $ 108,187 $ 60,000
Wayne, Mississippi 16 $ 1,789,000 $ 111,812 $ 49,000
Livingston, Louisiana 15 $ 2,483,000 $ 165,533 $ 7,000
Grenada, Mississippi 15 $ 1,549,000 $ 103,266 $ 15,000
Attala, Mississippi 14 $ 1,403,000 $ 100,214 $ 4,000
Crenshaw, Alabama 13 $ 1,834,000 $ 141,076 $ 0
Lauderdale, Alabama 13 $ 1,481,000 $ 113,923 $ 0
Ascension, Louisiana 13 $ 2,479,000 $ 190,692 $ 0
Terrebonne, Louisiana 13 $ 2,043,000 $ 157,153 $ 0
Marshall, Alabama 12 $ 1,913,000 $ 159,416 $ 10,000
Greene, Mississippi 12 $ 1,374,000 $ 114,500 $ 44,000
Prentiss, Mississippi 12 $ 555,000 $ 46,250 $ 40,000
Carroll, Mississippi 11 $ 1,319,000 $ 119,909 $ 15,000
Clarke, Mississippi 11 $ 1,357,000 $ 123,363 $ 65,000
Noxubee, Mississippi 11 $ 810,000 $ 73,636 $ 7,000
Galveston, Texas 11 $ 4,139,000 $ 376,272 $ 198,000
Neshoba, Mississippi 10 $ 1,432,000 $ 143,200 $ 5,000
Tipton, Tennessee 10 $ 720,000 $ 72,000 $ 37,000
Colbert, Alabama 9 $ 939,000 $ 104,333 $ 22,000
Jefferson Davis, Mississippi 9 $ 898,000 $ 99,777 $ 26,000
Sunflower, Mississippi 9 $ 1,124,000 $ 124,888 $ 6,000
Waller, Texas 9 $ 439,000 $ 48,777 $ 56,000
Limestone, Alabama 8 $ 1,500,000 $ 187,500 $ 0
Clay, Florida 8 $ 1,515,000 $ 189,375 $ 0
Tippah, Mississippi 8 $ 635,000 $ 79,375 $ 42,000
Union, Mississippi 8 $ 803,000 $ 100,375 $ 35,000
Calhoun, Alabama 7 $ 871,000 $ 124,428 $ 9,000
Lee, Alabama 7 $ 1,139,000 $ 162,714 $ 5,000
St. Clair, Alabama 7 $ 1,654,000 $ 236,285 $ 0
Tuscaloosa, Alabama 7 $ 1,243,000 $ 177,571 $ 65,000
Wilcox, Alabama 7 $ 732,000 $ 104,571 $ 5,000
St. Bernard, Louisiana 7 $ 1,135,000 $ 162,142 $ 0
Tallahatchie, Mississippi 7 $ 335,000 $ 47,857 $ 16,000
Charleston, South Carolina 7 $ 1,574,000 $ 224,857 $ 8,000
DeKalb, Alabama 6 $ 838,000 $ 139,666 $ 0
Morgan, Alabama 6 $ 995,000 $ 165,833 $ 0
Coahoma, Mississippi 6 $ 631,000 $ 105,166 $ 33,000
Holmes, Mississippi 6 $ 364,000 $ 60,666 $ 29,000
Jefferson, Mississippi 6 $ 505,000 $ 84,166 $ 60,000
Richland, South Carolina 6 $ 946,000 $ 157,666 $ 34,000
Hardin, Tennessee 6 $ 2,120,000 $ 353,333 $ 176,000
Blount, Alabama 5 $ 880,000 $ 176,000 $ 10,000
Tallapoosa, Alabama 5 $ 1,186,000 $ 237,200 $ 0
Washington, Florida 5 $ 556,000 $ 111,200 $ 55,000
Claiborne, Mississippi 5 $ 592,000 $ 118,400 $ 88,000
Humphreys, Mississippi 5 $ 408,000 $ 81,600 $ 14,000
Montgomery, Mississippi 5 $ 550,000 $ 110,000 $ 6,000
Maverick, Texas 5 $ 727,000 $ 145,400 $ 0
Chilton, Alabama 4 $ 520,000 $ 130,000 $ 0
Lowndes, Alabama 4 $ 697,000 $ 174,250 $ 0
Pickens, Alabama 4 $ 363,000 $ 90,750 $ 31,000
Jackson, Florida 4 $ 605,000 $ 151,250 $ 58,000
St. Charles, Louisiana 4 $ 544,000 $ 136,000 $ 0
Washington, Louisiana 4 $ 257,000 $ 64,250 $ 36,000
Chickasaw, Mississippi 4 $ 270,000 $ 67,500 $ 71,000
Choctaw, Mississippi 4 $ 456,000 $ 114,000 $ 10,000
Kemper, Mississippi 4 $ 737,000 $ 184,250 $ 75,000
Wilkinson, Mississippi 4 $ 201,000 $ 50,250 $ 96,000
Lexington, South Carolina 4 $ 580,000 $ 145,000 $ 27,000
Dallas, Texas 4 $ 918,000 $ 229,500 $ 63,000
Dale, Alabama 3 $ 730,000 $ 243,333 $ 0
Houston, Alabama 3 $ 407,000 $ 135,666 $ 0
Lamar, Alabama 3 $ 209,000 $ 69,666 $ 18,000
Orange, Florida 3 $ 664,000 $ 221,333 $ 40,000
St. Johns, Florida 3 $ 668,000 $ 222,666 $ 14,000
DeKalb, Georgia 3 $ 406,000 $ 135,333 $ 102,000
De Soto, Louisiana 3 $ 557,000 $ 185,666 $ 0
Lincoln, Louisiana 3 $ 710,000 $ 236,666 $ 0
Madison, Louisiana 3 $ 295,000 $ 98,333 $ 72,000
Plaquemines, Louisiana 3 $ 327,000 $ 109,000 $ 273,000
Rapides, Louisiana 3 $ 977,000 $ 325,666 $ 168,000
Webster, Louisiana 3 $ 430,000 $ 143,333 $ 0
Calhoun, Mississippi 3 $ 298,000 $ 99,333 $ 41,000
Winston, Mississippi 3 $ 281,000 $ 93,666 $ 48,000
Clarendon, South Carolina 3 $ 462,000 $ 154,000 $ 24,000
Kershaw, South Carolina 3 $ 420,000 $ 140,000 $ 0
Hardeman, Tennessee 3 $ 386,000 $ 128,666 $ 125,000
Brazoria, Texas 3 $ 304,000 $ 101,333 $ 181,000
Tarrant, Texas 3 $ 256,000 $ 85,333 $ 24,000
Bibb, Alabama 2 $ 180,000 $ 90,000 $ 0
Choctaw, Alabama 2 $ 198,000 $ 99,000 $ 188,000
Coffee, Alabama 2 $ 330,000 $ 165,000 $ 0
Dallas, Alabama 2 $ 237,000 $ 118,500 $ 0
Macon, Alabama 2 $ 397,000 $ 198,500 $ 35,000
Monroe, Alabama 2 $ 181,000 $ 90,500 $ 0
Pike, Alabama 2 $ 280,000 $ 140,000 $ 0
Washington, Alabama 2 $ 182,000 $ 91,000 $ 4,000
Winston, Alabama 2 $ 364,000 $ 182,000 $ 97,000
Garland, Arkansas 2 $ 628,000 $ 314,000 $ 58,000
Broward, Florida 2 $ 460,000 $ 230,000 $ 95,000
Gulf, Florida 2 $ 208,000 $ 104,000 $ 55,000
Pasco, Florida 2 $ 287,000 $ 143,500 $ 63,000
Wakulla, Florida 2 $ 182,000 $ 91,000 $ 36,000
Gwinnett, Georgia 2 $ 416,000 $ 208,000 $ 85,000
Acadia, Louisiana 2 $ 267,000 $ 133,500 $ 0
Concordia, Louisiana 2 $ 162,000 $ 81,000 $ 0
Iberville, Louisiana 2 $ 355,000 $ 177,500 $ 0
Lafourche, Louisiana 2 $ 352,000 $ 176,000 $ 0
Ouachita, Louisiana 2 $ 392,000 $ 196,000 $ 0
St. John the Baptist, Louisiana 2 $ 256,000 $ 128,000 $ 0
Benton, Mississippi 2 $ 131,000 $ 65,500 $ 24,000
Franklin, Mississippi 2 $ 136,000 $ 68,000 $ 57,000
Sharkey, Mississippi 2 $ 163,000 $ 81,500 $ 18,000
McNairy, Tennessee 2 $ 98,000 $ 49,000 $ 28,000
Bexar, Texas 2 $ 426,000 $ 213,000 $ 63,000
Collin, Texas 2 $ 355,000 $ 177,500 $ 0
El Paso, Texas 2 $ 194,000 $ 97,000 $ 0
Liberty, Texas 2 $ 119,000 $ 59,500 $ 75,000
Bullock, Alabama 1 $ 235,000 $ 235,000 $ 0
Clarke, Alabama 1 $ 65,000 $ 65,000 $ 0
Cullman, Alabama 1 $ 108,000 $ 108,000 $ 0
Escambia, Alabama 1 $ 127,000 $ 127,000 $ 0
Franklin, Alabama 1 $ 192,000 $ 192,000 $ 0
Jackson, Alabama 1 $ 133,000 $ 133,000 $ 0
Lawrence, Alabama 1 $ 76,000 $ 76,000 $ 0
Marion, Alabama 1 $ 210,000 $ 210,000 $ 91,000
Randolph, Alabama 1 $ 185,000 $ 185,000 $ 159,000
Russell, Alabama 1 $ 236,000 $ 236,000 $ 111,000
Sumter, Alabama 1 $ 132,000 $ 132,000 $ 0
Talladega, Alabama 1 $ 166,000 $ 166,000 $ 0
Walker, Alabama 1 $ 136,000 $ 136,000 $ 120,000
Cleburne, Arkansas 1 $ 30,000 $ 30,000 $ 0
Drew, Arkansas 1 $ 185,000 $ 185,000 $ 68,000
Lonoke, Arkansas 1 $ 264,000 $ 264,000 $ 0
Pulaski, Arkansas 1 $ 126,000 $ 126,000 $ 0
Van Buren, Arkansas 1 $ 113,000 $ 113,000 $ 0
Gunnison, Colorado 1 $ 300,000 $ 300,000 $ 0
Alachua, Florida 1 $ 103,000 $ 103,000 $ 440,000
Hillsborough, Florida 1 $ 230,000 $ 230,000 $ 109,000
Leon, Florida 1 $ 63,000 $ 63,000 $ 67,000
Martin, Florida 1 $ 408,000 $ 408,000 $ 0
Miami-Dade, Florida 1 $ 282,000 $ 282,000 $ 0
Monroe, Florida 1 $ 30,000 $ 30,000 $ 0
Palm Beach, Florida 1 $ 360,000 $ 360,000 $ 89,000
Pinellas, Florida 1 $ 290,000 $ 290,000 $ 113,000
Sarasota, Florida 1 $ 105,000 $ 105,000 $ 49,000
Bartow, Georgia 1 $ 87,000 $ 87,000 $ 0
Butts, Georgia 1 $ 58,000 $ 58,000 $ 0
Camden, Georgia 1 $ 152,000 $ 152,000 $ 134,000
Clayton, Georgia 1 $ 148,000 $ 148,000 $ 122,000
Cobb, Georgia 1 $ 336,000 $ 336,000 $ 0
Fayette, Georgia 1 $ 345,000 $ 345,000 $ 540,000
Gilmer, Georgia 1 $ 126,000 $ 126,000 $ 84,000
Houston, Georgia 1 $ 70,000 $ 70,000 $ 0
Thomas, Georgia 1 $ 130,000 $ 130,000 $ 0
Boone, Kentucky 1 $ 216,000 $ 216,000 $ 0
Christian, Kentucky 1 $ 70,000 $ 70,000 $ 34,000
Grayson, Kentucky 1 $ 167,000 $ 167,000 $ 452,000
Jefferson, Kentucky 1 $ 161,000 $ 161,000 $ 82,000
Nelson, Kentucky 1 $ 127,000 $ 127,000 $ 85,000
Allen, Louisiana 1 $ 38,000 $ 38,000 $ 0
Evangeline, Louisiana 1 $ 164,000 $ 164,000 $ 0
Iberia, Louisiana 1 $ 78,000 $ 78,000 $ 0
Jefferson Davis, Louisiana 1 $ 107,000 $ 107,000 $ 0
Pointe Coupee, Louisiana 1 $ 159,000 $ 159,000 $ 0
St. Helena, Louisiana 1 $ 123,000 $ 123,000 $ 0
Tensas, Louisiana 1 $ 350,000 $ 350,000 $ 240,000
Union, Louisiana 1 $ 168,000 $ 168,000 $ 0
Quitman, Mississippi 1 $ 223,000 $ 223,000 $ 0
Tunica, Mississippi 1 $ 64,000 $ 64,000 $ 36,000
Webster, Mississippi 1 $ 55,000 $ 55,000 $ 0
Atlantic, New Jersey 1 $ 220,000 $ 220,000 $ 226,000
Santa Fe, New Mexico 1 $ 990,000 $ 990,000 $ 660,000
Henderson, North Carolina 1 $ 126,000 $ 126,000 $ 250,000
Beaufort, South Carolina 1 $ 203,000 $ 203,000 $ 0
Berkeley, South Carolina 1 $ 417,000 $ 417,000 $ 0
Fairfield, South Carolina 1 $ 359,000 $ 359,000 $ 0
Florence, South Carolina 1 $ 116,000 $ 116,000 $ 36,000
Lancaster, South Carolina 1 $ 209,000 $ 209,000 $ 0
Lee, South Carolina 1 $ 183,000 $ 183,000 $ 0
Orangeburg, South Carolina 1 $ 171,000 $ 171,000 $ 0
Bedford, Tennessee 1 $ 156,000 $ 156,000 $ 0
Cheatham, Tennessee 1 $ 147,000 $ 147,000 $ 0
Cocke, Tennessee 1 $ 96,000 $ 96,000 $ 0
Cumberland, Tennessee 1 $ 114,000 $ 114,000 $ 0
Dyer, Tennessee 1 $ 2,312,000 $ 2,312,000 $ 0
Hamilton, Tennessee 1 $ 85,000 $ 85,000 $ 25,000
Knox, Tennessee 1 $ 99,000 $ 99,000 $ 0
Williamson, Tennessee 1 $ 384,000 $ 384,000 $ 148,000
Cameron, Texas 1 $ 81,000 $ 81,000 $ 0
Chambers, Texas 1 $ 188,000 $ 188,000 $ 83,000
Denton, Texas 1 $ 202,000 $ 202,000 $ 0
Hays, Texas 1 $ 417,000 $ 417,000 $ 339,000
Hood, Texas 1 $ 96,000 $ 96,000 $ 0
Jasper, Texas 1 $ 189,000 $ 189,000 $ 0
Parker, Texas 1 $ 168,000 $ 168,000 $ 0
San Jacinto, Texas 1 $ 82,000 $ 82,000 $ 205,000
Kanawha, West Virginia 1 $ 765,000 $ 765,000 $ 243,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,805 $971,219,000 $167,000 $3,790,000 $55,000 $2,400,000
Home Purchase 4,471 $673,502,000 $150,000 $3,959,000 $31,000 $2,500,000
Home Improvement 1,031 $38,215,000 $37,000 $450,000 $49,000 $2,600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,454 $900,326,000 $165,000 $3,772,000 $0 $0
White 4,669 $684,104,000 $146,000 $3,959,000 $95,000 $2,600,000
Black or African American 1,024 $72,495,000 $70,000 $417,000 $49,000 $953,000
Asian 81 $18,765,000 $231,000 $1,720,000 $144,000 $1,200,000
Not Provided 36 $2,839,000 $78,000 $332,000 $78,000 $553,000
Hispanic 33 $3,104,000 $94,000 $376,000 $98,000 $1,236,000
American Indian or Alaskan Native 10 $1,303,000 $130,000 $275,000 $56,000 $183,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,633 $1,149,689,000 $150,000 $3,959,000 $60,000 $2,600,000
FHA-insured (Federal Housing Administration) 2,383 $332,921,000 $139,000 $453,000 $16,000 $626,000
VA-guaranteed (Veterans Administration) 714 $126,869,000 $177,000 $417,000 $14,000 $1,458,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 577 $73,457,000 $127,000 $270,000 $12,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,246 $847,775,000 $161,000 $453,000 $0 $0
Loan Originated 4,614 $688,667,000 $149,000 $3,959,000 $89,000 $2,600,000
Application Denied By Financial Institution 877 $64,729,000 $73,000 $1,170,000 $52,000 $864,000
Application Approved But Not Accepted 509 $75,054,000 $147,000 $1,720,000 $97,000 $2,400,000
Application Withdrawn By Applicant 61 $6,711,000 $110,000 $800,000 $115,000 $1,311,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 307 $24,323,000 $79,000 $1,170,000 $46,000 $375,000
Credit History 280 $22,683,000 $81,000 $1,162,000 $55,000 $864,000
Other 158 $4,509,000 $28,000 $415,000 $39,000 $226,000
Collateral 100 $9,804,000 $98,000 $450,000 $76,000 $437,000
Employment History 12 $696,000 $58,000 $170,000 $45,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,515,000 $151,000 $366,000 $72,000 $124,000
Unverifiable Information 5 $300,000 $60,000 $146,000 $94,000 $264,000
Credit Application Incomplete 3 $213,000 $71,000 $148,000 $73,000 $89,000
Mortgage Insurance Denied 2 $686,000 $343,000 $576,000 $102,000 $170,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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