Ttcu Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ttcu Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ttcu Federal Credit Union 9815 E 81St St Tulsa, OK 74133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,243 |
| Total Mortgage Loan Application Amount | $360,025,000 |
| Average Mortgage Loan Application Amount | $169,250 |
| Highest Mortgage Loan Application Amount | $1,335,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $3,393,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ttcu Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ttcu Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ttcu Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ttcu Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ttcu Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ttcu Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 743 | $ 104,185,000 | $ 140,000 | $ 110,000 |
| Rogers County Oklahoma | 119 | $ 18,155,000 | $ 152,000 | $ 123,000 |
| Wagoner County Oklahoma | 115 | $ 16,325,000 | $ 141,000 | $ 106,000 |
| Creek County Oklahoma | 85 | $ 11,655,000 | $ 137,000 | $ 96,000 |
| Oklahoma County Oklahoma | 39 | $ 4,715,000 | $ 120,000 | $ 94,000 |
| Cherokee County Oklahoma | 38 | $ 4,360,000 | $ 114,000 | $ 87,000 |
| Osage County Oklahoma | 29 | $ 3,365,000 | $ 116,000 | $ 89,000 |
| Mayes County Oklahoma | 19 | $ 3,415,000 | $ 179,000 | $ 103,000 |
| Muskogee County Oklahoma | 16 | $ 1,520,000 | $ 95,000 | $ 86,000 |
| Okmulgee County Oklahoma | 16 | $ 2,230,000 | $ 139,000 | $ 96,000 |
| Ottawa County Oklahoma | 8 | $ 480,000 | $ 60,000 | $ 97,000 |
| Payne County Oklahoma | 8 | $ 800,000 | $ 100,000 | $ 82,000 |
| Delaware County Oklahoma | 7 | $ 1,125,000 | $ 160,000 | $ 125,000 |
| Logan County Oklahoma | 7 | $ 705,000 | $ 100,000 | $ 105,000 |
| Washington County Oklahoma | 7 | $ 1,155,000 | $ 165,000 | $ 105,000 |
| Adair County Oklahoma | 6 | $ 810,000 | $ 135,000 | $ 92,000 |
| Canadian County Oklahoma | 6 | $ 1,200,000 | $ 200,000 | $ 89,000 |
| Cleveland County Oklahoma | 5 | $ 995,000 | $ 199,000 | $ 88,000 |
| Pawnee County Oklahoma | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Benton County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 36,000 |
| Craig County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 28,000 |
| Grady County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 131,000 |
| McIntosh County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Nowata County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 54,000 |
| Sequoyah County Oklahoma | 2 | $ 570,000 | $ 285,000 | $ 160,000 |
| Jefferson County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| Sevier County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Washington County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Chautauqua County Kansas | 1 | $ 5,000 | $ 5,000 | $ 3,000 |
| Cherokee County Kansas | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Wyandotte County Kansas | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Cass County Missouri | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Caddo County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Garfield County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Le Flore County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Lincoln County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Pontotoc County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 398,000 |
| Texas County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Woods County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Woodward County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Gregg County Texas | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Ttcu Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,298 | $255,100,000 | $196,000 | $1,125,000 | $83,000 | $2,513,000 |
| Home Improvement | 745 | $65,515,000 | $87,000 | $1,005,000 | $108,000 | $1,618,000 |
| Cash-out Refinancing | 102 | $19,790,000 | $194,000 | $1,335,000 | $103,000 | $465,000 |
| Refinancing | 98 | $19,620,000 | $200,000 | $1,335,000 | $126,000 | $3,393,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,417 | $229,875,000 | $162,000 | $1,335,000 | $103,000 | $3,393,000 |
| Hispanic | 281 | $43,195,000 | $153,000 | $525,000 | $62,000 | $1,121,000 |
| American Indian or Alaskan Native | 276 | $42,200,000 | $152,000 | $645,000 | $94,000 | $982,000 |
| Black or African American | 137 | $20,545,000 | $149,000 | $425,000 | $73,000 | $349,000 |
| Not Provided | 89 | $15,375,000 | $172,000 | $545,000 | $92,000 | $367,000 |
| Asian | 36 | $6,950,000 | $193,000 | $375,000 | $85,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,133 | $341,715,000 | $160,000 | $1,335,000 | $96,000 | $3,393,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,160,000 | $140,000 | $335,000 | $52,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 42 | $7,010,000 | $166,000 | $425,000 | $72,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 24 | $5,140,000 | $214,000 | $405,000 | $80,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 832 | $116,070,000 | $139,000 | $1,335,000 | $110,000 | $982,000 |
| Preapproval Approved but not Accepted | 362 | $76,750,000 | $212,000 | $1,125,000 | $92,000 | $1,121,000 |
| Preapproval Denied by Financial Institution | 347 | $58,725,000 | $169,000 | $405,000 | $55,000 | $366,000 |
| File Closed For Incompleteness | 242 | $39,250,000 | $162,000 | $645,000 | $78,000 | $443,000 |
| Application Denied By Financial Institution | 212 | $24,310,000 | $114,000 | $1,335,000 | $91,000 | $3,393,000 |
| Application Approved But Not Accepted | 167 | $29,485,000 | $176,000 | $1,005,000 | $116,000 | $1,618,000 |
| Application Withdrawn By Applicant | 81 | $15,435,000 | $190,000 | $1,105,000 | $117,000 | $2,513,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,684 | $276,990,000 | $164,000 | $1,335,000 | $103,000 | $2,513,000 |
| Debt-To-Income Ratio | 284 | $46,270,000 | $162,000 | $1,335,000 | $63,000 | $3,393,000 |
| Credit History | 174 | $24,100,000 | $138,000 | $385,000 | $73,000 | $366,000 |
| Employment History | 26 | $3,410,000 | $131,000 | $245,000 | $64,000 | $418,000 |
| Collateral | 24 | $2,500,000 | $104,000 | $225,000 | $83,000 | $138,000 |
| Other | 21 | $2,555,000 | $121,000 | $335,000 | $87,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,155,000 | $166,000 | $305,000 | $59,000 | $100,000 |
| Credit Application Incomplete | 6 | $650,000 | $108,000 | $265,000 | $114,000 | $214,000 |
| Mortgage Insurance Denied | 5 | $395,000 | $79,000 | $95,000 | $77,000 | $159,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ttcu Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ttcu Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.