Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Tyndall Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,512 |
| Total Mortgage Loan Application Amount | $214,930,000 |
| Average Mortgage Loan Application Amount | $119,200 |
| Highest Mortgage Loan Application Amount | $665,000 |
| Average Applicant Income | $86,400 |
| Highest Applicant Income | $792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 734 | $ 111,160,000 | $ 151,000 | $ 90,000 |
| Baldwin County Alabama | 110 | $ 15,640,000 | $ 142,000 | $ 98,000 |
| Mobile County Alabama | 107 | $ 10,795,000 | $ 100,000 | $ 67,000 |
| Houston County Alabama | 75 | $ 10,425,000 | $ 139,000 | $ 75,000 |
| Jackson County Florida | 53 | $ 5,145,000 | $ 97,000 | $ 65,000 |
| Washington County Florida | 51 | $ 5,195,000 | $ 101,000 | $ 54,000 |
| Gulf County Florida | 47 | $ 5,705,000 | $ 121,000 | $ 79,000 |
| Walton County Florida | 42 | $ 8,560,000 | $ 203,000 | $ 118,000 |
| Franklin County Florida | 17 | $ 1,405,000 | $ 82,000 | $ 67,000 |
| Dale County Alabama | 16 | $ 1,410,000 | $ 88,000 | $ 66,000 |
| Holmes County Florida | 16 | $ 1,820,000 | $ 113,000 | $ 57,000 |
| Henry County Alabama | 15 | $ 2,505,000 | $ 167,000 | $ 83,000 |
| Escambia County Florida | 15 | $ 2,465,000 | $ 164,000 | $ 97,000 |
| Okaloosa County Florida | 14 | $ 2,030,000 | $ 145,000 | $ 115,000 |
| Geneva County Alabama | 13 | $ 1,225,000 | $ 94,000 | $ 60,000 |
| Calhoun County Florida | 11 | $ 1,055,000 | $ 95,000 | $ 53,000 |
| Leon County Florida | 11 | $ 1,345,000 | $ 122,000 | $ 146,000 |
| Santa Rosa County Florida | 9 | $ 1,225,000 | $ 136,000 | $ 117,000 |
| Gadsden County Florida | 7 | $ 805,000 | $ 115,000 | $ 69,000 |
| Escambia County Alabama | 6 | $ 730,000 | $ 121,000 | $ 69,000 |
| Orange County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 167,000 |
| Covington County Alabama | 4 | $ 420,000 | $ 105,000 | $ 89,000 |
| Shelby County Alabama | 4 | $ 600,000 | $ 150,000 | $ 112,000 |
| Harrison County Mississippi | 4 | $ 740,000 | $ 185,000 | $ 57,000 |
| Barbour County Alabama | 3 | $ 245,000 | $ 81,000 | $ 81,000 |
| Coffee County Alabama | 3 | $ 375,000 | $ 125,000 | $ 54,000 |
| Pike County Alabama | 3 | $ 795,000 | $ 265,000 | $ 155,000 |
| Hillsborough County Florida | 3 | $ 535,000 | $ 178,000 | $ 86,000 |
| Franklin County Ohio | 3 | $ 475,000 | $ 158,000 | $ 155,000 |
| Clarke County Alabama | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Lee County Alabama | 2 | $ 450,000 | $ 225,000 | $ 52,000 |
| Faulkner County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Duval County Florida | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Madison County Florida | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Osceola County Florida | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| St. Johns County Florida | 2 | $ 600,000 | $ 300,000 | $ 64,000 |
| Sumter County Florida | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| Volusia County Florida | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Cobb County Georgia | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Early County Georgia | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Cumberland County Maine | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Hennepin County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 153,000 |
| Cleveland County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Bradford County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Greenville County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 205,000 |
| Blount County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Giles County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Montgomery County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| James City County Virginia | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| New Kent County Virginia | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Chambers County Alabama | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Chilton County Alabama | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Elmore County Alabama | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Walker County Alabama | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Pima County Arizona | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Litchfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Columbia County Florida | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Indian River County Florida | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Liberty County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 605,000 | $ 605,000 | $ 354,000 |
| Polk County Florida | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Suwannee County Florida | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Wakulla County Florida | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Carroll County Georgia | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Cherokee County Georgia | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Clayton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Coweta County Georgia | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Decatur County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hall County Georgia | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Harris County Georgia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Houston County Georgia | 1 | $ 115,000 | $ 115,000 | $ 221,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lowndes County Georgia | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Peach County Georgia | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Taylor County Georgia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Tift County Georgia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Union County Georgia | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Walker County Georgia | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Madison County Illinois | 1 | $ 185,000 | $ 185,000 | $ 208,000 |
| Allen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Fayette County Indiana | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Brown County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| York County Maine | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Calvert County Maryland | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Todd County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Jackson County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Rankin County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Stone County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Allegany County New York | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Tuscarawas County Ohio | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Oklahoma County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Jackson County Oregon | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Lancaster County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Richland County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Coffee County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Sumner County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Chesapeake County Virginia | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Hopewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 749 | $136,235,000 | $181,000 | $605,000 | $88,000 | $792,000 |
| Cash-out Refinancing | 238 | $32,760,000 | $137,000 | $665,000 | $81,000 | $325,000 |
| Home Improvement | 210 | $11,080,000 | $52,000 | $305,000 | $82,000 | $415,000 |
| Other Purpose | 166 | $10,510,000 | $63,000 | $335,000 | $90,000 | $583,000 |
| Refinancing | 149 | $24,345,000 | $163,000 | $485,000 | $91,000 | $298,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,082 | $157,120,000 | $145,000 | $665,000 | $86,000 | $700,000 |
| Not Provided | 253 | $33,125,000 | $130,000 | $455,000 | $98,000 | $792,000 |
| Black or African American | 84 | $10,500,000 | $125,000 | $295,000 | $73,000 | $242,000 |
| Hispanic | 45 | $6,795,000 | $151,000 | $385,000 | $69,000 | $205,000 |
| Asian | 26 | $4,300,000 | $165,000 | $295,000 | $63,000 | $190,000 |
| American Indian or Alaskan Native | 15 | $1,935,000 | $129,000 | $225,000 | $72,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $79,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,234 | $161,420,000 | $130,000 | $665,000 | $89,000 | $792,000 |
| VA-guaranteed (Veterans Administration) | 140 | $31,320,000 | $223,000 | $485,000 | $87,000 | $445,000 |
| FHA-insured (Federal Housing Administration) | 96 | $15,920,000 | $165,000 | $325,000 | $63,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $6,270,000 | $149,000 | $385,000 | $48,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 835 | $118,775,000 | $142,000 | $485,000 | $88,000 | $700,000 |
| Application Denied By Financial Institution | 328 | $41,500,000 | $126,000 | $475,000 | $53,000 | $250,000 |
| Application Withdrawn By Applicant | 309 | $50,475,000 | $163,000 | $665,000 | $101,000 | $792,000 |
| File Closed For Incompleteness | 35 | $3,765,000 | $107,000 | $485,000 | $80,000 | $300,000 |
| Application Approved But Not Accepted | 5 | $415,000 | $83,000 | $155,000 | $56,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,184 | $173,430,000 | $146,000 | $665,000 | $91,000 | $792,000 |
| Debt-To-Income Ratio | 167 | $20,875,000 | $125,000 | $475,000 | $47,000 | $211,000 |
| Credit History | 73 | $9,475,000 | $129,000 | $395,000 | $81,000 | $143,000 |
| Collateral | 50 | $5,460,000 | $109,000 | $455,000 | $86,000 | $141,000 |
| Other | 26 | $3,860,000 | $148,000 | $295,000 | $73,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $825,000 | $165,000 | $285,000 | $81,000 | $107,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $225,000 | $69,000 | $83,000 |
| Employment History | 3 | $575,000 | $191,000 | $295,000 | $110,000 | $250,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.