Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Tyndall Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,603 |
| Total Mortgage Loan Application Amount | $206,385,000 |
| Average Mortgage Loan Application Amount | $135,200 |
| Highest Mortgage Loan Application Amount | $1,575,000 |
| Average Applicant Income | $101,200 |
| Highest Applicant Income | $912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 727 | $ 96,075,000 | $ 132,000 | $ 104,000 |
| Baldwin County Alabama | 170 | $ 20,070,000 | $ 118,000 | $ 118,000 |
| Mobile County Alabama | 123 | $ 12,845,000 | $ 104,000 | $ 106,000 |
| Houston County Alabama | 98 | $ 10,350,000 | $ 105,000 | $ 92,000 |
| Jackson County Florida | 73 | $ 7,035,000 | $ 96,000 | $ 76,000 |
| Gulf County Florida | 38 | $ 4,160,000 | $ 109,000 | $ 105,000 |
| Washington County Florida | 35 | $ 3,575,000 | $ 102,000 | $ 90,000 |
| Walton County Florida | 30 | $ 8,730,000 | $ 291,000 | $ 188,000 |
| Franklin County Florida | 27 | $ 2,415,000 | $ 89,000 | $ 71,000 |
| Calhoun County Florida | 19 | $ 1,975,000 | $ 103,000 | $ 118,000 |
| Dale County Alabama | 15 | $ 2,295,000 | $ 153,000 | $ 99,000 |
| Holmes County Florida | 13 | $ 905,000 | $ 69,000 | $ 105,000 |
| Leon County Florida | 13 | $ 2,005,000 | $ 154,000 | $ 122,000 |
| Coffee County Alabama | 10 | $ 770,000 | $ 77,000 | $ 163,000 |
| Escambia County Florida | 10 | $ 1,130,000 | $ 113,000 | $ 168,000 |
| Okaloosa County Florida | 10 | $ 1,830,000 | $ 183,000 | $ 157,000 |
| Henry County Alabama | 8 | $ 710,000 | $ 88,000 | $ 82,000 |
| Santa Rosa County Florida | 8 | $ 1,010,000 | $ 126,000 | $ 156,000 |
| Geneva County Alabama | 7 | $ 1,585,000 | $ 226,000 | $ 142,000 |
| Duval County Florida | 5 | $ 1,185,000 | $ 237,000 | $ 97,000 |
| Jefferson County Alabama | 4 | $ 1,330,000 | $ 332,000 | $ 157,000 |
| Randolph County Alabama | 4 | $ 1,120,000 | $ 280,000 | $ 190,000 |
| Shelby County Alabama | 4 | $ 350,000 | $ 87,000 | $ 230,000 |
| Hernando County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 136,000 |
| Polk County Florida | 4 | $ 370,000 | $ 92,000 | $ 82,000 |
| Wakulla County Florida | 4 | $ 350,000 | $ 87,000 | $ 62,000 |
| Calhoun County Alabama | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Covington County Alabama | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Brevard County Florida | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Hillsborough County Florida | 3 | $ 755,000 | $ 251,000 | $ 219,000 |
| Lake County Florida | 3 | $ 325,000 | $ 108,000 | $ 127,000 |
| Liberty County Florida | 3 | $ 95,000 | $ 31,000 | $ 77,000 |
| Orange County Florida | 3 | $ 455,000 | $ 151,000 | $ 78,000 |
| Williamson County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 573,000 |
| Butler County Alabama | 2 | $ 390,000 | $ 195,000 | $ 69,000 |
| Lee County Alabama | 2 | $ 80,000 | $ 40,000 | $ 473,000 |
| Limestone County Alabama | 2 | $ 560,000 | $ 280,000 | $ 154,000 |
| St. Clair County Alabama | 2 | $ 320,000 | $ 160,000 | $ 80,000 |
| Washington County Alabama | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Alachua County Florida | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Citrus County Florida | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Gadsden County Florida | 2 | $ 610,000 | $ 305,000 | $ 82,000 |
| Lee County Florida | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Nassau County Florida | 2 | $ 430,000 | $ 215,000 | $ 41,000 |
| Pinellas County Florida | 2 | $ 580,000 | $ 290,000 | $ 217,000 |
| Seminole County Florida | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| Colquitt County Georgia | 2 | $ 690,000 | $ 345,000 | $ 124,000 |
| Decatur County Georgia | 2 | $ 320,000 | $ 160,000 | $ 161,000 |
| Houston County Georgia | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Lowndes County Georgia | 2 | $ 220,000 | $ 110,000 | $ 145,000 |
| Jackson County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Morgan County Missouri | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| St. Charles County Missouri | 2 | $ 120,000 | $ 60,000 | $ 177,000 |
| York County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Guilford County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Richland County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 140,000 |
| York County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 191,000 |
| Davidson County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 143,000 |
| Montgomery County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 83,000 |
| Barbour County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Chilton County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clarke County Alabama | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Cleburne County Alabama | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Elmore County Alabama | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Escambia County Alabama | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Marshall County Alabama | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Monroe County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morgan County Alabama | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Tuscaloosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 171,000 |
| Maricopa County Arizona | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Grant County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 323,000 |
| Sebastian County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| Clay County Florida | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Jefferson County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| DeKalb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fulton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Gwinnett County Georgia | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Henry County Georgia | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Lanier County Georgia | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Mitchell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Seminole County Georgia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Tattnall County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Kane County Illinois | 1 | $ 495,000 | $ 495,000 | $ 223,000 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 221,000 |
| Appanoose County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Boone County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Logan County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Terrebonne County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Franklin County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Lamar County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Ocean County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Buncombe County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Cherokee County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Pender County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 188,000 |
| Stokes County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wake County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Clark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Beaufort County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| Berkeley County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Colleton County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Spartanburg County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Coffee County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Decatur County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 167,000 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 185,000 | $ 185,000 | $ 388,000 |
| York County Virginia | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Kanawha County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 533 | $35,825,000 | $67,000 | $465,000 | $107,000 | $774,000 |
| Home Purchase | 424 | $107,300,000 | $253,000 | $1,575,000 | $126,000 | $912,000 |
| Other Purpose | 424 | $31,680,000 | $74,000 | $725,000 | $104,000 | $460,000 |
| Cash-out Refinancing | 185 | $26,365,000 | $142,000 | $725,000 | $102,000 | $398,000 |
| Refinancing | 37 | $5,215,000 | $140,000 | $415,000 | $67,000 | $138,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 963 | $108,605,000 | $112,000 | $1,055,000 | $111,000 | $880,000 |
| Not Provided | 459 | $74,505,000 | $162,000 | $905,000 | $112,000 | $912,000 |
| Black or African American | 87 | $8,705,000 | $100,000 | $455,000 | $85,000 | $303,000 |
| Hispanic | 44 | $4,850,000 | $110,000 | $415,000 | $110,000 | $283,000 |
| Asian | 26 | $5,690,000 | $218,000 | $1,575,000 | $122,000 | $424,000 |
| American Indian or Alaskan Native | 16 | $2,820,000 | $176,000 | $685,000 | $84,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,521 | $185,595,000 | $122,000 | $1,575,000 | $110,000 | $912,000 |
| VA-guaranteed (Veterans Administration) | 38 | $11,800,000 | $310,000 | $625,000 | $108,000 | $223,000 |
| FHA-insured (Federal Housing Administration) | 37 | $7,785,000 | $210,000 | $445,000 | $85,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,205,000 | $172,000 | $305,000 | $80,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 943 | $122,475,000 | $129,000 | $1,575,000 | $117,000 | $912,000 |
| Application Denied By Financial Institution | 389 | $39,135,000 | $100,000 | $705,000 | $73,000 | $774,000 |
| Application Withdrawn By Applicant | 218 | $39,120,000 | $179,000 | $1,055,000 | $0 | $0 |
| File Closed For Incompleteness | 39 | $3,795,000 | $97,000 | $325,000 | $0 | $0 |
| Application Approved But Not Accepted | 14 | $1,860,000 | $132,000 | $335,000 | $126,000 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,214 | $167,250,000 | $137,000 | $1,575,000 | $117,000 | $912,000 |
| Debt-To-Income Ratio | 183 | $21,605,000 | $118,000 | $705,000 | $69,000 | $388,000 |
| Credit History | 90 | $6,900,000 | $76,000 | $625,000 | $0 | $0 |
| Collateral | 59 | $5,525,000 | $93,000 | $485,000 | $0 | $0 |
| Other | 48 | $4,220,000 | $87,000 | $375,000 | $0 | $0 |
| Employment History | 6 | $520,000 | $86,000 | $165,000 | $248,000 | $774,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $365,000 | $121,000 | $225,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.