U.S. Trust Company, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
U.S. Trust Company, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Trust Company, Na 4601 Touchton Rd E #3220 Jacksonville, FL 32246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 552 |
| Total Mortgage Loan Application Amount | $487,588,000 |
| Average Mortgage Loan Application Amount | $788,888 |
| Highest Mortgage Loan Application Amount | $9,500,000 |
| Average Applicant Income | $448,513 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with U.S. Trust Company, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Trust Company, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down U.S. Trust Company, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Trust Company, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Trust Company, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Trust Company, Na's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 40 | $ 60,036,000 | $ 1,500,000 | $ 421,000 |
| Fairfield County Connecticut | 39 | $ 36,652,000 | $ 939,000 | $ 646,000 |
| Los Angeles County California | 37 | $ 56,658,000 | $ 1,531,000 | $ 599,000 |
| Dallas County Texas | 27 | $ 16,482,000 | $ 610,000 | $ 713,000 |
| Hennepin County Minnesota | 24 | $ 23,883,000 | $ 995,000 | $ 392,000 |
| Orange County California | 16 | $ 15,925,000 | $ 995,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 15 | $ 12,316,000 | $ 821,000 | $ 981,000 |
| Indian River County Florida | 14 | $ 4,768,000 | $ 340,000 | $ 106,000 |
| New York County New York | 14 | $ 10,240,000 | $ 731,000 | $ 454,000 |
| Collier County Florida | 13 | $ 8,579,000 | $ 659,000 | $ 286,000 |
| Riverside County California | 11 | $ 11,532,000 | $ 1,048,000 | $ 528,000 |
| San Francisco County California | 11 | $ 9,218,000 | $ 838,000 | $ 524,000 |
| Suffolk County Massachusetts | 9 | $ 5,195,000 | $ 577,000 | $ 2,336,000 |
| Middlesex County Massachusetts | 8 | $ 6,256,000 | $ 782,000 | $ 144,000 |
| Miami-Dade County Florida | 7 | $ 8,968,000 | $ 1,281,000 | $ 241,000 |
| Hawaii County Hawaii | 7 | $ 9,895,000 | $ 1,413,000 | $ 82,000 |
| Mecklenburg County North Carolina | 7 | $ 3,746,000 | $ 535,000 | $ 163,000 |
| Harris County Texas | 7 | $ 2,266,000 | $ 323,000 | $ 425,000 |
| Maricopa County Arizona | 6 | $ 3,881,000 | $ 646,000 | $ 817,000 |
| King County Washington | 6 | $ 6,220,000 | $ 1,036,000 | $ 463,000 |
| Napa County California | 5 | $ 4,525,000 | $ 905,000 | $ 157,000 |
| Hartford County Connecticut | 5 | $ 3,123,000 | $ 624,000 | $ 263,000 |
| Lee County Florida | 5 | $ 3,099,000 | $ 619,000 | $ 547,000 |
| Montgomery County Maryland | 5 | $ 4,157,000 | $ 831,000 | $ 482,000 |
| Multnomah County Oregon | 5 | $ 4,595,000 | $ 919,000 | $ 685,000 |
| Fairfax County Virginia | 5 | $ 4,254,000 | $ 850,000 | $ 298,000 |
| Santa Clara County California | 4 | $ 5,353,000 | $ 1,338,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,922,000 | $ 480,000 | $ 204,000 |
| Suffolk County New York | 4 | $ 1,460,000 | $ 365,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 2,135,000 | $ 533,000 | $ 258,000 |
| Charlottesville County Virginia | 4 | $ 1,049,000 | $ 262,000 | $ 0 |
| Contra Costa County California | 3 | $ 2,493,000 | $ 831,000 | $ 144,000 |
| Marin County California | 3 | $ 3,150,000 | $ 1,050,000 | $ 82,000 |
| Monterey County California | 3 | $ 2,900,000 | $ 966,000 | $ 220,000 |
| San Diego County California | 3 | $ 3,043,000 | $ 1,014,000 | $ 240,000 |
| San Mateo County California | 3 | $ 3,603,000 | $ 1,201,000 | $ 351,000 |
| Santa Barbara County California | 3 | $ 4,095,000 | $ 1,365,000 | $ 346,000 |
| Ventura County California | 3 | $ 4,461,000 | $ 1,487,000 | $ 1,475,000 |
| Eagle County Colorado | 3 | $ 4,152,000 | $ 1,384,000 | $ 200,000 |
| Sussex County Delaware | 3 | $ 2,975,000 | $ 991,000 | $ 466,000 |
| Sarasota County Florida | 3 | $ 2,890,000 | $ 963,000 | $ 224,000 |
| Dukes County Massachusetts | 3 | $ 2,990,000 | $ 996,000 | $ 193,000 |
| Essex County Massachusetts | 3 | $ 2,250,000 | $ 750,000 | $ 203,000 |
| Dakota County Minnesota | 3 | $ 2,798,000 | $ 932,000 | $ 783,000 |
| Clackamas County Oregon | 3 | $ 1,800,000 | $ 600,000 | $ 0 |
| Washington County Oregon | 3 | $ 1,347,000 | $ 449,000 | $ 376,000 |
| Providence County Rhode Island | 3 | $ 1,600,000 | $ 533,000 | $ 2,766,000 |
| Summit County Utah | 3 | $ 982,000 | $ 327,000 | $ 717,000 |
| Arlington County Virginia | 3 | $ 655,000 | $ 218,000 | $ 168,000 |
| Loudoun County Virginia | 3 | $ 4,300,000 | $ 1,433,000 | $ 432,000 |
| Denver County Colorado | 2 | $ 485,000 | $ 242,000 | $ 18,000 |
| Middlesex County Connecticut | 2 | $ 2,300,000 | $ 1,150,000 | $ 406,000 |
| New London County Connecticut | 2 | $ 440,000 | $ 220,000 | $ 212,000 |
| Broward County Florida | 2 | $ 3,046,000 | $ 1,523,000 | $ 708,000 |
| Clarke County Georgia | 2 | $ 261,000 | $ 130,000 | $ 69,000 |
| Honolulu County Hawaii | 2 | $ 4,950,000 | $ 2,475,000 | $ 1,705,000 |
| Maui County Hawaii | 2 | $ 1,200,000 | $ 600,000 | $ 163,000 |
| Kane County Illinois | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Talbot County Maryland | 2 | $ 1,660,000 | $ 830,000 | $ 126,000 |
| Barnstable County Massachusetts | 2 | $ 1,600,000 | $ 800,000 | $ 537,000 |
| Westchester County New York | 2 | $ 1,200,000 | $ 600,000 | $ 1,800,000 |
| Montgomery County Pennsylvania | 2 | $ 3,137,000 | $ 1,568,000 | $ 593,000 |
| Newport County Rhode Island | 2 | $ 3,500,000 | $ 1,750,000 | $ 950,000 |
| Washington County Rhode Island | 2 | $ 1,044,000 | $ 522,000 | $ 677,000 |
| Beaufort County South Carolina | 2 | $ 4,085,000 | $ 2,042,000 | $ 175,000 |
| Charleston County South Carolina | 2 | $ 1,213,000 | $ 606,000 | $ 706,000 |
| Brazos County Texas | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Travis County Texas | 2 | $ 1,705,000 | $ 852,000 | $ 805,000 |
| Clark County Washington | 2 | $ 1,013,000 | $ 506,000 | $ 431,000 |
| Pierce County Washington | 2 | $ 550,000 | $ 275,000 | $ 39,000 |
| Albany County Wyoming | 2 | $ 400,000 | $ 200,000 | $ 0 |
| La Paz County Arizona | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Pima County Arizona | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Alameda County California | 1 | $ 681,000 | $ 681,000 | $ 222,000 |
| Mendocino County California | 1 | $ 576,000 | $ 576,000 | $ 239,000 |
| Mono County California | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Placer County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| San Joaquin County California | 1 | $ 388,000 | $ 388,000 | $ 358,000 |
| Santa Cruz County California | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Sonoma County California | 1 | $ 1,750,000 | $ 1,750,000 | $ 375,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Pitkin County Colorado | 1 | $ 480,000 | $ 480,000 | $ 500,000 |
| New Haven County Connecticut | 1 | $ 600,000 | $ 600,000 | $ 233,000 |
| Charlotte County Florida | 1 | $ 512,000 | $ 512,000 | $ 468,000 |
| Hillsborough County Florida | 1 | $ 431,000 | $ 431,000 | $ 417,000 |
| Martin County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 294,000 |
| Monroe County Florida | 1 | $ 935,000 | $ 935,000 | $ 904,000 |
| Orange County Florida | 1 | $ 180,000 | $ 180,000 | $ 310,000 |
| Pinellas County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Seminole County Florida | 1 | $ 242,000 | $ 242,000 | $ 126,000 |
| DeKalb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fulton County Georgia | 1 | $ 1,530,000 | $ 1,530,000 | $ 0 |
| Thomas County Georgia | 1 | $ 805,000 | $ 805,000 | $ 403,000 |
| Kauai County Hawaii | 1 | $ 2,000,000 | $ 2,000,000 | $ 630,000 |
| Ada County Idaho | 1 | $ 400,000 | $ 400,000 | $ 121,000 |
| Blaine County Idaho | 1 | $ 1,949,000 | $ 1,949,000 | $ 0 |
| Cook County Illinois | 1 | $ 770,000 | $ 770,000 | $ 2,596,000 |
| Madison County Illinois | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Hamilton County Indiana | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 402,000 | $ 402,000 | $ 174,000 |
| Baltimore County Maryland | 1 | $ 450,000 | $ 450,000 | $ 321,000 |
| Howard County Maryland | 1 | $ 1,500,000 | $ 1,500,000 | $ 302,000 |
| Wicomico County Maryland | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Worcester County Maryland | 1 | $ 690,000 | $ 690,000 | $ 392,000 |
| Bristol County Massachusetts | 1 | $ 1,200,000 | $ 1,200,000 | $ 665,000 |
| Nantucket County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 230,000 |
| Norfolk County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 125,000 |
| Plymouth County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 193,000 |
| Clay County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Ramsey County Minnesota | 1 | $ 685,000 | $ 685,000 | $ 650,000 |
| Wright County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| St. Louis County Missouri | 1 | $ 555,000 | $ 555,000 | $ 1,087,000 |
| Washoe County Nevada | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 450,000 | $ 450,000 | $ 562,000 |
| Strafford County New Hampshire | 1 | $ 224,000 | $ 224,000 | $ 79,000 |
| Camden County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 533,000 |
| Cape May County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 320,000 |
| Hudson County New Jersey | 1 | $ 690,000 | $ 690,000 | $ 230,000 |
| Morris County New Jersey | 1 | $ 1,100,000 | $ 1,100,000 | $ 902,000 |
| Bernalillo County New Mexico | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Sullivan County New York | 1 | $ 154,000 | $ 154,000 | $ 1,146,000 |
| Warren County New York | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 196,000 |
| Currituck County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Durham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 230,000 |
| Forsyth County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 290,000 |
| Jackson County North Carolina | 1 | $ 616,000 | $ 616,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 780,000 | $ 780,000 | $ 1,499,000 |
| Orange County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 331,000 |
| Union County North Carolina | 1 | $ 490,000 | $ 490,000 | $ 200,000 |
| Franklin County Ohio | 1 | $ 351,000 | $ 351,000 | $ 120,000 |
| Hamilton County Ohio | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Benton County Oregon | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Deschutes County Oregon | 1 | $ 296,000 | $ 296,000 | $ 183,000 |
| Jackson County Oregon | 1 | $ 820,000 | $ 820,000 | $ 1,092,000 |
| Marion County Oregon | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 900,000 | $ 900,000 | $ 103,000 |
| Chester County Pennsylvania | 1 | $ 1,100,000 | $ 1,100,000 | $ 413,000 |
| Bristol County Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Pickens County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 147,000 | $ 147,000 | $ 109,000 |
| Jefferson County Tennessee | 1 | $ 329,000 | $ 329,000 | $ 786,000 |
| Collin County Texas | 1 | $ 31,000 | $ 31,000 | $ 257,000 |
| Parker County Texas | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Tarrant County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Windham County Vermont | 1 | $ 695,000 | $ 695,000 | $ 1,458,000 |
| Albemarle County Virginia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 140,000 | $ 140,000 | $ 198,000 |
| James City County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Orange County Virginia | 1 | $ 500,000 | $ 500,000 | $ 461,000 |
| Pittsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 146,000 |
| Snohomish County Washington | 1 | $ 476,000 | $ 476,000 | $ 215,000 |
| Teton County Wyoming | 1 | $ 684,000 | $ 684,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for U.S. Trust Company, Na in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 375 | $319,476,000 | $628,176 | $9,500,000 | $364,176 | $9,999,000 |
| Refinancing | 133 | $133,558,000 | $980,000 | $5,000,000 | $528,826 | $8,468,000 |
| Home Improvement | 44 | $34,554,000 | $860,133 | $4,000,000 | $516,533 | $4,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 396 | $339,309,000 | $655,200 | $9,500,000 | $501,771 | $9,999,000 |
| Not applicable | 112 | $111,155,000 | $1,165,619 | $6,440,000 | $54,428 | $1,499,000 |
| Not Provided | 27 | $26,963,000 | $691,866 | $3,319,000 | $326,200 | $3,147,000 |
| Asian | 9 | $5,332,000 | $645,600 | $1,306,000 | $516,600 | $1,564,000 |
| Hispanic | 5 | $4,040,000 | $778,000 | $1,250,000 | $551,500 | $1,614,000 |
| Black or African American | 3 | $789,000 | $263,000 | $473,000 | $287,666 | $563,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 552 | $487,588,000 | $707,972 | $9,500,000 | $424,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 472 | $420,373,000 | $730,333 | $9,500,000 | $399,750 | $9,999,000 |
| Application Approved But Not Accepted | 46 | $42,270,000 | $812,071 | $2,990,000 | $1,231,142 | $8,468,000 |
| Application Withdrawn By Applicant | 21 | $23,868,000 | $1,094,818 | $4,000,000 | $134,545 | $1,000,000 |
| Loan Purchased By The Institution | 12 | $517,000 | $43,000 | $60,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $560,000 | $560,000 | $560,000 | $185,000 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $560,000 | $560,000 | $560,000 | $185,000 | $185,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Trust Company, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Trust Company, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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