Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Umb Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,459 |
| Total Mortgage Loan Application Amount | $380,850,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $3,695,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 359 | $ 48,181,000 | $ 134,000 | $ 86,000 |
| Johnson County Kansas | 266 | $ 51,862,000 | $ 194,000 | $ 122,000 |
| Clay County Missouri | 115 | $ 14,440,000 | $ 125,000 | $ 80,000 |
| St. Louis County Missouri | 114 | $ 18,345,000 | $ 160,000 | $ 192,000 |
| Buchanan County Missouri | 94 | $ 9,044,000 | $ 96,000 | $ 55,000 |
| Platte County Missouri | 70 | $ 15,241,000 | $ 217,000 | $ 147,000 |
| Cass County Missouri | 64 | $ 7,840,000 | $ 122,000 | $ 83,000 |
| Greene County Missouri | 57 | $ 10,876,000 | $ 190,000 | $ 137,000 |
| St. Charles County Missouri | 53 | $ 8,182,000 | $ 154,000 | $ 106,000 |
| El Paso County Colorado | 49 | $ 7,615,000 | $ 155,000 | $ 90,000 |
| Denver County Colorado | 48 | $ 15,105,000 | $ 314,000 | $ 185,000 |
| Jasper County Missouri | 48 | $ 4,310,000 | $ 89,000 | $ 61,000 |
| Bourbon County Kansas | 44 | $ 4,178,000 | $ 94,000 | $ 53,000 |
| Oklahoma County Oklahoma | 42 | $ 9,008,000 | $ 214,000 | $ 140,000 |
| Shawnee County Kansas | 41 | $ 4,146,000 | $ 101,000 | $ 71,000 |
| Wyandotte County Kansas | 39 | $ 3,450,000 | $ 88,000 | $ 73,000 |
| St. Clair County Illinois | 38 | $ 3,227,000 | $ 84,000 | $ 50,000 |
| Lawrence County Missouri | 36 | $ 3,391,000 | $ 94,000 | $ 46,000 |
| Benton County Missouri | 35 | $ 3,067,000 | $ 87,000 | $ 64,000 |
| Madison County Illinois | 34 | $ 3,567,000 | $ 104,000 | $ 63,000 |
| Linn County Missouri | 34 | $ 3,541,000 | $ 104,000 | $ 77,000 |
| Barry County Missouri | 31 | $ 2,101,000 | $ 67,000 | $ 62,000 |
| Sedgwick County Kansas | 30 | $ 4,959,000 | $ 165,000 | $ 139,000 |
| Johnson County Missouri | 30 | $ 3,174,000 | $ 105,000 | $ 71,000 |
| Atchison County Kansas | 27 | $ 2,691,000 | $ 99,000 | $ 68,000 |
| Henry County Missouri | 24 | $ 1,997,000 | $ 83,000 | $ 57,000 |
| Jefferson County Missouri | 24 | $ 2,150,000 | $ 89,000 | $ 59,000 |
| Douglas County Nebraska | 24 | $ 2,802,000 | $ 116,000 | $ 101,000 |
| Maricopa County Arizona | 23 | $ 6,844,000 | $ 297,000 | $ 182,000 |
| Cole County Missouri | 21 | $ 2,044,000 | $ 97,000 | $ 59,000 |
| Boone County Missouri | 20 | $ 2,502,000 | $ 125,000 | $ 81,000 |
| Cooper County Missouri | 20 | $ 2,109,000 | $ 105,000 | $ 66,000 |
| St. Louis City County Missouri | 20 | $ 2,222,000 | $ 111,000 | $ 72,000 |
| Dickinson County Kansas | 17 | $ 2,458,000 | $ 144,000 | $ 77,000 |
| Saline County Kansas | 16 | $ 1,380,000 | $ 86,000 | $ 52,000 |
| Arapahoe County Colorado | 15 | $ 5,263,000 | $ 350,000 | $ 165,000 |
| Newton County Missouri | 15 | $ 1,591,000 | $ 106,000 | $ 68,000 |
| Andrew County Missouri | 14 | $ 2,192,000 | $ 156,000 | $ 86,000 |
| Jefferson County Colorado | 13 | $ 2,954,000 | $ 227,000 | $ 103,000 |
| Riley County Kansas | 13 | $ 1,956,000 | $ 150,000 | $ 69,000 |
| Camden County Missouri | 13 | $ 3,738,000 | $ 287,000 | $ 182,000 |
| Sullivan County Missouri | 12 | $ 707,000 | $ 58,000 | $ 58,000 |
| Vernon County Missouri | 12 | $ 2,734,000 | $ 227,000 | $ 210,000 |
| Leavenworth County Kansas | 11 | $ 1,411,000 | $ 128,000 | $ 69,000 |
| Sarpy County Nebraska | 11 | $ 1,592,000 | $ 144,000 | $ 55,000 |
| DeKalb County Missouri | 10 | $ 787,000 | $ 78,000 | $ 60,000 |
| Howard County Missouri | 8 | $ 1,122,000 | $ 140,000 | $ 133,000 |
| Lafayette County Missouri | 8 | $ 860,000 | $ 107,000 | $ 63,000 |
| Monroe County Missouri | 8 | $ 507,000 | $ 63,000 | $ 52,000 |
| Ray County Missouri | 8 | $ 838,000 | $ 104,000 | $ 121,000 |
| Cleveland County Oklahoma | 8 | $ 2,537,000 | $ 317,000 | $ 222,000 |
| Douglas County Kansas | 7 | $ 1,313,000 | $ 187,000 | $ 74,000 |
| Tulsa County Oklahoma | 7 | $ 1,700,000 | $ 242,000 | $ 165,000 |
| Douglas County Colorado | 6 | $ 1,831,000 | $ 305,000 | $ 152,000 |
| Miami County Kansas | 6 | $ 1,749,000 | $ 291,000 | $ 139,000 |
| Chariton County Missouri | 6 | $ 784,000 | $ 130,000 | $ 140,000 |
| Morgan County Missouri | 6 | $ 486,000 | $ 81,000 | $ 128,000 |
| Pettis County Missouri | 6 | $ 1,350,000 | $ 225,000 | $ 201,000 |
| Jefferson County Kansas | 5 | $ 475,000 | $ 95,000 | $ 60,000 |
| Pottawatomie County Kansas | 5 | $ 801,000 | $ 160,000 | $ 95,000 |
| Christian County Missouri | 5 | $ 835,000 | $ 167,000 | $ 70,000 |
| Clinton County Missouri | 5 | $ 572,000 | $ 114,000 | $ 93,000 |
| Nodaway County Missouri | 5 | $ 499,000 | $ 99,000 | $ 68,000 |
| Rogers County Oklahoma | 5 | $ 2,550,000 | $ 510,000 | $ 371,000 |
| Russell County Kansas | 4 | $ 171,000 | $ 42,000 | $ 89,000 |
| Stafford County Kansas | 4 | $ 265,000 | $ 66,000 | $ 37,000 |
| Delaware County Oklahoma | 4 | $ 1,133,000 | $ 283,000 | $ 389,000 |
| Riverside County California | 3 | $ 1,115,000 | $ 371,000 | $ 168,000 |
| Boulder County Colorado | 3 | $ 826,000 | $ 275,000 | $ 110,000 |
| Doniphan County Kansas | 3 | $ 101,000 | $ 33,000 | $ 87,000 |
| Harvey County Kansas | 3 | $ 304,000 | $ 101,000 | $ 116,000 |
| Ottawa County Kansas | 3 | $ 199,000 | $ 66,000 | $ 52,000 |
| Callaway County Missouri | 3 | $ 739,000 | $ 246,000 | $ 277,000 |
| Crawford County Missouri | 3 | $ 348,000 | $ 116,000 | $ 131,000 |
| Lincoln County Missouri | 3 | $ 444,000 | $ 148,000 | $ 64,000 |
| Polk County Missouri | 3 | $ 308,000 | $ 102,000 | $ 75,000 |
| Ralls County Missouri | 3 | $ 367,000 | $ 122,000 | $ 122,000 |
| St. Clair County Missouri | 3 | $ 286,000 | $ 95,000 | $ 239,000 |
| Pima County Arizona | 2 | $ 504,000 | $ 252,000 | $ 156,000 |
| San Diego County California | 2 | $ 834,000 | $ 417,000 | $ 425,000 |
| Adams County Colorado | 2 | $ 304,000 | $ 152,000 | $ 86,000 |
| Eagle County Colorado | 2 | $ 1,147,000 | $ 573,000 | $ 770,000 |
| Grand County Colorado | 2 | $ 544,000 | $ 272,000 | $ 120,000 |
| Park County Colorado | 2 | $ 558,000 | $ 279,000 | $ 101,000 |
| Summit County Colorado | 2 | $ 807,000 | $ 403,000 | $ 426,000 |
| Weld County Colorado | 2 | $ 298,000 | $ 149,000 | $ 106,000 |
| Collier County Florida | 2 | $ 834,000 | $ 417,000 | $ 443,000 |
| Monroe County Illinois | 2 | $ 155,000 | $ 77,000 | $ 48,000 |
| Barton County Kansas | 2 | $ 482,000 | $ 241,000 | $ 192,000 |
| Cloud County Kansas | 2 | $ 157,000 | $ 78,000 | $ 69,000 |
| Crawford County Kansas | 2 | $ 759,000 | $ 379,000 | $ 36,000 |
| Lincoln County Kansas | 2 | $ 103,000 | $ 51,000 | $ 32,000 |
| Linn County Kansas | 2 | $ 234,000 | $ 117,000 | $ 52,000 |
| Marshall County Kansas | 2 | $ 133,000 | $ 66,000 | $ 41,000 |
| Sumner County Kansas | 2 | $ 165,000 | $ 82,000 | $ 129,000 |
| Wabaunsee County Kansas | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Adair County Missouri | 2 | $ 159,000 | $ 79,000 | $ 29,000 |
| Bates County Missouri | 2 | $ 352,000 | $ 176,000 | $ 181,000 |
| Caldwell County Missouri | 2 | $ 138,000 | $ 69,000 | $ 72,000 |
| Grundy County Missouri | 2 | $ 107,000 | $ 53,000 | $ 31,000 |
| Holt County Missouri | 2 | $ 208,000 | $ 104,000 | $ 65,000 |
| Livingston County Missouri | 2 | $ 297,000 | $ 148,000 | $ 70,000 |
| Pike County Missouri | 2 | $ 241,000 | $ 120,000 | $ 113,000 |
| Saline County Missouri | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| St. Francois County Missouri | 2 | $ 4,000 | $ 2,000 | $ 22,000 |
| Stone County Missouri | 2 | $ 462,000 | $ 231,000 | $ 192,000 |
| Warren County Missouri | 2 | $ 913,000 | $ 456,000 | $ 59,000 |
| Bergen County New Jersey | 2 | $ 1,216,000 | $ 608,000 | $ 156,000 |
| Canadian County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 61,000 |
| Creek County Oklahoma | 2 | $ 157,000 | $ 78,000 | $ 31,000 |
| Garfield County Oklahoma | 2 | $ 575,000 | $ 287,000 | $ 473,000 |
| Grady County Oklahoma | 2 | $ 327,000 | $ 163,000 | $ 104,000 |
| Woods County Oklahoma | 2 | $ 114,000 | $ 57,000 | $ 18,000 |
| Denton County Texas | 2 | $ 1,269,000 | $ 634,000 | $ 625,000 |
| Milwaukee County Wisconsin | 2 | $ 309,000 | $ 154,000 | $ 104,000 |
| Baldwin County Alabama | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Mobile County Alabama | 1 | $ 233,000 | $ 233,000 | $ 422,000 |
| Cochise County Arizona | 1 | $ 229,000 | $ 229,000 | $ 202,000 |
| Benton County Arkansas | 1 | $ 248,000 | $ 248,000 | $ 268,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 448,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Napa County California | 1 | $ 355,000 | $ 355,000 | $ 259,000 |
| Chaffee County Colorado | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Elbert County Colorado | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 223,000 |
| Pitkin County Colorado | 1 | $ 767,000 | $ 767,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Broward County Florida | 1 | $ 403,000 | $ 403,000 | $ 315,000 |
| Duval County Florida | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Pinellas County Florida | 1 | $ 310,000 | $ 310,000 | $ 537,000 |
| Volusia County Florida | 1 | $ 142,000 | $ 142,000 | $ 100,000 |
| Walton County Florida | 1 | $ 198,000 | $ 198,000 | $ 98,000 |
| Calhoun County Illinois | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Clinton County Illinois | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 318,000 |
| Kankakee County Illinois | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| Lake County Illinois | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Macoupin County Illinois | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Linn County Iowa | 1 | $ 224,000 | $ 224,000 | $ 264,000 |
| Mahaska County Iowa | 1 | $ 70,000 | $ 70,000 | $ 257,000 |
| Allen County Kansas | 1 | $ 271,000 | $ 271,000 | $ 24,000 |
| Brown County Kansas | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Butler County Kansas | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Cherokee County Kansas | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Ellis County Kansas | 1 | $ 362,000 | $ 362,000 | $ 277,000 |
| Morris County Kansas | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Osage County Kansas | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| Woodson County Kansas | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Suffolk County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 171,000 |
| Cass County Minnesota | 1 | $ 2,193,000 | $ 2,193,000 | $ 0 |
| Barton County Missouri | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Carroll County Missouri | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Cedar County Missouri | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Dallas County Missouri | 1 | $ 80,000 | $ 80,000 | $ 169,000 |
| Franklin County Missouri | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Gasconade County Missouri | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Harrison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Marion County Missouri | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Miller County Missouri | 1 | $ 195,000 | $ 195,000 | $ 274,000 |
| Moniteau County Missouri | 1 | $ 114,000 | $ 114,000 | $ 91,000 |
| Montgomery County Missouri | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Osage County Missouri | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Randolph County Missouri | 1 | $ 11,000 | $ 11,000 | $ 33,000 |
| Ste. Genevieve County Missouri | 1 | $ 299,000 | $ 299,000 | $ 181,000 |
| Worth County Missouri | 1 | $ 48,000 | $ 48,000 | $ 76,000 |
| Valley County Montana | 1 | $ 128,000 | $ 128,000 | $ 88,000 |
| Saunders County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Douglas County Nevada | 1 | $ 648,000 | $ 648,000 | $ 924,000 |
| Washoe County Nevada | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Sussex County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Saratoga County New York | 1 | $ 380,000 | $ 380,000 | $ 97,000 |
| Cuyahoga County Ohio | 1 | $ 700,000 | $ 700,000 | $ 298,000 |
| Beckham County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Craig County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 61,000 |
| Lincoln County Oklahoma | 1 | $ 750,000 | $ 750,000 | $ 79,000 |
| Pottawatomie County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Sequoyah County Oklahoma | 1 | $ 287,000 | $ 287,000 | $ 239,000 |
| Texas County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Wagoner County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Cumberland County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Washington County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 240,000 |
| Collin County Texas | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Dallas County Texas | 1 | $ 211,000 | $ 211,000 | $ 252,000 |
| Harris County Texas | 1 | $ 118,000 | $ 118,000 | $ 104,000 |
| Johnson County Texas | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Midland County Texas | 1 | $ 156,000 | $ 156,000 | $ 285,000 |
| Wasatch County Utah | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| Clark County Washington | 1 | $ 336,000 | $ 336,000 | $ 132,000 |
| King County Washington | 1 | $ 696,000 | $ 696,000 | $ 260,000 |
| Pierce County Washington | 1 | $ 139,000 | $ 139,000 | $ 119,000 |
| Walla Walla County Washington | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Racine County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Waukesha County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 256,000 |
| Waushara County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,545 | $266,607,000 | $172,000 | $2,681,000 | $111,000 | $3,695,000 |
| Home Purchase | 725 | $105,686,000 | $145,000 | $6,500,000 | $96,000 | $1,679,000 |
| Home Improvement | 189 | $8,557,000 | $45,000 | $400,000 | $75,000 | $417,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,606 | $226,967,000 | $141,000 | $1,620,000 | $100,000 | $1,939,000 |
| Not Provided | 649 | $114,935,000 | $177,000 | $1,702,000 | $126,000 | $3,695,000 |
| Black or African American | 62 | $5,116,000 | $82,000 | $417,000 | $75,000 | $448,000 |
| Not applicable | 55 | $24,003,000 | $436,000 | $6,500,000 | $4,000 | $87,000 |
| Hispanic | 47 | $4,054,000 | $86,000 | $300,000 | $55,000 | $199,000 |
| Asian | 28 | $4,350,000 | $155,000 | $362,000 | $148,000 | $1,127,000 |
| American Indian or Alaskan Native | 11 | $1,376,000 | $125,000 | $417,000 | $179,000 | $815,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $49,000 | $49,000 | $49,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,218 | $352,097,000 | $158,000 | $6,500,000 | $109,000 | $3,695,000 |
| FHA-insured (Federal Housing Administration) | 241 | $28,753,000 | $119,000 | $400,000 | $59,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,509 | $254,051,000 | $168,000 | $6,500,000 | $113,000 | $3,695,000 |
| Application Denied By Financial Institution | 540 | $70,893,000 | $131,000 | $1,702,000 | $85,000 | $780,000 |
| Application Approved But Not Accepted | 364 | $48,658,000 | $133,000 | $1,100,000 | $93,000 | $1,008,000 |
| Application Withdrawn By Applicant | 24 | $3,320,000 | $138,000 | $895,000 | $76,000 | $583,000 |
| File Closed For Incompleteness | 22 | $3,928,000 | $178,000 | $1,068,000 | $112,000 | $674,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 195 | $33,272,000 | $170,000 | $1,480,000 | $119,000 | $770,000 |
| Debt-To-Income Ratio | 164 | $19,047,000 | $116,000 | $417,000 | $49,000 | $282,000 |
| Credit History | 100 | $7,967,000 | $79,000 | $762,000 | $66,000 | $429,000 |
| Other | 47 | $5,796,000 | $123,000 | $565,000 | $99,000 | $634,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,359,000 | $97,000 | $377,000 | $72,000 | $437,000 |
| Employment History | 8 | $749,000 | $93,000 | $202,000 | $56,000 | $132,000 |
| Unverifiable Information | 7 | $673,000 | $96,000 | $155,000 | $54,000 | $95,000 |
| Credit Application Incomplete | 5 | $2,030,000 | $406,000 | $1,702,000 | $289,000 | $780,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.