Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Umb Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,192 |
| Total Mortgage Loan Application Amount | $430,933,000 |
| Average Mortgage Loan Application Amount | $165,333 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $121,666 |
| Highest Applicant Income | $5,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 330 | $ 41,964,000 | $ 127,000 | $ 90,000 |
| Johnson County Kansas | 228 | $ 44,129,000 | $ 193,000 | $ 133,000 |
| Clay County Missouri | 119 | $ 14,111,000 | $ 118,000 | $ 77,000 |
| St. Louis County Missouri | 98 | $ 14,670,000 | $ 149,000 | $ 105,000 |
| Denver County Colorado | 66 | $ 24,830,000 | $ 376,000 | $ 312,000 |
| Buchanan County Missouri | 53 | $ 6,561,000 | $ 123,000 | $ 55,000 |
| El Paso County Colorado | 50 | $ 13,911,000 | $ 278,000 | $ 193,000 |
| Platte County Missouri | 50 | $ 11,537,000 | $ 230,000 | $ 159,000 |
| St. Charles County Missouri | 44 | $ 6,215,000 | $ 141,000 | $ 79,000 |
| Cass County Missouri | 40 | $ 6,019,000 | $ 150,000 | $ 89,000 |
| Greene County Missouri | 32 | $ 5,083,000 | $ 158,000 | $ 104,000 |
| Johnson County Missouri | 32 | $ 6,343,000 | $ 198,000 | $ 60,000 |
| Wyandotte County Kansas | 31 | $ 2,908,000 | $ 93,000 | $ 57,000 |
| Jasper County Missouri | 30 | $ 3,200,000 | $ 106,000 | $ 65,000 |
| Oklahoma County Oklahoma | 29 | $ 11,045,000 | $ 380,000 | $ 162,000 |
| Maricopa County Arizona | 26 | $ 12,184,000 | $ 468,000 | $ 348,000 |
| Arapahoe County Colorado | 25 | $ 11,645,000 | $ 465,000 | $ 264,000 |
| Dickinson County Kansas | 24 | $ 3,324,000 | $ 138,000 | $ 57,000 |
| Sedgwick County Kansas | 24 | $ 4,275,000 | $ 178,000 | $ 116,000 |
| Linn County Missouri | 24 | $ 1,951,000 | $ 81,000 | $ 62,000 |
| Boone County Missouri | 23 | $ 5,701,000 | $ 247,000 | $ 143,000 |
| Bourbon County Kansas | 21 | $ 2,226,000 | $ 106,000 | $ 54,000 |
| Jefferson County Missouri | 21 | $ 2,329,000 | $ 110,000 | $ 50,000 |
| Lawrence County Missouri | 20 | $ 1,564,000 | $ 78,000 | $ 58,000 |
| Saline County Kansas | 19 | $ 1,946,000 | $ 102,000 | $ 59,000 |
| Cooper County Missouri | 19 | $ 1,952,000 | $ 102,000 | $ 57,000 |
| Benton County Missouri | 18 | $ 1,944,000 | $ 108,000 | $ 55,000 |
| Jefferson County Colorado | 17 | $ 5,691,000 | $ 334,000 | $ 160,000 |
| Shawnee County Kansas | 17 | $ 1,332,000 | $ 78,000 | $ 56,000 |
| Douglas County Colorado | 16 | $ 6,110,000 | $ 381,000 | $ 449,000 |
| Madison County Illinois | 16 | $ 2,058,000 | $ 128,000 | $ 109,000 |
| St. Clair County Illinois | 16 | $ 1,760,000 | $ 110,000 | $ 64,000 |
| Sullivan County Missouri | 16 | $ 1,261,000 | $ 78,000 | $ 69,000 |
| Riley County Kansas | 15 | $ 6,193,000 | $ 412,000 | $ 121,000 |
| Douglas County Nebraska | 14 | $ 2,453,000 | $ 175,000 | $ 257,000 |
| Henry County Missouri | 13 | $ 1,627,000 | $ 125,000 | $ 56,000 |
| St. Louis City County Missouri | 13 | $ 1,556,000 | $ 119,000 | $ 142,000 |
| Russell County Kansas | 12 | $ 1,464,000 | $ 122,000 | $ 31,000 |
| Cole County Missouri | 12 | $ 1,779,000 | $ 148,000 | $ 134,000 |
| Atchison County Kansas | 11 | $ 1,120,000 | $ 101,000 | $ 113,000 |
| Douglas County Kansas | 11 | $ 2,730,000 | $ 248,000 | $ 67,000 |
| Leavenworth County Kansas | 10 | $ 1,396,000 | $ 139,000 | $ 86,000 |
| Eagle County Colorado | 9 | $ 9,859,000 | $ 1,095,000 | $ 1,593,000 |
| Miami County Kansas | 9 | $ 5,737,000 | $ 637,000 | $ 105,000 |
| Barry County Missouri | 9 | $ 727,000 | $ 80,000 | $ 83,000 |
| Camden County Missouri | 8 | $ 1,329,000 | $ 166,000 | $ 220,000 |
| Christian County Missouri | 8 | $ 1,443,000 | $ 180,000 | $ 91,000 |
| Morgan County Missouri | 8 | $ 1,276,000 | $ 159,000 | $ 122,000 |
| Tulsa County Oklahoma | 8 | $ 5,216,000 | $ 652,000 | $ 619,000 |
| Andrew County Missouri | 7 | $ 939,000 | $ 134,000 | $ 79,000 |
| Newton County Missouri | 7 | $ 561,000 | $ 80,000 | $ 67,000 |
| Butler County Kansas | 6 | $ 1,833,000 | $ 305,000 | $ 252,000 |
| Lafayette County Missouri | 6 | $ 1,125,000 | $ 187,000 | $ 61,000 |
| Ray County Missouri | 6 | $ 541,000 | $ 90,000 | $ 59,000 |
| Adams County Colorado | 5 | $ 1,376,000 | $ 275,000 | $ 310,000 |
| Cook County Illinois | 5 | $ 2,152,000 | $ 430,000 | $ 134,000 |
| Ellis County Kansas | 5 | $ 852,000 | $ 170,000 | $ 36,000 |
| Chariton County Missouri | 5 | $ 598,000 | $ 119,000 | $ 65,000 |
| Clinton County Missouri | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| Sarpy County Nebraska | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Broomfield County Colorado | 4 | $ 2,198,000 | $ 549,000 | $ 1,047,000 |
| Pitkin County Colorado | 4 | $ 3,115,000 | $ 778,000 | $ 709,000 |
| Linn County Kansas | 4 | $ 950,000 | $ 237,000 | $ 715,000 |
| Howard County Missouri | 4 | $ 1,078,000 | $ 269,000 | $ 59,000 |
| Monroe County Missouri | 4 | $ 300,000 | $ 75,000 | $ 55,000 |
| Nodaway County Missouri | 4 | $ 1,182,000 | $ 295,000 | $ 206,000 |
| Pettis County Missouri | 4 | $ 513,000 | $ 128,000 | $ 43,000 |
| St. Clair County Missouri | 4 | $ 503,000 | $ 125,000 | $ 109,000 |
| Cleveland County Oklahoma | 4 | $ 753,000 | $ 188,000 | $ 72,000 |
| San Diego County California | 3 | $ 2,550,000 | $ 850,000 | $ 874,000 |
| Boulder County Colorado | 3 | $ 1,464,000 | $ 488,000 | $ 273,000 |
| Summit County Colorado | 3 | $ 1,475,000 | $ 491,000 | $ 427,000 |
| Pinellas County Florida | 3 | $ 656,000 | $ 218,000 | $ 203,000 |
| Crawford County Kansas | 3 | $ 209,000 | $ 69,000 | $ 76,000 |
| Pottawatomie County Kansas | 3 | $ 337,000 | $ 112,000 | $ 30,000 |
| Stafford County Kansas | 3 | $ 421,000 | $ 140,000 | $ 325,000 |
| Adair County Missouri | 3 | $ 374,000 | $ 124,000 | $ 59,000 |
| Callaway County Missouri | 3 | $ 531,000 | $ 177,000 | $ 29,000 |
| Hickory County Missouri | 3 | $ 139,000 | $ 46,000 | $ 44,000 |
| Stone County Missouri | 3 | $ 240,000 | $ 80,000 | $ 55,000 |
| Grand County Colorado | 2 | $ 454,000 | $ 227,000 | $ 494,000 |
| Larimer County Colorado | 2 | $ 366,000 | $ 183,000 | $ 171,000 |
| Park County Colorado | 2 | $ 305,000 | $ 152,000 | $ 160,000 |
| Teller County Colorado | 2 | $ 252,000 | $ 126,000 | $ 78,000 |
| Lee County Florida | 2 | $ 264,000 | $ 132,000 | $ 518,000 |
| Clay County Kansas | 2 | $ 290,000 | $ 145,000 | $ 137,000 |
| Franklin County Kansas | 2 | $ 367,000 | $ 183,000 | $ 440,000 |
| McPherson County Kansas | 2 | $ 700,000 | $ 350,000 | $ 32,000 |
| Pratt County Kansas | 2 | $ 211,000 | $ 105,000 | $ 709,000 |
| Reno County Kansas | 2 | $ 1,165,000 | $ 582,000 | $ 37,000 |
| Bates County Missouri | 2 | $ 467,000 | $ 233,000 | $ 1,895,000 |
| Caldwell County Missouri | 2 | $ 192,000 | $ 96,000 | $ 67,000 |
| DeKalb County Missouri | 2 | $ 664,000 | $ 332,000 | $ 14,000 |
| Holt County Missouri | 2 | $ 72,000 | $ 36,000 | $ 59,000 |
| Macon County Missouri | 2 | $ 280,000 | $ 140,000 | $ 194,000 |
| Marion County Missouri | 2 | $ 241,000 | $ 120,000 | $ 86,000 |
| Moniteau County Missouri | 2 | $ 209,000 | $ 104,000 | $ 122,000 |
| Randolph County Missouri | 2 | $ 202,000 | $ 101,000 | $ 39,000 |
| Shelby County Missouri | 2 | $ 98,000 | $ 49,000 | $ 39,000 |
| Vernon County Missouri | 2 | $ 434,000 | $ 217,000 | $ 31,000 |
| Worth County Missouri | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Canadian County Oklahoma | 2 | $ 209,000 | $ 104,000 | $ 93,000 |
| Creek County Oklahoma | 2 | $ 107,000 | $ 53,000 | $ 64,000 |
| Linn County Oregon | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| Dallas County Texas | 2 | $ 6,460,000 | $ 3,230,000 | $ 2,932,000 |
| Tarrant County Texas | 2 | $ 333,000 | $ 166,000 | $ 124,000 |
| King County Washington | 2 | $ 559,000 | $ 279,000 | $ 197,000 |
| Baldwin County Alabama | 1 | $ 1,050,000 | $ 1,050,000 | $ 921,000 |
| Coconino County Arizona | 1 | $ 667,000 | $ 667,000 | $ 0 |
| Alameda County California | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Riverside County California | 1 | $ 3,691,000 | $ 3,691,000 | $ 0 |
| Santa Clara County California | 1 | $ 380,000 | $ 380,000 | $ 95,000 |
| Solano County California | 1 | $ 600,000 | $ 600,000 | $ 165,000 |
| Clear Creek County Colorado | 1 | $ 169,000 | $ 169,000 | $ 159,000 |
| Fremont County Colorado | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Garfield County Colorado | 1 | $ 1,674,000 | $ 1,674,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 402,000 | $ 402,000 | $ 248,000 |
| Huerfano County Colorado | 1 | $ 945,000 | $ 945,000 | $ 1,570,000 |
| District of Columbia County District Of Columbia | 1 | $ 483,000 | $ 483,000 | $ 148,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 344,000 |
| Broward County Florida | 1 | $ 400,000 | $ 400,000 | $ 297,000 |
| Collier County Florida | 1 | $ 1,187,000 | $ 1,187,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 182,000 | $ 182,000 | $ 87,000 |
| Manatee County Florida | 1 | $ 78,000 | $ 78,000 | $ 92,000 |
| Monroe County Florida | 1 | $ 350,000 | $ 350,000 | $ 230,000 |
| Okaloosa County Florida | 1 | $ 3,150,000 | $ 3,150,000 | $ 2,174,000 |
| Palm Beach County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Pasco County Florida | 1 | $ 134,000 | $ 134,000 | $ 124,000 |
| St. Johns County Florida | 1 | $ 310,000 | $ 310,000 | $ 55,000 |
| Sumter County Florida | 1 | $ 119,000 | $ 119,000 | $ 660,000 |
| Volusia County Florida | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Clinton County Illinois | 1 | $ 359,000 | $ 359,000 | $ 330,000 |
| Jackson County Illinois | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Monroe County Illinois | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Randolph County Illinois | 1 | $ 118,000 | $ 118,000 | $ 76,000 |
| Tazewell County Illinois | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Shelby County Indiana | 1 | $ 66,000 | $ 66,000 | $ 20,000 |
| Mills County Iowa | 1 | $ 827,000 | $ 827,000 | $ 0 |
| Allen County Kansas | 1 | $ 416,000 | $ 416,000 | $ 237,000 |
| Chautauqua County Kansas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Cloud County Kansas | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Decatur County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ellsworth County Kansas | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Geary County Kansas | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Harvey County Kansas | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Jackson County Kansas | 1 | $ 40,000 | $ 40,000 | $ 73,000 |
| Jefferson County Kansas | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Kingman County Kansas | 1 | $ 400,000 | $ 400,000 | $ 1,051,000 |
| Lincoln County Kansas | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Marion County Kansas | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Marshall County Kansas | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Osage County Kansas | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Osborne County Kansas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Ottawa County Kansas | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Smith County Kansas | 1 | $ 219,000 | $ 219,000 | $ 318,000 |
| Wilson County Kansas | 1 | $ 104,000 | $ 104,000 | $ 110,000 |
| Bourbon County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Jefferson County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 159,000 |
| Middlesex County Massachusetts | 1 | $ 424,000 | $ 424,000 | $ 202,000 |
| Nantucket County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 142,000 |
| Atchison County Missouri | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Dallas County Missouri | 1 | $ 146,000 | $ 146,000 | $ 157,000 |
| Dent County Missouri | 1 | $ 342,000 | $ 342,000 | $ 169,000 |
| Miller County Missouri | 1 | $ 48,000 | $ 48,000 | $ 67,000 |
| Ozark County Missouri | 1 | $ 309,000 | $ 309,000 | $ 245,000 |
| Ste. Genevieve County Missouri | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Taney County Missouri | 1 | $ 243,000 | $ 243,000 | $ 121,000 |
| Webster County Missouri | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Lancaster County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Clark County Nevada | 1 | $ 180,000 | $ 180,000 | $ 853,000 |
| Washoe County Nevada | 1 | $ 151,000 | $ 151,000 | $ 339,000 |
| Monmouth County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Madison County New York | 1 | $ 236,000 | $ 236,000 | $ 199,000 |
| Pender County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 168,000 |
| Cuyahoga County Ohio | 1 | $ 702,000 | $ 702,000 | $ 264,000 |
| Choctaw County Oklahoma | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Logan County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Osage County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 4,612,000 |
| Ottawa County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Pawnee County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Rogers County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Tillamook County Oregon | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| York County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Blount County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 127,000 |
| Monroe County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 127,000 |
| Shelby County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 142,000 |
| Williamson County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 132,000 |
| Denton County Texas | 1 | $ 674,000 | $ 674,000 | $ 855,000 |
| Montgomery County Texas | 1 | $ 350,000 | $ 350,000 | $ 250,000 |
| Travis County Texas | 1 | $ 268,000 | $ 268,000 | $ 85,000 |
| Salt Lake County Utah | 1 | $ 252,000 | $ 252,000 | $ 128,000 |
| Summit County Utah | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Utah County Utah | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Hanover County Virginia | 1 | $ 214,000 | $ 214,000 | $ 98,000 |
| Richmond City County Virginia | 1 | $ 204,000 | $ 204,000 | $ 44,000 |
| Rockingham County Virginia | 1 | $ 259,000 | $ 259,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 459,000 | $ 459,000 | $ 302,000 |
| Pierce County Washington | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| Milwaukee County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,255 | $256,296,000 | $204,000 | $4,424,000 | $147,000 | $4,612,000 |
| Home Purchase | 793 | $161,685,000 | $203,000 | $5,000,000 | $146,000 | $5,864,000 |
| Home Improvement | 144 | $12,952,000 | $89,000 | $1,100,000 | $72,000 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,459 | $273,395,000 | $187,000 | $3,960,000 | $166,000 | $5,864,000 |
| Not Provided | 456 | $65,988,000 | $144,000 | $960,000 | $98,000 | $1,524,000 |
| Not applicable | 121 | $69,184,000 | $571,000 | $5,000,000 | $8,000 | $977,000 |
| Black or African American | 55 | $5,349,000 | $97,000 | $504,000 | $64,000 | $290,000 |
| Hispanic | 49 | $6,327,000 | $129,000 | $1,004,000 | $216,000 | $3,490,000 |
| Asian | 39 | $8,135,000 | $208,000 | $3,150,000 | $179,000 | $2,174,000 |
| American Indian or Alaskan Native | 8 | $1,202,000 | $150,000 | $350,000 | $90,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,353,000 | $270,000 | $840,000 | $130,000 | $475,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,984 | $407,356,000 | $205,000 | $5,000,000 | $151,000 | $5,864,000 |
| FHA-insured (Federal Housing Administration) | 208 | $23,577,000 | $113,000 | $411,000 | $54,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,175 | $268,113,000 | $228,000 | $5,000,000 | $155,000 | $4,612,000 |
| Application Denied By Financial Institution | 354 | $48,361,000 | $136,000 | $1,031,000 | $97,000 | $3,125,000 |
| Application Approved But Not Accepted | 263 | $52,621,000 | $200,000 | $3,960,000 | $183,000 | $5,864,000 |
| File Closed For Incompleteness | 247 | $35,878,000 | $145,000 | $900,000 | $98,000 | $1,560,000 |
| Preapproval Approved but not Accepted | 110 | $19,383,000 | $176,000 | $1,050,000 | $157,000 | $1,524,000 |
| Preapproval Denied by Financial Institution | 37 | $4,556,000 | $123,000 | $720,000 | $72,000 | $960,000 |
| Application Withdrawn By Applicant | 6 | $2,021,000 | $336,000 | $1,080,000 | $148,000 | $270,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 120 | $17,904,000 | $149,000 | $960,000 | $57,000 | $312,000 |
| Credit History | 109 | $11,666,000 | $107,000 | $1,031,000 | $69,000 | $960,000 |
| Collateral | 92 | $12,917,000 | $140,000 | $945,000 | $175,000 | $3,125,000 |
| Other | 28 | $4,229,000 | $151,000 | $720,000 | $118,000 | $855,000 |
| Unverifiable Information | 14 | $2,508,000 | $179,000 | $391,000 | $88,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,459,000 | $162,000 | $417,000 | $95,000 | $211,000 |
| Credit Application Incomplete | 8 | $991,000 | $123,000 | $302,000 | $93,000 | $395,000 |
| Employment History | 6 | $658,000 | $109,000 | $246,000 | $68,000 | $219,000 |
| Mortgage Insurance Denied | 3 | $347,000 | $115,000 | $211,000 | $41,000 | $73,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.