Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Umb Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Umb Bank, National Association
1010 Grand Blvd
Kansas City, MO 64106
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,160
Total Mortgage Loan Application Amount $569,069,000
Average Mortgage Loan Application Amount $207,333
Highest Mortgage Loan Application Amount $35,360,000
Average Applicant Income $117,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2015.

Mortgage Loan Application Totals for Umb Bank, National Association by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson County Missouri 235 $ 32,575,000 $ 138,000 $ 92,000
Johnson County Kansas 137 $ 35,330,000 $ 257,000 $ 171,000
St. Louis County Missouri 76 $ 43,332,000 $ 570,000 $ 117,000
Clay County Missouri 68 $ 9,403,000 $ 138,000 $ 92,000
Denver County Colorado 54 $ 20,817,000 $ 385,000 $ 453,000
Maricopa County Arizona 51 $ 21,540,000 $ 422,000 $ 538,000
El Paso County Colorado 40 $ 6,426,000 $ 160,000 $ 100,000
Buchanan County Missouri 40 $ 5,029,000 $ 125,000 $ 72,000
St. Charles County Missouri 33 $ 5,244,000 $ 158,000 $ 72,000
Jasper County Missouri 32 $ 3,813,000 $ 119,000 $ 70,000
Greene County Missouri 31 $ 6,456,000 $ 208,000 $ 146,000
Bourbon County Kansas 30 $ 2,100,000 $ 70,000 $ 48,000
Jefferson County Missouri 30 $ 3,345,000 $ 111,000 $ 101,000
Sedgwick County Kansas 29 $ 4,563,000 $ 157,000 $ 98,000
Dallas County Texas 29 $ 14,082,000 $ 485,000 $ 55,000
Benton County Missouri 27 $ 2,497,000 $ 92,000 $ 64,000
Boone County Missouri 27 $ 8,304,000 $ 307,000 $ 102,000
Platte County Missouri 25 $ 20,373,000 $ 814,000 $ 192,000
Cass County Missouri 24 $ 5,189,000 $ 216,000 $ 120,000
Wyandotte County Kansas 22 $ 2,113,000 $ 96,000 $ 64,000
Saline County Kansas 20 $ 2,180,000 $ 109,000 $ 61,000
Tarrant County Texas 20 $ 30,366,000 $ 1,518,000 $ 91,000
Riley County Kansas 18 $ 2,523,000 $ 140,000 $ 138,000
Shawnee County Kansas 18 $ 2,013,000 $ 111,000 $ 62,000
Russell County Kansas 17 $ 944,000 $ 55,000 $ 43,000
Arapahoe County Colorado 16 $ 7,645,000 $ 477,000 $ 214,000
Barry County Missouri 16 $ 1,656,000 $ 103,000 $ 77,000
Johnson County Missouri 16 $ 2,964,000 $ 185,000 $ 208,000
Oklahoma County Oklahoma 16 $ 3,198,000 $ 199,000 $ 115,000
Dickinson County Kansas 15 $ 1,692,000 $ 112,000 $ 56,000
Cooper County Missouri 15 $ 1,330,000 $ 88,000 $ 61,000
Lawrence County Missouri 14 $ 945,000 $ 67,000 $ 53,000
Jefferson County Colorado 13 $ 2,975,000 $ 228,000 $ 146,000
St. Louis City County Missouri 13 $ 2,976,000 $ 228,000 $ 72,000
Madison County Illinois 12 $ 1,085,000 $ 90,000 $ 82,000
Atchison County Kansas 12 $ 1,215,000 $ 101,000 $ 54,000
St. Clair County Illinois 11 $ 562,000 $ 51,000 $ 76,000
Henry County Missouri 11 $ 1,117,000 $ 101,000 $ 43,000
Linn County Missouri 11 $ 1,025,000 $ 93,000 $ 60,000
Denton County Texas 9 $ 1,473,000 $ 163,000 $ 34,000
Miami County Kansas 8 $ 4,512,000 $ 564,000 $ 66,000
Christian County Missouri 8 $ 1,475,000 $ 184,000 $ 168,000
Adams County Colorado 7 $ 1,687,000 $ 241,000 $ 456,000
Boulder County Colorado 7 $ 5,817,000 $ 831,000 $ 386,000
Newton County Missouri 6 $ 1,322,000 $ 220,000 $ 138,000
Cleveland County Oklahoma 6 $ 36,702,000 $ 6,117,000 $ 161,000
Eagle County Colorado 5 $ 3,974,000 $ 794,000 $ 103,000
Andrew County Missouri 5 $ 526,000 $ 105,000 $ 52,000
Camden County Missouri 5 $ 1,121,000 $ 224,000 $ 362,000
Clinton County Missouri 5 $ 640,000 $ 128,000 $ 62,000
Cole County Missouri 5 $ 610,000 $ 122,000 $ 49,000
Sullivan County Missouri 5 $ 604,000 $ 120,000 $ 46,000
Los Angeles County California 4 $ 2,293,000 $ 573,000 $ 586,000
Douglas County Colorado 4 $ 1,187,000 $ 296,000 $ 1,980,000
Pottawatomie County Kansas 4 $ 804,000 $ 201,000 $ 95,000
Vernon County Missouri 4 $ 577,000 $ 144,000 $ 91,000
Sarpy County Nebraska 4 $ 461,000 $ 115,000 $ 122,000
Pima County Arizona 3 $ 581,000 $ 193,000 $ 42,000
Summit County Colorado 3 $ 938,000 $ 312,000 $ 127,000
Manatee County Florida 3 $ 351,000 $ 117,000 $ 52,000
Monroe County Florida 3 $ 1,849,000 $ 616,000 $ 295,000
Cherokee County Kansas 3 $ 232,000 $ 77,000 $ 95,000
Douglas County Kansas 3 $ 329,000 $ 109,000 $ 61,000
DeKalb County Missouri 3 $ 352,000 $ 117,000 $ 65,000
Morgan County Missouri 3 $ 457,000 $ 152,000 $ 91,000
Stone County Missouri 3 $ 441,000 $ 147,000 $ 123,000
Tulsa County Oklahoma 3 $ 414,000 $ 138,000 $ 124,000
Greenville County South Carolina 3 $ 681,000 $ 227,000 $ 63,000
Parker County Texas 3 $ 814,000 $ 271,000 $ 273,000
Pinal County Arizona 2 $ 1,550,000 $ 775,000 $ 221,000
San Diego County California 2 $ 1,775,000 $ 887,000 $ 831,000
Grand County Colorado 2 $ 900,000 $ 450,000 $ 389,000
Teller County Colorado 2 $ 449,000 $ 224,000 $ 49,000
Brevard County Florida 2 $ 451,000 $ 225,000 $ 101,000
Broward County Florida 2 $ 790,000 $ 395,000 $ 50,000
Collier County Florida 2 $ 2,654,000 $ 1,327,000 $ 1,003,000
Palm Beach County Florida 2 $ 2,417,000 $ 1,208,000 $ 214,000
Sarasota County Florida 2 $ 700,000 $ 350,000 $ 208,000
DuPage County Illinois 2 $ 626,000 $ 313,000 $ 92,000
Clay County Kansas 2 $ 284,000 $ 142,000 $ 92,000
Ellis County Kansas 2 $ 336,000 $ 168,000 $ 29,000
Ellsworth County Kansas 2 $ 167,000 $ 83,000 $ 52,000
Linn County Kansas 2 $ 122,000 $ 61,000 $ 92,000
Osage County Kansas 2 $ 166,000 $ 83,000 $ 23,000
Stafford County Kansas 2 $ 306,000 $ 153,000 $ 79,000
Nodaway County Missouri 2 $ 268,000 $ 134,000 $ 34,000
Pettis County Missouri 2 $ 8,706,000 $ 4,353,000 $ 30,000
Ray County Missouri 2 $ 251,000 $ 125,000 $ 441,000
St. Clair County Missouri 2 $ 241,000 $ 120,000 $ 34,000
Douglas County Nebraska 2 $ 229,000 $ 114,000 $ 65,000
Canadian County Oklahoma 2 $ 298,000 $ 149,000 $ 59,000
Grady County Oklahoma 2 $ 425,000 $ 212,000 $ 100,000
Payne County Oklahoma 2 $ 591,000 $ 295,000 $ 120,000
Beaufort County South Carolina 2 $ 927,000 $ 463,000 $ 190,000
Salt Lake County Utah 2 $ 582,000 $ 291,000 $ 182,000
Gila County Arizona 1 $ 417,000 $ 417,000 $ 413,000
Benton County Arkansas 1 $ 208,000 $ 208,000 $ 244,000
El Dorado County California 1 $ 425,000 $ 425,000 $ 376,000
Orange County California 1 $ 417,000 $ 417,000 $ 677,000
San Mateo County California 1 $ 407,000 $ 407,000 $ 84,000
Ventura County California 1 $ 220,000 $ 220,000 $ 71,000
Broomfield County Colorado 1 $ 326,000 $ 326,000 $ 161,000
Clear Creek County Colorado 1 $ 175,000 $ 175,000 $ 0
Elbert County Colorado 1 $ 187,000 $ 187,000 $ 48,000
Garfield County Colorado 1 $ 236,000 $ 236,000 $ 85,000
Gunnison County Colorado 1 $ 188,000 $ 188,000 $ 76,000
Huerfano County Colorado 1 $ 56,000 $ 56,000 $ 28,000
Larimer County Colorado 1 $ 217,000 $ 217,000 $ 307,000
Las Animas County Colorado 1 $ 77,000 $ 77,000 $ 59,000
Logan County Colorado 1 $ 445,000 $ 445,000 $ 0
Mesa County Colorado 1 $ 188,000 $ 188,000 $ 146,000
Phillips County Colorado 1 $ 146,000 $ 146,000 $ 44,000
Pitkin County Colorado 1 $ 223,000 $ 223,000 $ 92,000
Pueblo County Colorado 1 $ 264,000 $ 264,000 $ 98,000
Routt County Colorado 1 $ 415,000 $ 415,000 $ 159,000
San Miguel County Colorado 1 $ 1,750,000 $ 1,750,000 $ 1,598,000
Weld County Colorado 1 $ 417,000 $ 417,000 $ 62,000
Orange County Florida 1 $ 75,000 $ 75,000 $ 41,000
Walton County Florida 1 $ 200,000 $ 200,000 $ 175,000
Fulton County Georgia 1 $ 100,000 $ 100,000 $ 23,000
Kootenai County Idaho 1 $ 945,000 $ 945,000 $ 1,413,000
Cook County Illinois 1 $ 203,000 $ 203,000 $ 74,000
Monroe County Illinois 1 $ 189,000 $ 189,000 $ 118,000
Lake County Indiana 1 $ 145,000 $ 145,000 $ 183,000
Woodbury County Iowa 1 $ 13,400,000 $ 13,400,000 $ 0
Barber County Kansas 1 $ 40,000 $ 40,000 $ 68,000
Butler County Kansas 1 $ 90,000 $ 90,000 $ 36,000
Coffey County Kansas 1 $ 218,000 $ 218,000 $ 90,000
Crawford County Kansas 1 $ 175,000 $ 175,000 $ 51,000
Ford County Kansas 1 $ 104,000 $ 104,000 $ 37,000
Franklin County Kansas 1 $ 56,000 $ 56,000 $ 28,000
Geary County Kansas 1 $ 77,000 $ 77,000 $ 68,000
Jefferson County Kansas 1 $ 143,000 $ 143,000 $ 54,000
Marion County Kansas 1 $ 38,000 $ 38,000 $ 17,000
McPherson County Kansas 1 $ 170,000 $ 170,000 $ 66,000
Ottawa County Kansas 1 $ 82,000 $ 82,000 $ 57,000
Reno County Kansas 1 $ 79,000 $ 79,000 $ 0
Rush County Kansas 1 $ 52,000 $ 52,000 $ 32,000
Sumner County Kansas 1 $ 54,000 $ 54,000 $ 30,000
Suffolk County Massachusetts 1 $ 300,000 $ 300,000 $ 68,000
Ingham County Michigan 1 $ 280,000 $ 280,000 $ 114,000
Hennepin County Minnesota 1 $ 7,000,000 $ 7,000,000 $ 2,129,000
Adair County Missouri 1 $ 218,000 $ 218,000 $ 83,000
Bates County Missouri 1 $ 132,000 $ 132,000 $ 84,000
Crawford County Missouri 1 $ 30,000 $ 30,000 $ 67,000
Dade County Missouri 1 $ 172,000 $ 172,000 $ 257,000
Howard County Missouri 1 $ 100,000 $ 100,000 $ 67,000
Livingston County Missouri 1 $ 150,000 $ 150,000 $ 108,000
Maries County Missouri 1 $ 154,000 $ 154,000 $ 52,000
McDonald County Missouri 1 $ 44,000 $ 44,000 $ 54,000
Miller County Missouri 1 $ 800,000 $ 800,000 $ 793,000
Montgomery County Missouri 1 $ 34,000 $ 34,000 $ 75,000
Saline County Missouri 1 $ 48,000 $ 48,000 $ 55,000
Ste. Genevieve County Missouri 1 $ 35,000 $ 35,000 $ 74,000
Taney County Missouri 1 $ 489,000 $ 489,000 $ 0
Webster County Missouri 1 $ 109,000 $ 109,000 $ 43,000
Dodge County Nebraska 1 $ 265,000 $ 265,000 $ 141,000
Madison County New York 1 $ 417,000 $ 417,000 $ 435,000
Brunswick County North Carolina 1 $ 118,000 $ 118,000 $ 50,000
Carteret County North Carolina 1 $ 522,000 $ 522,000 $ 0
Caddo County Oklahoma 1 $ 380,000 $ 380,000 $ 165,000
Creek County Oklahoma 1 $ 235,000 $ 235,000 $ 136,000
Jackson County Oklahoma 1 $ 100,000 $ 100,000 $ 142,000
Roger Mills County Oklahoma 1 $ 180,000 $ 180,000 $ 75,000
Lane County Oregon 1 $ 304,000 $ 304,000 $ 154,000
Montgomery County Pennsylvania 1 $ 417,000 $ 417,000 $ 305,000
Washington County Rhode Island 1 $ 260,000 $ 260,000 $ 104,000
Lubbock County Texas 1 $ 101,000 $ 101,000 $ 70,000
Travis County Texas 1 $ 218,000 $ 218,000 $ 372,000
Williamson County Texas 1 $ 174,000 $ 174,000 $ 346,000
Albemarle County Virginia 1 $ 372,000 $ 372,000 $ 236,000
Charlottesville County Virginia 1 $ 100,000 $ 100,000 $ 108,000
Snohomish County Washington 1 $ 400,000 $ 400,000 $ 0

Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,176 $355,055,000 $301,000 $35,360,000 $139,000 $9,999,000
Refinancing 876 $204,416,000 $233,000 $13,400,000 $143,000 $9,999,000
Home Improvement 108 $9,598,000 $88,000 $1,500,000 $70,000 $779,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,591 $312,410,000 $196,000 $7,000,000 $151,000 $9,999,000
Not Provided 256 $57,931,000 $226,000 $8,000,000 $151,000 $9,999,000
Not applicable 146 $174,150,000 $1,192,000 $35,360,000 $25,000 $3,714,000
Black or African American 65 $7,988,000 $122,000 $696,000 $91,000 $983,000
Hispanic 60 $7,912,000 $131,000 $840,000 $46,000 $181,000
Asian 36 $8,084,000 $224,000 $1,040,000 $121,000 $688,000
American Indian or Alaskan Native 5 $544,000 $108,000 $230,000 $60,000 $127,000
Native Hawaiian or Other Pacific Islander 1 $50,000 $50,000 $50,000 $19,000 $19,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,836 $532,906,000 $290,000 $35,360,000 $153,000 $9,999,000
FHA-insured (Federal Housing Administration) 324 $36,163,000 $111,000 $321,000 $49,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,050 $340,924,000 $324,000 $35,360,000 $143,000 $7,652,000
Preapproval Approved but not Accepted 404 $79,351,000 $196,000 $1,800,000 $102,000 $2,454,000
Application Denied By Financial Institution 275 $58,714,000 $213,000 $8,600,000 $122,000 $9,999,000
Application Approved But Not Accepted 251 $56,165,000 $223,000 $2,275,000 $176,000 $5,576,000
Preapproval Denied by Financial Institution 164 $30,227,000 $184,000 $8,000,000 $152,000 $9,999,000
File Closed For Incompleteness 11 $1,961,000 $178,000 $393,000 $115,000 $550,000
Application Withdrawn By Applicant 5 $1,727,000 $345,000 $680,000 $194,000 $442,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 209 $34,375,000 $164,000 $7,000,000 $97,000 $3,600,000
Debt-To-Income Ratio 150 $28,716,000 $191,000 $8,600,000 $57,000 $1,260,000
Collateral 35 $5,843,000 $166,000 $700,000 $385,000 $9,999,000
Other 30 $15,286,000 $509,000 $8,000,000 $508,000 $9,999,000
Employment History 5 $910,000 $182,000 $417,000 $105,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 5 $3,188,000 $637,000 $2,780,000 $40,000 $71,000
Credit Application Incomplete 2 $175,000 $87,000 $100,000 $10,000 $20,000
Unverifiable Information 1 $260,000 $260,000 $260,000 $104,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Umb Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List