Umb Nba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Umb Nba 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Nba 1008 Oak St Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 258 |
| Total Mortgage Loan Application Amount | $11,812,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $660,000 |
| Average Applicant Income | $92,200 |
| Highest Applicant Income | $919,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Umb Nba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Nba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Umb Nba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Nba serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Nba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Nba's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dickinson County Kansas | 37 | $ 2,652,000 | $ 71,000 | $ 73,000 |
| Russell County Kansas | 35 | $ 1,213,000 | $ 34,000 | $ 58,000 |
| Saline County Kansas | 31 | $ 1,961,000 | $ 63,000 | $ 217,000 |
| Riley County Kansas | 30 | $ 1,959,000 | $ 65,000 | $ 52,000 |
| Cloud County Kansas | 14 | $ 458,000 | $ 32,000 | $ 43,000 |
| Sedgwick County Kansas | 11 | $ 126,000 | $ 11,000 | $ 66,000 |
| Barton County Kansas | 9 | $ 347,000 | $ 38,000 | $ 81,000 |
| Geary County Kansas | 8 | $ 331,000 | $ 41,000 | $ 78,000 |
| Finney County Kansas | 7 | $ 44,000 | $ 6,000 | $ 42,000 |
| Shawnee County Kansas | 6 | $ 43,000 | $ 7,000 | $ 55,000 |
| Ellis County Kansas | 3 | $ 230,000 | $ 76,000 | $ 54,000 |
| Harvey County Kansas | 3 | $ 22,000 | $ 7,000 | $ 39,000 |
| Marion County Kansas | 3 | $ 923,000 | $ 307,000 | $ 316,000 |
| Osage County Kansas | 3 | $ 26,000 | $ 8,000 | $ 60,000 |
| Pottawatomie County Kansas | 3 | $ 268,000 | $ 89,000 | $ 45,000 |
| Rush County Kansas | 3 | $ 25,000 | $ 8,000 | $ 65,000 |
| Butler County Kansas | 2 | $ 11,000 | $ 5,000 | $ 70,000 |
| Franklin County Kansas | 2 | $ 36,000 | $ 18,000 | $ 110,000 |
| Kingman County Kansas | 2 | $ 14,000 | $ 7,000 | $ 42,000 |
| McPherson County Kansas | 2 | $ 8,000 | $ 4,000 | $ 35,000 |
| Rice County Kansas | 2 | $ 18,000 | $ 9,000 | $ 36,000 |
| Stafford County Kansas | 2 | $ 50,000 | $ 25,000 | $ 182,000 |
| Thomas County Kansas | 2 | $ 19,000 | $ 9,000 | $ 44,000 |
| Washington County Kansas | 2 | $ 9,000 | $ 4,000 | $ 48,000 |
| Wichita County Kansas | 2 | $ 9,000 | $ 4,000 | $ 26,000 |
| Red Willow County Nebraska | 2 | $ 13,000 | $ 6,000 | $ 46,000 |
| Allen County Kansas | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Clark County Kansas | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Clay County Kansas | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Coffey County Kansas | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Comanche County Kansas | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Douglas County Kansas | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Ellsworth County Kansas | 1 | $ 3,000 | $ 3,000 | $ 33,000 |
| Grant County Kansas | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Greeley County Kansas | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Hodgeman County Kansas | 1 | $ 9,000 | $ 9,000 | $ 46,000 |
| Jefferson County Kansas | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Johnson County Kansas | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
| Lincoln County Kansas | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Lyon County Kansas | 1 | $ 71,000 | $ 71,000 | $ 78,000 |
| Mitchell County Kansas | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Morris County Kansas | 1 | $ 91,000 | $ 91,000 | $ 57,000 |
| Morton County Kansas | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Norton County Kansas | 1 | $ 68,000 | $ 68,000 | $ 82,000 |
| Osborne County Kansas | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Ottawa County Kansas | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Pawnee County Kansas | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Reno County Kansas | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Republic County Kansas | 1 | $ 18,000 | $ 18,000 | $ 53,000 |
| Rooks County Kansas | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Seward County Kansas | 1 | $ 6,000 | $ 6,000 | $ 65,000 |
| Stanton County Kansas | 1 | $ 9,000 | $ 9,000 | $ 72,000 |
| Stevens County Kansas | 1 | $ 2,000 | $ 2,000 | $ 84,000 |
| Sumner County Kansas | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Wabaunsee County Kansas | 1 | $ 2,000 | $ 2,000 | $ 53,000 |
| Jackson County Missouri | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Adams County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Hayes County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Umb Nba in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 123 | $889,000 | $6,500 | $20,000 | $43,000 | $150,000 |
| Refinancing | 81 | $6,816,000 | $84,000 | $660,000 | $105,000 | $900,000 |
| Home Purchase | 54 | $4,107,000 | $136,500 | $280,000 | $135,000 | $919,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 236 | $11,149,000 | $84,333 | $660,000 | $81,000 | $900,000 |
| Hispanic | 6 | $45,000 | $7,000 | $10,000 | $63,000 | $120,000 |
| Not Provided | 5 | $39,000 | $7,000 | $13,000 | $54,000 | $80,000 |
| Black or African American | 4 | $169,000 | $42,000 | $151,000 | $75,000 | $140,000 |
| Not applicable | 3 | $204,000 | $68,000 | $110,000 | $388,000 | $919,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $12,000 | $6,000 | $8,000 | $63,000 | $74,000 |
| American Indian or Alaskan Native | 2 | $194,000 | $97,000 | $187,000 | $34,000 | $48,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 258 | $11,812,000 | $83,666 | $660,000 | $83,666 | $919,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 218 | $11,409,000 | $125,500 | $660,000 | $114,000 | $919,000 |
| Application Denied By Financial Institution | 28 | $319,000 | $8,500 | $90,000 | $34,500 | $80,000 |
| Application Approved But Not Accepted | 12 | $84,000 | $8,000 | $10,000 | $56,000 | $150,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $213,000 | $10,000 | $90,000 | $36,500 | $80,000 |
| Debt-To-Income Ratio | 11 | $87,000 | $7,000 | $13,000 | $38,000 | $71,000 |
| Collateral | 1 | $19,000 | $19,000 | $19,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Nba's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Nba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.